The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 740,000 3,883 SH   SOLE 0 0 0 3,883
Alliant Energy COM 018802108 275,000 6,502 SH   SOLE 0 0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 359,000 346 SH   SOLE 0 0 0 346
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 337,000 325 SH   SOLE 0 0 0 325
Amazon Com Inc COM 023135106 2,026,000 1,349 SH   SOLE 0 0 0 1,349
Amgen COM 031162100 392,000 2,012 SH   SOLE 0 0 0 2,012
Apple Inc COM 037833100 607,000 3,849 SH   SOLE 0 0 0 3,849
Berkshire Hathaway B CL B NEW 084670702 841,000 4,120 SH   SOLE 0 0 0 4,120
Boeing COM 097023105 220,000 681 SH   SOLE 0 0 0 681
Claymore Guggenheim BulletShares 2019 Corp Bd ETF GUG BULL2019 E 18383M522 533,000 25,304 SH   SOLE 0 0 0 25,304
Claymore Guggenheim BulletShares 2020 Corp Bd ETF GUG BULL2020 E 18383M514 759,000 36,010 SH   SOLE 0 0 0 36,010
Claymore Guggenheim BulletShares 2021 Corp Bd ETF GUGG BULSCH 2021 18383M266 946,000 45,599 SH   SOLE 0 0 0 45,599
Claymore Guggenheim BulletShares 2022 Corp Bd ETF GUGG BULSH 2022 18383M258 845,000 40,991 SH   SOLE 0 0 0 40,991
Claymore Guggenheim BulletShares 2023 Corp Bd ETF 2023 CORP BOND 18383M241 754,000 37,380 SH   SOLE 0 0 0 37,380
Coca-Cola COM 191216100 283,000 5,977 SH   SOLE 0 0 0 5,977
Colgate-Palmolive COM 194162103 540,000 9,068 SH   SOLE 0 0 0 9,068
Comcast Corp A CL A 20030N101 654,000 19,200 SH   SOLE 0 0 0 19,200
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 3,004,000 107,688 SH   SOLE 0 0 0 107,688
Deutsche X-Trackers MSCI Europe Hedged Equity XTRACK MSCI EURP 233051853 506,000 20,122 SH   SOLE 0 0 0 20,122
DTE Energy COM 233331107 290,000 2,630 SH   SOLE 0 0 0 2,630
Ecolab COM 278865100 464,000 3,150 SH   SOLE 0 0 0 3,150
Exxon Mobil COM 30231G102 495,000 7,266 SH   SOLE 0 0 0 7,266
First TR Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 2,363,000 46,289 SH   SOLE 0 0 0 46,289
Ford Motor Company COM 345370860 110,000 14,320 SH   SOLE 0 0 0 14,320
Intel Corp COM 458140100 312,000 6,647 SH   SOLE 0 0 0 6,647
International Business Machines COM 459200101 260,000 2,285 SH   SOLE 0 0 0 2,285
Invesco BulletShares 2024 Corp Bd ETF BULSHS 2024 CB 46138J841 306,000 15,327 SH   SOLE 0 0 0 15,327
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 8,713,000 34,630 SH   SOLE 0 0 0 34,630
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 8,180,000 49,261 SH   SOLE 0 0 0 49,261
Ishares Gold Trust ISHARES 464285105 192,000 15,596 SH   SOLE 0 0 0 15,596
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 3,284,000 51,191 SH   SOLE 0 0 0 51,191
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 1,143,000 19,452 SH   SOLE 0 0 0 19,452
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,134,000 54,624 SH   SOLE 0 0 0 54,624
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 12,606,000 96,297 SH   SOLE 0 0 0 96,297
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 7,364,000 66,309 SH   SOLE 0 0 0 66,309
iShares Russell 2000 ETF RUS 2000 ETF 464287655 1,089,000 8,130 SH   SOLE 0 0 0 8,130
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 453,000 9,750 SH   SOLE 0 0 0 9,750
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 259,000 2,278 SH   SOLE 0 0 0 2,278
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 1,221,000 8,107 SH   SOLE 0 0 0 8,107
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 427,000 4,223 SH   SOLE 0 0 0 4,223
Ishares TR Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 213,000 2,794 SH   SOLE 0 0 0 2,794
Johnson & Johnson COM 478160104 652,000 5,050 SH   SOLE 0 0 0 5,050
JP Morgan Chase COM 46625H100 436,000 4,467 SH   SOLE 0 0 0 4,467
Lam Research Corp COM 512807108 211,000 1,550 SH   SOLE 0 0 0 1,550
MBT Financial Corp COM 578877102 166,000 17,808 SH   SOLE 0 0 0 17,808
McDonalds Corp COM 580135101 432,000 2,431 SH   SOLE 0 0 0 2,431
Merck & Co COM 58933Y105 629,000 8,231 SH   SOLE 0 0 0 8,231
Microsoft Corp COM 594918104 487,000 4,794 SH   SOLE 0 0 0 4,794
Oracle Corp COM 68389X105 222,000 4,906 SH   SOLE 0 0 0 4,906
PepsiCo COM 713448108 493,000 4,461 SH   SOLE 0 0 0 4,461
PowerShares QQQ ETF UNIT SER 1 73935A104 484,000 3,136 SH   SOLE 0 0 0 3,136
PowerShares Water Resources ETF WATER RES PORT 73935X575 435,000 15,431 SH   SOLE 0 0 0 15,431
Proctor & Gamble COM 742718109 324,000 3,530 SH   SOLE 0 0 0 3,530
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 8,447,000 92,422 SH   SOLE 0 0 0 92,422
SPDR Gold ETF GOLD SHS 78463V107 1,066,000 8,791 SH   SOLE 0 0 0 8,791
SPDR S&P 500 ETF TR UNIT 78462F103 52,408,000 209,698 SH   SOLE 0 0 0 209,698
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 18,932,000 62,549 SH   SOLE 0 0 0 62,549
Vanguard Growth ETF GROWTH ETF 922908736 435,000 3,236 SH   SOLE 0 0 0 3,236
Vanguard Mid-Cap ETF MID CAP ETF 922908629 365,000 2,638 SH   SOLE 0 0 0 2,638
Vanguard Value ETF VALUE ETF 922908744 517,000 5,281 SH   SOLE 0 0 0 5,281
Verizon COM 92343V104 248,000 4,407 SH   SOLE 0 0 0 4,407
Walt Disney Company COM 254687106 531,000 4,843 SH   SOLE 0 0 0 4,843