The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 2,669 79,487 SH   SOLE   79,487 0 0
ABBVIE INC COM 00287Y109 392 4,145 SH   SOLE   4,145 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4,704 56,550 SH   SOLE   56,550 0 0
ALLETE COM COM 018522300 266 3,550 SH   SOLE   3,550 0 0
ALPHABET INC COM 02079K305 16,804 13,921 SH   SOLE   13,921 0 0
AMAZON .COM INC COM 023135106 401 200 SH   SOLE   200 0 0
AMERICAN EXPRESS CO COM 025816109 5,766 54,152 SH   SOLE   54,152 0 0
AMERICAN TOWER CORP COM 03027X100 4,493 30,925 SH   SOLE   30,925 0 0
ANDEAVOR COM 03349M105 204 1,334 SH   SOLE   1,334 0 0
APPLE COMPUTER COM 037833100 24,034 106,468 SH   SOLE   106,468 0 0
BBX CAP CORP NEW CL A 05491N104 74 10,000 SH   SOLE   10,000 0 0
BECTON DICKINSON & COMP COM 075887109 5,532 21,196 SH   SOLE   21,196 0 0
BERKSHIRE HATHAWAY CALL B NEW 084670702 10,566 49,349 SH   SOLE   49,349 0 0
BOOKING HLDGS INC COM 09857L108 6,460 3,256 SH   SOLE   3,256 0 0
BROADCOM INC COM 11135F101 3,763 15,253 SH   SOLE   15,253 0 0
CVR REFNG LP COMUNIT REP LT 12663P107 495 25,140 SH   SOLE   25,140 0 0
CVS CORP COM 126650100 2,520 32,018 SH   SOLE   32,018 0 0
CHEVRON TEXACO COM 166764100 6,835 55,904 SH   SOLE   55,904 0 0
CISCO SYSTEMS COM 17275R102 2,104 43,234 SH   SOLE   43,234 0 0
CITIGROUP INC COM 172967424 7,324 102,094 SH   SOLE   102,094 0 0
COCA COLA COMPANY COM 191216100 590 12,773 SH   SOLE   12,773 0 0
COGNIZANT TECH SOLUTION COM 192446102 5,285 68,502 SH   SOLE   68,502 0 0
COLGATE-PALMOLIVE COM 194162103 3,289 49,124 SH   SOLE   49,124 0 0
COMCAST CORP COM 20030N101 5,825 164,502 SH   SOLE   164,502 0 0
COTY INC COM CL A 222070203 1,812 144,243 SH   SOLE   144,243 0 0
DANAHER CORPORATION COM 235851102 2,946 27,118 SH   SOLE   27,118 0 0
DISNEY COM 254687106 418 3,574 SH   SOLE   3,574 0 0
DOLLAR TREE INC COM 256746108 3,465 42,493 SH   SOLE   42,493 0 0
DOWDUPONT INC COM 26078J100 5,804 90,258 SH   SOLE   90,258 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,958 36,967 SH   SOLE   36,967 0 0
EBAY INC COM 278642103 1,907 57,735 SH   SOLE   57,735 0 0
ECOLAB INC COM 278865100 992 6,329 SH   SOLE   6,329 0 0
ELECTRONIC ARTS INC DEL COM 285512109 5,282 43,841 SH   SOLE   43,841 0 0
EMERSON ELECTIC CO COM 291011104 7,876 102,847 SH   SOLE   102,847 0 0
EXXON MOBIL CORP COM 30231G102 2,016 23,715 SH   SOLE   23,715 0 0
FACEBOOK INC COM 30303M102 12,972 78,875 SH   SOLE   78,875 0 0
FORTIVE CORP COM 34959J108 4,937 58,633 SH   SOLE   58,633 0 0
GENERAL DYNAMICS COM 369550108 3,511 20,878 SH   SOLE   20,878 0 0
GENERAL ELECTRIC COMPAN COM 369604103 270 23,885 SH   SOLE   23,885 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 995 24,764 SH   SOLE   24,764 0 0
WW GRAINGER INC COM 384802104 371 1,039 SH   SOLE   1,039 0 0
HALLIBURTON COMPANY COM 406216101 3,047 75,177 SH   SOLE   75,177 0 0
HOME DEPOT INC COM 437076102 2,499 12,062 SH   SOLE   12,062 0 0
HONEYWELL INTL INC COM 438516106 7,093 42,623 SH   SOLE   42,623 0 0
INTEL INC COM 458140100 2,271 48,008 SH   SOLE   48,008 0 0
INTERCONTINENTAL EXCHAN COM 45865V100 5,481 73,191 SH   SOLE   73,191 0 0
IBM COM 459200101 399 2,644 SH   SOLE   2,644 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 215 375 SH   SOLE   375 0 0
INVESTORS REAL ESTATE TR SH BEN INT 461730103 72 11,992 SH   SOLE   11,992 0 0
ISHARES 1-3YR CREDIT BO TF ETF 464288646 508 9,804 SH   SOLE   9,804 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499 17,443 79,106 SH   SOLE   79,106 0 0
ISHARES S&P 500 GROWTH ETF 464287309 1,287 7,262 SH   SOLE   7,262 0 0
ISHARES S&P 500 VALUE E ETF 464287408 292 2,524 SH   SOLE   2,524 0 0
ISHARES TR BONDS SEP ETF 46429B564 654 25,809 SH   SOLE   25,809 0 0
ISHARES TR S&P/CITIGROU TL TETF 464288117 316 6,558 SH   SOLE   6,558 0 0
ISHARES TRUST DJ SEL DIV INX 464287168 1,018 10,209 SH   SOLE   10,209 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 2,404 8,212 SH   SOLE   8,212 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226 59,102 560,099 SH   SOLE   560,099 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 338 7,877 SH   SOLE   7,877 0 0
ISHARES TRUST 20 YR TR BD ETF 464287432 3,682 31,397 SH   SOLE   31,397 0 0
ISHARES TRUST MSCI EAFE INDEX 464287465 680 10,005 SH   SOLE   10,005 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507 1,357 6,742 SH   SOLE   6,742 0 0
ISHARES TRUST NASDQ BIO INDX 464287556 8,352 68,493 SH   SOLE   68,493 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606 604 2,593 SH   SOLE   2,593 0 0
ISHARES TRUST RUSSELL 2000 464287655 38,227 226,795 SH   SOLE   226,795 0 0
ISHARES TRUST S&P MC 400VL ETF 464287705 216 1,292 SH   SOLE   1,292 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804 559 6,404 SH   SOLE   6,404 0 0
ISHARES TRUST 7-10 Y TR BD ETF 464287440 7,493 74,061 SH   SOLE   74,061 0 0
ISHARES TRUST US OIL GS EX ETF 464288851 5,151 67,845 SH   SOLE   67,845 0 0
ISHARES TRUST EAFE VALUE ETF 464288877 540 10,408 SH   SOLE   10,408 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885 565 7,060 SH   SOLE   7,060 0 0
JP MORGAN CHASE & CO COM 46625H100 12,532 111,056 SH   SOLE   111,056 0 0
JOHNSON AND JOHNSON COM 478160104 11,951 86,493 SH   SOLE   86,493 0 0
KRAFT HEINZ CO COM 500754106 1,924 34,905 SH   SOLE   34,905 0 0
LAS VEGAS SANDS CORP COM 517834107 2,292 38,636 SH   SOLE   38,636 0 0
LAUDER ESTEE COS INC CL A 518439104 4,187 28,817 SH   SOLE   28,817 0 0
LOWES COMPANIES INC COM 548661107 10,048 87,504 SH   SOLE   87,504 0 0
MARRIOTT INTERNATIONAL INC COM 571903202 5,490 41,585 SH   SOLE   41,585 0 0
MASCO CORP COM 574599106 3,918 107,051 SH   SOLE   107,051 0 0
MCDONALDS CORP COM 580135101 3,366 20,119 SH   SOLE   20,119 0 0
MERCK & CO INC COM 58933Y105 3,098 43,670 SH   SOLE   43,670 0 0
MICROSOFT INC COM 594918104 24,318 212,626 SH   SOLE   212,626 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 3,785 47,971 SH   SOLE   47,971 0 0
MONDELEZ INTL INC CL A 609207105 4,634 107,870 SH   SOLE   107,870 0 0
NEXTERA ENERGY INC COM 65339F101 498 2,970 SH   SOLE   2,970 0 0
NIKE INC COM 654106103 273 3,218 SH   SOLE   3,218 0 0
NORFOLK SOUTHERN CORP COM 655844108 5,362 29,708 SH   SOLE   29,708 0 0
NUCOR CO COM 670346105 223 3,514 SH   SOLE   3,514 0 0
PAYPAL HLDGS INC COM 70450Y103 3,285 37,401 SH   SOLE   37,401 0 0
PEPSICO INC COM 713448108 643 5,747 SH   SOLE   5,747 0 0
PFIZER INC COM 717081103 9,269 210,318 SH   SOLE   210,318 0 0
PHILIP MORRIS COM 718172109 7,143 87,600 SH   SOLE   87,600 0 0
PROCTER AND GAMBLE COMP COM 742718109 2,139 25,701 SH   SOLE   25,701 0 0
PRUDENTIAL FINANCIAL IN COM 744320102 5,743 56,679 SH   SOLE   56,679 0 0
QUALCOMM INC COM 747525103 6,548 90,909 SH   SOLE   90,909 0 0
ROYAL BANK CANADA COM 780087102 3,163 39,443 SH   SOLE   39,443 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 3,133 45,973 SH   SOLE   45,973 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103 10,817 37,208 SH   SOLE   37,208 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 6,587 171,335 SH   SOLE   171,335 0 0
SCHLUMBERGER LTD COM 806857108 1,869 30,677 SH   SOLE   30,677 0 0
SCHWAB CHARLES CORP NEW COM 808513105 2,819 57,349 SH   SOLE   57,349 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 291 5,498 SH   SOLE   5,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,392 93,090 SH   SOLE   93,090 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 6,001 51,194 SH   SOLE   51,194 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,619 68,733 SH   SOLE   68,733 0 0
SHIRE PLC SPONSORED ADR 82481R106 4,232 23,346 SH   SOLE   23,346 0 0
SOUTHERN COMPANY COM 842587107 2,626 60,250 SH   SOLE   60,250 0 0
SOUTHWEST AIRLINES COM 844741108 1,990 31,866 SH   SOLE   31,866 0 0
TJX COMPANIES COM 872540109 570 5,085 SH   SOLE   5,085 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109 3,776 27,363 SH   SOLE   27,363 0 0
TARGET CORP COM 87612E106 1,284 14,548 SH   SOLE   14,548 0 0
TOTAL S A SPONSORED ADR 89151E109 2,940 45,662 SH   SOLE   45,662 0 0
US BANCORP DEL COM NEW 902973304 4,921 93,199 SH   SOLE   93,199 0 0
UNITED PARCEL SERVICE COM 911312106 1,497 12,822 SH   SOLE   12,822 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,020 30,146 SH   SOLE   30,146 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 272 3,455 SH   SOLE   3,455 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 394 9,115 SH   SOLE   9,115 0 0
VANGUARD FTSE EMERGING ETS ETF 922042858 245 5,956 SH   SOLE   5,956 0 0
VANGUARD HIGH DIVIDEND D ETF 921946406 2,044 23,476 SH   SOLE   23,476 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,208 14,977 SH   SOLE   14,977 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,180 31,547 SH   SOLE   31,547 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 762 5,705 SH   SOLE   5,705 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 461 2,838 SH   SOLE   2,838 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363 77,515 290,266 SH   SOLE   290,266 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 22,058 165,277 SH   SOLE   165,277 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13,051 156,249 SH   SOLE   156,249 0 0
VANGUARD SMALL CAP GROW TF ETF 922908595 673 3,594 SH   SOLE   3,594 0 0
VANGUARD SMALL CAP VALU F ETF 922908611 561 4,029 SH   SOLE   4,029 0 0
VERIZON COMMUNICATION COM 92343V104 3,430 64,248 SH   SOLE   64,248 0 0
VISA INC COM CL A 92826C839 9,952 66,308 SH   SOLE   66,308 0 0
WELLS FARGO & CO NEW CO K COM 949746101 7,630 145,172 SH   SOLE   145,172 0 0
WYNDHAM HOTELS AND RESORTS COMMON STOCK 98311A105 3,411 61,376 SH   SOLE   61,376 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 2,362 17,969 SH   SOLE   17,969 0 0
ALLERGAN PLC SHS G0177J108 1,963 10,305 SH   SOLE   10,305 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,433 31,923 SH   SOLE   31,923 0 0
EATON CORP PLC SHS G29183103 2,906 33,503 SH   SOLE   33,503 0 0
MEDTRONIC HLDG PLC SHS G5960L103 6,508 66,155 SH   SOLE   66,155 0 0
MYLAN NV SHS N59465109 4,076 111,350 SH   SOLE   111,350 0 0