The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 984 11,703 SH   SOLE   11,703 0 0
AFLAC INC COM 001055102 952 17,365 SH   SOLE   17,365 0 0
APPLE INC COM 037833100 745 3,766 SH   SOLE   3,766 0 0
BB&T CORP COM 054937107 904 18,401 SH   SOLE   18,401 0 0
CHEVRON CORP NEW COM 166764100 941 7,565 SH   SOLE   7,565 0 0
CISCO SYS INC COM 17275R102 753 13,762 SH   SOLE   13,762 0 0
DOMINION ENERGY INC COM 25746U109 931 12,042 SH   SOLE   12,042 0 0
EVERSOURCE ENERGY COM 30040W108 941 12,422 SH   SOLE   12,422 0 0
FIFTH THIRD BANCORP COM 316773100 763 27,356 SH   SOLE   27,356 0 0
FORD MTR CO DEL COM 345370860 136 13,255 SH   SOLE   13,255 0 0
GARMIN LTD SHS H2906T109 733 9,183 SH   SOLE   9,183 0 0
GENERAL MLS INC COM 370334104 917 17,452 SH   SOLE   17,452 0 0
GENUINE PARTS CO COM 372460105 873 8,426 SH   SOLE   8,426 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 19,442 330,819 SH   SOLE   330,819 0 0
GRAINGER W W INC COM 384802104 690 2,572 SH   SOLE   2,572 0 0
HARRIS CORP DEL COM 413875105 933 4,933 SH   SOLE   4,933 0 0
ILLINOIS TOOL WKS INC COM 452308109 906 6,007 SH   SOLE   6,007 0 0
INTL PAPER CO COM 460146103 872 20,131 SH   SOLE   20,131 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 225,739 1,208,839 SH   SOLE   1,208,839 0 0
ISHARES INC CORE MSCI EMKT 46434G103 336 6,530 SH   SOLE   6,530 0 0
ISHARES TR CORE US AGGBD ET 464287226 25,757 231,319 SH   SOLE   231,319 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,005 26,320 SH   SOLE   26,320 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 22,187 517,069 SH   SOLE   517,069 0 0
ISHARES TR MSCI EAFE ETF 464287465 54,594 830,574 SH   SOLE   830,574 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 28,857 674,701 SH   SOLE   674,701 0 0
ISHARES TR CORE INTL AGGR 46435G672 421 7,730 SH   SOLE   7,730 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,341 38,120 SH   SOLE   38,120 0 0
ISHARES TR CORE S&P SCP ETF 464287804 53,889 688,412 SH   SOLE   688,412 0 0
ISHARES TR CORE LT USDB ETF 464289479 27,567 417,868 SH   SOLE   417,868 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 54,685 1,084,370 SH   SOLE   1,084,370 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,798 26,990 SH   SOLE   26,990 0 0
ISHARES TR CORE TOTAL USD 46434V613 15,998 309,564 SH   SOLE   309,564 0 0
ISHARES TR CORE S&P500 ETF 464287200 274,329 930,717 SH   SOLE   930,717 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 33,734 216,940 SH   SOLE   216,940 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,003 17,100 SH   SOLE   17,100 0 0
ISHARES TR U.S. REAL ES ETF 464287739 54,059 619,157 SH   SOLE   619,157 0 0
ISHARES TR MBS ETF 464288588 21,326 198,200 SH   SOLE   198,200 0 0
ISHARES TR SHORT TREAS BD 464288679 54,154 489,420 SH   SOLE   489,420 0 0
ISHARES TR TIPS BD ETF 464287176 3,443 29,810 SH   SOLE   29,810 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,549 37,840 SH   SOLE   37,840 0 0
ISHARES TR USD INV GRDE ETF 464288620 14,354 251,520 SH   SOLE   251,520 0 0
JOHNSON & JOHNSON COM 478160104 917 6,586 SH   SOLE   6,586 0 0
KELLOGG CO COM 487836108 857 15,998 SH   SOLE   15,998 0 0
LILLY ELI & CO COM 532457108 842 7,602 SH   SOLE   7,602 0 0
LOCKHEED MARTIN CORP COM 539830109 875 2,408 SH   SOLE   2,408 0 0
MCDONALDS CORP COM 580135101 940 4,528 SH   SOLE   4,528 0 0
MERCK & CO INC COM 58933Y105 961 11,455 SH   SOLE   11,455 0 0
MICROSOFT CORP COM 594918104 938 7,003 SH   SOLE   7,003 0 0
NATIONAL FUEL GAS CO N J COM 636180101 696 13,190 SH   SOLE   13,190 0 0
PFIZER INC COM 717081103 951 21,959 SH   SOLE   21,959 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 40,628 399,289 SH   SOLE   399,289 0 0
PROCTER AND GAMBLE CO COM 742718109 959 8,742 SH   SOLE   8,742 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,002 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 3,338 67,820 SH   SOLE   67,820 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,255 195,480 SH   SOLE   195,480 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 27,345 470,898 SH   SOLE   470,898 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,369 28,260 SH   SOLE   28,260 0 0
SOUTHERN CO COM 842587107 967 17,496 SH   SOLE   17,496 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 17,567 131,887 SH   SOLE   131,887 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 21,163 356,524 SH   SOLE   356,524 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 355,816 12,024,864 SH   SOLE   12,024,864 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 79,479 2,220,696 SH   SOLE   2,220,696 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 747,873 2,552,468 SH   SOLE   2,552,468 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 42,485 145,000 SH Put SOLE   145,000 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 816 2,300 SH   SOLE   2,300 0 0
SPDR SERIES TRUST BLOMBRG BRC CORP 78464A144 34,651 1,046,522 SH   SOLE   1,046,522 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 9,153 161,736 SH   SOLE   161,736 0 0
SPDR SERIES TRUST S&P KENSHO NEW 78468R648 23,022 691,160 SH   SOLE   691,160 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 9,173 350,917 SH   SOLE   350,917 0 0
SPDR SERIES TRUST RUSSELL LOW VOL 78468R754 33,823 421,836 SH   SOLE   421,836 0 0
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 13,409 155,688 SH   SOLE   155,688 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 25,801 381,497 SH   SOLE   381,497 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 32,391 1,110,437 SH   SOLE   1,110,437 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 18,568 531,574 SH   SOLE   531,574 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 39,698 1,380,797 SH   SOLE   1,380,797 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 77,269 2,267,962 SH   SOLE   2,267,962 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 12,876 418,312 SH   SOLE   418,312 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,877 180,208 SH   SOLE   180,208 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 5,492 183,050 SH   SOLE   183,050 0 0
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 1,012 26,610 SH   SOLE   26,610 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 11,283 220,411 SH   SOLE   220,411 0 0
SYSCO CORP COM 871829107 931 13,165 SH   SOLE   13,165 0 0
UNITED TECHNOLOGIES CORP COM 913017109 870 6,681 SH   SOLE   6,681 0 0
US BANCORP DEL COM NEW 902973304 779 14,857 SH   SOLE   14,857 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 3,120 106,500 SH   SOLE   106,500 0 0
VANGUARD GROUP DIV APP ETF 921908844 1,006 8,734 SH   SOLE   8,734 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 57,121 349,600 SH   SOLE   349,600 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 41,812 1,002,454 SH   SOLE   1,002,454 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,005 11,506 SH   SOLE   11,506 0 0
WALMART INC COM 931142103 858 7,769 SH   SOLE   7,769 0 0
WASTE MGMT INC DEL COM 94106L109 999 8,659 SH   SOLE   8,659 0 0