The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 829,000 3,934 SH   SOLE 0 0 0 3,934
Alliant Energy COM 018802108 277,000 6,502 SH   SOLE 0 0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 423,000 353 SH   SOLE 0 0 0 353
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 388,000 325 SH   SOLE 0 0 0 325
Altria Group COM 02209S103 219,000 3,635 SH   SOLE 0 0 0 3,635
Amazon Com Inc COM 023135106 2,636,000 1,316 SH   SOLE 0 0 0 1,316
Amgen COM 031162100 439,000 2,120 SH   SOLE 0 0 0 2,120
Apple Inc COM 037833100 876,000 3,880 SH   SOLE 0 0 0 3,880
AT&T COM 00206R102 267,000 7,963 SH   SOLE 0 0 0 7,963
Berkshire Hathaway B CL B NEW 084670702 899,000 4,200 SH   SOLE 0 0 0 4,200
Boeing COM 097023105 253,000 681 SH   SOLE 0 0 0 681
Claymore Guggenheim BulletShares 2019 Corp Bd ETF GUG BULL2019 E 18383M522 533,000 25,304 SH   SOLE 0 0 0 25,304
Claymore Guggenheim BulletShares 2020 Corp Bd ETF GUG BULL2020 E 18383M514 759,000 36,010 SH   SOLE 0 0 0 36,010
Claymore Guggenheim BulletShares 2021 Corp Bd ETF GUGG BULSCH 2021 18383M266 881,000 42,461 SH   SOLE 0 0 0 42,461
Claymore Guggenheim BulletShares 2022 Corp Bd ETF GUGG BULSH 2022 18383M258 781,000 37,834 SH   SOLE 0 0 0 37,834
Claymore Guggenheim BulletShares 2023 Corp Bd ETF 2023 CORP BOND 18383M241 690,000 34,149 SH   SOLE 0 0 0 34,149
Coca-Cola COM 191216100 399,000 8,637 SH   SOLE 0 0 0 8,637
Colgate-Palmolive COM 194162103 632,000 9,438 SH   SOLE 0 0 0 9,438
Comcast Corp A CL A 20030N101 680,000 19,200 SH   SOLE 0 0 0 19,200
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 3,696,000 114,295 SH   SOLE 0 0 0 114,295
Deutsche X-Trackers MSCI Europe Hedged Equity XTRACK MSCI EURP 233051853 575,000 20,122 SH   SOLE 0 0 0 20,122
DTE Energy COM 233331107 283,000 2,591 SH   SOLE 0 0 0 2,591
Ecolab COM 278865100 497,000 3,169 SH   SOLE 0 0 0 3,169
Express Scripts Holding COM 30219G108 377,000 3,963 SH   SOLE 0 0 0 3,963
Exxon Mobil COM 30231G102 672,000 7,905 SH   SOLE 0 0 0 7,905
First TR Low Duration Opportunities ETF FST LOW OPPT EFT 33739Q200 2,243,000 44,008 SH   SOLE 0 0 0 44,008
Ford Motor Company COM 345370860 133,000 14,407 SH   SOLE 0 0 0 14,407
General Electric COM 369604103 154,000 13,675 SH   SOLE 0 0 0 13,675
Home Depot Inc COM 437076102 209,000 1,009 SH   SOLE 0 0 0 1,009
Intel Corp COM 458140100 336,000 7,109 SH   SOLE 0 0 0 7,109
International Business Machines COM 459200101 348,000 2,301 SH   SOLE 0 0 0 2,301
Invesco BulletShares 2024 Corp Bd ETF BULSHS 2024 CB 46138J841 242,000 12,062 SH   SOLE 0 0 0 12,062
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 9,371,000 32,013 SH   SOLE 0 0 0 32,013
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 10,311,000 51,227 SH   SOLE 0 0 0 51,227
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 2,854,000 38,438 SH   SOLE 0 0 0 38,438
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 1,283,000 18,867 SH   SOLE 0 0 0 18,867
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,123,000 49,463 SH   SOLE 0 0 0 49,463
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 14,019,000 89,875 SH   SOLE 0 0 0 89,875
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 7,554,000 59,659 SH   SOLE 0 0 0 59,659
iShares Russell 2000 ETF RUS 2000 ETF 464287655 1,018,000 6,038 SH   SOLE 0 0 0 6,038
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 295,000 1,340 SH   SOLE 0 0 0 1,340
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 309,000 2,278 SH   SOLE 0 0 0 2,278
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 1,184,000 6,682 SH   SOLE 0 0 0 6,682
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 438,000 3,782 SH   SOLE 0 0 0 3,782
Ishares TR Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 252,000 2,794 SH   SOLE 0 0 0 2,794
Johnson & Johnson COM 478160104 742,000 5,373 SH   SOLE 0 0 0 5,373
JP Morgan Chase COM 46625H100 508,000 4,503 SH   SOLE 0 0 0 4,503
Lam Research Corp COM 512807108 235,000 1,550 SH   SOLE 0 0 0 1,550
MBT Financial Corp COM 578877102 201,000 17,808 SH   SOLE 0 0 0 17,808
McDonalds Corp COM 580135101 405,000 2,420 SH   SOLE 0 0 0 2,420
Merck & Co COM 58933Y105 588,000 8,289 SH   SOLE 0 0 0 8,289
Microsoft Corp COM 594918104 556,000 4,865 SH   SOLE 0 0 0 4,865
Oracle Corp COM 68389X105 261,000 5,054 SH   SOLE 0 0 0 5,054
PepsiCo COM 713448108 499,000 4,462 SH   SOLE 0 0 0 4,462
PowerShares QQQ ETF UNIT SER 1 73935A104 339,000 1,825 SH   SOLE 0 0 0 1,825
PowerShares Water Resources ETF WATER RES PORT 73935X575 491,000 15,431 SH   SOLE 0 0 0 15,431
Proctor & Gamble COM 742718109 362,000 4,344 SH   SOLE 0 0 0 4,344
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106 9,137,000 85,547 SH   SOLE 0 0 0 85,547
Salesform.com COM 79466L302 212,000 1,330 SH   SOLE 0 0 0 1,330
SPDR Gold ETF GOLD SHS 78463V107 1,088,000 9,651 SH   SOLE 0 0 0 9,651
SPDR S&P 500 ETF TR UNIT 78462F103 61,059,000 210,027 SH   SOLE 0 0 0 210,027
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 23,625,000 64,292 SH   SOLE 0 0 0 64,292
UBS Alerian MLP Infrastructure ETN ALERIAN INFRST 902641646 208,000 8,629 SH   SOLE 0 0 0 8,629
VanEck Vectors Gold Miners ETF TR GOLD MINERS ETF 92189F106 1,985,000 107,179 SH   SOLE 0 0 0 107,179
Vanguard Growth ETF GROWTH ETF 922908736 521,000 3,236 SH   SOLE 0 0 0 3,236
Vanguard Mid-Cap ETF MID CAP ETF 922908629 433,000 2,638 SH   SOLE 0 0 0 2,638
Vanguard Value ETF VALUE ETF 922908744 585,000 5,281 SH   SOLE 0 0 0 5,281
Verizon COM 92343V104 248,000 4,639 SH   SOLE 0 0 0 4,639
Walt Disney Company COM 254687106 569,000 4,868 SH   SOLE 0 0 0 4,868