The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 7,997 40,391 SH   SOLE   0 0 40,391
ISHARES TR CORE S&P500 ETF 464287200 12,824 43,322 SH   SOLE   0 0 43,322
ISHARES TR RUSSELL 2000 ETF 464287655 5,312 33,091 SH   SOLE   0 0 33,091
ISHARES TR U.S. REAL ES ETF 464287739 263 2,996 SH   SOLE   0 0 2,996
AMAZON COM INC COM 023135106 4,525 2,306 SH   SOLE   0 0 2,306
BRISTOL MYERS SQUIBB CO COM 110122108 1,484 30,531 SH   SOLE   0 0 30,531
EMERSON ELEC CO COM 291011104 225 3,160 SH   SOLE   0 0 3,160
BOEING CO COM 097023105 357 947 SH   SOLE   0 0 947
INVESCO QQQ TR UNIT SER 1 46090E103 14,636 76,585 SH   SOLE   0 0 76,585
AMGEN INC COM 031162100 2,829 15,956 SH   SOLE   0 0 15,956
ABBOTT LABS COM 002824100 1,365 17,350 SH   SOLE   0 0 17,350
ALTRIA GROUP INC COM 02209S103 1,973 36,699 SH   SOLE   0 0 36,699
INTEL CORP COM 458140100 2,388 46,139 SH   SOLE   0 0 46,139
ILLINOIS TOOL WKS INC COM 452308109 320 2,030 SH   SOLE   0 0 2,030
ORACLE CORP COM 68389X105 415 7,582 SH   SOLE   0 0 7,582
HONEYWELL INTL INC COM 438516106 252 1,452 SH   SOLE   0 0 1,452
JOHNSON & JOHNSON COM 478160104 2,585 18,205 SH   SOLE   0 0 18,205
PFIZER INC COM 717081103 994 24,025 SH   SOLE   0 0 24,025
CHEVRON CORP NEW COM 166764100 3,951 33,693 SH   SOLE   0 0 33,693
MICROSOFT CORP COM 594918104 926 7,181 SH   SOLE   0 0 7,181
UNITED PARCEL SERVICE INC CL B 911312106 846 7,931 SH   SOLE   0 0 7,931
AT&T INC COM 00206R102 7,079 230,578 SH   SOLE   0 0 230,578
CISCO SYS INC COM 17275R102 898 16,341 SH   SOLE   0 0 16,341
INTERNATIONAL BUSINESS MACHS COM 459200101 1,033 7,363 SH   SOLE   0 0 7,363
COCA COLA CO COM 191216100 757 15,537 SH   SOLE   0 0 15,537
LOCKHEED MARTIN CORP COM 539830109 766 2,294 SH   SOLE   0 0 2,294
PEPSICO INC COM 713448108 1,185 9,280 SH   SOLE   0 0 9,280
VERIZON COMMUNICATIONS INC COM 92343V104 2,809 49,068 SH   SOLE   0 0 49,068
DEERE & CO COM 244199105 750 4,494 SH   SOLE   0 0 4,494
BANK AMER CORP COM 060505104 1,012 32,968 SH   SOLE   0 0 32,968
EXXON MOBIL CORP COM 30231G102 1,420 18,336 SH   SOLE   0 0 18,336
WALMART INC COM 931142103 1,741 17,052 SH   SOLE   0 0 17,052
APPLIED MATLS INC COM 038222105 556 12,638 SH   SOLE   0 0 12,638
TEXAS INSTRS INC COM 882508104 493 4,197 SH   SOLE   0 0 4,197
TOTAL S A SPONSORED ADS 89151E109 753 13,650 SH   SOLE   0 0 13,650
COLGATE PALMOLIVE CO COM 194162103 987 13,714 SH   SOLE   0 0 13,714
COSTCO WHSL CORP NEW COM 22160K105 285 1,166 SH   SOLE   0 0 1,166
LILLY ELI & CO COM 532457108 1,973 16,879 SH   SOLE   0 0 16,879
MERCK & CO INC COM 58933Y105 1,008 12,605 SH   SOLE   0 0 12,605
PROCTER AND GAMBLE CO COM 742718109 985 9,283 SH   SOLE   0 0 9,283
KIMBERLY CLARK CORP COM 494368103 268 2,100 SH   SOLE   0 0 2,100
GOLDMAN SACHS GROUP INC COM 38141G104 2,480 11,952 SH   SOLE   0 0 11,952
MCDONALDS CORP COM 580135101 2,165 10,962 SH   SOLE   0 0 10,962
NIKE INC CL B 654106103 396 4,619 SH   SOLE   0 0 4,619
WELLS FARGO CO NEW COM 949746101 12,331 253,460 SH   SOLE   0 0 253,460
WESTAMERICA BANCORPORATION COM 957090103 938 14,478 SH   SOLE   0 0 14,478
ISHARES TR 1 3 YR TREAS BD 464287457 475 5,662 SH   SOLE   0 0 5,662
ISHARES TR IBOXX INV CP ETF 464287242 1,508 12,679 SH   SOLE   0 0 12,679
UNITED TECHNOLOGIES CORP COM 913017109 1,114 7,867 SH   SOLE   0 0 7,867
3M CO COM 88579Y101 243 1,313 SH   SOLE   0 0 1,313
CSX CORP COM 126408103 242 3,000 SH   SOLE   0 0 3,000
APPLE INC COM 037833100 6,724 31,753 SH   SOLE   0 0 31,753
NEKTAR THERAPEUTICS COM 640268108 334 10,374 SH   SOLE   0 0 10,374
CATERPILLAR INC DEL COM 149123101 1,264 9,091 SH   SOLE   0 0 9,091
ISHARES TR MSCI EMG MKT ETF 464287234 1,448 32,739 SH   SOLE   0 0 32,739
DTE ENERGY CO COM 233331107 883 7,053 SH   SOLE   0 0 7,053
GENERAL MLS INC COM 370334104 361 7,053 SH   SOLE   0 0 7,053
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,012 45,937 SH   SOLE   0 0 45,937
PAYCHEX INC COM 704326107 279 3,300 SH   SOLE   0 0 3,300
ISHARES TR CORE US AGGBD ET 464287226 3,493 32,238 SH   SOLE   0 0 32,238
ISHARES TR TIPS BD ETF 464287176 2,015 17,849 SH   SOLE   0 0 17,849
NVIDIA CORP COM 67066G104 4,291 23,444 SH   SOLE   0 0 23,444
ALPHABET INC CAP STK CL A 02079K305 2,188 1,839 SH   SOLE   0 0 1,839
VANGUARD INDEX FDS MID CAP ETF 922908629 1,880 11,273 SH   SOLE   0 0 11,273
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,050 15,218 SH   SOLE   0 0 15,218
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,632 18,613 SH   SOLE   0 0 18,613
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 721 11,210 SH   SOLE   0 0 11,210
SEAGATE TECHNOLOGY PLC SHS G7945M107 333 6,722 SH   SOLE   0 0 6,722
VANGUARD INDEX FDS SML CP GRW ETF 922908595 787 4,200 SH   SOLE   0 0 4,200
SPDR SERIES TRUST S&P DIVID ETF 78464A763 628 6,168 SH   SOLE   0 0 6,168
BANK OF MARIN BANCORP COM 063425102 3,018 70,425 SH   SOLE   0 0 70,425
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 913 6,159 SH   SOLE   0 0 6,159
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,108 18,891 SH   SOLE   0 0 18,891
ISHARES TR IBOXX HI YD ETF 464288513 1,409 16,280 SH   SOLE   0 0 16,280
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 5,871 74,036 SH   SOLE   0 0 74,036
ISHARES TR PFD AND INCM SEC 464288687 317 8,678 SH   SOLE   0 0 8,678
ISHARES TR INTL SEL DIV ETF 464288448 237 7,501 SH   SOLE   0 0 7,501
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,213 52,600 SH   SOLE   0 0 52,600
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 919 33,228 SH   SOLE   0 0 33,228
ISHARES TR JPMORGAN USD EMG 464288281 303 2,760 SH   SOLE   0 0 2,760
ISHARES TR EAFE SML CP ETF 464288273 1,411 23,784 SH   SOLE   0 0 23,784
PHILIP MORRIS INTL INC COM 718172109 411 4,794 SH   SOLE   0 0 4,794
HENNESSY ADVISORS INC COM 425885100 1,016 98,636 SH   SOLE   0 0 98,636
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,548 202,923 SH   SOLE   0 0 202,923
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,689 308,305 SH   SOLE   0 0 308,305
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,383 46,086 SH   SOLE   0 0 46,086
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,789 33,533 SH   SOLE   0 0 33,533
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,713 63,720 SH   SOLE   0 0 63,720
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,286 57,094 SH   SOLE   0 0 57,094
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,564 146,734 SH   SOLE   0 0 146,734
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,237 59,952 SH   SOLE   0 0 59,952
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 499 17,219 SH   SOLE   0 0 17,219
FACEBOOK INC CL A 30303M102 1,714 8,768 SH   SOLE   0 0 8,768
ABBVIE INC COM 00287Y109 2,079 26,411 SH   SOLE   0 0 26,411
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 269 6,885 SH   SOLE   0 0 6,885
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 334 11,814 SH   SOLE   0 0 11,814
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 375 9,560 SH   SOLE   0 0 9,560
TWITTER INC COM 90184L102 680 16,676 SH   SOLE   0 0 16,676
EP ENERGY CORP CL A 268785102 69 252,000 SH   SOLE   0 0 252,000
ENERGOUS CORP COM 29272C103 93 17,817 SH   SOLE   0 0 17,817
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 9,530 48,817 SH   SOLE   0 0 48,817
PAPA MURPHYS HLDGS INC COM 698814100 250 38,693 SH   SOLE   0 0 38,693
DOWDUPONT INC COM 26078J100 479 13,736 SH   SOLE   0 0 13,736
WELLS FARGO CO NEW COM 949746101 26 25,000 SH Call SOLE   0 0 25,000
WELLS FARGO CO NEW COM 949746101 25 15,000 SH Call SOLE   0 0 15,000
WELLS FARGO CO NEW COM 949746101 65 25,000 SH Call SOLE   0 0 25,000
WELLS FARGO CO NEW COM 949746101 77 20,000 SH Call SOLE   0 0 20,000
DOW INC COM 260557103 236 4,427 SH   SOLE   0 0 4,427