The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 2,552 79,456 SH   SOLE   79,456 0 0
ABBVIE INC COM 00287Y109 408 4,409 SH   SOLE   4,409 0 0
ALLETE COM COM 018522300 275 3,550 SH   SOLE   3,550 0 0
ALPHABET INC COM 02079K305 14,599 12,928 SH   SOLE   12,928 0 0
AMAZON .COM INC COM 023135106 340 200 SH   SOLE   200 0 0
AMERICAN EXPRESS CO COM 025816109 5,440 55,510 SH   SOLE   55,510 0 0
AMERICAN TOWER CORP COM 03027X100 4,510 31,282 SH   SOLE   31,282 0 0
APPLE COMPUTER COM 037833100 20,634 111,465 SH   SOLE   111,465 0 0
BBX CAP CORP NEW CL A 05491N104 90 10,000 SH   SOLE   10,000 0 0
BECTON DICKINSON & COMP COM 075887109 5,331 22,253 SH   SOLE   22,253 0 0
BERKSHIRE HATHAWAY CALL B NEW 084670702 9,489 50,835 SH   SOLE   50,835 0 0
BLACKROCK INC COM 09247X101 319 639 SH   SOLE   639 0 0
BOOKING HLDGS INC COM 09857L108 5,799 2,861 SH   SOLE   2,861 0 0
CVR REFNG LP COMUNIT REP LT 12663P107 562 25,140 SH   SOLE   25,140 0 0
CVS CORP COM 126650100 2,119 32,926 SH   SOLE   32,926 0 0
CHEVRON TEXACO COM 166764100 5,493 43,446 SH   SOLE   43,446 0 0
CISCO SYSTEMS COM 17275R102 3,345 77,730 SH   SOLE   77,730 0 0
CITIGROUP INC COM 172967424 6,846 102,311 SH   SOLE   102,311 0 0
COCA COLA COMPANY COM 191216100 561 12,773 SH   SOLE   12,773 0 0
COGNIZANT TECH SOLUTION COM 192446102 7,892 99,914 SH   SOLE   99,914 0 0
COLGATE-PALMOLIVE COM 194162103 3,007 46,396 SH   SOLE   46,396 0 0
COMCAST CORP COM 20030N101 5,572 169,817 SH   SOLE   169,817 0 0
DANAHER CORPORATION COM 235851102 2,784 28,219 SH   SOLE   28,219 0 0
DISNEY COM 254687106 409 3,904 SH   SOLE   3,904 0 0
DOLLAR TREE INC COM 256746108 3,352 39,432 SH   SOLE   39,432 0 0
DOWDUPONT INC COM 26078J100 6,487 98,413 SH   SOLE   98,413 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,994 37,864 SH   SOLE   37,864 0 0
EBAY INC COM 278642103 3,730 102,854 SH   SOLE   102,854 0 0
ECOLAB INC COM 278865100 907 6,460 SH   SOLE   6,460 0 0
ELECTRONIC ARTS INC DEL COM 285512109 5,362 38,023 SH   SOLE   38,023 0 0
EMERSON ELECTIC CO COM 291011104 6,508 94,132 SH   SOLE   94,132 0 0
EXXON MOBIL CORP COM 30231G102 5,626 68,005 SH   SOLE   68,005 0 0
FACEBOOK INC COM 30303M102 15,177 78,100 SH   SOLE   78,100 0 0
FORTIVE CORP COM 34959J108 4,659 60,423 SH   SOLE   60,423 0 0
GENERAL DYNAMICS COM 369550108 3,250 17,432 SH   SOLE   17,432 0 0
GENERAL ELECTRIC COMPAN COM 369604103 325 23,885 SH   SOLE   23,885 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 960 23,823 SH   SOLE   23,823 0 0
WW GRAINGER INC COM 384802104 320 1,039 SH   SOLE   1,039 0 0
HALLIBURTON COMPANY COM 406216101 3,286 72,917 SH   SOLE   72,917 0 0
HOME DEPOT INC COM 437076102 2,337 11,974 SH   SOLE   11,974 0 0
HONEYWELL INTL INC COM 438516106 5,923 41,120 SH   SOLE   41,120 0 0
INTEL INC COM 458140100 3,214 64,647 SH   SOLE   64,647 0 0
INTERCONTINENTAL EXCHAN COM 45865V100 5,333 72,514 SH   SOLE   72,514 0 0
IBM COM 459200101 369 2,644 SH   SOLE   2,644 0 0
INVESTORS REAL ESTATE TR SH BEN INT 461730103 66 11,992 SH   SOLE   11,992 0 0
ISHARES 1-3YR CREDIT BO TF ETF 464288646 1,191 11,482 SH   SOLE   11,482 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499 20,093 94,718 SH   SOLE   94,718 0 0
ISHARES S&P 500 GROWTH ETF 464287309 1,181 7,262 SH   SOLE   7,262 0 0
ISHARES S&P 500 VALUE E ETF 464287408 278 2,524 SH   SOLE   2,524 0 0
ISHARES TR BONDS SEP ETF 46429B564 655 25,809 SH   SOLE   25,809 0 0
ISHARES TR S&P/CITIGROU TL TETF 464288117 322 6,558 SH   SOLE   6,558 0 0
ISHARES TRUST DJ SEL DIV INX 464287168 1,069 10,934 SH   SOLE   10,934 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 2,856 10,460 SH   SOLE   10,460 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226 56,642 532,754 SH   SOLE   532,754 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 457 10,556 SH   SOLE   10,556 0 0
ISHARES TRUST IBOXX INV CPBD 464287242 358 3,121 SH   SOLE   3,121 0 0
ISHARES TRUST 20 YR TR BD ETF 464287432 3,888 31,943 SH   SOLE   31,943 0 0
ISHARES TRUST MSCI EAFE INDEX 464287465 870 12,983 SH   SOLE   12,983 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507 1,313 6,742 SH   SOLE   6,742 0 0
ISHARES TRUST NASDQ BIO INDX 464287556 7,661 69,755 SH   SOLE   69,755 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606 583 2,593 SH   SOLE   2,593 0 0
ISHARES TRUST RUSSELL 2000 464287655 37,612 229,661 SH   SOLE   229,661 0 0
ISHARES TRUST S&P MC 400VL ETF 464287705 209 1,292 SH   SOLE   1,292 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804 534 6,404 SH   SOLE   6,404 0 0
ISHARES TRUST 7-10 Y TR BD ETF 464287440 7,424 72,419 SH   SOLE   72,419 0 0
ISHARES TRUST US OIL GS EX ETF 464288851 3,136 42,196 SH   SOLE   42,196 0 0
ISHARES TRUST EAFE VALUE ETF 464288877 534 10,408 SH   SOLE   10,408 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885 556 7,060 SH   SOLE   7,060 0 0
JP MORGAN CHASE & CO COM 46625H100 11,800 113,245 SH   SOLE   113,245 0 0
JOHNSON AND JOHNSON COM 478160104 11,132 91,742 SH   SOLE   91,742 0 0
KRAFT HEINZ CO COM 500754106 2,149 34,219 SH   SOLE   34,219 0 0
LAS VEGAS SANDS CORP COM 517834107 1,717 22,488 SH   SOLE   22,488 0 0
LAUDER ESTEE COS INC CL A 518439104 2,655 18,611 SH   SOLE   18,611 0 0
LOWES COMPANIES INC COM 548661107 8,663 90,643 SH   SOLE   90,643 0 0
MARRIOTT INTERNATIONAL INC COM 571903202 5,241 41,397 SH   SOLE   41,397 0 0
MASCO CORP COM 574599106 4,226 112,937 SH   SOLE   112,937 0 0
MCDONALDS CORP COM 580135101 3,136 20,017 SH   SOLE   20,017 0 0
MERCK & CO INC COM 58933Y105 2,649 43,655 SH   SOLE   43,655 0 0
MICROSOFT INC COM 594918104 21,123 214,212 SH   SOLE   214,212 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 3,703 40,712 SH   SOLE   40,712 0 0
MONDELEZ INTL INC CL A 609207105 4,576 111,609 SH   SOLE   111,609 0 0
NEXTERA ENERGY INC COM 65339F101 496 2,970 SH   SOLE   2,970 0 0
NIKE INC COM 654106103 322 4,040 SH   SOLE   4,040 0 0
NORFOLK SOUTHERN CORP COM 655844108 4,508 29,878 SH   SOLE   29,878 0 0
NUCOR CO COM 670346105 220 3,514 SH   SOLE   3,514 0 0
PAYPAL HLDGS INC COM 70450Y103 3,186 38,256 SH   SOLE   38,256 0 0
PEPSICO INC COM 713448108 4,944 45,412 SH   SOLE   45,412 0 0
PFIZER INC COM 717081103 7,832 215,884 SH   SOLE   215,884 0 0
PHILIP MORRIS COM 718172109 7,058 87,413 SH   SOLE   87,413 0 0
PROCTER AND GAMBLE COMP COM 742718109 2,115 27,097 SH   SOLE   27,097 0 0
PRUDENTIAL FINANCIAL IN COM 744320102 5,193 55,538 SH   SOLE   55,538 0 0
QUALCOMM INC COM 747525103 4,581 81,624 SH   SOLE   81,624 0 0
ROYAL BANK CANADA COM 780087102 3,005 39,896 SH   SOLE   39,896 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 3,157 45,599 SH   SOLE   45,599 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103 10,205 37,619 SH   SOLE   37,619 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 6,896 174,339 SH   SOLE   174,339 0 0
SCHLUMBERGER LTD COM 806857108 2,095 31,253 SH   SOLE   31,253 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 271 5,498 SH   SOLE   5,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,489 94,527 SH   SOLE   94,527 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,601 51,245 SH   SOLE   51,245 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,022 14,260 SH   SOLE   14,260 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,678 70,788 SH   SOLE   70,788 0 0
SHIRE PLC SPONSORED ADR 82481R106 3,992 23,648 SH   SOLE   23,648 0 0
SOUTHERN COMPANY COM 842587107 2,992 64,611 SH   SOLE   64,611 0 0
SOUTHWEST AIRLINES COM 844741108 1,642 32,278 SH   SOLE   32,278 0 0
SYNCHRONY FINL COM 87165B103 1,883 56,406 SH   SOLE   56,406 0 0
TJX COMPANIES COM 872540109 484 5,085 SH   SOLE   5,085 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109 3,473 29,344 SH   SOLE   29,344 0 0
TARGET CORP COM 87612E106 1,100 14,452 SH   SOLE   14,452 0 0
TOTAL S A SPONSORED ADR 89151E109 2,890 47,724 SH   SOLE   47,724 0 0
US BANCORP DEL COM NEW 902973304 4,748 94,946 SH   SOLE   94,946 0 0
UNITED PARCEL SERVICE COM 911312106 1,423 13,391 SH   SOLE   13,391 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,611 31,021 SH   SOLE   31,021 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 280 3,531 SH   SOLE   3,531 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 421 9,821 SH   SOLE   9,821 0 0
VANGUARD FTSE EMERGING ETS ETF 922042858 312 7,379 SH   SOLE   7,379 0 0
VANGUARD HIGH DIVIDEND D ETF 921946406 2,021 24,334 SH   SOLE   24,334 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,286 15,797 SH   SOLE   15,797 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,018 31,830 SH   SOLE   31,830 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 712 5,705 SH   SOLE   5,705 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 441 2,838 SH   SOLE   2,838 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363 74,037 296,734 SH   SOLE   296,734 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 20,583 164,826 SH   SOLE   164,826 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12,815 153,433 SH   SOLE   153,433 0 0
VANGUARD SMALL CAP GROW TF ETF 922908595 632 3,594 SH   SOLE   3,594 0 0
VANGUARD SMALL CAP VALU F ETF 922908611 547 4,029 SH   SOLE   4,029 0 0
VERIZON COMMUNICATION COM 92343V104 3,355 66,689 SH   SOLE   66,689 0 0
VISA INC COM CL A 92826C839 9,134 68,956 SH   SOLE   68,956 0 0
WELLS FARGO & CO NEW CO K COM 949746101 10,678 192,611 SH   SOLE   192,611 0 0
WYNDHAM HOTELS AND RESORTS COMMON STOCK 98311A105 3,150 53,551 SH   SOLE   53,551 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 2,075 18,621 SH   SOLE   18,621 0 0
ALLERGAN PLC SHS G0177J108 4,330 25,970 SH   SOLE   25,970 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,172 31,618 SH   SOLE   31,618 0 0
EATON CORP PLC SHS G29183103 2,531 33,864 SH   SOLE   33,864 0 0
JOHNSON CONTROLS INC COM G51502105 376 11,263 SH   SOLE   11,263 0 0
MEDTRONIC HLDG PLC SHS G5960L103 5,693 66,501 SH   SOLE   66,501 0 0
MYLAN NV SHS N59465109 4,011 111,011 SH   SOLE   111,011 0 0