The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,762 20,969 SH   SOLE   0 0 20,969
ALTRIA GROUP INC COM 02209S103 1,479 31,276 SH   SOLE   0 0 31,276
AMAZON COM INC COM 023135106 268 141 SH   SOLE   0 0 141
BANK NEW YORK MELLON CORP COM 064058100 1,355 30,596 SH   SOLE   0 0 30,596
BECTON DICKINSON & CO COM 075887109 1,674 6,629 SH   SOLE   0 0 6,629
BLACKROCK INC COM 09247X101 1,716 3,649 SH   SOLE   0 0 3,649
CISCO SYS INC COM 17275R102 1,719 31,379 SH   SOLE   0 0 31,379
CME GROUP INC COM 12572Q105 1,578 8,108 SH   SOLE   0 0 8,108
COCA COLA CO COM 191216100 1,665 32,772 SH   SOLE   0 0 32,772
COLGATE PALMOLIVE CO COM 194162103 217 3,028 SH   SOLE   0 0 3,028
COMCAST CORP NEW CL A 20030N101 1,661 39,235 SH   SOLE   0 0 39,235
CORTEVA INC COM 22052L104 277 9,341 SH   SOLE   0 0 9,341
DELTA AIR LINES INC DEL COM NEW 247361702 1,619 28,527 SH   SOLE   0 0 28,527
DIAGEO P L C SPON ADR NEW 25243Q205 1,652 9,580 SH   SOLE   0 0 9,580
DISNEY WALT CO COM DISNEY 254687106 265 1,907 SH   SOLE   0 0 1,907
DOW INC COM 260557103 459 9,293 SH   SOLE   0 0 9,293
DUPONT DE NEMOURS INC COM 26614N102 708 9,450 SH   SOLE   0 0 9,450
FACEBOOK INC CL A 30303M102 201 1,031 SH   SOLE   0 0 1,031
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,858 33,250 SH   SOLE   0 0 33,250
ISHARES GOLD TRUST ISHARES 464285105 13,762 1,019,393 SH   SOLE   0 0 1,019,393
ISHARES TR CORE S&P MCP ETF 464287507 8,807 45,345 SH   SOLE   0 0 45,345
ISHARES TR CORE S&P SCP ETF 464287804 5,044 64,374 SH   SOLE   0 0 64,374
ISHARES TR CORE S&P500 ETF 464287200 1,720 5,832 SH   SOLE   0 0 5,832
ISHARES TR FLTG RATE NT ETF 46429B655 6,922 135,955 SH   SOLE   0 0 135,955
ISHARES TR GLOBAL ENERG ETF 464287341 3,130 96,400 SH   SOLE   0 0 96,400
ISHARES TR RUSSELL 3000 ETF 464287689 220 1,267 SH   SOLE   0 0 1,267
ISHARES TR S&P MC 400VL ETF 464287705 4,081 25,580 SH   SOLE   0 0 25,580
ISHARES TR SP SMCP600VL ETF 464287879 4,812 32,368 SH   SOLE   0 0 32,368
JOHNSON & JOHNSON COM 478160104 1,608 11,508 SH   SOLE   0 0 11,508
LOWES COS INC COM 548661107 244 2,426 SH   SOLE   0 0 2,426
MARKEL CORP COM 570535104 5,442 4,994 SH   SOLE   0 0 4,994
MICROSOFT CORP COM 594918104 415 3,100 SH   SOLE   0 0 3,100
MONDELEZ INTL INC CL A 609207105 1,779 32,927 SH   SOLE   0 0 32,927
NEWELL BRANDS INC COM 651229106 1,724 111,802 SH   SOLE   0 0 111,802
NEXTERA ENERGY INC COM 65339F101 494 2,410 SH   SOLE   0 0 2,410
NOVARTIS A G SPONSORED ADR 66987V109 1,654 18,156 SH   SOLE   0 0 18,156
OLD LINE BANCSHARES INC COM 67984M100 1,397 52,500 SH   SOLE   0 0 52,500
ORACLE CORP COM 68389X105 1,679 29,486 SH   SOLE   0 0 29,486
PAYPAL HLDGS INC COM 70450Y103 294 2,562 SH   SOLE   0 0 2,562
PHILIP MORRIS INTL INC COM 718172109 1,525 19,381 SH   SOLE   0 0 19,381
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 475 4,672 SH   SOLE   0 0 4,672
PROGRESSIVE CORP OHIO COM 743315103 1,658 20,738 SH   SOLE   0 0 20,738
QUEST DIAGNOSTICS INC COM 74834L100 1,701 16,741 SH   SOLE   0 0 16,741
REPUBLIC SVCS INC COM 760759100 1,720 19,916 SH   SOLE   0 0 19,916
SABRE CORP COM 78573M104 1,798 81,080 SH   SOLE   0 0 81,080
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 3,781 41,275 SH   SOLE   0 0 41,275
STARBUCKS CORP COM 855244109 2,182 25,992 SH   SOLE   0 0 25,992
TARGET CORP COM 87612E106 1,816 20,924 SH   SOLE   0 0 20,924
TWILIO INC CL A 90138F102 276 2,028 SH   SOLE   0 0 2,028
UNION PACIFIC CORP COM 907818108 1,617 9,572 SH   SOLE   0 0 9,572
UNITED PARCEL SERVICE INC CL B 911312106 1,621 15,716 SH   SOLE   0 0 15,716
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 243 4,771 SH   SOLE   0 0 4,771
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,515 19,425 SH   SOLE   0 0 19,425
VERIZON COMMUNICATIONS INC COM 92343V104 1,619 28,376 SH   SOLE   0 0 28,376
VISA INC COM CL A 92826C839 231 1,332 SH   SOLE   0 0 1,332
WASTE MGMT INC DEL COM 94106L109 1,749 15,146 SH   SOLE   0 0 15,146
WELLS FARGO CO NEW COM 949746101 1,553 32,874 SH   SOLE   0 0 32,874