The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,183 920 SH   SOLE   575 0 345
Wells Fargo & Co New Perp Pfd CV PFD 949746804 990 770 SH   OTR   100 0 670
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 217 8,600 SH   SOLE   2,000 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 86 3,400 SH   OTR   2,000 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 233 9,100 SH   SOLE   0 0 9,100
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 614 24,000 SH   OTR   0 0 24,000
Anworth Mortgage Asset 7.625 P PRD 037347408 50 2,000 SH   OTR   2,000 0 0
Capital One Finl Pfd Ser H PRD 14040H840 44 1,700 SH   OTR   0 0 1,700
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 263 10,200 SH   SOLE   0 0 10,200
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 49 1,900 SH   OTR   0 0 1,900
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 789 32,450 SH   SOLE   17,550 0 14,900
Two Harbor Invt Corp 7.50 Cum PRD 90187B705 890 36,600 SH   OTR   7,700 0 28,900
3M Co. COM 88579Y101 836 3,969 SH   SOLE   225 0 3,744
3M Co. COM 88579Y101 1,389 6,590 SH   OTR   124 0 6,466
AFLAC Inc. COM 001055102 3,015 64,062 SH   SOLE   52,274 0 11,788
AFLAC Inc. COM 001055102 356 7,556 SH   OTR   156 0 7,400
AT&T Inc COM 00206R102 521 15,525 SH   SOLE   125 0 15,400
AT&T Inc COM 00206R102 271 8,081 SH   OTR   81 0 8,000
AbbVie Inc. COM 00287Y109 1,040 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 1,329 14,050 SH   OTR   250 0 13,800
Abbott Labs COM 002824100 133 1,810 SH   SOLE   0 0 1,810
Abbott Labs COM 002824100 374 5,100 SH   OTR   0 0 5,100
Adobe Sys Inc Com COM 00724F101 33 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 81 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 26,352 853,100 SH   SOLE   386,900 0 466,200
Advanced Micro Devices Com COM 007903107 334 10,800 SH   OTR   0 0 10,800
Air Prods & Chems, Inc. COM 009158106 735 4,400 SH   OTR   0 0 4,400
Albemarle Corp. COM 012653101 146 1,463 SH   SOLE   1,463 0 0
Albemarle Corp. COM 012653101 878 8,804 SH   OTR   8,804 0 0
Allergan COM G0177J108 10,450 54,864 SH   SOLE   20,157 0 34,707
Allergan COM G0177J108 180 945 SH   OTR   175 0 770
Alphabet Inc Cap Stk Cl A COM 02079K305 20,089 16,643 SH   SOLE   8,747 0 7,896
Alphabet Inc Cap Stk Cl A COM 02079K305 2,213 1,833 SH   OTR   273 0 1,560
Alphabet Inc Cap Stk Cl C COM 02079K107 6,845 5,735 SH   SOLE   2,626 0 3,109
Alphabet Inc Cap Stk Cl C COM 02079K107 229 192 SH   OTR   114 0 78
Altria Group Inc COM 02209S103 124 2,064 SH   SOLE   0 0 2,064
Amazon Com Inc Com COM 023135106 254 127 SH   SOLE   2 0 125
Amer States Water Co COM 029899101 170 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 713 3,440 SH   SOLE   1,765 0 1,675
Amgen, Inc. Com COM 031162100 419 2,023 SH   OTR   122 0 1,901
Apache Corp COM 037411105 348 7,310 SH   SOLE   1,310 0 6,000
Apache Corp COM 037411105 141 2,950 SH   OTR   300 0 2,650
Apple, Inc. COM 037833100 33,415 148,023 SH   SOLE   83,985 0 64,038
Apple, Inc. COM 037833100 2,692 11,924 SH   OTR   3,250 0 8,674
Applied Materials Inc. COM 038222105 3,617 93,585 SH   SOLE   74,385 0 19,200
Applied Materials Inc. COM 038222105 202 5,220 SH   OTR   500 0 4,720
Aptiv PLC COM G6095L109 12,280 146,360 SH   SOLE   68,260 0 78,100
Aptiv PLC COM G6095L109 928 11,055 SH   OTR   2,980 0 8,075
Automatic Data Process Com COM 053015103 333 2,210 SH   OTR   0 0 2,210
Avery Dennison Corp. COM 053611109 336 3,100 SH   OTR   3,100 0 0
B&G Foods Inc. COM 05508R106 1,180 43,000 SH   SOLE   23,800 0 19,200
B&G Foods Inc. COM 05508R106 549 20,000 SH   OTR   1,400 0 18,600
BP PLC Spons ADR COM 055622104 171 3,700 SH   SOLE   0 0 3,700
BP PLC Spons ADR COM 055622104 251 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 20 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 384 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 12 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 299 805 SH   SOLE   50 0 755
Bright Horizons Family Solutio COM 109194100 20,344 172,645 SH   SOLE   85,360 0 87,285
Bright Horizons Family Solutio COM 109194100 814 6,905 SH   OTR   530 0 6,375
Bristol Myers Squibb C COM 110122108 22 350 SH   SOLE   350 0 0
Broadridge Financial Solutions COM 11133T103 21,852 165,605 SH   SOLE   81,465 0 84,140
Broadridge Financial Solutions COM 11133T103 1,469 11,130 SH   OTR   3,360 0 7,770
CSX Corp COM 126408103 48 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 126 1,599 SH   SOLE   0 0 1,599
CVS Caremark Corp COM 126650100 77 981 SH   OTR   0 0 981
California Wtr Svc Group COM 130788102 129 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 15,421 162,446 SH   SOLE   71,730 0 90,716
Capital One Finl Corp COM 14040H105 1,092 11,502 SH   OTR   600 0 10,902
Cardinal Health Inc. COM 14149Y108 5 93 SH   SOLE   93 0 0
Celgene Corp COM 151020104 11,089 123,910 SH   SOLE   57,084 0 66,826
Celgene Corp COM 151020104 883 9,863 SH   OTR   2,935 0 6,928
Charles Schwab Corp (New) COM 808513105 715 14,557 SH   SOLE   13,957 0 600
Charles Schwab Corp (New) COM 808513105 147 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 4,028 32,939 SH   SOLE   23,323 0 9,616
Chevron Corp COM 166764100 4,324 35,361 SH   OTR   4,252 0 31,109
Cisco Systems COM 17275R102 6,541 134,451 SH   SOLE   92,651 0 41,800
Cisco Systems COM 17275R102 1,256 25,825 SH   OTR   2,100 0 23,725
Citizens Finl Group COM 174610105 10,575 274,170 SH   SOLE   133,215 0 140,955
Citizens Finl Group COM 174610105 1,102 28,582 SH   OTR   5,230 0 23,352
Coca Cola Co COM 191216100 556 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 9 200 SH   OTR   0 0 200
Commscope Hldg Co. Inc. COM 20337X109 10,745 349,325 SH   SOLE   164,750 0 184,575
Commscope Hldg Co. Inc. COM 20337X109 642 20,875 SH   OTR   6,900 0 13,975
Consolidated Edison Inc COM 209115104 152 2,000 SH   OTR   0 0 2,000
Constellation Brands Inc Cl A COM 21036P108 37 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 19,530 83,150 SH   SOLE   39,935 0 43,215
Costco Wholesale COM 22160K105 767 3,266 SH   OTR   1,156 0 2,110
DR Horton Inc COM 23331A109 17,068 404,651 SH   SOLE   200,130 0 204,521
DR Horton Inc COM 23331A109 1,506 35,708 SH   OTR   8,440 0 27,268
Danaher Corp Del COM COM 235851102 15,673 144,235 SH   SOLE   67,740 0 76,495
Danaher Corp Del COM COM 235851102 1,171 10,775 SH   OTR   2,845 0 7,930
Deere & Co COM 244199105 9 63 SH   SOLE   63 0 0
Digital Realty Trust Inc COM 253868103 152 1,350 SH   OTR   0 0 1,350
Disney Walt Co Del COM 254687106 11,740 100,397 SH   SOLE   49,024 0 51,373
Disney Walt Co Del COM 254687106 833 7,127 SH   OTR   1,811 0 5,316
DowDupont, Inc. COM 26078J100 606 9,425 SH   SOLE   4,475 0 4,950
DowDupont, Inc. COM 26078J100 846 13,150 SH   OTR   3,550 0 9,600
Eaton Corp COM G29183103 46 530 SH   SOLE   80 0 450
Eaton Corp COM G29183103 165 1,900 SH   OTR   1,900 0 0
Ecolab Inc Com COM 278865100 94 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 8,548 49,100 SH   SOLE   4,000 0 45,100
Energy Transfer Partners LP COM 29278N103 127 5,700 SH   SOLE   0 0 5,700
Exxon Mobil Corp COM 30231G102 1,196 14,062 SH   SOLE   6,250 0 7,812
Exxon Mobil Corp COM 30231G102 734 8,633 SH   OTR   0 0 8,633
Fiserv Inc Com COM 337738108 16,103 195,470 SH   SOLE   90,950 0 104,520
Fiserv Inc Com COM 337738108 1,171 14,210 SH   OTR   3,840 0 10,370
Franklin Res Inc COM 354613101 13 423 SH   SOLE   423 0 0
General Elec Co COM 369604103 322 28,500 SH   SOLE   19,100 0 9,400
General Elec Co COM 369604103 540 47,798 SH   OTR   850 0 46,948
Gilead Sciences Inc. COM 375558103 1,699 22,005 SH   SOLE   5,000 0 17,005
Gilead Sciences Inc. COM 375558103 672 8,700 SH   OTR   0 0 8,700
HP Inc COM 40434L105 13 500 SH   SOLE   500 0 0
Halliburton Co COM 406216101 5,587 137,850 SH   SOLE   26,125 0 111,725
Halliburton Co COM 406216101 28 700 SH   OTR   350 0 350
Hewlett Packard Enterp COM 42824C109 8 500 SH   SOLE   500 0 0
Hexcel Corp COM 428291108 18,563 276,859 SH   SOLE   135,755 0 141,104
Hexcel Corp COM 428291108 803 11,981 SH   OTR   940 0 11,041
Home Depot Inc COM 437076102 143 692 SH   SOLE   192 0 500
Home Depot Inc COM 437076102 124 600 SH   OTR   0 0 600
Honeywell Intl Inc COM 438516106 98 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 167 3,100 SH   SOLE   0 0 3,100
IQVIA Holdings Inc COM 46266C105 17,455 134,538 SH   SOLE   64,585 0 69,953
IQVIA Holdings Inc COM 46266C105 944 7,275 SH   OTR   450 0 6,825
Int'l Bus Mach COM 459200101 136 900 SH   OTR   0 0 900
Intel Corp COM 458140100 395 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 19 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 17,033 227,440 SH   SOLE   109,900 0 117,540
Intercontinental Exchange Grou COM 45866F104 1,188 15,865 SH   OTR   4,175 0 11,690
Intuitive Surgical Inc Com New COM 46120E602 83 144 SH   SOLE   0 0 144
JPMorgan Chase & Co COM 46625H100 6,845 60,660 SH   SOLE   4,210 0 56,450
JPMorgan Chase & Co COM 46625H100 1,055 9,350 SH   OTR   250 0 9,100
Johnson & Johnson COM 478160104 18,001 130,278 SH   SOLE   60,107 0 70,171
Johnson & Johnson COM 478160104 1,633 11,817 SH   OTR   2,592 0 9,225
Kimberly Clark Corp COM 494368103 125 1,100 SH   SOLE   0 0 1,100
Lockheed Martin Corp COM 539830109 69 200 SH   SOLE   0 0 200
Lockheed Martin Corp COM 539830109 450 1,300 SH   OTR   0 0 1,300
Lowes Cos Inc Com COM 548661107 56 488 SH   SOLE   0 0 488
McDonalds Corp COM 580135101 481 2,874 SH   SOLE   0 0 2,874
McDonalds Corp COM 580135101 71 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 9,141 128,855 SH   SOLE   100,815 0 28,040
Merck & Co Inc COM 58933Y105 720 10,155 SH   OTR   55 0 10,100
Microsoft Corp COM 594918104 867 7,579 SH   SOLE   2,011 0 5,568
Microsoft Corp COM 594918104 285 2,493 SH   OTR   60 0 2,433
Nestle SA Spons ADR (For Reg) COM 641069406 5,039 60,559 SH   SOLE   53,619 0 6,940
Nestle SA Spons ADR (For Reg) COM 641069406 643 7,723 SH   OTR   2,500 0 5,223
Nike, Inc. Cl B COM 654106103 11 125 SH   OTR   0 0 125
Norfolk Southern Corp COM 655844108 217 1,200 SH   SOLE   0 0 1,200
OGE Energy Corp. COM 670837103 17 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 444 5,400 SH   SOLE   3,300 0 2,100
Occidental Pete Corp D COM 674599105 58 700 SH   OTR   300 0 400
Oracle Systems Corp COM 68389X105 443 8,600 SH   SOLE   8,000 0 600
Paccar Inc COM 693718108 399 5,850 SH   SOLE   3,300 0 2,550
Panasonic Corp ADR (new) COM 69832A205 5 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 20,961 238,625 SH   SOLE   115,050 0 123,575
PayPal Holdings Inc. COM 70450Y103 1,207 13,741 SH   OTR   4,956 0 8,785
Pepsico Inc COM 713448108 14,735 131,796 SH   SOLE   59,263 0 72,533
Pepsico Inc COM 713448108 2,056 18,392 SH   OTR   1,265 0 17,127
Pfizer Inc COM 717081103 206 4,680 SH   SOLE   1,380 0 3,300
Pfizer Inc COM 717081103 717 16,280 SH   OTR   1,500 0 14,780
Procter & Gamble Co. COM 742718109 1,525 18,317 SH   SOLE   4,299 0 14,018
Procter & Gamble Co. COM 742718109 1,776 21,338 SH   OTR   1,000 0 20,338
Qualcomm Inc. COM 747525103 101 1,400 SH   SOLE   0 0 1,400
Qualcomm Inc. COM 747525103 706 9,800 SH   OTR   0 0 9,800
Regeneron Pharmaceutical Com COM 75886F107 10,075 24,935 SH   SOLE   12,575 0 12,360
Regeneron Pharmaceutical Com COM 75886F107 293 725 SH   OTR   350 0 375
Roper Technologies Inc COM 776696106 17,710 59,788 SH   SOLE   28,818 0 30,970
Roper Technologies Inc COM 776696106 1,047 3,535 SH   OTR   1,085 0 2,450
Ross Stores Inc. COM 778296103 624 6,300 SH   SOLE   6,300 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,879 27,574 SH   SOLE   25,374 0 2,200
Salesforce.com Inc COM 79466L302 8,981 56,475 SH   SOLE   15,100 0 41,375
Salesforce.com Inc COM 79466L302 159 1,000 SH   OTR   0 0 1,000
Sanofi - ADR COM 80105N105 93 2,075 SH   SOLE   75 0 2,000
Sanofi - ADR COM 80105N105 78 1,750 SH   OTR   400 0 1,350
Schlumberger Ltd COM 806857108 12,168 199,733 SH   SOLE   96,363 0 103,370
Schlumberger Ltd COM 806857108 592 9,720 SH   OTR   3,670 0 6,050
Sempra Energy COM 816851109 91 800 SH   SOLE   0 0 800
Sempra Energy COM 816851109 185 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 24 9,547 SH   SOLE   0 0 9,547
Siemens AG Spons ADR (new) COM 826197501 163 2,536 SH   SOLE   0 0 2,536
Smith & Nephew PLC Spons ADR COM 83175M205 302 8,150 SH   SOLE   0 0 8,150
SouthWest Airlines COM 844741108 10,865 173,975 SH   SOLE   55,250 0 118,725
SouthWest Airlines COM 844741108 233 3,725 SH   OTR   975 0 2,750
Southern Co COM 842587107 131 3,000 SH   OTR   0 0 3,000
Southwestern Energy Co COM 845467109 21 4,028 SH   SOLE   2,285 0 1,743
Starbucks Corp COM 855244109 23 400 SH   OTR   400 0 0
State Street Corp COM 857477103 105 1,250 SH   SOLE   0 0 1,250
State Street Corp COM 857477103 38 450 SH   OTR   0 0 450
Tredegar Corp. COM 894650100 32 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 20 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 315 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 303 2,168 SH   SOLE   0 0 2,168
United Technologies COM 913017109 25 180 SH   OTR   0 0 180
Universal Display Corp Com COM 91347P105 83 700 SH   SOLE   0 0 700
V F Corp COM 918204108 164 1,750 SH   SOLE   1,550 0 200
Verisign Inc. Com. COM 92343E102 970 6,058 SH   SOLE   6,058 0 0
Verizon Communications COM 92343V104 1,238 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 458 8,585 SH   OTR   1,450 0 7,135
Versum Materials, Inc. COM 92532W103 79 2,200 SH   OTR   0 0 2,200
Vertex Pharmaceuticals Com COM 92532F100 1,788 9,277 SH   SOLE   3,322 0 5,955
Vertex Pharmaceuticals Com COM 92532F100 395 2,050 SH   OTR   325 0 1,725
Visa Inc Cl A COM 92826C839 22,480 149,776 SH   SOLE   62,805 0 86,971
Visa Inc Cl A COM 92826C839 1,507 10,037 SH   OTR   2,645 0 7,392
Vivendi ORD Shs COM F97982106 20 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 54 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 138 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 14 570 SH   SOLE   570 0 0
Zoetis Inc Cl A COM 98978V103 11 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 94 1,028 SH   OTR   0 0 1,028
Aberdeen Emerging Markets Fd C EQ FDS 003021250 33 2,323 SH   SOLE   0 0 2,323
Matthews Asia Small Companies EQ FDS 577125206 48 2,339 SH   SOLE   0 0 2,339
Schwab S&P 500 Index Fd EQ FDS 808509855 48 1,055 SH   SOLE   1,055 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 51 1,494 SH   SOLE   1,494 0 0