The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 82,546 3,145,798 SH   SOLE   0 0 3,145,798
ISHARES TR SHRT NAT MUN ETF 464288158 5,077 47,645 SH   SOLE   0 0 47,645
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 134,710 2,453,741 SH   SOLE   0 0 2,453,741
GENUINE PARTS CO COM 372460105 4,363 42,124 SH   SOLE   0 0 42,124
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 9,015 169,872 SH   SOLE   0 0 169,872
ISHARES TR SH TR CRPORT ETF 464288646 18,495 346,090 SH   SOLE   0 0 346,090
ISHARES TR SELECT DIVID ETF 464287168 269 2,704 SH   SOLE   0 0 2,704
APPLE INC COM 037833100 233 1,176 SH   SOLE   0 0 1,176
ISHARES TR CORE MSCI PAC 46434V696 4,333 77,838 SH   SOLE   0 0 77,838
ISHARES TR INTL SEL DIV ETF 464288448 256 8,333 SH   SOLE   0 0 8,333
AT&T INC COM 00206R102 215 6,421 SH   SOLE   0 0 6,421
VANGUARD INDEX FDS GROWTH ETF 922908736 8,883 54,364 SH   SOLE   0 0 54,364
CINCINNATI FINL CORP COM 172062101 5,457 52,636 SH   SOLE   0 0 52,636
PRICE T ROWE GROUP INC COM 74144T108 4,706 42,896 SH   SOLE   0 0 42,896
ARCHER DANIELS MIDLAND CO COM 039483102 4,027 98,702 SH   SOLE   0 0 98,702
DOVER CORP COM 260003108 5,069 50,589 SH   SOLE   0 0 50,589
ISHARES TR JPMORGAN USD EMG 464288281 42,717 377,058 SH   SOLE   0 0 377,058
ISHARES TR CORE S&P SCP ETF 464287804 430 5,491 SH   SOLE   0 0 5,491
ISHARES TR BARCLAYS 7 10 YR 464287440 37,268 338,743 SH   SOLE   0 0 338,743
ISHARES INC CORE MSCI EMKT 46434G103 469 9,120 SH   SOLE   0 0 9,120
VANGUARD INDEX FDS VALUE ETF 922908744 5,951 53,655 SH   SOLE   0 0 53,655
FRANKLIN RES INC COM 354613101 4,809 138,176 SH   SOLE   0 0 138,176
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 642 12,593 SH   SOLE   0 0 12,593
VANGUARD INDEX FDS SML CP GRW ETF 922908595 41,914 225,088 SH   SOLE   0 0 225,088
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,122 51,446 SH   SOLE   0 0 51,446
ISHARES TR 3 7 YR TREAS BD 464288661 75,060 596,854 SH   SOLE   0 0 596,854
ISHARES TR RUS 1000 VAL ETF 464287598 39,313 309,015 SH   SOLE   0 0 309,015
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 3,043 49,958 SH   SOLE   0 0 49,958
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 129,525 1,556,604 SH   SOLE   0 0 1,556,604
ILLINOIS TOOL WKS INC COM 452308109 4,769 31,620 SH   SOLE   0 0 31,620
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 112,793 2,135,020 SH   SOLE   0 0 2,135,020
AUTOMATIC DATA PROCESSING IN COM 053015103 4,985 30,153 SH   SOLE   0 0 30,153
PROGRESSIVE CORP OHIO COM 743315103 974 12,185 SH   SOLE   0 0 12,185
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,942 72,112 SH   SOLE   0 0 72,112
DBX ETF TR XTRACK USD HIGH 233051432 247 4,920 SH   SOLE   0 0 4,920
ISHARES TR CORE S&P TTL STK 464287150 219 3,294 SH   SOLE   0 0 3,294
ISHARES TR CORE US AGGBD ET 464287226 2,570 23,077 SH   SOLE   0 0 23,077
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 471 5,860 SH   SOLE   0 0 5,860
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,104 7,353 SH   SOLE   0 0 7,353
ISHARES TR IBOXX HI YD ETF 464288513 381 4,373 SH   SOLE   0 0 4,373
ISHARES TR S&P 500 GRWT ETF 464287309 1,497 8,353 SH   SOLE   0 0 8,353
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,056 48,035 SH   SOLE   0 0 48,035
3M CO COM 88579Y101 3,920 22,612 SH   SOLE   0 0 22,612
ISHARES TR S&P MC 400GR ETF 464287606 335 1,480 SH   SOLE   0 0 1,480
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 31,056 384,925 SH   SOLE   0 0 384,925
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 99,338 1,503,304 SH   SOLE   0 0 1,503,304
ISHARES TR CORE MSCI EAFE 46432F842 1,609 26,204 SH   SOLE   0 0 26,204
ISHARES TR RUS 1000 GRW ETF 464287614 54,541 346,646 SH   SOLE   0 0 346,646
ISHARES TR CORE S&P MCP ETF 464287507 201 1,037 SH   SOLE   0 0 1,037
ISHARES TR S&P 500 VAL ETF 464287408 1,310 11,236 SH   SOLE   0 0 11,236
CONSOLIDATED EDISON INC COM 209115104 4,667 53,228 SH   SOLE   0 0 53,228
ISHARES TR MSCI ACWI ETF 464288257 793 10,764 SH   SOLE   0 0 10,764
GENERAL DYNAMICS CORP COM 369550108 4,599 25,294 SH   SOLE   0 0 25,294
ISHARES TR S&P MC 400VL ETF 464287705 349 2,191 SH   SOLE   0 0 2,191
MCDONALDS CORP COM 580135101 4,996 24,057 SH   SOLE   0 0 24,057
CLOROX CO DEL COM 189054109 4,390 28,672 SH   SOLE   0 0 28,672
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,047 48,121 SH   SOLE   0 0 48,121
ISHARES TR CORE S&P500 ETF 464287200 735 2,494 SH   SOLE   0 0 2,494
AFLAC INC COM 001055102 4,743 86,529 SH   SOLE   0 0 86,529
ISHARES TR CORE HIGH DV ETF 46429B663 424 4,489 SH   SOLE   0 0 4,489
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 123,449 2,198,954 SH   SOLE   0 0 2,198,954
ISHARES TR EUROPE ETF 464287861 230 5,215 SH   SOLE   0 0 5,215
ISHARES TR CORE MSCI EURO 46434V738 9,264 198,807 SH   SOLE   0 0 198,807
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 217 1,455 SH   SOLE   0 0 1,455
VANGUARD INDEX FDS SM CP VAL ETF 922908611 38,544 295,265 SH   SOLE   0 0 295,265
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 35,633 1,091,702 SH   SOLE   0 0 1,091,702