The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 836 4,402 SH   SOLE   4,402 0 0
ABBOTT LABS COM 002824100 1,013 12,678 SH   SOLE   12,678 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 835 19,368 SH   SOLE   19,368 0 0
AFLAC INC COM 001055102 1,007 20,149 SH   SOLE   20,149 0 0
ISHARES TR CORE US AGGBD ET 464287226 26,844 246,119 SH   SOLE   246,119 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 3,298 114,700 SH   SOLE   114,700 0 0
BB&T CORP COM 054937107 919 19,741 SH   SOLE   19,741 0 0
SPDR SERIES TRUST BLOMBRG BRC CORP 78464A144 32,272 1,007,247 SH   SOLE   1,007,247 0 0
CISCO SYS INC COM 17275R102 838 15,519 SH   SOLE   15,519 0 0
CHEVRON CORP NEW COM 166764100 999 8,112 SH   SOLE   8,112 0 0
DOMINION ENERGY INC COM 25746U109 1,016 13,256 SH   SOLE   13,256 0 0
DOWDUPONT INC COM 26078J100 818 15,346 SH   SOLE   15,346 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 13,550 315,695 SH   SOLE   315,695 0 0
ISHARES TR MSCI EAFE ETF 464287465 53,890 830,874 SH   SOLE   830,874 0 0
EMERSON ELEC CO COM 291011104 1,007 14,709 SH   SOLE   14,709 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 11,338 228,111 SH   SOLE   228,111 0 0
EVERSOURCE ENERGY COM 30040W108 1,013 14,275 SH   SOLE   14,275 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 25,506 466,110 SH   SOLE   466,110 0 0
FORD MTR CO DEL COM 345370860 172 19,618 SH   SOLE   19,618 0 0
FIFTH THIRD BANCORP COM 316773100 766 30,366 SH   SOLE   30,366 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 40,938 924,729 SH   SOLE   924,729 0 0
GENERAL MLS INC COM 370334104 1,025 19,802 SH   SOLE   19,802 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 16,105 131,997 SH   SOLE   131,997 0 0
GENUINE PARTS CO COM 372460105 1,015 9,057 SH   SOLE   9,057 0 0
GARMIN LTD SHS H2906T109 834 9,663 SH   SOLE   9,663 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 20,392 358,819 SH   SOLE   358,819 0 0
GRAINGER W W INC COM 384802104 845 2,809 SH   SOLE   2,809 0 0
HARRIS CORP DEL COM 413875105 987 6,180 SH   SOLE   6,180 0 0
ISHARES TR CORE INTL AGGR 46435G672 413 7,730 SH   SOLE   7,730 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,011 7,165 SH   SOLE   7,165 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,420 39,820 SH   SOLE   39,820 0 0
ISHARES INC CORE MSCI EMKT 46434G103 343 6,630 SH   SOLE   6,630 0 0
ISHARES TR CORE S&P SCP ETF 464287804 53,622 695,039 SH   SOLE   695,039 0 0
ISHARES TR CORE LT USDB ETF 464289479 27,485 438,771 SH   SOLE   438,771 0 0
INTL PAPER CO COM 460146103 1,000 21,613 SH   SOLE   21,613 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 8,569 153,896 SH   SOLE   153,896 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 55,963 1,122,410 SH   SOLE   1,122,410 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,930 29,970 SH   SOLE   29,970 0 0
ILLINOIS TOOL WKS INC COM 452308109 994 6,927 SH   SOLE   6,927 0 0
ISHARES TR CORE TOTAL USD 46434V613 16,613 328,330 SH   SOLE   328,330 0 0
ISHARES TR CORE S&P500 ETF 464287200 286,622 1,007,247 SH   SOLE   1,007,247 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 32,323 211,140 SH   SOLE   211,140 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 993 17,100 SH   SOLE   17,100 0 0
ISHARES TR U.S. REAL ES ETF 464287739 27,276 313,370 SH   SOLE   313,370 0 0
JOHNSON & JOHNSON COM 478160104 1,006 7,198 SH   SOLE   7,198 0 0
KELLOGG CO COM 487836108 1,012 17,635 SH   SOLE   17,635 0 0
LILLY ELI & CO COM 532457108 1,010 7,785 SH   SOLE   7,785 0 0
LOCKHEED MARTIN CORP COM 539830109 989 3,295 SH   SOLE   3,295 0 0
ISHARES TR MBS ETF 464288588 22,314 209,800 SH   SOLE   209,800 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 8,740 338,417 SH   SOLE   338,417 0 0
MCDONALDS CORP COM 580135101 1,015 5,345 SH   SOLE   5,345 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 794 2,300 SH   SOLE   2,300 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 40,552 399,291 SH   SOLE   399,291 0 0
MERCK & CO INC COM 58933Y105 1,010 12,145 SH   SOLE   12,145 0 0
MICROSOFT CORP COM 594918104 1,013 8,592 SH   SOLE   8,592 0 0
NATIONAL FUEL GAS CO N J COM 636180101 841 13,796 SH   SOLE   13,796 0 0
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718 13,740 797,471 SH   SOLE   797,471 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 32,976 432,359 SH   SOLE   432,359 0 0
PFIZER INC COM 717081103 999 23,515 SH   SOLE   23,515 0 0
PROCTER AND GAMBLE CO COM 742718109 1,022 9,822 SH   SOLE   9,822 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 20,899 353,374 SH   SOLE   353,374 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 260,983 1,452,652 SH   SOLE   1,452,652 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 12,762 153,488 SH   SOLE   153,488 0 0
ISHARES TR SHORT TREAS BD 464288679 50,793 459,370 SH   SOLE   459,370 0 0
SCHLUMBERGER LTD COM 806857108 714 16,379 SH   SOLE   16,379 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 24,258 363,847 SH   SOLE   363,847 0 0
SOUTHERN CO COM 842587107 1,011 19,556 SH   SOLE   19,556 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 30,851 1,080,957 SH   SOLE   1,080,957 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 359,582 12,310,231 SH   SOLE   12,310,231 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 80,854 2,261,016 SH   SOLE   2,261,016 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 18,791 549,934 SH   SOLE   549,934 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 37,323 1,375,693 SH   SOLE   1,375,693 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 76,151 2,284,752 SH   SOLE   2,284,752 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 12,982 424,932 SH   SOLE   424,932 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,486 178,248 SH   SOLE   178,248 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 5,250 176,420 SH   SOLE   176,420 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 726,881 2,573,214 SH   SOLE   2,573,214 0 0
SYSCO CORP COM 871829107 1,008 15,095 SH   SOLE   15,095 0 0
AT&T INC COM 00206R102 1,012 32,279 SH   SOLE   32,279 0 0
ISHARES TR TIPS BD ETF 464287176 3,585 31,710 SH   SOLE   31,710 0 0
US BANCORP DEL COM NEW 902973304 783 16,247 SH   SOLE   16,247 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,650 33,900 SH   SOLE   33,900 0 0
ISHARES TR USD INV GRDE ETF 464288620 14,672 265,420 SH   SOLE   265,420 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,010 7,833 SH   SOLE   7,833 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 26,944 659,273 SH   SOLE   659,273 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 54,700 349,700 SH   SOLE   349,700 0 0
WELLS FARGO CO NEW COM 949746101 954 19,735 SH   SOLE   19,735 0 0
WASTE MGMT INC DEL COM 94106L109 1,014 9,759 SH   SOLE   9,759 0 0
WALMART INC COM 931142103 826 8,471 SH   SOLE   8,471 0 0
WEYERHAEUSER CO COM 962166104 820 31,148 SH   SOLE   31,148 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 6,546 139,970 SH   SOLE   139,970 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 18,897 285,806 SH   SOLE   285,806 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 31,123 420,580 SH   SOLE   420,580 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 6,731 59,120 SH   SOLE   59,120 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,275 1,800 SH Put SOLE   1,800 0 0