The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 310 5,137 SH   SOLE 0 0 5,137
APPLE INC COM 037833100 1,934 8,569 SH   SOLE 0 0 8,569
BANK AMER CORP COM 060505104 282 9,559 SH   SOLE 0 0 9,559
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 321 1,498 SH   SOLE 0 0 1,498
BOEING CO COM 097023105 246 662 SH   SOLE 0 0 662
CERNER CORP COM 156782104 837 12,988 SH   SOLE 0 0 12,988
EDGEWELL PERS CARE CO COM 28035Q102 203 4,394 SH   SOLE 0 0 4,394
ENERGIZER HLDGS INC NEW COM 29272W109 263 4,482 SH   SOLE 0 0 4,482
EVERGY INC COM 30034W106 924 16,824 SH   SOLE 0 0 16,824
EXXON MOBIL CORP COM 30231G102 437 5,145 SH   SOLE 0 0 5,145
HENRY JACK & ASSOC INC COM 426281101 834 5,213 SH   SOLE 0 0 5,213
ISHARES TR SELECT DIVID ETF 464287168 7,804 78,226 SH   SOLE 0 0 78,226
ISHARES TR TIPS BD ETF 464287176 248 2,243 SH   SOLE 0 0 2,243
ISHARES TR CORE S&P500 ETF 464287200 1,844 6,300 SH   SOLE 0 0 6,300
ISHARES TR RUS MID CAP ETF 464287499 585 2,655 SH   SOLE 0 0 2,655
ISHARES TR CORE S&P MCP ETF 464287507 1,562 7,762 SH   SOLE 0 0 7,762
ISHARES TR RUS 1000 VAL ETF 464287598 295 2,333 SH   SOLE 0 0 2,333
ISHARES TR RUS 1000 GRW ETF 464287614 334 2,144 SH   SOLE 0 0 2,144
ISHARES TR RUS 1000 ETF 464287622 667 4,124 SH   SOLE 0 0 4,124
ISHARES TR RUSSELL 2000 ETF 464287655 1,178 6,986 SH   SOLE 0 0 6,986
ISHARES TR RUSSELL 3000 ETF 464287689 536 3,112 SH   SOLE 0 0 3,112
ISHARES TR CORE S&P SCP ETF 464287804 2,070 23,722 SH   SOLE 0 0 23,722
ISHARES TR JPMORGAN USD EMG 464288281 265 2,460 SH   SOLE 0 0 2,460
ISHARES TR INTL SEL DIV ETF 464288448 735 22,538 SH   SOLE 0 0 22,538
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 16,398 437,047 SH   SOLE 0 0 437,047
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 5,340 181,826 SH   SOLE 0 0 181,826
KANSAS CITY SOUTHERN COM NEW 485170302 1,845 16,283 SH   SOLE 0 0 16,283
MICROSOFT CORP COM 594918104 258 2,257 SH   SOLE 0 0 2,257
OCCIDENTAL PETE CORP DEL COM 674599105 440 5,359 SH   SOLE 0 0 5,359
PROCTER AND GAMBLE CO COM 742718109 266 3,199 SH   SOLE 0 0 3,199
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 100,518 1,428,010 SH   SOLE 0 0 1,428,010
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,029 273,379 SH   SOLE 0 0 273,379
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 2,203 55,727 SH   SOLE 0 0 55,727
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 311 5,861 SH   SOLE 0 0 5,861
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 42,057 1,254,303 SH   SOLE 0 0 1,254,303
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 17,416 346,595 SH   SOLE 0 0 346,595
SCHWAB STRATEGIC TR US REIT ETF 808524847 240 5,761 SH   SOLE 0 0 5,761
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,575 72,127 SH   SOLE 0 0 72,127
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,289 148,313 SH   SOLE 0 0 148,313
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,282 4,408 SH   SOLE 0 0 4,408
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 389 1,058 SH   SOLE 0 0 1,058
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 7,757 214,580 SH   SOLE 0 0 214,580
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 96 10,000 PRN   SOLE 0 0 10,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 69 13,000 SH   SOLE 0 0 13,000
US BANCORP DEL COM NEW 902973304 268 5,078 SH   SOLE 0 0 5,078
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 18,145 232,533 SH   SOLE 0 0 232,533
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 65,612 833,699 SH   SOLE 0 0 833,699
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 251 4,598 SH   SOLE 0 0 4,598
VANGUARD GROUP DIV APP ETF 921908844 42,602 384,845 SH   SOLE 0 0 384,845
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 330 4,088 SH   SOLE 0 0 4,088
VANGUARD INDEX FDS GROWTH ETF 922908736 983 6,102 SH   SOLE 0 0 6,102
VANGUARD INDEX FDS TOTAL STK MKT 922908769 460 3,077 SH   SOLE 0 0 3,077
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 972 18,670 SH   SOLE 0 0 18,670
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,572 428,579 SH   SOLE 0 0 428,579
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,586 82,865 SH   SOLE 0 0 82,865