The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,399,721 8,075 SH   SOLE   0 0 0
Abbott Laboratories COM 002824100 236,575 2,813 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109 205,328 2,824 SH   SOLE   0 0 0
Albemarle Corp COM 012653101 1,967,960 27,950 SH   SOLE   0 0 0
Alibaba Group Hldg COM 01609W102 791,162 4,669 SH   SOLE   0 0 0
Alphabet Inc Class A COM 02079K305 2,257,638 2,085 SH   SOLE   0 0 0
Alphabet Inc Class C COM 02079K107 942,554 872 SH   SOLE   0 0 0
Amazon Com Inc COM 023135106 6,370,171 3,364 SH   SOLE   0 0 0
Apple Inc COM 037833100 3,960,126 20,009 SH   SOLE   0 0 0
Bank of America Corp COM 060505104 1,044,000 36,000 SH   SOLE   0 0 0
Blackrock Inc COM 09247X101 1,658,037 3,533 SH   SOLE   0 0 0
Boeing Co COM 097023105 2,064,301 5,671 SH   SOLE   0 0 0
Caterpillar Inc COM 149123101 1,562,974 11,468 SH   SOLE   0 0 0
Chevron Corp New Com COM 166764100 368,094 2,958 SH   SOLE   0 0 0
Coca Cola Co COM 191216100 483,740 9,500 SH   SOLE   0 0 0
ConocoPhillips COM 20825C104 567,381 9,301 SH   SOLE   0 0 0
Cvs/Caremark Corp COM 126650100 1,013,732 18,604 SH   SOLE   0 0 0
Deere & Co COM 244199105 1,793,645 10,824 SH   SOLE   0 0 0
Delta Air Lines Inc Del COM 247361702 1,608,692 28,347 SH   SOLE   0 0 0
Disney Walt Co COM 254687106 373,840 2,677 SH   SOLE   0 0 0
Dominion Res Inc Va New Com COM 25746U109 1,262,818 16,332 SH   SOLE   0 0 0
EOG Resources Inc COM 26875P101 1,221,607 13,113 SH   SOLE   0 0 0
Exxon Mobil Corp COM 30231G102 3,516,047 45,883 SH   SOLE   0 0 0
FLEXSHARES MORNINGSTAR GLOBAL COM 33939L407 2,377,163 72,013 SH   SOLE   0 0 0
General Electric Co COM 369604103 565,458 53,853 SH   SOLE   0 0 0
Goldman Sachs JUSt Us COM 381430396 245,505 5,835 SH   SOLE   0 0 0
Hershey Company COM 427866108 268,060 2,000 SH   SOLE   0 0 0
Home Depot Inc COM 437076102 2,878,721 13,842 SH   SOLE   0 0 0
Intel Corp COM 458140100 746,437 15,593 SH   SOLE   0 0 0
Intl Business Machines COM 459200101 758,450 5,500 SH   SOLE   0 0 0
Ishares 0-5 Year Tips COM 46429B747 372,045 3,699 SH   SOLE   0 0 0
iShares 10-20 Year Treasury Bo COM 464288653 7,718,257 53,929 SH   SOLE   0 0 0
Ishares 3-7 Year Trery COM 464288661 11,786,527 93,722 SH   SOLE   0 0 0
iShares Barclays MBS Bond COM 464288588 2,194,547 20,395 SH   SOLE   0 0 0
Ishares Core Msci COM 46434V696 670,545 12,045 SH   SOLE   0 0 0
iShares Core MSCI Emerging Mar COM 46434G103 988,111 19,209 SH   SOLE   0 0 0
Ishares Core Msci Europe COM 46434V738 3,332,972 71,523 SH   SOLE   0 0 0
iShares MSCI ACWI COM 464288257 392,403 5,324 SH   SOLE   0 0 0
iShares MSCI ACWI EX US COM 464288240 247,178 5,286 SH   SOLE   0 0 0
iShares MSCI Canada COM 464286509 3,038,221 106,157 SH   SOLE   0 0 0
iShares MSCI EAFE Small Cap COM 464288273 4,296,701 74,855 SH   SOLE   0 0 0
Ishares Msci Usa Esg COM 46435G425 533,340 8,265 SH   SOLE   0 0 0
iShares Russell 3000 COM 464287689 492,260 2,856 SH   SOLE   0 0 0
Ishares S&P 500 Growth COM 464287309 2,879,670 16,066 SH   SOLE   0 0 0
Ishares S&P 500 Value COM 464287408 2,557,313 21,938 SH   SOLE   0 0 0
iShares S&P Midcap 400 Growth COM 464287606 6,651,219 29,395 SH   SOLE   0 0 0
iShares S&P Midcap 400 Value COM 464287705 5,140,246 32,233 SH   SOLE   0 0 0
Ishares S&P Small Cap COM 464287879 3,922,153 26,390 SH   SOLE   0 0 0
iShares S&P Small-Cap 600 Grow COM 464287887 3,572,955 19,580 SH   SOLE   0 0 0
iShares Tr MSCI Emerging Marke COM 464287234 201,071 4,686 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104 1,531,855 10,998 SH   SOLE   0 0 0
JP Morgan Chase & Co. COM 46625H100 1,549,772 13,862 SH   SOLE   0 0 0
Lockheed Martin Corp COM 539830109 1,525,777 4,197 SH   SOLE   0 0 0
Mastercard Inc. COM 57636Q104 1,720,239 6,503 SH   SOLE   0 0 0
Merck & Co Inc COM 589331107 1,070,345 12,765 SH   SOLE   0 0 0
Microsoft Corp COM 594918104 2,682,817 20,027 SH   SOLE   0 0 0
Mkt Vctrs J P Mrgn Em COM 92189F494 3,757,949 108,298 SH   SOLE   0 0 0
Moody's Corp COM 615369105 2,098,020 10,742 SH   SOLE   0 0 0
NEWMARKET CORP COM 651587107 3,163,823 7,891 SH   SOLE   0 0 0
Norfolk Southern Corp. COM 655844108 298,995 1,500 SH   SOLE   0 0 0
Nucor Corp COM 670346105 308,560 5,600 SH   SOLE   0 0 0
Philip Morris Intl COM 718172109 238,260 3,034 SH   SOLE   0 0 0
Phillips COM 718546104 482,071 5,154 SH   SOLE   0 0 0
Pimco Exch Traded Fund COM 72201R775 394,848 3,674 SH   SOLE   0 0 0
PowerShares QQQ Trust Unit Ser COM 73935A104 677,920 3,630 SH   SOLE   0 0 0
Procter & Gamble Co COM 742718109 748,252 6,824 SH   SOLE   0 0 0
SALESFORCE.COM INC COM 79466L302 770,788 5,080 SH   SOLE   0 0 0
Spdr Doubleline Ttl Rtrn COM 78467V848 222,631 4,537 SH   SOLE   0 0 0
SPDR ICE BOFAML BLMBG BRCL INV COM 78468R200 3,618,964 117,766 SH   SOLE   0 0 0
SPDR S&P 500 COM 78462F103 4,634,884 15,819 SH   SOLE   0 0 0
SPDR S&P Midcap 400 COM 595635103 804,015 2,267 SH   SOLE   0 0 0
Starbucks Corp COM 855244109 2,347,659 28,005 SH   SOLE   0 0 0
Unitedhealth Group Inc COM 91324P102 2,988,146 12,246 SH   SOLE   0 0 0
Vanguard Emerging Market COM 922042858 16,269,118 382,533 SH   SOLE   0 0 0
Vanguard European COM 922042874 16,359,025 297,979 SH   SOLE   0 0 0
Vanguard FTSE Pacific COM 922042866 13,490,341 204,152 SH   SOLE   0 0 0
Vanguard Growth COM 922908736 27,965,500 171,158 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX COM 922042775 440,911 8,647 SH   SOLE   0 0 0
Vanguard Mega Cap Value COM 921910840 2,877,634 35,747 SH   SOLE   0 0 0
Vanguard REIT COM 922908553 4,142,267 47,394 SH   SOLE   0 0 0
Vanguard S&P 500 Etf COM 922908363 1,005,357 3,735 SH   SOLE   0 0 0
Vanguard Short Term Corp Bond COM 92206C409 6,886,157 85,351 SH   SOLE   0 0 0
Vanguard Total Stock Market ET COM 922908769 720,432 4,800 SH   SOLE   0 0 0
Vanguard Total World Stock Ind COM 922042742 810,290 10,781 SH   SOLE   0 0 0
Vanguard Value COM 922908744 26,455,736 238,512 SH   SOLE   0 0 0
Vanguard World Fund Mega Cap G COM 921910840 10,971,760 84,737 SH   SOLE   0 0 0
Visa Inc COM 92826C839 3,109,322 17,916 SH   SOLE   0 0 0
Wells Fargo & Co. COM 949746101 948,908 20,053 SH   SOLE   0 0 0
WISDOMTREE TRUST BLMBRG FL TRF COM 97717X628 513,609 20,487 SH   SOLE   0 0 0
WISDOMTREE TRUST US DIVID GROW COM 97717X669 9,342,536 214,033 SH   SOLE   0 0 0