The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 3,353 61,181 SH   SOLE   61,181 0 0
AGCO CORP COM 001084102 271 3,500 SH   SOLE   3,500 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,217 13,082 SH   SOLE   13,082 0 0
ALPHABET INC CAP STK CL A 02079K305 759 701 SH   SOLE   701 0 0
ALPHABET INC CAP STK CL C 02079K107 4,456 4,122 SH   SOLE   4,122 0 0
AMAZON COM INC COM 023135106 1,771 935 SH   SOLE   935 0 0
AMERICAN EXPRESS CO COM 025816109 3,520 28,513 SH   SOLE   28,513 0 0
AMGEN INC COM 031162100 3,920 21,271 SH   SOLE   21,271 0 0
APPLE INC COM 037833100 6,926 34,994 SH   SOLE   34,994 0 0
AT&T INC COM 00206R102 2,688 80,227 SH   SOLE   80,227 0 0
BANK AMER CORP COM 060505104 3,674 126,687 SH   SOLE   126,687 0 0
BECTON DICKINSON & CO COM 075887109 391 1,550 SH   SOLE   1,550 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 311 1,460 SH   SOLE   1,460 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 56 10,000 SH   SOLE   10,000 0 0
BP PLC SPONSORED ADR 055622104 2,458 58,934 SH   SOLE   58,934 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 692 15,260 SH   SOLE   15,260 0 0
CATERPILLAR INC DEL COM 149123101 385 2,824 SH   SOLE   2,824 0 0
CHEVRON CORP NEW COM 166764100 3,413 27,427 SH   SOLE   27,427 0 0
CIGNA CORP NEW COM 125523100 3,161 20,062 SH   SOLE   20,062 0 0
CISCO SYS INC COM 17275R102 4,250 77,660 SH   SOLE   77,660 0 0
CITIGROUP INC COM NEW 172967424 2,956 42,205 SH   SOLE   42,205 0 0
COCA COLA CO COM 191216100 235 4,622 SH   SOLE   4,622 0 0
CORTEVA INC COM ADDED 22052L104 502 16,973 SH   SOLE   16,973 0 0
COSTCO WHSL CORP NEW COM 22160K105 212 803 SH   SOLE   803 0 0
CSX CORP COM 126408103 216 2,795 SH   SOLE   2,795 0 0
D R HORTON INC COM 23331A109 2,705 62,719 SH   SOLE   62,719 0 0
DISNEY WALT CO COM DISNEY 254687106 3,545 25,386 SH   SOLE   25,386 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 349 3,537 SH   SOLE   3,537 0 0
DOW INC COM 260557103 794 16,095 SH   SOLE   16,095 0 0
DOWDUPONT INC COM DELETED 26078J100 1,273 16,953 SH   SOLE   16,953 0 0
EXXON MOBIL CORP COM 30231G102 3,000 39,151 SH   SOLE   39,151 0 0
FACEBOOK INC CL A 30303M102 5,290 27,411 SH   SOLE   27,411 0 0
FIRST TR DJS MICROCAP INDEX COM SHS ANNUAL 33718M105 213 4,702 SH   SOLE   4,702 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 10,962 227,847 SH   SOLE   227,847 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 412 10,482 SH   SOLE   10,482 0 0
GENERAL DYNAMICS CORP COM 369550108 2,736 15,047 SH   SOLE   15,047 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 11,060 110,208 SH   SOLE   110,208 0 0
HALLIBURTON CO COM 406216101 1,661 73,043 SH   SOLE   73,043 0 0
HOME DEPOT INC COM 437076102 3,580 17,215 SH   SOLE   17,215 0 0
INTEL CORP COM 458140100 3,256 68,008 SH   SOLE   68,008 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 434 3,145 SH   SOLE   3,145 0 0
INTUIT COM 461202103 1,359 5,200 SH   SOLE   5,200 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,571 33,632 SH   SOLE   33,632 0 0
ISHARES TR COHEN STEER REIT 464287564 6,066 53,845 SH   SOLE   53,845 0 0
ISHARES TR CORE MSCI EAFE 46432F842 521 8,478 SH   SOLE   8,478 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,961 38,113 SH   SOLE   38,113 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,247 47,119 SH   SOLE   47,119 0 0
ISHARES TR U.S. REAL ES ETF 464287739 215 2,462 SH   SOLE   2,462 0 0
ISHARES GOLD TRUST ISHARES 464285105 2,122 157,152 SH   SOLE   157,152 0 0
ISHARES TR INTRM TR CRP ETF 464288638 18,746 329,157 SH   SOLE   329,157 0 0
ISHARES TR SHORT TREAS BD 464288679 792 7,157 SH   SOLE   7,157 0 0
ISHARES TR TIPS BD ETF 464287176 316 2,737 SH   SOLE   2,737 0 0
ISHARES TR EAFE GRWTH ETF 464288885 5,523 68,385 SH   SOLE   68,385 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,423 36,866 SH   SOLE   36,866 0 0
ISHARES TR EAFE SML CP ETF 464288273 14,706 256,206 SH   SOLE   256,206 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,326 48,392 SH   SOLE   48,392 0 0
ISHARES TR MSCI INDIA ETF 46429B598 376 10,650 SH   SOLE   10,650 0 0
ISHARES TR MSCI USA ESG SLC 464288802 241 1,979 SH   SOLE   1,979 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,950 18,752 SH   SOLE   18,752 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,913 22,897 SH   SOLE   22,897 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,735 23,574 SH   SOLE   23,574 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 442 2,844 SH   SOLE   2,844 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,537 37,650 SH   SOLE   37,650 0 0
ISHARES TR MICRO-CAP ETF 464288869 15,663 168,073 SH   SOLE   168,073 0 0
ISHARES TR RUS MD CP GR ETF 464287481 14,958 104,903 SH   SOLE   104,903 0 0
ISHARES TR RUS MID CAP ETF 464287499 952 17,035 SH   SOLE   17,035 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 13,371 150,013 SH   SOLE   150,013 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,829 9,598 SH   SOLE   9,598 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,897 47,775 SH   SOLE   47,775 0 0
ISHARES TR S&P MC 400GR ETF 464287606 708 3,131 SH   SOLE   3,131 0 0
ISHARES TR CORE S&P MCP ETF 464287507 476 2,451 SH   SOLE   2,451 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,262 7,915 SH   SOLE   7,915 0 0
ISHARES TR NATIONAL MUN ETF 464288414 16,350 144,578 SH   SOLE   144,578 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 33,772 316,955 SH   SOLE   316,955 0 0
ISHARES TR S&P SML 600 GWT 464287887 12,976 71,109 SH   SOLE   71,109 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,420 43,689 SH   SOLE   43,689 0 0
ISHARES TR SP SMCP600VL ETF 464287879 11,985 80,645 SH   SOLE   80,645 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 333 6,612 SH   SOLE   6,612 0 0
ISHARES TR SH TR CRPORT ETF 464288646 39,401 737,302 SH   SOLE   737,302 0 0
JOHNSON & JOHNSON COM 478160104 3,756 26,965 SH   SOLE   26,965 0 0
JPMORGAN CHASE & CO COM 46625H100 4,171 37,308 SH   SOLE   37,308 0 0
KIMBERLY CLARK CORP COM 494368103 3,024 22,688 SH   SOLE   22,688 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 2,889 66,302 SH   SOLE   66,302 0 0
LINDE PLC SHS G5494J103 3,280 16,335 SH   SOLE   16,335 0 0
MASTERCARD INC CL A 57636Q104 282 1,065 SH   SOLE   1,065 0 0
MCDONALDS CORP COM 580135101 445 2,144 SH   SOLE   2,144 0 0
MELLANOX TECHNOLOGIES LTD SHS M51363113 332 3,000 SH   SOLE   3,000 0 0
MERCK & CO INC COM 58933Y105 3,705 44,187 SH   SOLE   44,187 0 0
METLIFE INC COM 59156R108 2,652 53,397 SH   SOLE   53,397 0 0
MGE ENERGY INC COM 55277P104 292 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 6,406 47,821 SH   SOLE   47,821 0 0
NETFLIX INC COM 64110L106 1,107 3,013 SH   SOLE   3,013 0 0
NIKE INC CL B 654106103 275 3,272 SH   SOLE   3,272 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 6 10,000 SH   SOLE   10,000 0 0
NORTHROP GRUMMAN CORP COM 666807102 210 649 SH   SOLE   649 0 0
NVIDIA CORP COM 67066G104 2,782 16,937 SH   SOLE   16,937 0 0
ONEOK INC NEW COM 682680103 247 3,597 SH   SOLE   3,597 0 0
ORACLE CORP COM 68389X105 240 4,213 SH   SOLE   4,213 0 0
PAYPAL HLDGS INC COM 70450Y103 546 4,773 SH   SOLE   4,773 0 0
PEPSICO INC COM 713448108 626 4,775 SH   SOLE   4,775 0 0
PERKINELMER INC COM 714046109 376 3,901 SH   SOLE   3,901 0 0
PFIZER INC COM 717081103 3,544 81,799 SH   SOLE   81,799 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 255 4,654 SH   SOLE   4,654 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,136 10,573 SH   SOLE   10,573 0 0
PROCTER AND GAMBLE CO COM 742718109 3,481 31,748 SH   SOLE   31,748 0 0
RPM INTL INC COM 749685103 3,033 49,635 SH   SOLE   49,635 0 0
SALESFORCE COM INC COM 79466L302 202 1,330 SH   SOLE   1,330 0 0
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 38 10,000 SH   SOLE   10,000 0 0
SAP SE SPON ADR 803054204 2,206 16,125 SH   SOLE   16,125 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,038 77,651 SH   SOLE   77,651 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,265 164,064 SH   SOLE   164,064 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 999 30,596 SH   SOLE   30,596 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 761 14,352 SH   SOLE   14,352 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 614 8,703 SH   SOLE   8,703 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 363 5,173 SH   SOLE   5,173 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,783 105,549 SH   SOLE   105,549 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11,472 204,350 SH   SOLE   204,350 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,573 62,592 SH   SOLE   62,592 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 454 10,211 SH   SOLE   10,211 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,082 57,111 SH   SOLE   57,111 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 262 4,645 SH   SOLE   4,645 0 0
SEMPRA ENERGY COM 816851109 261 1,900 SH   SOLE   1,900 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 3,755 96,895 SH   SOLE   96,895 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 398 7,968 SH   SOLE   7,968 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 3,616 72,110 SH   SOLE   72,110 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 771 15,755 SH   SOLE   15,755 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 404 7,444 SH   SOLE   7,444 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 202 3,934 SH   SOLE   3,934 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 207 5,337 SH   SOLE   5,337 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1,085 17,808 SH   SOLE   17,808 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 972 16,012 SH   SOLE   16,012 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 572 19,090 SH   SOLE   19,090 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 333 940 SH   SOLE   940 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,158 3,951 SH   SOLE   3,951 0 0
STARBUCKS CORP COM 855244109 545 6,501 SH   SOLE   6,501 0 0
SVB FINL GROUP COM 78486Q101 449 2,000 SH   SOLE   2,000 0 0
TARGET CORP COM 87612E106 3,213 37,094 SH   SOLE   37,094 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 260 3,327 SH   SOLE   3,327 0 0
TECK RESOURCES LTD CL B 878742204 2,891 125,354 SH   SOLE   125,354 0 0
TEXAS INSTRS INC COM 882508104 854 7,439 SH   SOLE   7,439 0 0
TRIMBLE INC COM 896239100 271 6,000 SH   SOLE   6,000 0 0
UNILEVER N V N Y SHS NEW 904784709 2,595 42,738 SH   SOLE   42,738 0 0
UNITEDHEALTH GROUP INC COM 91324P102 226 926 SH   SOLE   926 0 0
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 255 3,000 SH   SOLE   3,000 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,041 79,866 SH   SOLE   79,866 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,657 38,957 SH   SOLE   38,957 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,234 63,415 SH   SOLE   63,415 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,311 14,143 SH   SOLE   14,143 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 629 4,671 SH   SOLE   4,671 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,284 13,665 SH   SOLE   13,665 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 284 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,071 12,254 SH   SOLE   12,254 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,696 17,212 SH   SOLE   17,212 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,354 15,685 SH   SOLE   15,685 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 258 2,325 SH   SOLE   2,325 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 476 8,331 SH   SOLE   8,331 0 0
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103 2,125 246,264 SH   SOLE   246,264 0 0
VISA INC COM CL A 92826C839 370 2,131 SH   SOLE   2,131 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 91 14,000 SH   SOLE   14,000 0 0
VOYA RISK MANAGED NAT RES FD COM 92913C106 78 15,000 SH   SOLE   15,000 0 0
WALMART INC COM 931142103 3,008 27,222 SH   SOLE   27,222 0 0
WELLS FARGO CO NEW COM 949746101 448 9,463 SH   SOLE   9,463 0 0
WISDOMTREE TR YIELD ENHANCED 97717Y808 258 5,124 SH   SOLE   5,124 0 0
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 2,416 100,690 SH   SOLE   100,690 0 0
WISDOMTREE TR E MKTS CNSMR GR 97717W539 7,596 337,331 SH   SOLE   337,331 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,217 27,246 SH   SOLE   27,246 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 5,029 192,961 SH   SOLE   192,961 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 12,727 205,540 SH   SOLE   205,540 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,918 60,251 SH   SOLE   60,251 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 7,369 297,631 SH   SOLE   297,631 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 26,193 897,625 SH   SOLE   897,625 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 21,139 484,283 SH   SOLE   484,283 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 656 6,770 SH   SOLE   6,770 0 0
XILINX INC COM 983919101 2,637 22,367 SH   SOLE   22,367 0 0