The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATT INC COM COM 00206R102 317 11,099 SH   SOLE NONE 10,634 0 465
ABBVIE INC COM COM 00287Y109 204 2,218 SH   SOLE NONE 2,218 0 0
ALPHABET INC CAP STK CL A COM 02079K305 1,048 1,003 SH   SOLE NONE 1,003 0 0
AUTOMATIC DATA PROCESSING IN C COM 053015103 692 5,279 SH   SOLE NONE 0 0 5,279
BAKER HUGHES A GE CO CL A COM 05722G100 1,233 57,353 SH   SOLE NONE 57,353 0 0
BANK N S HALIFAX COM COM 064149107 851 17,072 SH   SOLE NONE 0 0 17,072
BRIGHTHOUSE FINL INC COM COM 10922N103 260 8,540 SH   SOLE NONE 8,540 0 0
BROADCOM INC COM COM 11135F101 1,244 4,892 SH   SOLE NONE 4,892 0 0
CF INDS HLDGS INC COM COM 125269100 1,308 30,073 SH   SOLE NONE 30,073 0 0
CHEVRON CORP NEW COM COM 166764100 1,089 10,012 SH   SOLE NONE 2,798 0 7,214
CISCO SYS INC COM COM 17275R102 1,183 27,313 SH   SOLE NONE 6,631 0 20,682
CITIGROUP INC COM NEW COM 172967424 1,861 35,744 SH   SOLE NONE 35,744 0 0
COCA COLA CO COM COM 191216100 752 15,888 SH   SOLE NONE 6,233 0 9,655
COMCAST CORP NEW CL A COM 20030N101 227 6,668 SH   SOLE NONE 6,668 0 0
COTY INC COM CL A COM 222070203 191 29,154 SH   SOLE NONE 29,154 0 0
DBX ETF TR XTRACK MSCI EAFE COM 233051200 3,058 109,615 SH   SOLE NONE 0 0 109,615
DBX ETF TR XTRACKERS RUSE COM 233051242 2,877 122,851 SH   SOLE NONE 122,851 0 0
DBX ETF TR XTRACKERS SHRT COM 233051283 9,683 205,796 SH   SOLE NONE 145,279 0 60,517
DBX ETF TR XTRACK USD HIGH COM 233051432 7,359 157,278 SH   SOLE NONE 130,656 0 26,622
DELTA AIR LINES INC DEL COM NE COM 247361702 668 13,381 SH   SOLE NONE 1,521 0 11,860
DISNEY WALT CO COM DISNEY COM 254687106 272 2,478 SH   SOLE NONE 2,159 0 319
DOWDUPONT INC COM COM 26078J100 1,592 29,761 SH   SOLE NONE 29,214 0 547
DUKE ENERGY CORP NEW COM NEW COM 26441C204 811 9,402 SH   SOLE NONE 1,038 0 8,364
EXXON MOBIL CORP COM COM 30231G102 445 6,532 SH   SOLE NONE 6,181 0 351
FLIR SYS INC COM COM 302445101 213 4,895 SH   SOLE NONE 4,895 0 0
FACEBOOK INC CL A COM 30303M102 558 4,258 SH   SOLE NONE 4,207 0 51
FIRST TR LRG CP VL ALPHADEX CO COM 33735J101 3,805 82,308 SH   SOLE NONE 0 0 82,308
FIRST TR LRG CP GRWTH ALPHAD C COM 33735K108 3,850 67,168 SH   SOLE NONE 0 0 67,168
FIRST TR EXCHANGE TRADED FD FI COM 33738D408 41,195 918,509 SH   SOLE NONE 837,604 0 80,905
FIRST TR EXCH TRADED FD III HO COM 33739P871 281 9,110 SH   SOLE NONE 0 0 9,110
FIRST TR EXCH TRADED FD III HO COM 33739P889 599 26,974 SH   SOLE NONE 0 0 26,974
FLUOR CORP NEW COM COM 343412102 227 7,065 SH   SOLE NONE 6,449 0 616
FREEPORT-MCMORAN INC CL B COM 35671D857 104 10,081 SH   SOLE NONE 8,367 0 1,714
GENERAL ELECTRIC CO COM COM 369604103 96 12,658 SH   SOLE NONE 12,658 0 0
GLAXOSMITHKLINE PLC SPONSORED COM 37733W105 663 17,356 SH   SOLE NONE 0 0 17,356
HSBC HLDGS PLC SPON ADR NEW COM 404280406 1,449 35,237 SH   SOLE NONE 35,237 0 0
HANESBRANDS INC COM COM 410345102 199 15,920 SH   SOLE NONE 15,920 0 0
HOME DEPOT INC COM COM 437076102 2,855 16,614 SH   SOLE NONE 10,902 0 5,712
HONEYWELL INTL INC COM COM 438516106 528 3,993 SH   SOLE NONE 1,079 0 2,914
IPG PHOTONICS CORP COM COM 44980X109 209 1,848 SH   SOLE NONE 1,848 0 0
IMPERIAL OIL LTD COM NEW COM 453038408 1,873 73,982 SH   SOLE NONE 73,982 0 0
INTEL CORP COM COM 458140100 1,717 36,581 SH   SOLE NONE 36,425 0 156
INTERNATIONAL BUSINESS MACHS C COM 459200101 915 8,051 SH   SOLE NONE 1,324 0 6,727
INTERPUBLIC GROUP COS INC COM COM 460690100 286 13,852 SH   SOLE NONE 13,852 0 0
INVESCO EXCHANGE TRADED FD T S COM 46137V357 27,740 303,506 SH   SOLE NONE 237,790 0 65,716
INVESCO EXCHANGE TRADED FD T F COM 46137V621 1,297 74,707 SH   SOLE NONE 0 0 74,707
INVESCO EXCHANGE TRADED FD T D COM 46137V746 1,982 47,789 SH   SOLE NONE 0 0 47,789
INVESCO EXCHNG TRADED FD TR SP COM 46138G102 1,884 44,179 SH   SOLE NONE 0 0 44,179
ISHARES INC EM MKTS DIV ETF COM 464286319 43,983 1,175,065 SH   SOLE NONE 1,012,614 0 162,451
ISHARES TR CORE SP500 ETF COM 464287200 3,244 12,893 SH   SOLE NONE 0 0 12,893
ISHARES TR CORE US AGGBD ET COM 464287226 7,401 69,498 SH   SOLE NONE 0 0 69,498
ISHARES TR IBOXX INV CP ETF COM 464287242 2,945 26,105 SH   SOLE NONE 0 0 26,105
ISHARES TR 1 3 YR TREAS BD COM 464287457 255,359 3,053,801 SH   SOLE NONE 2,433,431 0 620,370
ISHARES TR RUS MID CAP ETF COM 464287499 1,919 41,282 SH   SOLE NONE 0 0 41,282
ISHARES TR CORE SP MCP ETF COM 464287507 1,441 8,675 SH   SOLE NONE 0 0 8,675
ISHARES TR RUS 1000 GRW ETF COM 464287614 2,627 20,071 SH   SOLE NONE 0 0 20,071
ISHARES TR RUSSELL 2000 ETF COM 464287655 470 3,513 SH   SOLE NONE 0 0 3,513
ISHARES TR EAFE SML CP ETF COM 464288273 1,379 26,607 SH   SOLE NONE 0 0 26,607
ISHARES TR NATIONAL MUN ETF COM 464288414 1,017 9,327 SH   SOLE NONE 0 0 9,327
ISHARES TR IBOXX HI YD ETF COM 464288513 1,263 15,570 SH   SOLE NONE 0 0 15,570
ISHARES TR SH TR CRPORT ETF COM 464288646 905 17,528 SH   SOLE NONE 0 0 17,528
ISHARES TR SHORT TREAS BD COM 464288679 293,967 2,665,159 SH   SOLE NONE 2,250,734 0 414,425
ISHARES TR SP US PFD STK COM 464288687 867 25,330 SH   SOLE NONE 0 0 25,330
ISHARES TR USA QUALITY FCTR COM 46432F339 64,963 846,319 SH   SOLE NONE 667,100 0 179,219
ISHARES INC MSCI JPN ETF NEW COM 46434G822 42,302 834,524 SH   SOLE NONE 719,498 0 115,026
ISHARES TR CORE DIV GRWTH COM 46434V621 1,911 57,596 SH   SOLE NONE 0 0 57,596
JPMORGAN CHASE CO COM COM 46625H100 473 4,845 SH   SOLE NONE 4,845 0 0
JEFFERIES FINL GROUP INC COM COM 47233W109 175 10,077 SH   SOLE NONE 10,077 0 0
JOHNSON JOHNSON COM COM 478160104 1,304 10,108 SH   SOLE NONE 3,914 0 6,194
KIMCO RLTY CORP COM COM 49446R109 147 10,031 SH   SOLE NONE 10,031 0 0
LAM RESEARCH CORP COM COM 512807108 1,702 12,502 SH   SOLE NONE 12,502 0 0
LOCKHEED MARTIN CORP COM COM 539830109 2,854 10,898 SH   SOLE NONE 7,598 0 3,300
LOWES COS INC COM COM 548661107 1,419 15,369 SH   SOLE NONE 15,369 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104 303 1,608 SH   SOLE NONE 1,499 0 109
MATTEL INC COM COM 577081102 256 25,663 SH   SOLE NONE 25,663 0 0
MCDONALDS CORP COM COM 580135101 217 1,224 SH   SOLE NONE 1,117 0 107
MERCK CO INC COM COM 58933Y105 335 4,383 SH   SOLE NONE 3,879 0 504
METLIFE INC COM COM 59156R108 1,751 42,641 SH   SOLE NONE 42,043 0 598
MICROSOFT CORP COM COM 594918104 1,187 11,686 SH   SOLE NONE 11,268 0 418
NEKTAR THERAPEUTICS COM COM 640268108 200 6,079 SH   SOLE NONE 6,079 0 0
NEWS CORP NEW CL B COM 65249B208 342 29,579 SH   SOLE NONE 29,579 0 0
NUTRIEN LTD COM COM 67077M108 1,957 41,637 SH   SOLE NONE 41,637 0 0
OCCIDENTAL PETE CORP DEL COM COM 674599105 937 15,261 SH   SOLE NONE 1,446 0 13,815
ONEOK INC NEW COM COM 682680103 1,244 23,056 SH   SOLE NONE 23,056 0 0
ORACLE CORP COM COM 68389X105 255 5,640 SH   SOLE NONE 5,556 0 84
PNC FINL SVCS GROUP INC COM COM 693475105 1,742 14,904 SH   SOLE NONE 14,705 0 199
PACWEST BANCORP DEL COM COM 695263103 538 16,177 SH   SOLE NONE 0 0 16,177
PEOPLES UNITED FINANCIAL INC C COM 712704105 177 12,269 SH   SOLE NONE 12,269 0 0
PEPSICO INC COM COM 713448108 1,285 11,630 SH   SOLE NONE 2,068 0 9,562
PFIZER INC COM COM 717081103 400 9,161 SH   SOLE NONE 8,561 0 600
PROCTER AND GAMBLE CO COM COM 742718109 370 4,020 SH   SOLE NONE 3,637 0 383
REGIONS FINL CORP NEW COM COM 7591EP100 1,283 95,899 SH   SOLE NONE 95,899 0 0
ROYAL DUTCH SHELL PLC SPON ADR COM 780259107 1,869 31,183 SH   SOLE NONE 31,183 0 0
SPDR SP 500 ETF TR TR UNIT COM 78462F103 5,335 21,347 SH   SOLE NONE 0 0 21,347
SPDR INDEX SHS FDS PORTFOLIO E COM 78463X509 128,551 3,972,517 SH   SOLE NONE 3,409,123 0 563,394
SPDR INDEX SHS FDS PORTFOLIO D COM 78463X889 46,436 1,755,603 SH   SOLE NONE 1,387,430 0 368,173
SPDR SERIES TRUST PORTFOLIO IN COM 78464A375 31,049 939,736 SH   SOLE NONE 862,062 0 77,674
SPDR SERIES TRUST PRTFLO SP500 COM 78464A409 163,451 5,029,254 SH   SOLE NONE 4,297,199 0 732,055
SPDR SERIES TRUST PRTFLO SP500 COM 78464A508 202,272 7,447,412 SH   SOLE NONE 6,355,888 0 1,091,524
SPDR SERIES TRUST PORTFOLIO AG COM 78464A649 2,079 74,654 SH   SOLE NONE 0 0 74,654
SSGA ACTIVE ETF TR BLKSTN GSOS COM 78467V608 36,795 823,155 SH   SOLE NONE 741,732 0 81,423
SSGA ACTIVE ETF TR SPDR TR TAC COM 78467V848 80,607 1,701,640 SH   SOLE NONE 1,456,783 0 244,857
SPDR SER TR BLOOMBERG SRT TR COM 78468R408 8,165 313,686 SH   SOLE NONE 313,686 0 0
SPDR SER TR PORTFOLIO SM ETF COM 78468R853 79,684 3,022,901 SH   SOLE NONE 2,582,367 0 440,534
SCHLUMBERGER LTD COM COM 806857108 878 24,341 SH   SOLE NONE 2,022 0 22,319
SKYWORKS SOLUTIONS INC COM COM 83088M102 1,535 22,899 SH   SOLE NONE 22,899 0 0
SMUCKER J M CO COM NEW COM 832696405 722 7,722 SH   SOLE NONE 924 0 6,798
STARBUCKS CORP COM COM 855244109 904 14,032 SH   SOLE NONE 1,911 0 12,121
STERICYCLE INC COM COM 858912108 274 7,476 SH   SOLE NONE 7,476 0 0
SUNCOR ENERGY INC NEW COM COM 867224107 1,032 36,893 SH   SOLE NONE 36,828 0 65
SUNTRUST BKS INC COM COM 867914103 1,386 27,482 SH   SOLE NONE 27,482 0 0
TAPESTRY INC COM COM 876030107 1,268 37,584 SH   SOLE NONE 37,584 0 0
3M CO COM COM 88579Y101 576 3,023 SH   SOLE NONE 848 0 2,175
TIFFANY CO NEW COM COM 886547108 2,012 24,991 SH   SOLE NONE 24,991 0 0
TOTAL S A SPONSORED ADR COM 89151E109 949 18,188 SH   SOLE NONE 0 0 18,188
TOYOTA MOTOR CORP SP ADR REP2C COM 892331307 1,889 16,273 SH   SOLE NONE 16,273 0 0
TRIPADVISOR INC COM COM 896945201 307 5,690 SH   SOLE NONE 5,690 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 422 1,695 SH   SOLE NONE 1,397 0 298
VANGUARD BD INDEX FD INC TOTAL COM 921937835 7,028 88,725 SH   SOLE NONE 0 0 88,725
VANGUARD CHARLOTTE FDS INTL BD COM 92203J407 46,112 849,997 SH   SOLE NONE 781,311 0 68,686
VANGUARD INTL EQUITY INDEX F A COM 922042775 1,266 27,782 SH   SOLE NONE 0 0 27,782
VANGUARD INTL EQUITY INDEX F F COM 922042858 3,773 99,028 SH   SOLE NONE 0 0 99,028
VANGUARD INDEX FDS MID CAP ETF COM 922908629 3,915 28,335 SH   SOLE NONE 0 0 28,335
VANGUARD INDEX FDS VALUE ETF COM 922908744 5,295 54,062 SH   SOLE NONE 0 0 54,062
VANGUARD INDEX FDS SMALL CP ET COM 922908751 4,022 30,470 SH   SOLE NONE 0 0 30,470
VERIZON COMMUNICATIONS INC COM COM 92343V104 357 6,342 SH   SOLE NONE 6,040 0 302
VISA INC COM CL A COM 92826C839 416 3,153 SH   SOLE NONE 2,946 0 207
WALMART INC COM COM 931142103 1,308 14,045 SH   SOLE NONE 4,288 0 9,757
WELLS FARGO CO NEW COM COM 949746101 825 17,902 SH   SOLE NONE 6,865 0 11,037
WESTERN DIGITAL CORP COM COM 958102105 1,434 38,795 SH   SOLE NONE 38,341 0 454
XCEL ENERGY INC COM COM 98389B100 686 13,923 SH   SOLE NONE 1,483 0 12,440
XEROX CORP COM NEW COM 984121608 265 13,387 SH   SOLE NONE 13,387 0 0
ZIONS BANCORPORATION N A COM COM 989701107 1,416 34,768 SH   SOLE NONE 34,768 0 0
ALLERGAN PLC SHS COM G0177J108 2,086 15,608 SH   SOLE NONE 11,392 0 4,216
INTERNATIONAL GAME TECHNOLOG S COM G4863A108 1,230 84,091 SH   SOLE NONE 84,091 0 0
WEATHERFORD INTL PLC ORD SHS COM G48833100 16 28,012 SH   SOLE NONE 0 0 28,012
PERRIGO CO PLC SHS COM G97822103 208 5,366 SH   SOLE NONE 5,366 0 0
AFLAC INC COM COM 001055102 2,513 55,158 SH   DFND 1 0 0 55,158
ABBOTT LABS COM COM 002824100 2,386 33,143 SH   DFND 1 0 0 33,143
AIR PRODS CHEMS INC COM COM 009158106 2,294 14,335 SH   DFND 1 0 0 14,335
ALLIANT ENERGY CORP COM COM 018802108 1,232 29,392 SH   DFND 1 0 0 29,392
AMEREN CORP COM COM 023608102 1,747 26,785 SH   DFND 1 0 0 26,785
AMERICAN ELEC PWR INC COM COM 025537101 1,391 18,775 SH   DFND 1 0 0 18,775
AMERICAN WTR WKS CO INC NEW CO COM 030420103 1,609 17,816 SH   DFND 1 0 0 17,816
AMPHENOL CORP NEW CL A COM 032095101 2,140 26,415 SH   DFND 1 0 0 26,415
APARTMENT INVT MGMT CO CL A COM 03748R101 2,509 57,179 SH   DFND 1 0 0 57,179
ARCHER DANIELS MIDLAND CO COM COM 039483102 2,374 57,944 SH   DFND 1 0 0 57,944
AVALONBAY CMNTYS INC COM COM 053484101 2,859 16,429 SH   DFND 1 0 0 16,429
BECTON DICKINSON CO COM COM 075887109 1,480 6,568 SH   DFND 1 0 0 6,568
CME GROUP INC COM CL A COM 12572Q105 2,412 12,823 SH   DFND 1 0 0 12,823
CMS ENERGY CORP COM COM 125896100 1,242 25,017 SH   DFND 1 0 0 25,017
CITRIX SYS INC COM COM 177376100 2,392 23,350 SH   DFND 1 0 0 23,350
COCA COLA CO COM COM 191216100 3,144 66,393 SH   DFND 1 0 0 66,393
CONSOLIDATED EDISON INC COM COM 209115104 1,271 16,619 SH   DFND 1 0 0 16,619
DBX ETF TR XTRACK MSCI EAFE COM 233051200 2,203 78,977 SH   DFND 1 0 0 78,977
DTE ENERGY CO COM COM 233331107 1,328 12,042 SH   DFND 1 0 0 12,042
DANAHER CORP DEL COM COM 235851102 1,872 18,157 SH   DFND 1 0 0 18,157
DISNEY WALT CO COM DISNEY COM 254687106 1,894 17,270 SH   DFND 1 0 0 17,270
DOMINION ENERGY INC COM COM 25746U109 1,292 18,081 SH   DFND 1 0 0 18,081
DOVER CORP COM COM 260003108 1,884 26,550 SH   DFND 1 0 0 26,550
DUKE ENERGY CORP NEW COM NEW COM 26441C204 1,622 18,791 SH   DFND 1 0 0 18,791
ECOLAB INC COM COM 278865100 2,512 17,046 SH   DFND 1 0 0 17,046
ENTERGY CORP NEW COM COM 29364G103 1,294 15,037 SH   DFND 1 0 0 15,037
EQUITY RESIDENTIAL SH BEN INT COM 29476L107 2,357 35,701 SH   DFND 1 0 0 35,701
EVERGY INC COM COM 30034W106 1,281 22,571 SH   DFND 1 0 0 22,571
EVERSOURCE ENERGY COM COM 30040W108 1,748 26,879 SH   DFND 1 0 0 26,879
EXELON CORP COM COM 30161N101 1,419 31,457 SH   DFND 1 0 0 31,457
EXXON MOBIL CORP COM COM 30231G102 2,158 31,646 SH   DFND 1 0 0 31,646
FIRST TR EXCHANGE TRADED FD NY COM 33733E203 321 2,581 SH   DFND 1 0 0 2,581
FIRST TR EXCHANGE TRADED FD DJ COM 33733E302 335 2,868 SH   DFND 1 0 0 2,868
FIRST TR NASDAQ100 TECH INDE S COM 337345102 344 5,058 SH   DFND 1 0 0 5,058
FIRST TR EXCHANGE TRADED FD HL COM 33734X143 306 4,441 SH   DFND 1 0 0 4,441
FIRST TR EXCHANGE TRADED FD TE COM 33734X176 343 6,531 SH   DFND 1 0 0 6,531
FISERV INC COM COM 337738108 2,393 32,567 SH   DFND 1 0 0 32,567
GALLAGHER ARTHUR J CO COM COM 363576109 2,851 38,687 SH   DFND 1 0 0 38,687
GENUINE PARTS CO COM COM 372460105 2,403 25,027 SH   DFND 1 0 0 25,027
HENRY JACK ASSOC INC COM COM 426281101 2,265 17,902 SH   DFND 1 0 0 17,902
HOME DEPOT INC COM COM 437076102 2,085 12,135 SH   DFND 1 0 0 12,135
HONEYWELL INTL INC COM COM 438516106 2,062 15,609 SH   DFND 1 0 0 15,609
ISHARES TR CORE US AGGBD ET COM 464287226 1,781 16,720 SH   DFND 1 0 0 16,720
ISHARES TR IBOXX INV CP ETF COM 464287242 875 7,752 SH   DFND 1 0 0 7,752
ISHARES TR 1 3 YR TREAS BD COM 464287457 16,115 192,721 SH   DFND 1 0 0 192,721
ISHARES TR RUS 1000 GRW ETF COM 464287614 1,968 15,037 SH   DFND 1 0 0 15,037
ISHARES TR EAFE SML CP ETF COM 464288273 1,166 22,505 SH   DFND 1 0 0 22,505
ISHARES TR SHORT TREAS BD COM 464288679 9,698 87,920 SH   DFND 1 0 0 87,920
ISHARES TR USA QUALITY FCTR COM 46432F339 1,251 16,295 SH   DFND 1 0 0 16,295
JOHNSON JOHNSON COM COM 478160104 2,275 17,630 SH   DFND 1 0 0 17,630
MARSH MCLENNAN COS INC COM COM 571748102 2,448 30,699 SH   DFND 1 0 0 30,699
MCDONALDS CORP COM COM 580135101 2,536 14,280 SH   DFND 1 0 0 14,280
MERCK CO INC COM COM 58933Y105 2,651 34,690 SH   DFND 1 0 0 34,690
MONDELEZ INTL INC CL A COM 609207105 2,443 61,023 SH   DFND 1 0 0 61,023
MOTOROLA SOLUTIONS INC COM NEW COM 620076307 2,016 17,523 SH   DFND 1 0 0 17,523
NEXTERA ENERGY INC COM COM 65339F101 1,004 5,776 SH   DFND 1 0 0 5,776
OLD LINE BANCSHARES INC COM COM 67984M100 239 9,082 SH   DFND 1 0 0 9,082
ONEOK INC NEW COM COM 682680103 1,466 27,165 SH   DFND 1 0 0 27,165
PAYCHEX INC COM COM 704326107 1,833 28,134 SH   DFND 1 0 0 28,134
PEOPLES UNITED FINANCIAL INC C COM 712704105 2,137 148,070 SH   DFND 1 0 0 148,070
PEPSICO INC COM COM 713448108 2,585 23,395 SH   DFND 1 0 0 23,395
PFIZER INC COM COM 717081103 2,519 57,719 SH   DFND 1 0 0 57,719
PINNACLE WEST CAP CORP COM COM 723484101 1,682 19,741 SH   DFND 1 0 0 19,741
PROCTER AND GAMBLE CO COM COM 742718109 692 7,525 SH   DFND 1 0 0 7,525
PUBLIC SVC ENTERPRISE GROUP CO COM 744573106 1,262 24,245 SH   DFND 1 0 0 24,245
QUEST DIAGNOSTICS INC COM COM 74834L100 1,898 22,798 SH   DFND 1 0 0 22,798
REALTY INCOME CORP COM COM 756109104 2,636 41,812 SH   DFND 1 0 0 41,812
REPUBLIC SVCS INC COM COM 760759100 2,819 39,108 SH   DFND 1 0 0 39,108
ROLLINS INC COM COM 775711104 2,027 56,138 SH   DFND 1 0 0 56,138
SL GREEN RLTY CORP COM COM 78440X101 2,282 28,855 SH   DFND 1 0 0 28,855
SPDR SP 500 ETF TR TR UNIT COM 78462F103 3,810 15,243 SH   DFND 1 0 0 15,243
SSGA ACTIVE ETF TR SPDR TR TAC COM 78467V848 1,613 34,049 SH   DFND 1 0 0 34,049
STRYKER CORP COM COM 863667101 2,203 14,054 SH   DFND 1 0 0 14,054
TJX COS INC NEW COM COM 872540109 2,167 48,437 SH   DFND 1 0 0 48,437
TORCHMARK CORP COM COM 891027104 2,172 29,148 SH   DFND 1 0 0 29,148
TRAVELERS COMPANIES INC COM COM 89417E109 2,281 19,044 SH   DFND 1 0 0 19,044
UDR INC COM COM 902653104 2,062 52,039 SH   DFND 1 0 0 52,039
US BANCORP DEL COM NEW COM 902973304 2,336 51,121 SH   DFND 1 0 0 51,121
UNITED TECHNOLOGIES CORP COM COM 913017109 1,305 12,252 SH   DFND 1 0 0 12,252
VANGUARD BD INDEX FD INC TOTAL COM 921937835 1,938 24,465 SH   DFND 1 0 0 24,465
VANGUARD INTL EQUITY INDEX F A COM 922042775 917 20,117 SH   DFND 1 0 0 20,117
VANGUARD INTL EQUITY INDEX F F COM 922042858 2,966 77,846 SH   DFND 1 0 0 77,846
VANGUARD INDEX FDS MID CAP ETF COM 922908629 3,010 21,783 SH   DFND 1 0 0 21,783
VANGUARD INDEX FDS VALUE ETF COM 922908744 4,285 43,743 SH   DFND 1 0 0 43,743
VANGUARD INDEX FDS SMALL CP ET COM 922908751 3,237 24,527 SH   DFND 1 0 0 24,527
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,849 32,890 SH   DFND 1 0 0 32,890
VERISK ANALYTICS INC COM COM 92345Y106 1,957 17,952 SH   DFND 1 0 0 17,952
WEC ENERGY GROUP INC COM COM 92939U106 908 13,111 SH   DFND 1 0 0 13,111
WASTE MGMT INC DEL COM COM 94106L109 2,584 29,034 SH   DFND 1 0 0 29,034
WESTERN UN CO COM COM 959802109 2,261 132,560 SH   DFND 1 0 0 132,560
YUM BRANDS INC COM COM 988498101 2,264 24,630 SH   DFND 1 0 0 24,630
AON PLC SHS CL A COM G0408V102 2,811 19,341 SH   DFND 1 0 0 19,341
ACCENTURE PLC IRELAND SHS CLAS COM G1151C101 1,872 13,279 SH   DFND 1 0 0 13,279
IHS MARKIT LTD SHS COM G47567105 2,076 43,279 SH   DFND 1 0 0 43,279
MEDTRONIC PLC SHS COM G5960L103 2,312 25,421 SH   DFND 1 0 0 25,421
CHUBB LIMITED COM COM H1467J104 2,288 17,712 SH   DFND 1 0 0 17,712
GARMIN LTD SHS COM H2906T109 2,098 33,131 SH   DFND 1 0 0 33,131