The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH MEDICAL CORP COM 12626F105 68 22,000 SH   SOLE   22,000 0 0
ETRACS BLOOMBERG CMCI ETN COM 902641778 9,701 621,081 SH   SOLE   621,081 0 0
FIRST NATL BANK ALAS COM 32112J106 221 101 SH   SOLE   101 0 0
FLEXSHAR STX GLOBAL BROAD INF ETF COM 33939L795 4,101 89,365 SH   SOLE   89,365 0 0
FLEXSHARES QUAL DIV ETF COM 33939L860 42,890 946,808 SH   SOLE   946,808 0 0
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODIT COM 46090F100 8,015 434,186 SH   SOLE   434,186 0 0
ISHARES CORE S&P MIDCAP 400 ETF COM 464287507 66,454 341,178 SH   SOLE   341,178 0 0
ISHARES ETF CORE MSCI EAFE COM 46432F842 96,452 1,522,046 SH   SOLE   1,522,046 0 0
ISHARES ETF CORE MSCI EMERGING MKTS COM 46434G103 47,452 903,691 SH   SOLE   903,691 0 0
ISHARES INTERMEDIATE GOVERMENT/CREDIT COM 464288612 6,912 64,150 SH   SOLE   64,150 0 0
ISHARES MSCI CANADA ETF COM 464286509 427 14,980 SH   SOLE   14,980 0 0
ISHARES MSCI EAFE INDEX FUND CLOSED-END FU COM 464287465 6,335 94,600 SH   SOLE   94,600 0 0
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 601 13,872 SH   SOLE   13,872 0 0
ISHARES RUSSELL 2000 SMALL CAP GROWTH ETF COM 464287655 344 2,100 SH   SOLE   2,100 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 632 2,318 SH   SOLE   2,318 0 0
ISHARES S&P 500/BARRA VALUE COM 464287408 1,290 11,719 SH   SOLE   11,719 0 0
ISHARES S&P SMALLCAP 600 INDEX ETF COM 464287804 35,543 425,876 SH   SOLE   425,876 0 0
ISHARES SHORT TREASURY BOND ETF COM 464288679 3,095 28,032 SH   SOLE   28,032 0 0
JP MORGAN SMALL CAP EQUITY SELECT FUND COM 4812A1373 1,170 19,348 SH   SOLE   19,348 0 0
NORTHERN MID CAP INDEX FUND COM 665130100 2,097 104,991 SH   SOLE   104,991 0 0
SCH US TIPS ETF COM 808524870 7,614 138,675 SH   SOLE   138,675 0 0
SCUDDER EQUITY 500 INDEX FUND OPEN-END FUN COM 25159R106 8,208 36,784 SH   SOLE   36,784 0 0
SPDR BARCLAYS CAPITAL ST MUNI ETF COM 78468R739 5,430 113,165 SH   SOLE   113,165 0 0
SPDR PORTFOLIO INTERMEDIATE COM 78464A375 439 13,200 SH   SOLE   13,200 0 0
SPDR S&P 500 ETF COM 78462F103 89,559 330,135 SH   SOLE   330,135 0 0
VANGUARD 500 INDEX FUND COM 922908710 7,705 30,703 SH   SOLE   30,703 0 0
VANGUARD HIGH DVD YIELD ETF COM 921946406 396 4,776 SH   SOLE   4,776 0 0
VANGUARD INST'L S&P500 INDEX FUND COM 922040100 38,290 154,553 SH   SOLE   154,553 0 0
VANGUARD INTM TRM T/E FD-ADM FUND COM 922907878 29,544 2,127,013 SH   SOLE   2,127,013 0 0
VANGUARD REIT ETF COM 922908553 46,658 572,844 SH   SOLE   572,844 0 0
VANGUARD S/T CORP BOND ETF COM 92206C409 627 8,040 SH   SOLE   8,040 0 0
VANGUARD SHORT-TERM TAX-EXEMPT FUND COM 922907803 2,046 130,203 SH   SOLE   130,203 0 0
VANGUARD SHORT-TERM TIPS ETF COM 922020805 22,661 463,898 SH   SOLE   463,898 0 0
VANGUARD TOTAL BOND MARKET ETF COM 921937835 63,269 798,964 SH   SOLE   798,964 0 0
VANGUARD TOTAL INTL BOND ETF COM 92203J407 11,270 206,010 SH   SOLE   206,010 0 0
WISDOMTREE MIDCAP DVD FUND COM 97717W505 274 7,665 SH   SOLE   7,665 0 0