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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 36,704 128,985 SH   SOLE   0 0 128,985
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,263 789,413 SH   SOLE   0 0 789,413
ISHARES TR CORE S&P MCP ETF 464287507 18,300 96,623 SH   SOLE   0 0 96,623
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 16,164 289,828 SH   SOLE   0 0 289,828
ISHARES TR BARCLAYS 7 10 YR 464287440 15,315 143,572 SH   SOLE   0 0 143,572
ISHARES TR INTRM TR CRP ETF 464288638 10,845 196,673 SH   SOLE   0 0 196,673
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 10,694 204,241 SH   SOLE   0 0 204,241
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,195 192,815 SH   SOLE   0 0 192,815
ISHARES TR CORE S&P SCP ETF 464287804 5,742 74,427 SH   SOLE   0 0 74,427
ISHARES TR NATIONAL MUN ETF 464288414 219 1,973 SH   SOLE   0 0 1,973