The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,155 6,241 SH   SOLE   6,241 0 0
ABBOTT LABS COM 002824100 1,443 23,658 SH   SOLE   23,658 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,169 25,500 SH   SOLE   25,500 0 0
AFLAC INC COM 001055102 1,405 32,648 SH   SOLE   32,648 0 0
ISHARES TR CORE US AGGBD ET 464287226 37,372 351,508 SH   SOLE   351,508 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 4,789 166,972 SH   SOLE   166,972 0 0
AIR PRODS & CHEMS INC COM 009158106 264 1,693 SH   SOLE   1,693 0 0
BB&T CORP COM 054937107 1,375 27,256 SH   SOLE   27,256 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,707 132,237 SH   SOLE   132,237 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 17,074 192,627 SH   SOLE   192,627 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 385 7,030 SH   SOLE   7,030 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 50,045 639,876 SH   SOLE   639,876 0 0
CME GROUP INC COM CL A 12572Q105 274 1,672 SH   SOLE   1,672 0 0
CENTERPOINT ENERGY INC COM 15189T107 301 10,860 SH   SOLE   10,860 0 0
ISHARES US ETF TR COMMOD SEL STG 46431W853 17,784 455,290 SH   SOLE   455,290 0 0
CISCO SYS INC COM 17275R102 1,155 26,840 SH   SOLE   26,840 0 0
CHEVRON CORP NEW COM 166764100 1,480 11,709 SH   SOLE   11,709 0 0
DOMINION ENERGY INC COM 25746U109 1,461 21,424 SH   SOLE   21,424 0 0
DOWDUPONT INC COM 26078J100 1,162 17,622 SH   SOLE   17,622 0 0
EMERSON ELEC CO COM 291011104 1,425 20,613 SH   SOLE   20,613 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 15,858 328,112 SH   SOLE   328,112 0 0
EVERSOURCE ENERGY COM 30040W108 1,536 26,214 SH   SOLE   26,214 0 0
ENTERGY CORP NEW COM 29364G103 288 3,565 SH   SOLE   3,565 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 261 23,584 SH   SOLE   23,584 0 0
FIFTH THIRD BANCORP COM 316773100 1,024 35,678 SH   SOLE   35,678 0 0
GENERAL MLS INC COM 370334104 1,358 30,689 SH   SOLE   30,689 0 0
GENUINE PARTS CO COM 372460105 1,450 15,794 SH   SOLE   15,794 0 0
GARMIN LTD SHS H2906T109 1,174 19,246 SH   SOLE   19,246 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 23,902 436,560 SH   SOLE   436,560 0 0
GRAINGER W W INC COM 384802104 1,160 3,762 SH   SOLE   3,762 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 22,223 600,633 SH   SOLE   600,633 0 0
HCP INC COM 40414L109 302 11,700 SH   SOLE   11,700 0 0
HARRIS CORP DEL COM 413875105 1,415 9,791 SH   SOLE   9,791 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,435 10,272 SH   SOLE   10,272 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,417 52,840 SH   SOLE   52,840 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,142 33,800 SH   SOLE   33,800 0 0
ISHARES INC CORE MSCI EMKT 46434G103 307 5,850 SH   SOLE   5,850 0 0
ISHARES TR NA TEC SFTWR ETF 464287515 22,334 122,255 SH   SOLE   122,255 0 0
ISHARES TR CORE S&P MCP ETF 464287507 47,220 242,426 SH   SOLE   242,426 0 0
ISHARES TR CORE S&P SCP ETF 464287804 112,197 1,344,326 SH   SOLE   1,344,326 0 0
INTEL CORP COM 458140100 255 5,137 SH   SOLE   5,137 0 0
INTL PAPER CO COM 460146103 1,337 25,663 SH   SOLE   25,663 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 8,316 149,754 SH   SOLE   149,754 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 36,182 616,487 SH   SOLE   616,487 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,628 42,028 SH   SOLE   42,028 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,379 9,956 SH   SOLE   9,956 0 0
ISHARES TR CORE TOTAL USD 46434V613 229 4,635 SH   SOLE   4,635 0 0
ISHARES TR CORE S&P500 ETF 464287200 333,813 1,222,535 SH   SOLE   1,222,535 0 0
INVESCO LTD SHS G491BT108 248 9,339 SH   SOLE   9,339 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 176,129 1,075,467 SH   SOLE   1,075,467 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,055 17,539 SH   SOLE   17,539 0 0
JOHNSON & JOHNSON COM 478160104 1,468 12,097 SH   SOLE   12,097 0 0
JPMORGAN CHASE & CO COM 46625H100 268 2,575 SH   SOLE   2,575 0 0
KELLOGG CO COM 487836108 1,557 22,290 SH   SOLE   22,290 0 0
KIMBERLY CLARK CORP COM 494368103 287 2,724 SH   SOLE   2,724 0 0
COCA COLA CO COM 191216100 281 6,400 SH   SOLE   6,400 0 0
LILLY ELI & CO COM 532457108 1,461 17,120 SH   SOLE   17,120 0 0
LOCKHEED MARTIN CORP COM 539830109 1,383 4,682 SH   SOLE   4,682 0 0
ISHARES TR IBOXX INV CP ETF 464287242 27,964 244,080 SH   SOLE   244,080 0 0
ISHARES TR MBS ETF 464288588 31,899 306,189 SH   SOLE   306,189 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 12,232 482,389 SH   SOLE   482,389 0 0
MCDONALDS CORP COM 580135101 1,399 8,930 SH   SOLE   8,930 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 9,856 27,762 SH   SOLE   27,762 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 34,430 339,049 SH   SOLE   339,049 0 0
3M CO COM 88579Y101 257 1,307 SH   SOLE   1,307 0 0
ALTRIA GROUP INC COM 02209S103 276 4,852 SH   SOLE   4,852 0 0
MERCK & CO INC COM 58933Y105 1,455 23,966 SH   SOLE   23,966 0 0
MICROSOFT CORP COM 594918104 1,415 14,352 SH   SOLE   14,352 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,180 22,280 SH   SOLE   22,280 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 36,933 505,170 SH   SOLE   505,170 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 281 3,364 SH   SOLE   3,364 0 0
PAYCHEX INC COM 704326107 280 4,098 SH   SOLE   4,098 0 0
PEPSICO INC COM 713448108 294 2,699 SH   SOLE   2,699 0 0
PFIZER INC COM 717081103 1,460 40,246 SH   SOLE   40,246 0 0
PROCTER AND GAMBLE CO COM 742718109 1,423 18,224 SH   SOLE   18,224 0 0
PNC FINL SVCS GROUP INC COM 693475105 260 1,924 SH   SOLE   1,924 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 18,629 313,989 SH   SOLE   313,989 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 192,905 1,123,830 SH   SOLE   1,123,830 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 11,745 151,058 SH   SOLE   151,058 0 0
ISHARES TR SHORT TREAS BD 464288679 44,706 404,795 SH   SOLE   404,795 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 22,378 819,991 SH   SOLE   819,991 0 0
SCHLUMBERGER LTD COM 806857108 1,101 16,423 SH   SOLE   16,423 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 27,663 382,611 SH   SOLE   382,611 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 23,227 367,508 SH   SOLE   367,508 0 0
SOUTHERN CO COM 842587107 1,496 32,311 SH   SOLE   32,311 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 20,466 733,824 SH   SOLE   733,824 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 310,398 10,210,465 SH   SOLE   10,210,465 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 57,516 1,627,502 SH   SOLE   1,627,502 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 27,219 817,640 SH   SOLE   817,640 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 36,569 1,400,023 SH   SOLE   1,400,023 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 84,309 2,417,121 SH   SOLE   2,417,121 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 18,663 618,815 SH   SOLE   618,815 0 0
SPDR SER TR PORTFOLIO SM ETF 78468R853 21,314 660,300 SH   SOLE   660,300 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,640 189,558 SH   SOLE   189,558 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 7,375 249,500 SH   SOLE   249,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 592,921 2,185,642 SH   SOLE   2,185,642 0 0
SYSCO CORP COM 871829107 1,489 21,809 SH   SOLE   21,809 0 0
AT&T INC COM 00206R102 1,416 44,103 SH   SOLE   44,103 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 21,459 947,851 SH   SOLE   947,851 0 0
TARGET CORP COM 87612E106 275 3,609 SH   SOLE   3,609 0 0
ISHARES TR TIPS BD ETF 464287176 4,510 39,958 SH   SOLE   39,958 0 0
TEXAS INSTRS INC COM 882508104 273 2,472 SH   SOLE   2,472 0 0
US BANCORP DEL COM NEW 902973304 1,182 23,624 SH   SOLE   23,624 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,408 49,644 SH   SOLE   49,644 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,447 11,576 SH   SOLE   11,576 0 0
VALERO ENERGY CORP NEW COM 91913Y100 265 2,390 SH   SOLE   2,390 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 69,201 461,928 SH   SOLE   461,928 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 294 5,838 SH   SOLE   5,838 0 0
WELLS FARGO CO NEW COM 949746101 1,498 27,020 SH   SOLE   27,020 0 0
WASTE MGMT INC DEL COM 94106L109 1,444 17,758 SH   SOLE   17,758 0 0
WALMART INC COM 931142103 1,229 14,344 SH   SOLE   14,344 0 0
WEYERHAEUSER CO COM 962166104 1,179 32,325 SH   SOLE   32,325 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,874 257,292 SH   SOLE   257,292 0 0
EXXON MOBIL CORP COM 30231G102 285 3,450 SH   SOLE   3,450 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,416 2,308 SH Put SOLE   2,308 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06746L422 218 902 SH Put SOLE   902 0 0