The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 3,095 61,905 SH   SOLE   61,905 0 0
AGCO CORP COM 001084102 243 3,500 SH   SOLE   3,500 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,320 12,715 SH   SOLE   12,715 0 0
ALLERGAN PLC SHS G0177J108 2,745 18,746 SH   SOLE   18,746 0 0
ALPHABET INC CAP STK CL A 02079K305 825 701 SH   SOLE   701 0 0
ALPHABET INC CAP STK CL C 02079K107 4,636 3,951 SH   SOLE   3,951 0 0
AMAZON COM INC COM 023135106 1,626 913 SH   SOLE   913 0 0
AMERICAN EXPRESS CO COM 025816109 3,200 29,274 SH   SOLE   29,274 0 0
AMGEN INC COM 031162100 3,948 20,779 SH   SOLE   20,779 0 0
APPLE INC COM 037833100 6,760 35,586 SH   SOLE   35,586 0 0
AT&T INC COM 00206R102 2,487 79,310 SH   SOLE   79,310 0 0
BANK AMER CORP COM 060505104 3,429 124,280 SH   SOLE   124,280 0 0
BANK N S HALIFAX COM 064149107 259 4,859 SH   SOLE   4,859 0 0
BECTON DICKINSON & CO COM 075887109 387 1,550 SH   SOLE   1,550 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 327 1,629 SH   SOLE   1,629 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 56 10,000 SH   SOLE   10,000 0 0
BP PLC SPONSORED ADR 055622104 2,534 57,950 SH   SOLE   57,950 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 689 14,440 SH   SOLE   14,440 0 0
CATERPILLAR INC DEL COM 149123101 383 2,824 SH   SOLE   2,824 0 0
CHEVRON CORP NEW COM 166764100 3,345 27,152 SH   SOLE   27,152 0 0
CISCO SYS INC COM 17275R102 4,334 80,272 SH   SOLE   80,272 0 0
CITIGROUP INC COM NEW 172967424 2,589 41,616 SH   SOLE   41,616 0 0
COCA COLA CO COM 191216100 216 4,620 SH   SOLE   4,620 0 0
CSX CORP COM 126408103 217 2,900 SH   SOLE   2,900 0 0
D R HORTON INC COM 23331A109 2,532 61,190 SH   SOLE   61,190 0 0
DISNEY WALT CO COM DISNEY 254687106 3,360 30,263 SH   SOLE   30,263 0 0
DOWDUPONT INC COM 26078J100 2,569 48,199 SH   SOLE   48,199 0 0
EXXON MOBIL CORP COM 30231G102 3,115 38,548 SH   SOLE   38,548 0 0
FACEBOOK INC CL A 30303M102 4,595 27,567 SH   SOLE   27,567 0 0
FIRST TR DJS MICROCAP INDEX COM SHS ANNUAL 33718M105 296 6,627 SH   SOLE   6,627 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 9,514 199,085 SH   SOLE   199,085 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 425 10,482 SH   SOLE   10,482 0 0
GENERAL DYNAMICS CORP COM 369550108 2,465 14,560 SH   SOLE   14,560 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 3,391 33,822 SH   SOLE   33,822 0 0
HALLIBURTON CO COM 406216101 1,814 61,909 SH   SOLE   61,909 0 0
HOME DEPOT INC COM 437076102 3,326 17,332 SH   SOLE   17,332 0 0
INTEL CORP COM 458140100 3,533 65,784 SH   SOLE   65,784 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 403 2,853 SH   SOLE   2,853 0 0
INTUIT COM 461202103 1,385 5,300 SH   SOLE   5,300 0 0
ISHARES GOLD TRUST ISHARES 464285105 1,986 160,387 SH   SOLE   160,387 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,967 38,037 SH   SOLE   38,037 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,477 31,628 SH   SOLE   31,628 0 0
ISHARES TR CALIF MUN BD ETF 464288356 3,133 52,580 SH   SOLE   52,580 0 0
ISHARES TR COHEN STEER REIT 464287564 6,005 53,999 SH   SOLE   53,999 0 0
ISHARES TR CORE MSCI EAFE 46432F842 283 4,649 SH   SOLE   4,649 0 0
ISHARES TR CORE S&P MCP ETF 464287507 485 2,561 SH   SOLE   2,561 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,243 42,039 SH   SOLE   42,039 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,297 8,073 SH   SOLE   8,073 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,482 59,426 SH   SOLE   59,426 0 0
ISHARES TR EAFE GRWTH ETF 464288885 5,366 69,290 SH   SOLE   69,290 0 0
ISHARES TR EAFE SML CP ETF 464288273 14,119 245,800 SH   SOLE   245,800 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,430 49,707 SH   SOLE   49,707 0 0
ISHARES TR INTRM TR CRP ETF 464288638 19,232 348,785 SH   SOLE   348,785 0 0
ISHARES TR MICRO-CAP ETF 464288869 15,043 162,175 SH   SOLE   162,175 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,413 37,198 SH   SOLE   37,198 0 0
ISHARES TR MSCI INDIA ETF 46429B598 375 10,650 SH   SOLE   10,650 0 0
ISHARES TR MSCI USA ESG SLC 464288802 234 1,978 SH   SOLE   1,978 0 0
ISHARES TR NATIONAL MUN ETF 464288414 16,259 146,224 SH   SOLE   146,224 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,877 19,007 SH   SOLE   19,007 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,936 23,776 SH   SOLE   23,776 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,652 23,655 SH   SOLE   23,655 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,550 37,952 SH   SOLE   37,952 0 0
ISHARES TR RUS MD CP GR ETF 464287481 14,311 105,482 SH   SOLE   105,482 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 12,779 147,118 SH   SOLE   147,118 0 0
ISHARES TR RUS MID CAP ETF 464287499 913 16,918 SH   SOLE   16,918 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 448 2,929 SH   SOLE   2,929 0 0
ISHARES TR S&P MC 400GR ETF 464287606 688 3,141 SH   SOLE   3,141 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,285 8,187 SH   SOLE   8,187 0 0
ISHARES TR S&P SML 600 GWT 464287887 12,311 68,984 SH   SOLE   68,984 0 0
ISHARES TR SH TR CRPORT ETF 464288646 35,809 677,952 SH   SOLE   677,952 0 0
ISHARES TR SHORT TREAS BD 464288679 589 5,326 SH   SOLE   5,326 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 31,200 294,340 SH   SOLE   294,340 0 0
ISHARES TR SP SMCP600VL ETF 464287879 11,491 77,887 SH   SOLE   77,887 0 0
ISHARES TR TIPS BD ETF 464287176 309 2,737 SH   SOLE   2,737 0 0
ISHARES TR U.S. REAL ES ETF 464287739 214 2,462 SH   SOLE   2,462 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 330 6,565 SH   SOLE   6,565 0 0
JOHNSON & JOHNSON COM 478160104 3,845 27,509 SH   SOLE   27,509 0 0
JPMORGAN CHASE & CO COM 46625H100 3,766 37,199 SH   SOLE   37,199 0 0
KIMBERLY CLARK CORP COM 494368103 2,872 23,180 SH   SOLE   23,180 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 2,658 65,057 SH   SOLE   65,057 0 0
LINDE PLC COM G5494J103 2,898 16,472 SH   SOLE   16,472 0 0
MASTERCARD INC CL A 57636Q104 251 1,065 SH   SOLE   1,065 0 0
MCDONALDS CORP COM 580135101 407 2,144 SH   SOLE   2,144 0 0
MELLANOX TECHNOLOGIES LTD SHS M51363113 355 3,000 SH   SOLE   3,000 0 0
MERCK & CO INC COM 58933Y105 3,729 44,840 SH   SOLE   44,840 0 0
METLIFE INC COM 59156R108 2,221 52,161 SH   SOLE   52,161 0 0
MGE ENERGY INC COM 55277P104 272 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 6,072 51,485 SH   SOLE   51,485 0 0
NETFLIX INC COM 64110L106 1,018 2,855 SH   SOLE   2,855 0 0
NIKE INC CL B 654106103 277 3,287 SH   SOLE   3,287 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 6 10,000 SH   SOLE   10,000 0 0
NVIDIA CORP COM 67066G104 2,873 16,000 SH   SOLE   16,000 0 0
ONEOK INC NEW COM 682680103 305 4,372 SH   SOLE   4,372 0 0
ORACLE CORP COM 68389X105 226 4,213 SH   SOLE   4,213 0 0
PAYPAL HLDGS INC COM 70450Y103 452 4,356 SH   SOLE   4,356 0 0
PEPSICO INC COM 713448108 601 4,905 SH   SOLE   4,905 0 0
PERKINELMER INC COM 714046109 376 3,900 SH   SOLE   3,900 0 0
PFIZER INC COM 717081103 3,993 94,020 SH   SOLE   94,020 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 250 4,624 SH   SOLE   4,624 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,136 10,764 SH   SOLE   10,764 0 0
PROCTER AND GAMBLE CO COM 742718109 3,425 32,918 SH   SOLE   32,918 0 0
RPM INTL INC COM 749685103 2,847 49,060 SH   SOLE   49,060 0 0
SALESFORCE COM INC COM 79466L302 211 1,330 SH   SOLE   1,330 0 0
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 54 10,000 SH   SOLE   10,000 0 0
SAP SE SPON ADR 803054204 1,846 15,989 SH   SOLE   15,989 0 0
SCHLUMBERGER LTD COM 806857108 213 4,878 SH   SOLE   4,878 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,166 83,291 SH   SOLE   83,291 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,529 176,590 SH   SOLE   176,590 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,135 35,208 SH   SOLE   35,208 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,002 19,310 SH   SOLE   19,310 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 590 8,667 SH   SOLE   8,667 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,687 109,370 SH   SOLE   109,370 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11,407 208,385 SH   SOLE   208,385 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 354 5,233 SH   SOLE   5,233 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,329 60,098 SH   SOLE   60,098 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 439 9,891 SH   SOLE   9,891 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,877 55,434 SH   SOLE   55,434 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 255 4,645 SH   SOLE   4,645 0 0
SEMPRA ENERGY COM 816851109 328 2,605 SH   SOLE   2,605 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 358 7,162 SH   SOLE   7,162 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 3,711 94,488 SH   SOLE   94,488 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 584 19,252 SH   SOLE   19,252 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,116 3,951 SH   SOLE   3,951 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 325 940 SH   SOLE   940 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 816 16,830 SH   SOLE   16,830 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 3,587 72,790 SH   SOLE   72,790 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 209 5,623 SH   SOLE   5,623 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 405 7,706 SH   SOLE   7,706 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 201 3,981 SH   SOLE   3,981 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1,066 17,854 SH   SOLE   17,854 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 968 16,061 SH   SOLE   16,061 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 350 3,537 SH   SOLE   3,537 0 0
STARBUCKS CORP COM 855244109 517 6,954 SH   SOLE   6,954 0 0
SVB FINL GROUP COM 78486Q101 445 2,000 SH   SOLE   2,000 0 0
TARGET CORP COM 87612E106 3,023 37,663 SH   SOLE   37,663 0 0
TECK RESOURCES LTD CL B 878742204 2,849 122,908 SH   SOLE   122,908 0 0
TEXAS INSTRS INC COM 882508104 789 7,439 SH   SOLE   7,439 0 0
TRIMBLE INC COM 896239100 242 6,000 SH   SOLE   6,000 0 0
UNILEVER N V N Y SHS NEW 904784709 2,470 42,382 SH   SOLE   42,382 0 0
UNITEDHEALTH GROUP INC COM 91324P102 208 841 SH   SOLE   841 0 0
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 227 3,000 SH   SOLE   3,000 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,824 81,358 SH   SOLE   81,358 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,306 14,743 SH   SOLE   14,743 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 609 4,694 SH   SOLE   4,694 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 271 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,226 13,850 SH   SOLE   13,850 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,070 12,308 SH   SOLE   12,308 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,674 17,503 SH   SOLE   17,503 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,632 18,189 SH   SOLE   18,189 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 292 2,712 SH   SOLE   2,712 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,202 63,846 SH   SOLE   63,846 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,695 39,889 SH   SOLE   39,889 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 506 8,560 SH   SOLE   8,560 0 0
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103 2,013 250,674 SH   SOLE   250,674 0 0
VISA INC COM CL A 92826C839 332 2,128 SH   SOLE   2,128 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 91 14,000 SH   SOLE   14,000 0 0
VOYA RISK MANAGED NAT RES FD COM 92913C106 81 15,000 SH   SOLE   15,000 0 0
WALMART INC COM 931142103 2,777 28,474 SH   SOLE   28,474 0 0
WELLS FARGO CO NEW COM 949746101 594 12,290 SH   SOLE   12,290 0 0
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 2,449 103,895 SH   SOLE   103,895 0 0
WISDOMTREE TR E MKTS CNSMR GR 97717W539 7,133 321,016 SH   SOLE   321,016 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 7,007 283,111 SH   SOLE   283,111 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,250 28,504 SH   SOLE   28,504 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 4,984 189,285 SH   SOLE   189,285 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 12,976 208,985 SH   SOLE   208,985 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 24,895 866,199 SH   SOLE   866,199 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,825 58,117 SH   SOLE   58,117 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 701 7,440 SH   SOLE   7,440 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 21,629 502,289 SH   SOLE   502,289 0 0
WISDOMTREE TR YIELD ENHANCED 97717Y808 254 5,113 SH   SOLE   5,113 0 0
XILINX INC COM 983919101 2,736 21,575 SH   SOLE   21,575 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 213 1,667 SH   SOLE   1,667 0 0