The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 347 4,791 SH   SOLE   0 0 4,791
ABBVIE INC COM 00287Y109 506 5,488 SH   SOLE   0 0 5,488
AEGLEA BIOTHERAPEUTICS INC COM 00773J103 2,176 290,534 SH   SOLE   0 0 290,534
AIR PRODS & CHEMS INC COM 009158106 240 1,500 SH   SOLE   0 0 1,500
ALPHABET INC CAP STK CL A 02079K305 663 634 SH   SOLE   0 0 634
ALPHABET INC CAP STK CL C 02079K107 466 450 SH   SOLE   0 0 450
AMAZON COM INC COM 023135106 701 467 SH   SOLE   0 0 467
AMGEN INC COM 031162100 705 3,622 SH   SOLE   0 0 3,622
AON PLC SHS CL A G0408V102 317 2,178 SH   SOLE   0 0 2,178
APPLE INC COM 037833100 5,302 33,613 SH   SOLE   0 0 33,613
AQUANTIA CORP COM 03842Q108 506 57,750 SH   SOLE   0 0 57,750
AT&T INC COM 00206R102 498 17,460 SH   SOLE   0 0 17,460
BANK AMER CORP COM 060505104 229 9,300 SH   SOLE   0 0 9,300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 876 4,288 SH   SOLE   0 0 4,288
BLONDER TONGUE LABS INC COM 093698108 14 12,556 SH   SOLE   0 0 12,556
BOEING CO COM 097023105 600 1,859 SH   SOLE   0 0 1,859
BP PLC SPONSORED ADR 055622104 301 7,925 SH   SOLE   0 0 7,925
BRISTOL MYERS SQUIBB CO COM 110122108 288 5,550 SH   SOLE   0 0 5,550
CATERPILLAR INC DEL COM 149123101 473 3,720 SH   SOLE   0 0 3,720
CHEVRON CORP NEW COM 166764100 1,140 10,482 SH   SOLE   0 0 10,482
CISCO SYS INC COM 17275R102 294 6,783 SH   SOLE   0 0 6,783
CITIGROUP INC COM NEW 172967424 217 4,167 SH   SOLE   0 0 4,167
COLGATE PALMOLIVE CO COM 194162103 236 3,960 SH   SOLE   0 0 3,960
COMCAST CORP NEW CL A 20030N101 211 6,208 SH   SOLE   0 0 6,208
COSTCO WHSL CORP NEW COM 22160K105 297 1,459 SH   SOLE   0 0 1,459
CSX CORP COM 126408103 254 4,089 SH   SOLE   0 0 4,089
DISNEY WALT CO COM DISNEY 254687106 2,211 20,168 SH   SOLE   0 0 20,168
EMERSON ELEC CO COM 291011104 316 5,293 SH   SOLE   0 0 5,293
EXXON MOBIL CORP COM 30231G102 922 13,518 SH   SOLE   0 0 13,518
FACEBOOK INC CL A 30303M102 359 2,735 SH   SOLE   0 0 2,735
FORD MTR CO DEL COM PAR $0.01 345370860 81 10,593 SH   SOLE   0 0 10,593
GENERAL ELECTRIC CO COM 369604103 117 15,469 SH   SOLE   0 0 15,469
GILEAD SCIENCES INC COM 375558103 311 4,966 SH   SOLE   0 0 4,966
HOME DEPOT INC COM 437076102 211 1,226 SH   SOLE   0 0 1,226
INTEL CORP COM 458140100 781 16,638 SH   SOLE   0 0 16,638
INTERNATIONAL BUSINESS MACHS COM 459200101 258 2,269 SH   SOLE   0 0 2,269
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 319 2,805 SH   SOLE   0 0 2,805
INVESCO QQQ TR UNIT SER 1 46090E103 504 3,266 SH   SOLE   0 0 3,266
ISHARES INC CORE MSCI EMKT 46434G103 7,762 164,627 SH   SOLE   0 0 164,627
ISHARES INC ESG MSCI EM ETF 46434G863 652 21,259 SH   SOLE   0 0 21,259
ISHARES TR 3 7 YR TREAS BD 464288661 127,584 1,050,936 SH   SOLE   0 0 1,050,936
ISHARES TR AGGRES ALLOC ETF 464289859 717 14,763 SH   SOLE   0 0 14,763
ISHARES TR CONSER ALLOC ETF 464289883 367 11,220 SH   SOLE   0 0 11,220
ISHARES TR CORE MSCI EAFE 46432F842 5,119 93,079 SH   SOLE   0 0 93,079
ISHARES TR CORE MSCI EURO 46434V738 2,562 61,994 SH   SOLE   0 0 61,994
ISHARES TR CORE MSCI PAC 46434V696 1,722 34,027 SH   SOLE   0 0 34,027
ISHARES TR CORE S&P500 ETF 464287200 225 896 SH   SOLE   0 0 896
ISHARES TR CRE U S REIT ETF 464288521 4,391 97,897 SH   SOLE   0 0 97,897
ISHARES TR HDG MSCI JAPAN 46434V886 3,797 135,155 SH   SOLE   0 0 135,155
ISHARES TR IBONDS DEC19 ETF 46434VAU4 1,117 45,039 SH   SOLE   0 0 45,039
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 517 20,700 SH   SOLE   0 0 20,700
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,886 77,433 SH   SOLE   0 0 77,433
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,860 76,960 SH   SOLE   0 0 76,960
ISHARES TR IBONDS DEC23 ETF 46434VAX8 498 20,600 SH   SOLE   0 0 20,600
ISHARES TR IBONDS MAR20 ETF 46432FBC0 831 32,046 SH   SOLE   0 0 32,046
ISHARES TR MODERT ALLOC ETF 464289875 459 12,858 SH   SOLE   0 0 12,858
ISHARES TR MORTGE REL ETF 46435G342 730 18,281 SH   SOLE   0 0 18,281
ISHARES TR MSCI LW CRB TG 46434V464 745 7,227 SH   SOLE   0 0 7,227
ISHARES TR MSCI USA ESG SLC 464288802 310 3,001 SH   SOLE   0 0 3,001
ISHARES TR NATIONAL MUN ETF 464288414 14,026 128,632 SH   SOLE   0 0 128,632
ISHARES TR S&P US PFD STK 464288687 6,354 185,620 SH   SOLE   0 0 185,620
ISHARES TR SELECT DIVID ETF 464287168 344 3,854 SH   SOLE   0 0 3,854
ISHARES TR TIPS BD ETF 464287176 25,847 236,027 SH   SOLE   0 0 236,027
ISHARES TR US TREAS BD ETF 46429B267 2,333 94,627 SH   SOLE   0 0 94,627
JOHNSON & JOHNSON COM 478160104 1,696 13,143 SH   SOLE   0 0 13,143
JPMORGAN CHASE & CO COM 46625H100 909 9,313 SH   SOLE   0 0 9,313
KRYSTAL BIOTECH INC COM 501147102 299 14,409 SH   SOLE   0 0 14,409
MERCK & CO INC COM 58933Y105 496 6,491 SH   SOLE   0 0 6,491
MICROSOFT CORP COM 594918104 1,604 15,790 SH   SOLE   0 0 15,790
NORFOLK SOUTHERN CORP COM 655844108 1,170 7,822 SH   SOLE   0 0 7,822
NVIDIA CORP COM 67066G104 533 3,995 SH   SOLE   0 0 3,995
ORACLE CORP COM 68389X105 736 16,293 SH   SOLE   0 0 16,293
PEPSICO INC COM 713448108 496 4,486 SH   SOLE   0 0 4,486
PFIZER INC COM 717081103 489 11,197 SH   SOLE   0 0 11,197
PHILIP MORRIS INTL INC COM 718172109 319 4,780 SH   SOLE   0 0 4,780
POLARITYTE INC COM 731094108 271 20,102 SH   SOLE   0 0 20,102
PROCTER AND GAMBLE CO COM 742718109 677 7,364 SH   SOLE   0 0 7,364
PROTEON THERAPEUTICS INC COM 74371L109 68 30,000 SH   SOLE   0 0 30,000
PUBLIC STORAGE COM 74460D109 249 1,230 SH   SOLE   0 0 1,230
QUALCOMM INC COM 747525103 431 7,578 SH   SOLE   0 0 7,578
REGENERON PHARMACEUTICALS COM 75886F107 299 800 SH   SOLE   0 0 800
SCHLUMBERGER LTD COM 806857108 485 13,445 SH   SOLE   0 0 13,445
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 391 13,774 SH   SOLE   0 0 13,774
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 325 6,508 SH   SOLE   0 0 6,508
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 258 5,103 SH   SOLE   0 0 5,103
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 337 5,629 SH   SOLE   0 0 5,629
SHERWIN WILLIAMS CO COM 824348106 630 1,600 SH   SOLE   0 0 1,600
SPDR GOLD TRUST GOLD SHS 78463V107 931 7,682 SH   SOLE   0 0 7,682
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 12,506 375,907 SH   SOLE   0 0 375,907
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 14,250 440,353 SH   SOLE   0 0 440,353
SPDR S&P 500 ETF TR TR UNIT 78462F103 295 1,180 SH   SOLE   0 0 1,180
SPDR SER TR NUVEEN BLMBRG SR 78468R739 409 8,504 SH   SOLE   0 0 8,504
SPDR SER TR NUVEEN BRC MUNIC 78468R721 4,962 103,124 SH   SOLE   0 0 103,124
SPDR SER TR SPDR BLOOMBERG 78468R663 1,153 12,608 SH   SOLE   0 0 12,608
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 13,655 253,379 SH   SOLE   0 0 253,379
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 21,536 773,271 SH   SOLE   0 0 773,271
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 6,860 234,854 SH   SOLE   0 0 234,854
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 8,796 163,427 SH   SOLE   0 0 163,427
SPDR SERIES TRUST S&P DIVID ETF 78464A763 535 5,973 SH   SOLE   0 0 5,973
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 3,003 75,915 SH   SOLE   0 0 75,915
UNITED TECHNOLOGIES CORP COM 913017109 260 2,442 SH   SOLE   0 0 2,442
VAALCO ENERGY INC COM NEW 91851C201 18 12,340 SH   SOLE   0 0 12,340
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 6,776 85,543 SH   SOLE   0 0 85,543
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 340 6,271 SH   SOLE   0 0 6,271
VANGUARD GROUP DIV APP ETF 921908844 615 6,278 SH   SOLE   0 0 6,278
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 247 2,473 SH   SOLE   0 0 2,473
VANGUARD INDEX FDS MID CAP ETF 922908629 346 2,504 SH   SOLE   0 0 2,504
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 16,880 226,365 SH   SOLE   0 0 226,365
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,064 13,332 SH   SOLE   0 0 13,332
VANGUARD INDEX FDS TOTAL STK MKT 922908769 319 2,503 SH   SOLE   0 0 2,503
VANGUARD INDEX FDS VALUE ETF 922908744 378 3,859 SH   SOLE   0 0 3,859
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 419 10,987 SH   SOLE   0 0 10,987
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 23,092 474,956 SH   SOLE   0 0 474,956
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,730 26,430 SH   SOLE   0 0 26,430
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,954 645,668 SH   SOLE   0 0 645,668
VISA INC COM CL A 92826C839 1,104 8,364 SH   SOLE   0 0 8,364
WELLS FARGO CO NEW COM 949746101 606 13,149 SH   SOLE   0 0 13,149
WISDOMTREE TR INTL SMCAP DIV 97717W760 13,377 221,760 SH   SOLE   0 0 221,760
WISDOMTREE TR JAPN HEDGE EQT 97717W851 8,687 187,251 SH   SOLE   0 0 187,251