The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 684,000 3,947 SH   SOLE 0 0 0 3,947
Alliant Energy COM 018802108 319,000 6,502 SH   SOLE 0 0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 225,000 208 SH   SOLE 0 0 0 208
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 203,000 188 SH   SOLE 0 0 0 188
Amazon Com Inc COM 023135106 2,466,000 1,302 SH   SOLE 0 0 0 1,302
Amgen COM 031162100 334,000 1,812 SH   SOLE 0 0 0 1,812
Apple Inc COM 037833100 888,000 4,486 SH   SOLE 0 0 0 4,486
AT&T Inc COM 00206R102 226,000 6,754 SH   SOLE 0 0 0 6,754
Berkshire Hathaway B CL B NEW 084670702 889,000 4,170 SH   SOLE 0 0 0 4,170
Boeing COM 097023105 248,000 681 SH   SOLE 0 0 0 681
Cincinnati Financial COM 172062101 202,000 1,950 SH   SOLE 0 0 0 1,950
Claymore Guggenheim BulletShares 2020 Corp Bd ETF GUG BULL2020 E 18383M514 916,000 43,090 SH   SOLE 0 0 0 43,090
Claymore Guggenheim BulletShares 2021 Corp Bd ETF GUGG BULSCH 2021 18383M266 1,118,000 52,746 SH   SOLE 0 0 0 52,746
Claymore Guggenheim BulletShares 2022 Corp Bd ETF GUGG BULSH 2022 18383M258 1,029,000 48,114 SH   SOLE 0 0 0 48,114
Claymore Guggenheim BulletShares 2023 Corp Bd ETF 2023 CORP BOND 18383M241 1,013,000 47,902 SH   SOLE 0 0 0 47,902
Colgate-Palmolive COM 194162103 684,000 9,543 SH   SOLE 0 0 0 9,543
Comcast Corp A CL A 20030N101 805,000 19,044 SH   SOLE 0 0 0 19,044
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 2,876,000 90,992 SH   SOLE 0 0 0 90,992
Deutsche X-Trackers MSCI Europe Hedged Equity XTRACK MSCI EURP 233051853 407,000 14,001 SH   SOLE 0 0 0 14,001
DTE Energy COM 233331107 346,000 2,706 SH   SOLE 0 0 0 2,706
Ecolab COM 278865100 661,000 3,350 SH   SOLE 0 0 0 3,350
Exxon Mobil COM 30231G102 584,000 7,620 SH   SOLE 0 0 0 7,620
First TR Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 4,177,000 80,829 SH   SOLE 0 0 0 80,829
Ford Motor Company COM 345370860 129,000 12,574 SH   SOLE 0 0 0 12,574
Home Depot Inc. COM 437076102 346,000 1,664 SH   SOLE 0 0 0 1,664
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797 1,011,000 40,397 SH   SOLE 0 0 0 40,397
Intel Corp COM 458140100 386,000 8,072 SH   SOLE 0 0 0 8,072
International Business Machines COM 459200101 301,000 2,185 SH   SOLE 0 0 0 2,185
Invesco BulletShares 2024 Corp Bd ETF BULSHS 2024 CB 46138J841 982,000 46,222 SH   SOLE 0 0 0 46,222
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 11,601,000 39,358 SH   SOLE 0 0 0 39,358
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 12,233,000 62,970 SH   SOLE 0 0 0 62,970
Ishares Gold Trust ISHARES 464285105 186,000 13,780 SH   SOLE 0 0 0 13,780
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 3,542,000 48,053 SH   SOLE 0 0 0 48,053
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 1,325,000 20,151 SH   SOLE 0 0 0 20,151
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,416,000 56,306 SH   SOLE 0 0 0 56,306
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 21,271,000 135,192 SH   SOLE 0 0 0 135,192
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 6,866,000 53,970 SH   SOLE 0 0 0 53,970
iShares Russell 2000 ETF RUS 2000 ETF 464287655 1,221,000 7,850 SH   SOLE 0 0 0 7,850
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 545,000 9,750 SH   SOLE 0 0 0 9,750
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 416,000 2,916 SH   SOLE 0 0 0 2,916
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 2,100,000 11,714 SH   SOLE 0 0 0 11,714
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 417,000 3,576 SH   SOLE 0 0 0 3,576
Ishares TR Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 425,000 4,772 SH   SOLE 0 0 0 4,772
Johnson & Johnson COM 478160104 759,000 5,450 SH   SOLE 0 0 0 5,450
JP Morgan Chase COM 46625H100 475,000 4,245 SH   SOLE 0 0 0 4,245
Lam Research Corp COM 512807108 231,000 1,228 SH   SOLE 0 0 0 1,228
MBT Financial Corp COM 578877102 178,000 17,808 SH   SOLE 0 0 0 17,808
McDonalds Corp COM 580135101 733,000 3,531 SH   SOLE 0 0 0 3,531
Merck & Co COM 58933Y105 690,000 8,231 SH   SOLE 0 0 0 8,231
Microsoft Corp COM 594918104 705,000 5,264 SH   SOLE 0 0 0 5,264
Oracle Corp COM 68389X105 279,000 4,906 SH   SOLE 0 0 0 4,906
PepsiCo COM 713448108 625,000 4,770 SH   SOLE 0 0 0 4,770
PowerShares QQQ ETF UNIT SER 1 73935A104 1,051,000 5,629 SH   SOLE 0 0 0 5,629
PowerShares Water Resources ETF WATER RES PORT 73935X575 580,000 16,296 SH   SOLE 0 0 0 16,296
Proctor & Gamble COM 742718109 447,000 4,080 SH   SOLE 0 0 0 4,080
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 9,913,000 91,960 SH   SOLE 0 0 0 91,960
Salesforce.com Inc. COM 79466L302 202,000 1,330 SH   SOLE 0 0 0 1,330
Select Sector Spider Technology 81369Y803 203,000 2,598 SH   SOLE 0 0 0 2,598
SPDR Gold ETF GOLD SHS 78463V107 1,006,000 7,554 SH   SOLE 0 0 0 7,554
SPDR S&P 500 ETF TR UNIT 78462F103 55,631,000 189,866 SH   SOLE 0 0 0 189,866
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 21,998,000 62,038 SH   SOLE 0 0 0 62,038
Vanguard Growth ETF GROWTH ETF 922908736 529,000 3,236 SH   SOLE 0 0 0 3,236
Vanguard Intl Equity Index Emerging Mkts ETF FTSE EMR MKT ETF 922042858 356,000 8,369 SH   SOLE 0 0 0 8,369
Vanguard Mid-Cap ETF MID CAP ETF 922908629 441,000 2,638 SH   SOLE 0 0 0 2,638
Vanguard Value ETF VALUE ETF 922908744 579,000 5,221 SH   SOLE 0 0 0 5,221
Verizon COM 92343V104 301,000 5,263 SH   SOLE 0 0 0 5,263
Walt Disney Company COM 254687106 676,000 4,843 SH   SOLE 0 0 0 4,843
Zomedica Pharmaceutical COM 98979F107 6,000 26,703 SH   SOLE 0 0 0 26,703