The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,094 845 SH   SOLE   575 0 270
Wells Fargo & Co New Perp Pfd CV PFD 949746804 414 320 SH   OTR   100 0 220
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 222 8,600 SH   SOLE   2,000 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 139 5,400 SH   OTR   4,000 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 231 9,100 SH   SOLE   0 0 9,100
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 51 2,000 SH   OTR   0 0 2,000
Anworth Mortgage Asset 7.625 P PRD 037347408 100 4,000 SH   OTR   4,000 0 0
Capital One Finl Pfd Ser H PRD 14040H840 44 1,700 SH   OTR   0 0 1,700
Golar LNG Partners LP 8.75 Cum PRD Y2745C110 100 4,000 SH   OTR   4,000 0 0
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 267 10,200 SH   SOLE   0 0 10,200
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 50 1,900 SH   OTR   0 0 1,900
Pennymac Mtg Invt Tr Pfd Ser A PRD 70931T301 103 4,000 SH   OTR   4,000 0 0
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 770 31,450 SH   SOLE   16,550 0 14,900
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 362 14,800 SH   OTR   9,200 0 5,600
3M Co. COM 88579Y101 603 2,902 SH   SOLE   225 0 2,677
3M Co. COM 88579Y101 351 1,690 SH   OTR   124 0 1,566
AFLAC Inc. COM 001055102 3,216 64,330 SH   SOLE   52,542 0 11,788
AFLAC Inc. COM 001055102 138 2,756 SH   OTR   156 0 2,600
AT&T Inc COM 00206R102 393 12,525 SH   SOLE   125 0 12,400
AT&T Inc COM 00206R102 3 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 886 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 415 5,150 SH   OTR   250 0 4,900
Abbott Labs COM 002824100 145 1,810 SH   SOLE   0 0 1,810
Abbott Labs COM 002824100 408 5,100 SH   OTR   0 0 5,100
Adobe Sys Inc Com COM 00724F101 33 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 80 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 21,855 856,400 SH   SOLE   386,900 0 469,500
Advanced Micro Devices Com COM 007903107 396 15,500 SH   OTR   0 0 15,500
Albemarle Corp. COM 012653101 120 1,463 SH   SOLE   1,463 0 0
Albemarle Corp. COM 012653101 528 6,438 SH   OTR   6,438 0 0
Allergan COM G0177J108 1,464 9,998 SH   SOLE   2,811 0 7,187
Allergan COM G0177J108 128 875 SH   OTR   175 0 700
Alphabet Inc Cap Stk Cl A COM 02079K305 19,226 16,336 SH   SOLE   8,514 0 7,822
Alphabet Inc Cap Stk Cl A COM 02079K305 1,086 923 SH   OTR   273 0 650
Alphabet Inc Cap Stk Cl C COM 02079K107 6,555 5,587 SH   SOLE   2,536 0 3,051
Alphabet Inc Cap Stk Cl C COM 02079K107 225 192 SH   OTR   114 0 78
Amazon Com Inc Com COM 023135106 237 133 SH   SOLE   8 0 125
Amer States Water Co COM 029899101 198 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 654 3,440 SH   SOLE   1,765 0 1,675
Amgen, Inc. Com COM 031162100 61 322 SH   OTR   122 0 200
Apache Corp COM 037411105 233 6,710 SH   SOLE   1,310 0 5,400
Apache Corp COM 037411105 23 650 SH   OTR   300 0 350
Apple, Inc. COM 037833100 27,513 144,846 SH   SOLE   81,608 0 63,238
Apple, Inc. COM 037833100 1,843 9,704 SH   OTR   3,250 0 6,454
Applied Materials Inc. COM 038222105 3,712 93,585 SH   SOLE   74,385 0 19,200
Applied Materials Inc. COM 038222105 207 5,220 SH   OTR   500 0 4,720
Aptiv PLC COM G6095L109 12,398 155,970 SH   SOLE   68,370 0 87,600
Aptiv PLC COM G6095L109 577 7,255 SH   OTR   2,980 0 4,275
Avery Dennison Corp. COM 053611109 350 3,100 SH   OTR   3,100 0 0
B&G Foods Inc. COM 05508R106 891 36,500 SH   SOLE   17,300 0 19,200
B&G Foods Inc. COM 05508R106 54 2,200 SH   OTR   1,400 0 800
BP PLC Spons ADR COM 055622104 162 3,700 SH   SOLE   0 0 3,700
BP PLC Spons ADR COM 055622104 238 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 20 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 360 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 11 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 301 790 SH   SOLE   35 0 755
Bright Horizons Family Solutio COM 109194100 15,673 123,300 SH   SOLE   59,800 0 63,500
Bright Horizons Family Solutio COM 109194100 687 5,405 SH   OTR   355 0 5,050
Broadridge Financial Solutions COM 11133T103 16,997 163,923 SH   SOLE   81,233 0 82,690
Broadridge Financial Solutions COM 11133T103 768 7,410 SH   OTR   3,360 0 4,050
CSX Corp COM 126408103 49 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 50 931 SH   SOLE   0 0 931
California Wtr Svc Group COM 130788102 163 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 13,205 161,644 SH   SOLE   71,580 0 90,064
Capital One Finl Corp COM 14040H105 441 5,402 SH   OTR   600 0 4,802
Cardinal Health Inc. COM 14149Y108 4 93 SH   SOLE   93 0 0
Charles Schwab Corp (New) COM 808513105 622 14,557 SH   SOLE   13,957 0 600
Charles Schwab Corp (New) COM 808513105 128 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,595 29,186 SH   SOLE   19,853 0 9,333
Chevron Corp COM 166764100 3,149 25,561 SH   OTR   4,252 0 21,309
Cisco Systems COM 17275R102 6,841 126,701 SH   SOLE   90,601 0 36,100
Cisco Systems COM 17275R102 439 8,125 SH   OTR   1,900 0 6,225
Coca Cola Co COM 191216100 564 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 9 200 SH   OTR   0 0 200
Constellation Brands Inc Cl A COM 21036P108 30 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 19,832 81,904 SH   SOLE   39,503 0 42,401
Costco Wholesale COM 22160K105 773 3,191 SH   OTR   1,156 0 2,035
DR Horton Inc COM 23331A109 16,724 404,159 SH   SOLE   200,505 0 203,654
DR Horton Inc COM 23331A109 799 19,306 SH   OTR   8,440 0 10,866
Danaher Corp Del COM COM 235851102 18,941 143,473 SH   SOLE   67,678 0 75,795
Danaher Corp Del COM COM 235851102 1,399 10,600 SH   OTR   2,845 0 7,755
Deere & Co COM 244199105 10 63 SH   SOLE   63 0 0
Disney Walt Co Del COM 254687106 12,883 116,036 SH   SOLE   49,030 0 67,006
Disney Walt Co Del COM 254687106 789 7,102 SH   OTR   1,811 0 5,291
DowDupont, Inc. COM 26078J100 682 12,800 SH   SOLE   6,050 0 6,750
DowDupont, Inc. COM 26078J100 490 9,200 SH   OTR   4,800 0 4,400
Eaton Corp COM G29183103 43 530 SH   SOLE   80 0 450
Ecolab Inc Com COM 278865100 106 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 9,394 49,100 SH   SOLE   4,000 0 45,100
Energy Transfer LP UT Ltd Ptn COM 29273V100 74 4,800 SH   SOLE   0 0 4,800
Exxon Mobil Corp COM 30231G102 857 10,608 SH   SOLE   3,250 0 7,358
Exxon Mobil Corp COM 30231G102 228 2,823 SH   OTR   750 0 2,073
Fiserv Inc Com COM 337738108 17,033 192,947 SH   SOLE   89,757 0 103,190
Fiserv Inc Com COM 337738108 1,228 13,910 SH   OTR   3,840 0 10,070
Fortive Corp. COM 34959J108 14,141 168,570 SH   SOLE   78,890 0 89,680
Fortive Corp. COM 34959J108 776 9,245 SH   OTR   2,945 0 6,300
Franklin Res Inc COM 354613101 14 423 SH   SOLE   423 0 0
Garrett Motion Inc COM 366505105 1 59 SH   SOLE   59 0 0
General Elec Co COM 369604103 285 28,500 SH   SOLE   19,100 0 9,400
General Elec Co COM 369604103 90 8,998 SH   OTR   850 0 8,148
Gilead Sciences Inc. COM 375558103 1,366 21,005 SH   SOLE   5,000 0 16,005
Gilead Sciences Inc. COM 375558103 111 1,700 SH   OTR   0 0 1,700
Halliburton Co COM 406216101 1,498 51,125 SH   SOLE   19,475 0 31,650
Halliburton Co COM 406216101 449 15,325 SH   OTR   7,225 0 8,100
Hexcel Corp COM 428291108 18,991 274,592 SH   SOLE   134,488 0 140,104
Hexcel Corp COM 428291108 805 11,640 SH   OTR   940 0 10,700
Home Depot Inc COM 437076102 14,620 76,192 SH   SOLE   36,467 0 39,725
Home Depot Inc COM 437076102 943 4,912 SH   OTR   1,462 0 3,450
Hon Hai Precision Inds ORD COM Y36861105 2 1,000 SH   OTR   1,000 0 0
Honeywell Intl Inc COM 438516106 94 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 169 3,100 SH   SOLE   0 0 3,100
IQVIA Holdings Inc COM 46266C105 19,088 132,696 SH   SOLE   63,738 0 68,958
IQVIA Holdings Inc COM 46266C105 1,021 7,100 SH   OTR   450 0 6,650
Illumina Inc Com COM 452327109 5,592 18,000 SH   SOLE   0 0 18,000
Int'l Bus Mach COM 459200101 127 900 SH   OTR   0 0 900
Intel Corp COM 458140100 449 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 21 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 16,950 222,611 SH   SOLE   107,071 0 115,540
Intercontinental Exchange Grou COM 45866F104 1,171 15,385 SH   OTR   4,175 0 11,210
Intuitive Surgical Inc Com New COM 46120E602 82 144 SH   SOLE   0 0 144
JPMorgan Chase & Co COM 46625H100 6,141 60,660 SH   SOLE   4,210 0 56,450
JPMorgan Chase & Co COM 46625H100 400 3,950 SH   OTR   250 0 3,700
Johnson & Johnson COM 478160104 18,019 128,899 SH   SOLE   59,328 0 69,571
Johnson & Johnson COM 478160104 1,056 7,552 SH   OTR   2,592 0 4,960
Kimberly Clark Corp COM 494368103 136 1,100 SH   SOLE   0 0 1,100
Lowes Cos Inc Com COM 548661107 53 488 SH   SOLE   0 0 488
McDonalds Corp COM 580135101 389 2,050 SH   SOLE   0 0 2,050
McDonalds Corp COM 580135101 81 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 10,523 126,523 SH   SOLE   99,483 0 27,040
Merck & Co Inc COM 58933Y105 431 5,180 SH   OTR   55 0 5,125
Microsoft Corp COM 594918104 725 6,145 SH   SOLE   2,011 0 4,134
Microsoft Corp COM 594918104 294 2,493 SH   OTR   60 0 2,433
Nestle SA Spons ADR (For Reg) COM 641069406 5,742 60,235 SH   SOLE   53,619 0 6,616
Nestle SA Spons ADR (For Reg) COM 641069406 526 5,523 SH   OTR   2,500 0 3,023
Nike, Inc. Cl B COM 654106103 11 125 SH   OTR   0 0 125
Norfolk Southern Corp COM 655844108 224 1,200 SH   SOLE   0 0 1,200
OGE Energy Corp. COM 670837103 21 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 357 5,400 SH   SOLE   3,300 0 2,100
Occidental Pete Corp D COM 674599105 46 700 SH   OTR   300 0 400
Oracle Systems Corp COM 68389X105 462 8,600 SH   SOLE   8,000 0 600
Paccar Inc COM 693718108 174 2,550 SH   SOLE   0 0 2,550
Panasonic Corp ADR (new) COM 69832A205 4 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 24,209 233,136 SH   SOLE   110,506 0 122,630
PayPal Holdings Inc. COM 70450Y103 1,600 15,406 SH   OTR   4,956 0 10,450
Pepsico Inc COM 713448108 15,858 129,399 SH   SOLE   57,833 0 71,566
Pepsico Inc COM 713448108 832 6,792 SH   OTR   1,265 0 5,527
Pfizer Inc COM 717081103 199 4,680 SH   SOLE   1,380 0 3,300
Pfizer Inc COM 717081103 691 16,280 SH   OTR   1,500 0 14,780
Procter & Gamble Co. COM 742718109 1,875 18,017 SH   SOLE   4,299 0 13,718
Procter & Gamble Co. COM 742718109 1,450 13,938 SH   OTR   1,000 0 12,938
Regeneron Pharmaceutical Com COM 75886F107 1,766 4,301 SH   SOLE   3,651 0 650
Resideo Technologies Inc COM 76118Y104 2 98 SH   SOLE   98 0 0
Roper Technologies Inc COM 776696106 20,229 59,153 SH   SOLE   28,113 0 31,040
Roper Technologies Inc COM 776696106 1,209 3,535 SH   OTR   1,085 0 2,450
Ross Stores Inc. COM 778296103 549 5,900 SH   SOLE   5,900 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,726 27,574 SH   SOLE   25,374 0 2,200
Salesforce.com Inc COM 79466L302 8,957 56,555 SH   SOLE   15,180 0 41,375
Salesforce.com Inc COM 79466L302 158 1,000 SH   OTR   0 0 1,000
Sanofi - ADR COM 80105N105 92 2,075 SH   SOLE   75 0 2,000
Sanofi - ADR COM 80105N105 77 1,750 SH   OTR   400 0 1,350
Schlumberger Ltd COM 806857108 5,596 128,446 SH   SOLE   10,026 0 118,420
Schlumberger Ltd COM 806857108 126 2,895 SH   OTR   470 0 2,425
Sempra Energy COM 816851109 101 800 SH   SOLE   0 0 800
Sempra Energy COM 816851109 204 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 39 9,547 SH   SOLE   0 0 9,547
Siemens AG Spons ADR (new) COM 826197501 79 1,468 SH   SOLE   0 0 1,468
Smith & Nephew PLC Spons ADR COM 83175M205 327 8,150 SH   SOLE   0 0 8,150
Southwestern Energy Co COM 845467109 19 4,028 SH   SOLE   2,285 0 1,743
Starbucks Corp COM 855244109 30 400 SH   OTR   400 0 0
State Street Corp COM 857477103 82 1,250 SH   SOLE   0 0 1,250
State Street Corp COM 857477103 30 450 SH   OTR   0 0 450
Tredegar Corp. COM 894650100 23 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 21 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 302 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 211 1,634 SH   SOLE   0 0 1,634
Universal Display Corp Com COM 91347P105 107 700 SH   SOLE   0 0 700
V F Corp COM 918204108 152 1,750 SH   SOLE   1,550 0 200
Vail Resorts Inc. COM 91879Q109 13,839 63,685 SH   SOLE   30,150 0 33,535
Vail Resorts Inc. COM 91879Q109 660 3,035 SH   OTR   1,145 0 1,890
Verisign Inc. Com. COM 92343E102 1,100 6,058 SH   SOLE   6,058 0 0
Verizon Communications COM 92343V104 1,371 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 212 3,585 SH   OTR   1,450 0 2,135
Vertex Pharmaceuticals Com COM 92532F100 1,444 7,848 SH   SOLE   3,122 0 4,726
Vertex Pharmaceuticals Com COM 92532F100 354 1,925 SH   OTR   325 0 1,600
Visa Inc Cl A COM 92826C839 21,273 136,202 SH   SOLE   59,998 0 76,204
Visa Inc Cl A COM 92826C839 1,489 9,536 SH   OTR   2,645 0 6,891
Vivendi ORD Shs COM F97982106 23 792 SH   SOLE   792 0 0
Wabtec Corp COM 929740108 11 153 SH   SOLE   102 0 50
Wabtec Corp COM 929740108 3 46 SH   OTR   4 0 42
Walgreens Boots Alliance Inc COM 931427108 47 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 120 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 15 570 SH   SOLE   570 0 0
Zoetis Inc Cl A COM 98978V103 12 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 103 1,028 SH   OTR   0 0 1,028
Aberdeen Emerging Markets Fd C EQ FDS 003021250 35 2,349 SH   SOLE   0 0 2,349
Matthews Asia Small Companies EQ FDS 577125206 23 1,331 SH   SOLE   0 0 1,331
Schwab S&P 500 Index Fd EQ FDS 808509855 47 1,084 SH   SOLE   1,084 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 47 1,657 SH   SOLE   1,657 0 0