The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 187 21,375 SH   SOLE   21,375 0 0
AT&T INC COM 00206R102 2,680 93,934 SH   SOLE   93,934 0 0
ABBOTT LABORATORIES COM 002824100 1,593 22,020 SH   SOLE   22,020 0 0
ABBVIE INC COM 00287Y109 382 4,145 SH   SOLE   4,145 0 0
ACTIVISION BLIZZARD INC COM 00507V109 2,658 57,067 SH   SOLE   57,067 0 0
ADOBE SYSTEMS INC COM 00724F101 1,410 6,232 SH   SOLE   6,232 0 0
ALLETE COM COM 018522300 271 3,550 SH   SOLE   3,550 0 0
ALPHABET INC COM 02079K305 14,833 14,195 SH   SOLE   14,195 0 0
AMAZON .COM INC COM 023135106 3,345 2,227 SH   SOLE   2,227 0 0
AMERICAN EXPRESS CO COM 025816109 5,159 54,123 SH   SOLE   54,123 0 0
AMERICAN TOWER CORP COM 03027X100 4,835 30,566 SH   SOLE   30,566 0 0
APPLE COMPUTER COM 037833100 17,064 108,176 SH   SOLE   108,176 0 0
BBX CAP CORP NEW CL A 05491N104 57 10,000 SH   SOLE   10,000 0 0
BANK OF AMERICA COM 060505104 6,493 263,503 SH   SOLE   263,503 0 0
BECTON DICKINSON & COMP COM 075887109 5,689 25,250 SH   SOLE   25,250 0 0
BERKSHIRE HATHAWAY CALL B NEW 084670702 9,299 45,547 SH   SOLE   45,547 0 0
BOOKING HLDGS INC COM 09857L108 4,144 2,406 SH   SOLE   2,406 0 0
BROADCOM INC COM 11135F101 3,509 13,799 SH   SOLE   13,799 0 0
CME GROUP COM 12572Q105 231 1,230 SH   SOLE   1,230 0 0
CVS CORP COM 126650100 2,013 30,727 SH   SOLE   30,727 0 0
CHEVRON TEXACO COM 166764100 6,774 62,269 SH   SOLE   62,269 0 0
CISCO SYSTEMS COM 17275R102 2,374 54,790 SH   SOLE   54,790 0 0
CITIGROUP INC COM 172967424 5,327 102,328 SH   SOLE   102,328 0 0
COCA COLA COMPANY COM 191216100 605 12,769 SH   SOLE   12,769 0 0
COGNIZANT TECH SOLUTION COM 192446102 513 8,075 SH   SOLE   8,075 0 0
COLGATE-PALMOLIVE COM 194162103 3,121 52,430 SH   SOLE   52,430 0 0
COMCAST CORP COM 20030N101 5,603 164,551 SH   SOLE   164,551 0 0
COTY INC COM CL A 222070203 986 150,343 SH   SOLE   150,343 0 0
DANAHER CORPORATION COM 235851102 4,512 43,756 SH   SOLE   43,756 0 0
DISNEY COM 254687106 392 3,574 SH   SOLE   3,574 0 0
DOWDUPONT INC COM 26078J100 5,055 94,521 SH   SOLE   94,521 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 3,105 35,979 SH   SOLE   35,979 0 0
ECOLAB INC COM 278865100 912 6,189 SH   SOLE   6,189 0 0
ELECTRONIC ARTS INC DEL COM 285512109 3,626 45,953 SH   SOLE   45,953 0 0
EMERSON ELECTIC CO COM 291011104 6,234 104,333 SH   SOLE   104,333 0 0
EXXON MOBIL CORP COM 30231G102 1,589 23,312 SH   SOLE   23,312 0 0
FACEBOOK INC COM 30303M102 10,300 78,572 SH   SOLE   78,572 0 0
FORTIVE CORP COM 34959J108 3,915 57,882 SH   SOLE   57,882 0 0
GENERAL ELECTRIC COMPAN COM 369604103 147 19,389 SH   SOLE   19,389 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,689 44,210 SH   SOLE   44,210 0 0
WW GRAINGER INC COM 384802104 293 1,039 SH   SOLE   1,039 0 0
HALLIBURTON COMPANY COM 406216101 2,491 93,710 SH   SOLE   93,710 0 0
HOME DEPOT INC COM 437076102 2,448 14,246 SH   SOLE   14,246 0 0
HONEYWELL INTL INC COM 438516106 6,191 46,863 SH   SOLE   46,863 0 0
INTEL INC COM 458140100 2,368 50,467 SH   SOLE   50,467 0 0
INTERCONTINENTAL EXCHAN COM 45865V100 5,523 73,321 SH   SOLE   73,321 0 0
IBM COM 459200101 300 2,644 SH   SOLE   2,644 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499 18,685 402,005 SH   SOLE   402,005 0 0
ISHARES S&P 500 GROWTH ETF 464287309 899 5,969 SH   SOLE   5,969 0 0
ISHARES TR BONDS SEP ETF 46429B564 655 25,809 SH   SOLE   25,809 0 0
ISHARES TR S&P/CITIGROU TL TETF 464288117 246 5,076 SH   SOLE   5,076 0 0
ISHARES TRUST DJ SEL DIV INX 464287168 933 10,449 SH   SOLE   10,449 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 1,627 6,468 SH   SOLE   6,468 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226 53,144 499,053 SH   SOLE   499,053 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 306 7,845 SH   SOLE   7,845 0 0
ISHARES TRUST 20 YR TR BD ETF 464287432 4,074 33,523 SH   SOLE   33,523 0 0
ISHARES TRUST MSCI EAFE INDEX 464287465 487 8,281 SH   SOLE   8,281 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507 1,060 6,380 SH   SOLE   6,380 0 0
ISHARES TRUST NASDQ BIO INDX 464287556 6,570 68,124 SH   SOLE   68,124 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606 324 1,696 SH   SOLE   1,696 0 0
ISHARES TRUST RUSSELL 2000 464287655 33,657 251,357 SH   SOLE   251,357 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804 444 6,404 SH   SOLE   6,404 0 0
ISHARES TRUST 7-10 Y TR BD ETF 464287440 7,707 73,960 SH   SOLE   73,960 0 0
ISHARES TRUST US OIL GS EX ETF 464288851 3,911 75,744 SH   SOLE   75,744 0 0
ISHARES TRUST EAFE VALUE ETF 464288877 471 10,408 SH   SOLE   10,408 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885 488 7,060 SH   SOLE   7,060 0 0
JP MORGAN CHASE & CO COM 46625H100 12,066 123,593 SH   SOLE   123,593 0 0
JOHNSON AND JOHNSON COM 478160104 11,368 88,094 SH   SOLE   88,094 0 0
KRAFT HEINZ CO COM 500754106 1,568 36,420 SH   SOLE   36,420 0 0
LAS VEGAS SANDS CORP COM 517834107 2,046 39,299 SH   SOLE   39,299 0 0
LAUDER ESTEE COS INC CL A 518439104 3,612 27,771 SH   SOLE   27,771 0 0
LOWES COMPANIES INC COM 548661107 8,405 91,005 SH   SOLE   91,005 0 0
MARRIOTT INTERNATIONAL INC COM 571903202 4,327 39,855 SH   SOLE   39,855 0 0
MASCO CORP COM 574599106 2,943 100,644 SH   SOLE   100,644 0 0
MCDONALDS CORP COM 580135101 3,683 20,745 SH   SOLE   20,745 0 0
MERCK & CO INC COM 58933Y105 3,190 41,738 SH   SOLE   41,738 0 0
MICROSOFT INC COM 594918104 25,560 251,649 SH   SOLE   251,649 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 3,237 45,008 SH   SOLE   45,008 0 0
MONDELEZ INTL INC CL A 609207105 4,508 112,626 SH   SOLE   112,626 0 0
NETFLIX INC COM 64110L106 1,531 5,721 SH   SOLE   5,721 0 0
NEXTERA ENERGY INC COM 65339F101 516 2,970 SH   SOLE   2,970 0 0
NIKE INC COM 654106103 239 3,218 SH   SOLE   3,218 0 0
NORFOLK SOUTHERN CORP COM 655844108 5,057 33,817 SH   SOLE   33,817 0 0
NIVIDIA CORP COM 67066G104 1,744 13,066 SH   SOLE   13,066 0 0
OTTERTAIL CORP COM 689648103 204 4,117 SH   SOLE   4,117 0 0
PAYPAL HLDGS INC COM 70450Y103 335 3,983 SH   SOLE   3,983 0 0
PEPSICO INC COM 713448108 630 5,699 SH   SOLE   5,699 0 0
PFIZER INC COM 717081103 9,144 209,498 SH   SOLE   209,498 0 0
PHILIP MORRIS COM 718172109 5,998 89,847 SH   SOLE   89,847 0 0
PROCTER AND GAMBLE COMP COM 742718109 2,449 26,639 SH   SOLE   26,639 0 0
PRUDENTIAL FINANCIAL IN COM 744320102 2,421 29,689 SH   SOLE   29,689 0 0
QUALCOMM INC COM 747525103 2,470 43,411 SH   SOLE   43,411 0 0
RAYTHEON CO COM 755111507 2,908 18,960 SH   SOLE   18,960 0 0
ROSS STORES INC COM 778296103 2,936 35,287 SH   SOLE   35,287 0 0
ROYAL BANK CANADA COM 780087102 2,937 42,859 SH   SOLE   42,859 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 844 14,477 SH   SOLE   14,477 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103 24,425 97,735 SH   SOLE   97,735 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,302 18,138 SH   SOLE   18,138 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 5,564 171,090 SH   SOLE   171,090 0 0
SALESFORCE.COM INC COM 79466L302 1,853 13,529 SH   SOLE   13,529 0 0
SCHLUMBERGER LTD COM 806857108 620 17,188 SH   SOLE   17,188 0 0
SCHWAB CHARLES CORP NEW COM 808513105 3,113 74,967 SH   SOLE   74,967 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 258 5,498 SH   SOLE   5,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3,727 73,764 SH   SOLE   73,764 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,652 69,011 SH   SOLE   69,011 0 0
SHIRE PLC SPONSORED ADR 82481R106 4,029 23,151 SH   SOLE   23,151 0 0
SOUTHERN COMPANY COM 842587107 2,791 63,548 SH   SOLE   63,548 0 0
SOUTHWEST AIRLINES COM 844741108 1,408 30,286 SH   SOLE   30,286 0 0
TJX COMPANIES COM 872540109 455 10,170 SH   SOLE   10,170 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109 2,827 27,459 SH   SOLE   27,459 0 0
TARGET CORP COM 87612E106 1,324 20,033 SH   SOLE   20,033 0 0
TEXAS INSTRUMENTS INC COM 882508104 2,795 29,577 SH   SOLE   29,577 0 0
THERMO FISHER SCIENTIFIC COM 883556102 2,961 13,233 SH   SOLE   13,233 0 0
TOTAL S A SPONSORED ADR 89151E109 2,506 48,018 SH   SOLE   48,018 0 0
US BANCORP DEL COM NEW 902973304 470 10,309 SH   SOLE   10,309 0 0
UNITED PARCEL SERVICE COM 911312106 1,309 13,414 SH   SOLE   13,414 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,263 33,171 SH   SOLE   33,171 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 274 3,455 SH   SOLE   3,455 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 206 5,565 SH   SOLE   5,565 0 0
VANGUARD HIGH DIVIDEND D ETF 921946406 1,217 15,600 SH   SOLE   15,600 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,131 15,162 SH   SOLE   15,162 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,547 32,908 SH   SOLE   32,908 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 655 5,705 SH   SOLE   5,705 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 247 1,874 SH   SOLE   1,874 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363 67,854 295,264 SH   SOLE   295,264 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 19,055 166,418 SH   SOLE   166,418 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12,969 156,522 SH   SOLE   156,522 0 0
VERIZON COMMUNICATION COM 92343V104 3,364 59,841 SH   SOLE   59,841 0 0
VISA INC COM CL A 92826C839 8,631 65,414 SH   SOLE   65,414 0 0
WELLS FARGO & CO NEW CO K COM 949746101 2,999 65,096 SH   SOLE   65,096 0 0
WYNDHAM HOTELS AND RESORTS COMMON STOCK 98311A105 2,729 60,158 SH   SOLE   60,158 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 477 4,604 SH   SOLE   4,604 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,259 37,297 SH   SOLE   37,297 0 0
EATON CORP PLC SHS G29183103 2,378 34,627 SH   SOLE   34,627 0 0
MEDTRONIC HLDG PLC SHS G5960L103 5,922 65,105 SH   SOLE   65,105 0 0