The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 671 15,496 SH   SOLE NONE 0 0 15,496
UNION BANKSHARES INC COM 905400107 228 4,291 SH   SOLE NONE 0 0 4,291
WISDOMTREE TR EMER MKT HIGH FD 97717W315 4,978 113,988 SH   SOLE NONE 0 0 113,988
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,258 22,370 SH   SOLE NONE 0 0 22,370
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,501 69,314 SH   SOLE NONE 0 0 69,314
VANGUARD INDEX FDS GROWTH ETF 922908736 374 2,322 SH   SOLE NONE 0 0 2,322
BLUE HILLS BANCORP INC COM 095573101 714 29,613 SH   SOLE NONE 0 0 29,613
PROCTER AND GAMBLE CO COM 742718109 369 4,436 SH   SOLE NONE 0 0 4,436
ISHARES TR RUS 2000 VAL ETF 464287630 304 2,289 SH   SOLE NONE 0 0 2,289
BOEING CO COM 097023105 854 2,295 SH   SOLE NONE 0 0 2,295
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 40,162 849,989 SH   SOLE NONE 0 0 849,989
EXXON MOBIL CORP COM 30231G102 651 7,655 SH   SOLE NONE 0 0 7,655
VANGUARD INDEX FDS VALUE ETF 922908744 293 2,645 SH   SOLE NONE 0 0 2,645
ISHARES INC CORE MSCI EMKT 46434G103 1,631 31,493 SH   SOLE NONE 0 0 31,493
VANGUARD INDEX FDS SML CP GRW ETF 922908595 594 3,169 SH   SOLE NONE 0 0 3,169
ISHARES TR RUS 1000 VAL ETF 464287598 347 2,743 SH   SOLE NONE 0 0 2,743
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 2,220 65,156 SH   SOLE NONE 0 0 65,156
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 445 5,516 SH   SOLE NONE 0 0 5,516
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,428 8,782 SH   SOLE NONE 0 0 8,782
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,547 13,021 SH   SOLE NONE 0 0 13,021
SPDR SER TR SPDR BLOOMBERG 78468R663 7,482 81,704 SH   SOLE NONE 0 0 81,704
ISHARES TR CORE MSCI EAFE 46432F842 504 7,865 SH   SOLE NONE 0 0 7,865
WISDOMTREE TR INTL EQUITY FD 97717W703 216 4,058 SH   SOLE NONE 0 0 4,058
ISHARES TR RUS 1000 GRW ETF 464287614 348 2,230 SH   SOLE NONE 0 0 2,230
ISHARES TR RUS 1000 ETF 464287622 268 1,656 SH   SOLE NONE 0 0 1,656
VANGUARD GROUP DIV APP ETF 921908844 5,675 51,267 SH   SOLE NONE 0 0 51,267
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,938 114,122 SH   SOLE NONE 0 0 114,122
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 7,218 260,495 SH   SOLE NONE 0 0 260,495
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 31,347 899,992 SH   SOLE NONE 0 0 899,992
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 28,152 914,905 SH   SOLE NONE 0 0 914,905
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,169 66,450 SH   SOLE NONE 0 0 66,450
SPDR SER TR PORTFOLIO SM ETF 78468R853 11,636 350,070 SH   SOLE NONE 0 0 350,070
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,245 152,310 SH   SOLE NONE 0 0 152,310
ISHARES TR CORE S&P500 ETF 464287200 55,360 189,118 SH   SOLE NONE 0 0 189,118
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 380 4,825 SH   SOLE NONE 0 0 4,825
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 261 2,999 SH   SOLE NONE 0 0 2,999
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 874 6,134 SH   SOLE NONE 0 0 6,134
VANGUARD INDEX FDS SM CP VAL ETF 922908611 692 4,962 SH   SOLE NONE 0 0 4,962
ISHARES TR CORE MSCI EURO 46434V738 9,612 200,416 SH   SOLE NONE 0 0 200,416