The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 848,000 4,083 SH   SOLE 0 0 0 4,083
Alliant Energy COM 018802108 306,000 6,502 SH   SOLE 0 0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 442,000 376 SH   SOLE 0 0 0 376
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 415,000 354 SH   SOLE 0 0 0 354
Altria Group Inc. COM 02209S103 227,000 3,952 SH   SOLE 0 0 0 3,952
Amazon Com Inc COM 023135106 2,427,000 1,363 SH   SOLE 0 0 0 1,363
Amgen COM 031162100 382,000 2,012 SH   SOLE 0 0 0 2,012
Apple Inc COM 037833100 837,000 4,405 SH   SOLE 0 0 0 4,405
AT&T Inc COM 00206R102 219,000 6,969 SH   SOLE 0 0 0 6,969
Berkshire Hathaway B CL B NEW 084670702 807,000 4,016 SH   SOLE 0 0 0 4,016
Boeing COM 097023105 260,000 681 SH   SOLE 0 0 0 681
Claymore Guggenheim BulletShares 2019 Corp Bd ETF GUG BULL2019 E 18383M522 533,000 25,304 SH   SOLE 0 0 0 25,304
Claymore Guggenheim BulletShares 2020 Corp Bd ETF GUG BULL2020 E 18383M514 764,000 36,010 SH   SOLE 0 0 0 36,010
Claymore Guggenheim BulletShares 2021 Corp Bd ETF GUGG BULSCH 2021 18383M266 959,000 45,599 SH   SOLE 0 0 0 45,599
Claymore Guggenheim BulletShares 2022 Corp Bd ETF GUGG BULSH 2022 18383M258 866,000 40,991 SH   SOLE 0 0 0 40,991
Claymore Guggenheim BulletShares 2023 Corp Bd ETF 2023 CORP BOND 18383M241 778,000 37,380 SH   SOLE 0 0 0 37,380
Coca-Cola COM 191216100 280,000 5,977 SH   SOLE 0 0 0 5,977
Colgate-Palmolive COM 194162103 622,000 9,068 SH   SOLE 0 0 0 9,068
Comcast Corp A CL A 20030N101 768,000 19,200 SH   SOLE 0 0 0 19,200
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 3,138,000 100,511 SH   SOLE 0 0 0 100,511
Deutsche X-Trackers MSCI Europe Hedged Equity XTRACK MSCI EURP 233051853 570,000 20,122 SH   SOLE 0 0 0 20,122
DTE Energy COM 233331107 333,000 2,668 SH   SOLE 0 0 0 2,668
Ecolab COM 278865100 591,000 3,350 SH   SOLE 0 0 0 3,350
Exxon Mobil COM 30231G102 627,000 7,766 SH   SOLE 0 0 0 7,766
First TR Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 2,314,000 45,117 SH   SOLE 0 0 0 45,117
Ford Motor Company COM 345370860 125,000 14,260 SH   SOLE 0 0 0 14,260
Home Depot Inc. COM 437076102 319,000 1,664 SH   SOLE 0 0 0 1,664
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797 988,000 40,397 SH   SOLE 0 0 0 40,397
Intel Corp COM 458140100 416,000 7,747 SH   SOLE 0 0 0 7,747
International Business Machines COM 459200101 365,000 2,585 SH   SOLE 0 0 0 2,585
Invesco BulletShares 2024 Corp Bd ETF BULSHS 2024 CB 46138J841 318,000 15,327 SH   SOLE 0 0 0 15,327
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 10,137,000 35,623 SH   SOLE 0 0 0 35,623
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 9,320,000 49,208 SH   SOLE 0 0 0 49,208
Ishares Gold Trust ISHARES 464285105 171,000 13,780 SH   SOLE 0 0 0 13,780
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 3,529,000 48,913 SH   SOLE 0 0 0 48,913
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 1,178,000 18,168 SH   SOLE 0 0 0 18,168
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,393,000 55,758 SH   SOLE 0 0 0 55,758
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 14,340,000 94,743 SH   SOLE 0 0 0 94,743
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 7,991,000 64,707 SH   SOLE 0 0 0 64,707
iShares Russell 2000 ETF RUS 2000 ETF 464287655 1,209,000 7,898 SH   SOLE 0 0 0 7,898
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 526,000 9,750 SH   SOLE 0 0 0 9,750
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 309,000 2,278 SH   SOLE 0 0 0 2,278
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 1,321,000 7,667 SH   SOLE 0 0 0 7,667
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 466,000 4,135 SH   SOLE 0 0 0 4,135
Ishares TR Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 243,000 2,794 SH   SOLE 0 0 0 2,794
Johnson & Johnson COM 478160104 762,000 5,450 SH   SOLE 0 0 0 5,450
JP Morgan Chase COM 46625H100 452,000 4,467 SH   SOLE 0 0 0 4,467
Lam Research Corp COM 512807108 232,000 1,295 SH   SOLE 0 0 0 1,295
MBT Financial Corp COM 578877102 178,000 17,808 SH   SOLE 0 0 0 17,808
McDonalds Corp COM 580135101 671,000 3,531 SH   SOLE 0 0 0 3,531
Merck & Co COM 58933Y105 685,000 8,231 SH   SOLE 0 0 0 8,231
Microsoft Corp COM 594918104 619,000 5,245 SH   SOLE 0 0 0 5,245
Oracle Corp COM 68389X105 264,000 4,906 SH   SOLE 0 0 0 4,906
PepsiCo COM 713448108 584,000 4,769 SH   SOLE 0 0 0 4,769
PowerShares QQQ ETF UNIT SER 1 73935A104 563,000 3,135 SH   SOLE 0 0 0 3,135
PowerShares Water Resources ETF WATER RES PORT 73935X575 524,000 15,431 SH   SOLE 0 0 0 15,431
Proctor & Gamble COM 742718109 419,000 4,030 SH   SOLE 0 0 0 4,030
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 9,447,000 90,453 SH   SOLE 0 0 0 90,453
Salesforce.com Inc. COM 79466L302 208,000 1,316 SH   SOLE 0 0 0 1,316
SPDR Gold ETF GOLD SHS 78463V107 922,000 7,554 SH   SOLE 0 0 0 7,554
SPDR S&P 500 ETF TR UNIT 78462F103 58,114,000 205,729 SH   SOLE 0 0 0 205,729
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 21,369,000 61,867 SH   SOLE 0 0 0 61,867
Vanguard Growth ETF GROWTH ETF 922908736 506,000 3,236 SH   SOLE 0 0 0 3,236
Vanguard Intl Equity Index Emerging Mkts ETF FTSE EMR MKT ETF 922042858 218,000 5,138 SH   SOLE 0 0 0 5,138
Vanguard Mid-Cap ETF MID CAP ETF 922908629 424,000 2,638 SH   SOLE 0 0 0 2,638
Vanguard Value ETF VALUE ETF 922908744 568,000 5,281 SH   SOLE 0 0 0 5,281
Verizon COM 92343V104 282,000 4,763 SH   SOLE 0 0 0 4,763
Walt Disney Company COM 254687106 538,000 4,843 SH   SOLE 0 0 0 4,843