The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 325 6,583 SH   SOLE   6,583 0 0
AMAZON COM INC COM 023135106 958 638 SH   SOLE   638 0 0
APPLE INC COM 037833100 867 5,495 SH   SOLE   5,495 0 0
BOEING CO COM 097023105 397 1,231 SH   SOLE   1,231 0 0
COLGATE PALMOLIVE CO COM 194162103 1,670 28,060 SH   SOLE   28,060 0 0
EXXON MOBIL CORP COM 30231G102 207 3,041 SH   SOLE   3,041 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 3,412 156,675 SH   SOLE   156,675 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 33,409 659,075 SH   SOLE   659,075 0 0
ISHARES TR CORE MSCI EAFE 46432F842 258 4,690 SH   SOLE   4,690 0 0
ISHARES TR CORE S&P500 ETF 464287200 393 1,563 SH   SOLE   1,563 0 0
ISHARES TR CORE US AGGBD ET 464287226 21,570 202,560 SH   SOLE   202,560 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,337 67,595 SH   SOLE   67,595 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,654 96,185 SH   SOLE   96,185 0 0
ISHARES TR S&P US PFD STK 464288687 2,951 86,200 SH   SOLE   86,200 0 0
MICROSOFT CORP COM 594918104 1,429 14,071 SH   SOLE   14,071 0 0
NETFLIX INC COM 64110L106 211 790 SH   SOLE   790 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,613 6,456 SH   SOLE   6,456 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 3,402 130,675 SH   SOLE   130,675 0 0
TARGA RES CORP COM 87612G101 201 5,580 SH   SOLE   5,580 0 0
VANGUARD GROUP DIV APP ETF 921908844 2,120 21,642 SH   SOLE   21,642 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 970 8,105 SH   SOLE   8,105 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,038 10,895 SH   SOLE   10,895 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 911 12,220 SH   SOLE   12,220 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 16,709 72,709 SH   SOLE   72,709 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 689 6,045 SH   SOLE   6,045 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 550 12,075 SH   SOLE   12,075 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,572 67,516 SH   SOLE   67,516 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,918 59,850 SH   SOLE   59,850 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 491 6,866 SH   SOLE   6,866 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,576 14,730 SH   SOLE   14,730 0 0
VISA INC COM CL A 92826C839 359 2,718 SH   SOLE   2,718 0 0
WASTE MGMT INC DEL COM 94106L109 230 2,586 SH   SOLE   2,586 0 0