The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 574 382 SH   SOLE 0 382 0 0
INVESCO QQQ TRUST ETF 46090E103 333 2,157 SH   SOLE 0 2,157 0 0
JOHNSON & JOHNSON COM Stock 478160104 665 5,151 SH   SOLE 0 5,150 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 14,174 111,054 SH   SOLE 0 111,054 0 0
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 1,010 10,117 SH   SOLE 0 10,117 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 274 7,018 SH   SOLE 0 7,018 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 333 3,619 SH   SOLE 0 3,618 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 423 4,334 SH   SOLE 0 4,334 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202 215 1,983 SH   SOLE 0 1,983 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 1,315 17,634 SH   SOLE 0 17,634 0 0
INTEL CORP COM Stock 458140100 505 10,753 SH   SOLE 0 10,753 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 3,056 24,555 SH   SOLE 0 24,555 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 181 12,541 SH   SOLE 0 12,541 0 0
ISHARES GROWTH ALLOCATION FUND ETF 464289867 209 5,048 SH   SOLE 0 5,048 0 0
MERCK & CO INC COM Stock 58933Y105 221 2,888 SH   SOLE 0 2,888 0 0
SPDR S&P 500 ETF ETF 78462F103 550 2,203 SH   SOLE 0 2,202 0 0
CORNING INC COM Stock 219350105 224 7,400 SH   SOLE 0 7,400 0 0
HUTTIG BLDG PRODS INC COM Stock 448451104 39 21,681 SH   SOLE 0 21,681 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,074 19,111 SH   SOLE 0 19,110 0 0
PEPSICO INC COM Stock 713448108 366 3,309 SH   SOLE 0 3,309 0 0
HOME DEPOT INC COM Stock 437076102 238 1,383 SH   SOLE 0 1,383 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 10,079 355,517 SH   SOLE 0 355,517 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 1,486 14,718 SH   SOLE 0 14,718 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 3,920 56,553 SH   SOLE 0 56,553 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 413 2,021 SH   SOLE 0 2,021 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 2,646 112,473 SH   SOLE 0 112,472 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 256 3,279 SH   SOLE 0 3,279 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 227 217 SH   SOLE 0 217 0 0
COMCAST CORP NEW CL A Stock 20030N101 211 6,203 SH   SOLE 0 6,202 0 0
MICROSOFT CORP COM Stock 594918104 795 7,829 SH   SOLE 0 7,829 0 0
CVS HEALTH CORP COM Stock 126650100 283 4,317 SH   SOLE 0 4,317 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 7,856 59,523 SH   SOLE 0 59,523 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 6,491 46,976 SH   SOLE 0 46,976 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 313 1,877 SH   SOLE 0 1,877 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,141 9,316 SH   SOLE 0 9,316 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,306 27,648 SH   SOLE 0 27,648 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,303 9,732 SH   SOLE 0 9,732 0 0
EVERSOURCE ENERGY COM Stock 30040W108 213 3,269 SH   SOLE 0 3,268 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 11,534 227,998 SH   SOLE 0 227,998 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 6,601 140,540 SH   SOLE 0 140,540 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 503 9,598 SH   SOLE 0 9,598 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 16,476 168,206 SH   SOLE 0 168,206 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 1,161 8,642 SH   SOLE 0 8,642 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 313 1,976 SH   SOLE 0 1,976 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 465 8,200 SH   SOLE 0 8,200 0 0
FACEBOOK INC CL A Stock 30303M102 310 2,368 SH   SOLE 0 2,368 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 7,357 142,467 SH   SOLE 0 142,467 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 7,949 100,349 SH   SOLE 0 100,349 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 3,785 83,050 SH   SOLE 0 83,050 0 0
FACTSET RESH SYS INC COM Stock 303075105 301 1,504 SH   SOLE 0 1,504 0 0
CISCO SYS INC COM Stock 17275R102 208 4,793 SH   SOLE 0 4,792 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 733 15,781 SH   SOLE 0 15,780 0 0
AT&T INC COM Stock 00206R102 934 32,723 SH   SOLE 0 32,722 0 0
GENERAL ELECTRIC CO COM Stock 369604103 521 68,837 SH   SOLE 0 68,836 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 2,696 33,248 SH   SOLE 0 33,248 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 536 8,854 SH   SOLE 0 8,854 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 576 5,698 SH   SOLE 0 5,698 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 563 3,734 SH   SOLE 0 3,734 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 16,850 66,968 SH   SOLE 0 66,968 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 241 5,410 SH   SOLE 0 5,410 0 0
ISHARES U.S. PREFERRED STOCK ETF ETF 464288687 358 10,461 SH   SOLE 0 10,461 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 684 3,056 SH   SOLE 0 3,056 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 230 2,416 SH   SOLE 0 2,416 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 236 4,511 SH   SOLE 0 4,511 0 0
CHEVRON CORP NEW COM Stock 166764100 445 4,091 SH   SOLE 0 4,091 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 302 8,132 SH   SOLE 0 8,132 0 0
DANAHER CORP DEL COM Stock 235851102 215 2,088 SH   SOLE 0 2,088 0 0
BANK AMER CORP COM Stock 060505104 342 13,874 SH   SOLE 0 13,873 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 408 4,556 SH   SOLE 0 4,555 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 302 2,657 SH   SOLE 0 2,656 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,068 28,027 SH   SOLE 0 28,027 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF 921946406 1,148 14,725 SH   SOLE 0 14,725 0 0
PFIZER INC COM Stock 717081103 377 8,629 SH   SOLE 0 8,629 0 0
3M CO COM Stock 88579Y101 214 1,125 SH   SOLE 0 1,125 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 223 215 SH   SOLE 0 215 0 0
AMGEN INC COM Stock 031162100 448 2,299 SH   SOLE 0 2,299 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 436 4,455 SH   SOLE 0 4,455 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,151 20,196 SH   SOLE 0 20,196 0 0
ISHARES IBONDS SEP 2020 TERM MUNI BOND ETF ETF 46434V571 214 8,446 SH   SOLE 0 8,446 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 262 3,926 SH   SOLE 0 3,925 0 0
JPMORGAN DIVERSIFIED RETURN INTERNATIONAL EQUITY ETF ETF 46641Q209 214 4,197 SH   SOLE 0 4,197 0 0
ALTRIA GROUP INC COM Stock 02209S103 300 6,081 SH   SOLE 0 6,081 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 2,267 21,813 SH   SOLE 0 21,813 0 0
EXXON MOBIL CORP COM Stock 30231G102 961 14,093 SH   SOLE 0 14,092 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 7,572 45,598 SH   SOLE 0 45,597 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,030 17,516 SH   SOLE 0 17,516 0 0
APPLE INC COM Stock 037833100 1,628 10,319 SH   SOLE 0 10,319 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF ETF 46435G789 205 8,041 SH   SOLE 0 8,041 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 280 2,555 SH   SOLE 0 2,555 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 920 6,637 SH   SOLE 0 6,637 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,025 9,232 SH   SOLE 0 9,232 0 0