The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 268 1,468 SH   SOLE   1,468 0 0
ALPHABET INC CAP STK CL C 02079K107 529 451 SH   SOLE   451 0 0
ALPHABET INC CAP STK CL A 02079K305 594 505 SH   SOLE   505 0 0
ALTRIA GROUP INC COM 02209S103 384 6,689 SH   SOLE   6,689 0 0
AMAZON COM INC COM 023135106 1,140 640 SH   SOLE   640 0 0
APPLE INC COM 037833100 4,445 23,400 SH   SOLE   23,400 0 0
AT&T INC COM 00206R102 471 15,010 SH   SOLE   15,010 0 0
BAIDU INC SPON ADR REP A 056752108 206 1,250 SH   SOLE   1,250 0 0
BANK AMER CORP COM 060505104 1,217 44,126 SH   SOLE   44,126 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,377 6,854 SH   SOLE   6,854 0 0
BOEING CO COM 097023105 494 1,294 SH   SOLE   1,294 0 0
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 505 10,800 SH   SOLE   10,800 0 0
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 8,177 132,183 SH   SOLE   132,183 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 345 8,615 SH   SOLE   8,615 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 454 12,495 SH   SOLE   12,495 0 0
GENERAL ELECTRIC CO COM 369604103 442 44,210 SH   SOLE   44,210 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 13,458 79,119 SH   SOLE   79,119 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 754 3,819 SH   SOLE   3,819 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 724 17,971 SH   SOLE   17,971 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 207 11,600 SH   SOLE   11,600 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 62,438 347,535 SH   SOLE   347,535 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,143 118,804 SH   SOLE   118,804 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,028 13,245 SH   SOLE   13,245 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,712 35,015 SH   SOLE   35,015 0 0
ISHARES TR NEW YORK MUN ETF 464288323 3,367 60,288 SH   SOLE   60,288 0 0
ISHARES TR RUS TOP 200 ETF 464289446 275 4,195 SH   SOLE   4,195 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 25,402 272,286 SH   SOLE   272,286 0 0
JOHNSON & JOHNSON COM 478160104 627 4,483 SH   SOLE   4,483 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 7,978 158,602 SH   SOLE   158,602 0 0
JPMORGAN CHASE & CO COM 46625H100 493 4,875 SH   SOLE   4,875 0 0
KEYCORP NEW COM 493267108 301 19,100 SH   SOLE   19,100 0 0
MICROSOFT CORP COM 594918104 836 7,084 SH   SOLE   7,084 0 0
PHILIP MORRIS INTL INC COM 718172109 332 3,760 SH   SOLE   3,760 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 13,077 123,907 SH   SOLE   123,907 0 0
PROCTER AND GAMBLE CO COM 742718109 269 2,587 SH   SOLE   2,587 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 630 7,000 SH   SOLE   7,000 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 7,246 127,886 SH   SOLE   127,886 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 59,441 873,492 SH   SOLE   873,492 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,046 15,465 SH   SOLE   15,465 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 333 6,008 SH   SOLE   6,008 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,843 126,458 SH   SOLE   126,458 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,085 310,855 SH   SOLE   310,855 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,357 45,091 SH   SOLE   45,091 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,845 36,762 SH   SOLE   36,762 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 339 3,695 SH   SOLE   3,695 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 360 5,450 SH   SOLE   5,450 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 310 12,060 SH   SOLE   12,060 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 255 3,450 SH   SOLE   3,450 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,573 30,350 SH   SOLE   30,350 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 14,403 469,158 SH   SOLE   469,158 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,094 11,000 SH   SOLE   11,000 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 8,659 188,037 SH   SOLE   188,037 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 25,550 528,444 SH   SOLE   528,444 0 0
TRUSTCO BK CORP N Y COM 898349105 135 17,409 SH   SOLE   17,409 0 0
UNION PACIFIC CORP COM 907818108 1,169 6,994 SH   SOLE   6,994 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 730 8,394 SH   SOLE   8,394 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 257 1,645 SH   SOLE   1,645 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 228 2,114 SH   SOLE   2,114 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,676 128,767 SH   SOLE   128,767 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,981 13,692 SH   SOLE   13,692 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 353 7,038 SH   SOLE   7,038 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,885 44,352 SH   SOLE   44,352 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,436 65,887 SH   SOLE   65,887 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 25,442 297,014 SH   SOLE   297,014 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 7,928 122,839 SH   SOLE   122,839 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 15,249 88,409 SH   SOLE   88,409 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 649 3,235 SH   SOLE   3,235 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 335 5,672 SH   SOLE   5,672 0 0
WELLS FARGO CO NEW COM 949746101 316 6,549 SH   SOLE   6,549 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,480 259,465 SH   SOLE   259,465 0 0