The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 44,405 2,055,799 SH   DFND 1 0 2,055,799 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 5,956 1,086,906 SH   DFND 1 0 1,086,906 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 10,070 1,081,608 SH   DFND 1 0 1,081,608 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 37,358 895,658 SH   DFND 1 0 895,658 0
HP INC COM 40434L105 12,297 591,476 SH   DFND 1 0 591,476 0
INFOSYS LTD SPONSORED ADR 456788108 6,294 588,250 SH   DFND 1 0 588,250 0
BT GROUP PLC ADR 05577E101 7,502 587,499 SH   DFND 1 0 587,499 0
WESTERN UN CO COM 959802109 11,309 568,552 SH   DFND 1 0 568,552 0
VEDANTA LTD SPONSORED ADR 92242Y100 5,060 497,559 SH   DFND 1 0 497,559 0
NIKE INC CL B 654106103 40,034 476,881 SH   DFND 1 0 476,881 0
BARRICK GOLD CORPORATION COM 067901108 6,985 442,915 SH   DFND 1 0 442,915 0
ISHARES TR CORE US AGGBD ET 464287226 48,344 434,167 SH   DFND 1 0 434,167 0
VANGUARD STAR FD VG TL INTL STK F 921909768 22,734 430,980 SH   DFND 1 0 430,980 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 33,661 417,989 SH   DFND 1 0 417,989 0
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 5,346 386,864 SH   DFND 1 0 386,864 0
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204 5,355 370,306 SH   DFND 1 0 370,306 0
REDFIN CORP COM 75737F108 6,629 368,681 SH   DFND 1 0 368,681 0
GAP INC COM 364760108 6,335 352,527 SH   DFND 1 0 352,527 0
NIELSEN HLDGS PLC SHS EUR G6518L108 7,574 335,112 SH   DFND 1 0 335,112 0
TERNIUM SA SPONSORED ADS 880890108 7,492 334,011 SH   DFND 1 0 334,011 0
BLOCK H & R INC COM 093671105 9,204 314,116 SH   DFND 1 0 314,116 0
L BRANDS INC COM 501797104 8,120 311,127 SH   DFND 1 0 311,127 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 13,879 310,485 SH   DFND 1 0 310,485 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 30,572 303,053 SH   DFND 1 0 303,053 0
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459 20,128 298,240 SH   DFND 1 0 298,240 0
ECOPETROL S A SPONSORED ADS 279158109 5,325 291,152 SH   DFND 1 0 291,152 0
INTERPUBLIC GROUP COS INC COM 460690100 6,011 266,111 SH   DFND 1 0 266,111 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,205 263,468 SH   DFND 1 0 263,468 0
XEROX CORP COM NEW 984121608 9,225 260,530 SH   DFND 1 0 260,530 0
BRASKEM S A SP ADR PFD A 105532105 4,770 260,354 SH   DFND 1 0 260,354 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 69,849 238,394 SH   DFND 1 0 238,394 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 9,239 230,850 SH   DFND 1 0 230,850 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 1,572 222,625 SH   DFND 1 0 222,625 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 13,837 217,192 SH   DFND 1 0 217,192 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 9,559 211,070 SH   DFND 1 0 211,070 0
INTEL CORP COM 458140100 9,943 207,699 SH   DFND 1 0 207,699 0
ORANGE SPONSORED ADR 684060106 3,258 207,272 SH   DFND 1 0 207,272 0
NORBORD INC COM NEW 65548P403 4,972 200,555 SH   DFND 1 0 200,555 0
VIACOM INC NEW CL B 92553P201 5,982 200,267 SH   DFND 1 0 200,267 0
ORACLE CORP COM 68389X105 11,231 197,140 SH   DFND 1 0 197,140 0
HANESBRANDS INC COM 410345102 3,368 195,607 SH   DFND 1 0 195,607 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 551 193,929 SH   DFND 1 0 193,929 0
NOVO-NORDISK A S ADR 670100205 9,527 186,654 SH   DFND 1 0 186,654 0
CVS HEALTH CORP COM 126650100 10,036 184,177 SH   DFND 1 0 184,177 0
SINOPEC SHANGHAI PETROCHEMIC SPON ADR H 82935M109 7,217 180,649 SH   DFND 1 0 180,649 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 8,393 178,115 SH   DFND 1 0 178,115 0
CARDINAL HEALTH INC COM 14149Y108 8,125 172,512 SH   DFND 1 0 172,512 0
MICROSOFT CORP COM 594918104 2,431,839 171,472 SH   DFND 1 0 171,472 0
GENERAL MLS INC COM 370334104 8,802 167,600 SH   DFND 1 0 167,600 0
BARCLAYS PLC ADR 06738E204 1,266 166,413 SH   DFND 1 0 166,413 0
EQUINOR ASA SPONSORED ADR 29446M102 3,272 165,409 SH   DFND 1 0 165,409 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 23,804 158,600 SH   DFND 1 0 158,600 0
ALTRIA GROUP INC COM 02209S103 7,363 155,508 SH   DFND 1 0 155,508 0
GENTEX CORP COM 371901109 3,811 154,870 SH   DFND 1 0 154,870 0
FRANKLIN RES INC COM 354613101 5,267 151,345 SH   DFND 1 0 151,345 0
MOMO INC ADR 60879B107 5,414 151,230 SH   DFND 1 0 151,230 0
WPP PLC NEW ADR 92937A102 9,410 149,571 SH   DFND 1 0 149,571 0
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 9,826 146,921 SH   DFND 1 0 146,921 0
HARLEY DAVIDSON INC COM 412822108 5,175 144,438 SH   DFND 1 0 144,438 0
NIC INC COM 62914B100 2,243 139,860 SH   DFND 1 0 139,860 0
SILICON MOTION TECHNOLOGY CO SPONSORED ADR 82706C108 6,141 138,373 SH   DFND 1 0 138,373 0
MAGNA INTL INC COM 559222401 6,848 137,796 SH   DFND 1 0 137,796 0
FALCON MINERALS CORP CL A COM 30607B109 1,114 132,634 SH   DFND 1 0 132,634 0
PENTAIR PLC SHS G7S00T104 4,877 131,102 SH   DFND 1 0 131,102 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 3,818 130,565 SH   DFND 1 0 130,565 0
CISCO SYS INC COM 17275R102 7,010 128,086 SH   DFND 1 0 128,086 0
MICHAELS COS INC COM 59408Q106 1,106 127,166 SH   DFND 1 0 127,166 0
APPLIED MATLS INC COM 038222105 5,659 126,004 SH   DFND 1 0 126,004 0
ENCANA CORP COM 292505104 646 125,880 SH   DFND 1 0 125,880 0
GRUPO AEROPORTUARIO CTR NORT SPON ADR 400501102 5,874 120,176 SH   DFND 1 0 120,176 0
SEALED AIR CORP NEW COM 81211K100 5,116 119,599 SH   DFND 1 0 119,599 0
ROBERT HALF INTL INC COM 770323103 6,714 117,762 SH   DFND 1 0 117,762 0
MSG NETWORK INC CL A 553573106 2,437 117,518 SH   DFND 1 0 117,518 0
SONY CORP SPONSORED ADR 835699307 6,154 117,465 SH   DFND 1 0 117,465 0
HOLLYFRONTIER CORP COM 436106108 5,379 116,225 SH   DFND 1 0 116,225 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,980 109,819 SH   DFND 1 0 109,819 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,076 106,351 SH   DFND 1 0 106,351 0
FORD MTR CO DEL COM 345370860 1,078 105,375 SH   DFND 1 0 105,375 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 1,412 100,261 SH   DFND 1 0 100,261 0
AFLAC INC COM 001055102 5,441 99,263 SH   DFND 1 0 99,263 0
KLA-TENCOR CORP COM 482480100 11,547 97,689 SH   DFND 1 0 97,689 0
FOOT LOCKER INC COM 344849104 4,067 97,018 SH   DFND 1 0 97,018 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 1,707 96,455 SH   DFND 1 0 96,455 0
STELLUS CAP INVT CORP COM 858568108 1,330 96,153 SH   DFND 1 0 96,153 0
NUCOR CORP COM 670346105 5,179 93,989 SH   DFND 1 0 93,989 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 6,624 92,494 SH   DFND 1 0 92,494 0
PRINCIPAL FINL GROUP INC COM 74251V102 5,324 91,927 SH   DFND 1 0 91,927 0
AMERISOURCEBERGEN CORP COM 03073E105 7,838 91,925 SH   DFND 1 0 91,925 0
CGI INC CL A SUB VTG 12532H104 6,990 91,052 SH   DFND 1 0 91,052 0
GILEAD SCIENCES INC COM 375558103 5,954 88,126 SH   DFND 1 0 88,126 0
QUALCOMM INC COM 747525103 6,517 85,668 SH   DFND 1 0 85,668 0
PENNANTPARK FLOATING RATE CA COM 70806A106 984 85,045 SH   DFND 1 0 85,045 0
THL CREDIT INC COM 872438106 560 84,398 SH   DFND 1 0 84,398 0
CORINDUS VASCULAR ROBOTICS I COM 218730109 251 84,375 SH   DFND 1 0 84,375 0
APPLE INC COM 037833100 16,672 84,236 SH   DFND 1 0 84,236 0
PACCAR INC COM 693718108 6,020 84,003 SH   DFND 1 0 84,003 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 4,512 82,525 SH   DFND 1 0 82,525 0
GREENLIGHT CAPITAL RE LTD CLASS A G4095J109 701 82,489 SH   DFND 1 0 82,489 0
YY INC SPONSORED ADS A 98426T106 5,675 81,430 SH   DFND 1 0 81,430 0
ABB LTD SPONSORED ADR 000375204 1,626 81,190 SH   DFND 1 0 81,190 0
KINDER MORGAN INC DEL COM 49456B101 1,692 81,057 SH   DFND 1 0 81,057 0
BLACK STONE MINERALS L P COM UNIT 09225M101 1,240 80,000 SH   DFND 1 0 80,000 0
PRUDENTIAL PLC ADR 74435K204 3,422 78,095 SH   DFND 1 0 78,095 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,265 76,085 SH   DFND 1 0 76,085 0
AUTOLIV INC COM 052800109 5,062 71,790 SH   DFND 1 0 71,790 0
MANULIFE FINL CORP COM 56501R106 1,302 71,638 SH   DFND 1 0 71,638 0
TEXAS INSTRS INC COM 882508104 8,095 70,534 SH   DFND 1 0 70,534 0
JOHNSON & JOHNSON COM 478160104 9,337 67,037 SH   DFND 1 0 67,037 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 5,572 66,055 SH   DFND 1 0 66,055 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 1,600 65,716 SH   DFND 1 0 65,716 0
MPLX LP COM UNIT REP LTD 55336V100 2,080 64,629 SH   DFND 1 0 64,629 0
OMNICOM GROUP INC COM 681919106 5,270 64,306 SH   DFND 1 0 64,306 0
ABBVIE INC COM 00287Y109 4,405 60,577 SH   DFND 1 0 60,577 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,737 60,172 SH   DFND 1 0 60,172 0
GPO AEROPORTUARIO DEL PAC SA SPON ADR B 400506101 6,248 59,894 SH   DFND 1 0 59,894 0
MESABI TR CTF BEN INT 590672101 1,759 59,713 SH   DFND 1 0 59,713 0
TORCHMARK CORP COM 891027104 5,189 57,998 SH   DFND 1 0 57,998 0
WELLS FARGO CO NEW COM 949746101 2,709 57,243 SH   DFND 1 0 57,243 0
RELX PLC SPONSORED ADR 759530108 1,383 56,652 SH   DFND 1 0 56,652 0
KELLOGG CO COM 487836108 2,996 55,922 SH   DFND 1 0 55,922 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,144 55,183 SH   DFND 1 0 55,183 0
ISHARES TR SHRT NAT MUN ETF 464288158 5,836 54,768 SH   DFND 1 0 54,768 0
HONEYWELL INTL INC COM 438516106 9,533 54,602 SH   DFND 1 0 54,602 0
WILLIAMS COS INC DEL COM 969457100 1,525 54,369 SH   DFND 1 0 54,369 0
ISHARES TR NATIONAL MUN ETF 464288414 6,115 54,076 SH   DFND 1 0 54,076 0
TIVITY HEALTH INC COM 88870R102 885 53,837 SH   DFND 1 0 53,837 0
BEST BUY INC COM 086516101 3,719 53,340 SH   DFND 1 0 53,340 0
RESTAURANT BRANDS INTL INC COM 76131D103 3,690 53,060 SH   DFND 1 0 53,060 0
PFIZER INC COM 717081103 2,229 51,455 SH   DFND 1 0 51,455 0
PRUDENTIAL FINL INC COM 744320102 5,185 51,333 SH   DFND 1 0 51,333 0
PROCTER AND GAMBLE CO COM 742718109 5,553 50,640 SH   DFND 1 0 50,640 0
ARES CAP CORP COM 04010L103 908 50,632 SH   DFND 1 0 50,632 0
PRICE T ROWE GROUP INC COM 74144T108 5,308 48,382 SH   DFND 1 0 48,382 0
ALLISON TRANSMISSION HLDGS I COM 01973R101 2,208 47,629 SH   DFND 1 0 47,629 0
SK TELECOM LTD SPONSORED ADR 78440P108 1,164 47,034 SH   DFND 1 0 47,034 0
PAYCHEX INC COM 704326107 3,805 46,239 SH   DFND 1 0 46,239 0
COMCAST CORP NEW CL A 20030N101 1,896 44,842 SH   DFND 1 0 44,842 0
TRAVELERS COMPANIES INC COM 89417E109 6,572 43,956 SH   DFND 1 0 43,956 0
DELUXE CORP COM 248019101 1,767 43,449 SH   DFND 1 0 43,449 0
ADVANCED ENERGY INDS COM 007973100 2,443 43,416 SH   DFND 1 0 43,416 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,782 42,747 SH   DFND 1 0 42,747 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,888 42,693 SH   DFND 1 0 42,693 0
AERCAP HOLDINGS NV SHS N00985106 2,188 42,071 SH   DFND 1 0 42,071 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,465 42,016 SH   DFND 1 0 42,016 0
AMERICAN EXPRESS CO COM 025816109 5,127 41,538 SH   DFND 1 0 41,538 0
MCKESSON CORP COM 58155Q103 5,485 40,813 SH   DFND 1 0 40,813 0
PHILIP MORRIS INTL INC COM 718172109 3,174 40,421 SH   DFND 1 0 40,421 0
MANPOWERGROUP INC COM 56418H100 3,850 39,857 SH   DFND 1 0 39,857 0
AMGEN INC COM 031162100 7,191 39,025 SH   DFND 1 0 39,025 0
ING GROEP N V SPONSORED ADR 456837103 446 38,579 SH   DFND 1 0 38,579 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 629 38,494 SH   DFND 1 0 38,494 0
US BANCORP DEL COM NEW 902973304 2,000 38,161 SH   DFND 1 0 38,161 0
CITIGROUP INC COM NEW 172967424 2,671 38,147 SH   DFND 1 0 38,147 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,482 37,843 SH   DFND 1 0 37,843 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,204 37,199 SH   DFND 1 0 37,199 0
NOVARTIS A G SPONSORED ADR 66987V109 3,289 36,023 SH   DFND 1 0 36,023 0
QUEST DIAGNOSTICS INC COM 74834L100 3,665 35,996 SH   DFND 1 0 35,996 0
TARGA RES CORP COM 87612G101 1,384 35,242 SH   DFND 1 0 35,242 0
ILLINOIS TOOL WKS INC COM 452308109 5,255 34,843 SH   DFND 1 0 34,843 0
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 387 34,151 SH   DFND 1 0 34,151 0
SUNCOR ENERGY INC NEW COM 867224107 1,013 32,514 SH   DFND 1 0 32,514 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,332 32,270 SH   DFND 1 0 32,270 0
MEDTRONIC PLC SHS G5960L103 3,122 32,060 SH   DFND 1 0 32,060 0
UNITEDHEALTH GROUP INC COM 91324P102 7,701 31,562 SH   DFND 1 0 31,562 0
SNAP ON INC COM 833034101 5,153 31,108 SH   DFND 1 0 31,108 0
STARBUCKS CORP COM 855244109 2,490 29,703 SH   DFND 1 0 29,703 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 2,619 29,591 SH   DFND 1 0 29,591 0
BANK AMER CORP COM 060505104 848 29,228 SH   DFND 1 0 29,228 0
NETAPP INC COM 64110D104 1,789 28,993 SH   DFND 1 0 28,993 0
PHILLIPS 66 PARTNERS LP COM UNIT REP INT 718549207 1,426 28,895 SH   DFND 1 0 28,895 0
BP PLC SPONSORED ADR 055622104 1,201 28,796 SH   DFND 1 0 28,796 0
KIMBERLY CLARK CORP COM 494368103 3,819 28,651 SH   DFND 1 0 28,651 0
MICRO FOCUS INTERNATIONAL PL SPON ADR NEW 594837403 747 28,538 SH   DFND 1 0 28,538 0
NORTH AMERN CONSTR GROUP LTD COM 656811106 297 27,500 SH   DFND 1 0 27,500 0
WEYERHAEUSER CO COM 962166104 695 26,399 SH   DFND 1 0 26,399 0
JPMORGAN CHASE & CO COM 46625H100 2,838 25,384 SH   DFND 1 0 25,384 0
CHEVRON CORP NEW COM 166764100 3,145 25,270 SH   DFND 1 0 25,270 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 2,146 25,121 SH   DFND 1 0 25,121 0
BHP GROUP LTD SPONSORED ADS 088606108 1,451 24,975 SH   DFND 1 0 24,975 0
VISA INC COM CL A 92826C839 4,294 24,744 SH   DFND 1 0 24,744 0
COSTCO WHSL CORP NEW COM 22160K105 6,509 24,630 SH   DFND 1 0 24,630 0
CIGNA CORP NEW COM 125523100 3,867 24,547 SH   DFND 1 0 24,547 0
NEWMONT GOLDCORP CORPORATION COM 651639106 941 24,460 SH   DFND 1 0 24,460 0
THE CHARLES SCHWAB CORPORATI COM 808513105 978 24,346 SH   DFND 1 0 24,346 0
SAP SE SPON ADR 803054204 3,295 24,085 SH   DFND 1 0 24,085 0
MERCK & CO INC COM 58933Y105 1,991 23,750 SH   DFND 1 0 23,750 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,516 23,692 SH   DFND 1 0 23,692 0
BANK OF MARIN BANCORP COM 063425102 954 23,258 SH   DFND 1 0 23,258 0
GILDAN ACTIVEWEAR INC COM 375916103 887 22,929 SH   DFND 1 0 22,929 0
DASEKE INC COM 23753F107 82 22,770 SH   DFND 1 0 22,770 0
LILLY ELI & CO COM 532457108 2,479 22,376 SH   DFND 1 0 22,376 0
TARGET CORP COM 87612E106 1,914 22,103 SH   DFND 1 0 22,103 0
TOTAL S A SPONSORED ADS 89151E109 1,232 22,086 SH   DFND 1 0 22,086 0
F5 NETWORKS INC COM 315616102 3,210 22,041 SH   DFND 1 0 22,041 0
CHENIERE ENERGY INC COM NEW 16411R208 1,492 21,790 SH   DFND 1 0 21,790 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 326 21,784 SH   DFND 1 0 21,784 0
ONEOK INC NEW COM 682680103 1,496 21,748 SH   DFND 1 0 21,748 0
CATERPILLAR INC DEL COM 149123101 2,816 20,660 SH   DFND 1 0 20,660 0
COCA COLA CO COM 191216100 1,051 20,644 SH   DFND 1 0 20,644 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 1,351 20,547 SH   DFND 1 0 20,547 0
FACEBOOK INC CL A 30303M102 3,919 20,308 SH   DFND 1 0 20,308 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 276 19,968 SH   DFND 1 0 19,968 0
SANOFI SPONSORED ADR 80105N105 855 19,767 SH   DFND 1 0 19,767 0
ABBOTT LABS COM 002824100 1,620 19,265 SH   DFND 1 0 19,265 0
CAPITAL ONE FINL CORP COM 14040H105 1,745 19,226 SH   DFND 1 0 19,226 0
PEMBINA PIPELINE CORP COM 706327103 714 19,193 SH   DFND 1 0 19,193 0
AKAMAI TECHNOLOGIES INC COM 00971T101 1,500 18,718 SH   DFND 1 0 18,718 0
CBRE GROUP INC CL A 12504L109 931 18,152 SH   DFND 1 0 18,152 0
NORDSTROM INC COM 655664100 577 18,112 SH   DFND 1 0 18,112 0
ISHARES TR MSCI ACWI ETF 464288257 1,332 18,075 SH   DFND 1 0 18,075 0
UNILEVER PLC SPON ADR NEW 904767704 1,108 17,879 SH   DFND 1 0 17,879 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 518 17,743 SH   DFND 1 0 17,743 0
IHS MARKIT LTD SHS G47567105 1,085 17,024 SH   DFND 1 0 17,024 0
MARATHON OIL CORP COM 565849106 236 16,641 SH   DFND 1 0 16,641 0
MONROE CAP CORP COM 610335101 188 16,305 SH   DFND 1 0 16,305 0
DISNEY WALT CO COM DISNEY 254687106 2,261 16,194 SH   DFND 1 0 16,194 0
STATE STR CORP COM 857477103 902 16,096 SH   DFND 1 0 16,096 0
DOCUSIGN INC COM 256163106 793 15,959 SH   DFND 1 0 15,959 0
NUTANIX INC CL A 67059N108 408 15,722 SH   DFND 1 0 15,722 0
ROGERS COMMUNICATIONS INC CL B 775109200 822 15,365 SH   DFND 1 0 15,365 0
ZOETIS INC CL A 98978V103 1,644 14,484 SH   DFND 1 0 14,484 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,993 14,451 SH   DFND 1 0 14,451 0
FEDEX CORP COM 31428X106 35,137 14,204 SH   DFND 1 0 14,204 0
PAYPAL HLDGS INC COM 70450Y103 1,605 14,025 SH   DFND 1 0 14,025 0
CHUBB LIMITED COM H1467J104 2,032 13,797 SH   DFND 1 0 13,797 0
DOLLAR GEN CORP NEW COM 256677105 1,784 13,198 SH   DFND 1 0 13,198 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,064 13,174 SH   DFND 1 0 13,174 0
SMARTSHEET INC COM CL A 83200N103 620 12,802 SH   DFND 1 0 12,802 0
CARNIVAL PLC ADR 14365C103 574 12,676 SH   DFND 1 0 12,676 0
WIPRO LTD SPON ADR 1 SH 97651M109 54 12,506 SH   DFND 1 0 12,506 0
DEERE & CO COM 244199105 2,010 12,128 SH   DFND 1 0 12,128 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,321 11,911 SH   DFND 1 0 11,911 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,968 11,775 SH   DFND 1 0 11,775 0
AMAZON COM INC COM 023135106 22,239 11,744 SH   DFND 1 0 11,744 0
UBER TECHNOLOGIES INC COM 90353T100 537 11,585 SH   DFND 1 0 11,585 0
ISHARES GOLD TRUST ISHARES 464285105 150 11,136 SH   DFND 1 0 11,136 0
EXXON MOBIL CORP COM 30231G102 836 10,910 SH   DFND 1 0 10,910 0
AT&T INC COM 00206R102 353 10,547 SH   DFND 1 0 10,547 0
LINDE PLC SHS G5494J103 2,106 10,488 SH   DFND 1 0 10,488 0
MARATHON PETE CORP COM 56585A102 577 10,326 SH   DFND 1 0 10,326 0
RYANAIR HLDGS PLC SPONSORED ADS 783513203 652 10,159 SH   DFND 1 0 10,159 0
1895 BANCORP OF WIS INC COM 28252W105 95 10,000 SH   DFND 1 0 10,000 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,534 9,950 SH   DFND 1 0 9,950 0
UNITED PARCEL SERVICE INC CL B 911312106 991 9,598 SH   DFND 1 0 9,598 0
RETAIL VALUE INC COM 76133Q102 328 9,414 SH   DFND 1 0 9,414 0
STANLEY BLACK & DECKER INC COM 854502101 1,347 9,314 SH   DFND 1 0 9,314 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,515 9,270 SH   DFND 1 0 9,270 0
AON PLC SHS CL A G0408V102 1,729 8,961 SH   DFND 1 0 8,961 0
SPLUNK INC COM 848637104 1,120 8,908 SH   DFND 1 0 8,908 0
INTERDIGITAL INC COM 45867G101 574 8,906 SH   DFND 1 0 8,906 0
ALEXION PHARMACEUTICALS INC COM 015351109 1,160 8,859 SH   DFND 1 0 8,859 0
CRANE CO COM 224399105 735 8,810 SH   DFND 1 0 8,810 0
HOME DEPOT INC COM 437076102 1,820 8,749 SH   DFND 1 0 8,749 0
SALESFORCE COM INC COM 79466L302 1,320 8,700 SH   DFND 1 0 8,700 0
CORNING INC COM 219350105 287 8,646 SH   DFND 1 0 8,646 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 710 8,292 SH   DFND 1 0 8,292 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,167 8,050 SH   DFND 1 0 8,050 0
FISERV INC COM 337738108 710 7,784 SH   DFND 1 0 7,784 0
ISHARES TR MSCI ACWI EX US 464288240 363 7,763 SH   DFND 1 0 7,763 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,224 7,574 SH   DFND 1 0 7,574 0
HESS CORP COM 42809H107 477 7,500 SH   DFND 1 0 7,500 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,599 7,500 SH   DFND 1 0 7,500 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 215 7,487 SH   DFND 1 0 7,487 0
ECOLAB INC COM 278865100 1,477 7,479 SH   DFND 1 0 7,479 0
CANADIAN NATL RY CO COM 136375102 671 7,252 SH   DFND 1 0 7,252 0
ISHARES TR RUS MDCP VAL ETF 464287473 639 7,165 SH   DFND 1 0 7,165 0
ADOBE INC COM 00724F101 2,103 7,137 SH   DFND 1 0 7,137 0
DOW INC COM 260557103 336 6,816 SH   DFND 1 0 6,816 0
CORTEVA INC COM 22052L104 202 6,816 SH   DFND 1 0 6,816 0
DUPONT DE NEMOURS INC COM 26614N102 512 6,816 SH   DFND 1 0 6,816 0
BAIDU INC SPON ADR REP A 056752108 791 6,739 SH   DFND 1 0 6,739 0
UNITED TECHNOLOGIES CORP COM 913017109 862 6,618 SH   DFND 1 0 6,618 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 329 6,460 SH   DFND 1 0 6,460 0
NORFOLK SOUTHERN CORP COM 655844108 1,283 6,436 SH   DFND 1 0 6,436 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 519 6,427 SH   DFND 1 0 6,427 0
ISHARES TR RUS MD CP GR ETF 464287481 877 6,152 SH   DFND 1 0 6,152 0
BOEING CO COM 097023105 2,229 6,122 SH   DFND 1 0 6,122 0
ALPHABET INC CAP STK CL A 02079K305 6,542 6,042 SH   DFND 1 0 6,042 0
ISHARES TR RUSSELL 2000 ETF 464287655 935 6,012 SH   DFND 1 0 6,012 0
PALO ALTO NETWORKS INC COM 697435105 1,217 5,975 SH   DFND 1 0 5,975 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,197 5,851 SH   DFND 1 0 5,851 0
BIOGEN INC COM 09062X103 1,361 5,820 SH   DFND 1 0 5,820 0
GRUBHUB INC COM 400110102 452 5,795 SH   DFND 1 0 5,795 0
RAYTHEON CO COM NEW 755111507 998 5,742 SH   DFND 1 0 5,742 0
ISHARES TR MSCI USA ESG SLC 464288802 683 5,605 SH   DFND 1 0 5,605 0
PARKER HANNIFIN CORP COM 701094104 945 5,561 SH   DFND 1 0 5,561 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 310 5,414 SH   DFND 1 0 5,414 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 342 5,398 SH   DFND 1 0 5,398 0
ISHARES TR MSCI EAFE ETF 464287465 326 4,962 SH   DFND 1 0 4,962 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 825 4,871 SH   DFND 1 0 4,871 0
CONOCOPHILLIPS COM 20825C104 292 4,790 SH   DFND 1 0 4,790 0
PIONEER NAT RES CO COM 723787107 734 4,768 SH   DFND 1 0 4,768 0
NVIDIA CORP COM 67066G104 759 4,622 SH   DFND 1 0 4,622 0
GRAINGER W W INC COM 384802104 1,196 4,458 SH   DFND 1 0 4,458 0
VMWARE INC CL A COM 928563402 736 4,402 SH   DFND 1 0 4,402 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 344 4,385 SH   DFND 1 0 4,385 0
ISHARES TR RUS 1000 ETF 464287622 698 4,285 SH   DFND 1 0 4,285 0
LHC GROUP INC COM 50187A107 498 4,165 SH   DFND 1 0 4,165 0
DANAHER CORPORATION COM 235851102 594 4,157 SH   DFND 1 0 4,157 0
CONSOLIDATED EDISON INC COM 209115104 360 4,106 SH   DFND 1 0 4,106 0
AMERICAN INTL GROUP INC COM NEW 026874784 216 4,056 SH   DFND 1 0 4,056 0
BROADCOM INC COM 11135F101 1,160 4,028 SH   DFND 1 0 4,028 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,295 3,651 SH   DFND 1 0 3,651 0
ISHARES TR RUS 1000 GRW ETF 464287614 568 3,611 SH   DFND 1 0 3,611 0
MCCORMICK & CO INC COM NON VTG 579780206 553 3,570 SH   DFND 1 0 3,570 0
ISHARES TR CORE S&P SCP ETF 464287804 276 3,530 SH   DFND 1 0 3,530 0
DOLLAR TREE INC COM 256746108 376 3,503 SH   DFND 1 0 3,503 0
BAXTER INTL INC COM 071813109 285 3,479 SH   DFND 1 0 3,479 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 245 3,261 SH   DFND 1 0 3,261 0
KANSAS CITY SOUTHERN COM NEW 485170302 396 3,249 SH   DFND 1 0 3,249 0
MCDONALDS CORP COM 580135101 661 3,183 SH   DFND 1 0 3,183 0
PHILLIPS 66 COM 718546104 291 3,112 SH   DFND 1 0 3,112 0
CERNER CORP COM 156782104 225 3,067 SH   DFND 1 0 3,067 0
BLACKROCK INC COM 09247X101 1,395 2,973 SH   DFND 1 0 2,973 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 487 2,921 SH   DFND 1 0 2,921 0
TABLEAU SOFTWARE INC CL A 87336U105 483 2,909 SH   DFND 1 0 2,909 0
EQUINIX INC COM 29444U700 1,337 2,652 SH   DFND 1 0 2,652 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 240 2,533 SH   DFND 1 0 2,533 0
NEXTERA ENERGY INC COM 65339F101 508 2,478 SH   DFND 1 0 2,478 0
HERSHEY CO COM 427866108 307 2,287 SH   DFND 1 0 2,287 0
STRYKER CORP COM 863667101 432 2,102 SH   DFND 1 0 2,102 0
LIBERTY BROADBAND CORP COM SER C 530307305 211 2,029 SH   DFND 1 0 2,029 0
3M CO COM 88579Y101 335 1,931 SH   DFND 1 0 1,931 0
TOTAL SYS SVCS INC COM 891906109 241 1,879 SH   DFND 1 0 1,879 0
WASTE MGMT INC DEL COM 94106L109 214 1,855 SH   DFND 1 0 1,855 0
NETFLIX INC COM 64110L106 679 1,849 SH   DFND 1 0 1,849 0
ZIMMER BIOMET HLDGS INC COM 98956P102 218 1,849 SH   DFND 1 0 1,849 0
INVESCO QQQ TR UNIT SER 1 46090E103 344 1,841 SH   DFND 1 0 1,841 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 340 1,613 SH   DFND 1 0 1,613 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 328 1,565 SH   DFND 1 0 1,565 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 1,123 1,532 SH   DFND 1 0 1,532 0
FUNKO INC COM CL A 361008105 7,293 1,402 SH   DFND 1 0 1,402 0
UNION PACIFIC CORP COM 907818108 233 1,375 SH   DFND 1 0 1,375 0
KRAFT HEINZ CO COM 500754106 15,547 1,366 SH   DFND 1 0 1,366 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 359 1,350 SH   DFND 1 0 1,350 0
NORTHROP GRUMMAN CORP COM 666807102 354 1,095 SH   DFND 1 0 1,095 0
ISHARES TR U.S. TECH ETF 464287721 204 1,033 SH   DFND 1 0 1,033 0
ALPHABET INC CAP STK CL C 02079K107 1,094 1,012 SH   DFND 1 0 1,012 0
PETMED EXPRESS INC COM 716382106 15,670 1,000 SH   DFND 1 0 1,000 0
ACTIVISION BLIZZARD INC COM 00507V109 18,898 792 SH   DFND 1 0 792 0
BOOKING HLDGS INC COM 09857L108 1,294 690 SH   DFND 1 0 690 0
SHERWIN WILLIAMS CO COM 824348106 315 688 SH   DFND 1 0 688 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 236 640 SH   DFND 1 0 640 0
BILIBILI INC SPONS ADS REP Z 090040106 8,135 500 SH   DFND 1 0 500 0
LUCKIN COFFEE INC SPONSORED ADS 54951L109 7,796 400 SH   DFND 1 0 400 0
SEA LTD NOTE 2.250% 7/0 81141RAB6 9,966 300 SH   DFND 1 0 300 0