The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 6,695 34,032 SH   SOLE   34,032 0 0
ABBOTT LABS COM 002824100 4,210 69,022 SH   SOLE   69,022 0 0
ABBVIE INC COM 00287y109 6,898 74,457 SH   SOLE   74,457 0 0
ACADIA HEALTHCARE COMPANY IN COM 00404A109 733 17,915 SH   SOLE   17,915 0 0
ACCENTURE PLC IRELAND SHS CLASS A g1151c101 3,477 21,256 SH   SOLE   21,256 0 0
ACTIVISION BLIZZARD INC COM 00507v109 2,237 29,311 SH   SOLE   29,311 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609w102 2,425 13,069 SH   SOLE   13,069 0 0
ALLERGAN PLC SHS g0177j108 1,270 7,616 SH   SOLE   7,616 0 0
ALPHABET INC CAP STK CL C 02079k107 1,871 1,677 SH   SOLE   1,677 0 0
ALPHABET INC CAP STK CL A 02079k305 5,498 4,869 SH   SOLE   4,869 0 0
ALTRIA GROUP INC COM 02209S103 609 10,728 SH   SOLE   10,728 0 0
AMAZON COM INC COM 023135106 578 340 SH   SOLE   340 0 0
AMERICAN TOWER CORP NEW COM 03027x100 2,142 14,856 SH   SOLE   14,856 0 0
AMN HEALTHCARE SERVICES INC COM 001744101 1,964 33,516 SH   SOLE   33,516 0 0
AMPIO PHARMACEUTICALS INC COM 03209t109 47 21,400 SH   SOLE   21,400 0 0
APPLE INC COM 037833100 9,360 50,566 SH   SOLE   50,566 0 0
ARCONIC INC COM 03965l100 571 33,565 SH   SOLE   33,565 0 0
ASHLAND GLOBAL HLDGS INC COM 044186104 2,111 26,999 SH   SOLE   26,999 0 0
AT&T INC COM 00206R102 534 16,626 SH   SOLE   16,626 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 932 6,950 SH   SOLE   6,950 0 0
AVERY DENNISON CORP COM 053611109 1,839 18,009 SH   SOLE   18,009 0 0
BECTON DICKINSON & CO COM 075887109 680 2,839 SH   SOLE   2,839 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,125 11,383 SH   SOLE   11,383 0 0
BOEING CO COM 097023105 2,601 7,751 SH   SOLE   7,751 0 0
BOOKING HLDGS INC COM 09857L108 1,863 919 SH   SOLE   919 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,682 30,388 SH   SOLE   30,388 0 0
CBS CORP NEW CL B 124857202 1,431 25,450 SH   SOLE   25,450 0 0
CDK GLOBAL INC COM 12508e101 322 4,951 SH   SOLE   4,951 0 0
CELGENE CORP COM 151020104 888 11,176 SH   SOLE   11,176 0 0
CHECK POINT SOFTWARE TECH LT ORD m22465104 2,630 26,923 SH   SOLE   26,923 0 0
CHEVRON CORP NEW COM 166764100 1,602 12,674 SH   SOLE   12,674 0 0
CITIGROUP INC COM NEW 172967424 2,094 31,290 SH   SOLE   31,290 0 0
CITY HLDG CO COM 177835105 602 8,000 SH   SOLE   8,000 0 0
COCA COLA CO COM 191216100 3,797 86,569 SH   SOLE   86,569 0 0
COLUMBIA ETF TR II EMRG MARKETS ETF 19762b509 2,069 84,933 SH   SOLE   84,933 0 0
CONSTELLATION BRANDS INC CL A 21036p108 1,339 6,116 SH   SOLE   6,116 0 0
COSTCO WHSL CORP NEW COM 22160k105 1,007 4,818 SH   SOLE   4,818 0 0
DANAHER CORP DEL COM 235851102 1,841 18,653 SH   SOLE   18,653 0 0
DISCOVER FINL SVCS COM 254709108 1,590 22,582 SH   SOLE   22,582 0 0
DISNEY WALT CO COM DISNEY 254687106 2,350 22,424 SH   SOLE   22,424 0 0
DOLLAR GEN CORP NEW COM 256677105 1,535 15,566 SH   SOLE   15,566 0 0
EAST WEST BANCORP INC COM 27579r104 1,457 22,353 SH   SOLE   22,353 0 0
EMERSON ELEC CO COM 291011104 3,728 53,914 SH   SOLE   53,914 0 0
EXXON MOBIL CORP COM 30231g102 2,815 34,022 SH   SOLE   34,022 0 0
FACEBOOK INC CL A 30303m102 4,970 25,577 SH   SOLE   25,577 0 0
FEDEX CORP COM 31428x106 2,403 10,584 SH   SOLE   10,584 0 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735b108 7,937 115,956 SH   SOLE   115,956 0 0
FISERV INC COM 337738108 333 4,494 SH   SOLE   4,494 0 0
FORTIVE CORP COM 34959j108 829 10,749 SH   SOLE   10,749 0 0
GENERAL DYNAMICS CORP COM 369550108 885 4,750 SH   SOLE   4,750 0 0
GENERAL ELECTRIC CO COM 369604103 498 36,577 SH   SOLE   36,577 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 817 20,275 SH   SOLE   20,275 0 0
GLOBAL PMTS INC COM 37940x102 921 8,260 SH   SOLE   8,260 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 1,158 5,249 SH   SOLE   5,249 0 0
HALLIBURTON CO COM 406216101 798 17,711 SH   SOLE   17,711 0 0
HCA HEALTHCARE INC COM 40412c101 1,712 16,684 SH   SOLE   16,684 0 0
HOME DEPOT INC COM 437076102 3,893 19,952 SH   SOLE   19,952 0 0
HONEYWELL INTL INC COM 438516106 1,444 10,024 SH   SOLE   10,024 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 298 2,133 SH   SOLE   2,133 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191 3,862 54,820 SH   SOLE   54,820 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 27,042 411,413 SH   SOLE   411,413 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137v266 10,955 95,462 SH   SOLE   95,462 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137v282 4,453 28,106 SH   SOLE   28,106 0 0
INVESCO EXCHANGE TRADED FD T RUSEL 2000 VAL 46137v480 1,285 39,991 SH   SOLE   39,991 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137v738 13,362 374,714 SH   SOLE   374,714 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138e735 2,853 86,105 SH   SOLE   86,105 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,854 17,775 SH   SOLE   17,775 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 413 2,540 SH   SOLE   2,540 0 0
ISHARES TR S&P 500 VAL ETF 464287408 399 3,619 SH   SOLE   3,619 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,047 10,508 SH   SOLE   10,508 0 0
ISHARES TR U.S. TECH ETF 464287721 1,882 10,557 SH   SOLE   10,557 0 0
ISHARES TR CORE S&P SCP ETF 464287804 8,668 103,854 SH   SOLE   103,854 0 0
ISHARES TR US HLTHCR PR ETF 464288828 1,656 9,426 SH   SOLE   9,426 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 1,118 30,615 SH   SOLE   30,615 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,156 22,507 SH   SOLE   22,507 0 0
ISHARES TR CUR HD EURZN ETF 46434v639 448 14,901 SH   SOLE   14,901 0 0
ISHARES TR HDG MSCI EAFE 46434v803 923 31,176 SH   SOLE   31,176 0 0
JAZZ PHARMACEUTICALS PLC SHS USD g50871105 1,585 9,197 SH   SOLE   9,197 0 0
JOHNSON & JOHNSON COM 478160104 14,496 119,462 SH   SOLE   119,462 0 0
JPMORGAN CHASE & CO COM 46625h100 1,488 14,283 SH   SOLE   14,283 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540r409 1,796 10,004 SH   SOLE   10,004 0 0
LOWES COS INC COM 548661107 3,375 35,314 SH   SOLE   35,314 0 0
MANNKIND CORP COM NEW 56400p706 26 13,560 SH   SOLE   13,560 0 0
MARATHON PETE CORP COM 56585a102 1,773 25,264 SH   SOLE   25,264 0 0
MASTERCARD INCORPORATED CL A 57636q104 3,643 18,540 SH   SOLE   18,540 0 0
MCDONALDS CORP COM 580135101 257 1,642 SH   SOLE   1,642 0 0
MEDTRONIC PLC SHS g5960l103 1,491 17,421 SH   SOLE   17,421 0 0
MERCK & CO INC COM 58933y105 272 4,475 SH   SOLE   4,475 0 0
MICROSOFT CORP COM 594918104 5,260 53,338 SH   SOLE   53,338 0 0
NIKE INC CL B 654106103 1,899 23,828 SH   SOLE   23,828 0 0
NORDSON CORP COM 655663102 582 4,536 SH   SOLE   4,536 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,103 7,312 SH   SOLE   7,312 0 0
ORACLE CORP COM 68389x105 219 4,971 SH   SOLE   4,971 0 0
OSI ETF TR OSHARES FTSE ASI 67110P605 2,691 94,172 SH   SOLE   94,172 0 0
PAYPAL HLDGS INC COM 70450y103 3,815 45,813 SH   SOLE   45,813 0 0
PEAPACK-GLADSTONE FINL CORP COM 704699107 2,344 67,772 SH   SOLE   67,772 0 0
PFIZER INC COM 717081103 3,404 93,832 SH   SOLE   93,832 0 0
PHILIP MORRIS INTL INC COM 718172109 2,080 25,759 SH   SOLE   25,759 0 0
PROCTER AND GAMBLE CO COM 742718109 7,491 95,967 SH   SOLE   95,967 0 0
PROVIDENT FINL SVCS INC COM 74386t105 335 12,172 SH   SOLE   12,172 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1,135 10,951 SH   SOLE   10,951 0 0
SCHLUMBERGER LTD COM 806857108 3,945 58,854 SH   SOLE   58,854 0 0
SCHWAB CHARLES CORP NEW COM 808513105 2,173 42,534 SH   SOLE   42,534 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,304 66,227 SH   SOLE   66,227 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,887 51,290 SH   SOLE   51,290 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,629 68,315 SH   SOLE   68,315 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,954 53,818 SH   SOLE   53,818 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,415 19,238 SH   SOLE   19,238 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,220 157,951 SH   SOLE   157,951 0 0
SCOTTS MIRACLE GRO CO CL A 810186106 1,641 19,737 SH   SOLE   19,737 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369y100 1,912 32,931 SH   SOLE   32,931 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209 828 9,925 SH   SOLE   9,925 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 312 4,113 SH   SOLE   4,113 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 4,015 150,980 SH   SOLE   150,980 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369y704 679 9,480 SH   SOLE   9,480 0 0
SHERWIN WILLIAMS CO COM 824348106 1,353 3,320 SH   SOLE   3,320 0 0
SNAP ON INC COM 833034101 1,244 7,739 SH   SOLE   7,739 0 0
SPDR GOLD TRUST GOLD SHS 78463v107 227 1,909 SH   SOLE   1,909 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 1,290 37,591 SH   SOLE   37,591 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 25,766 94,980 SH   SOLE   94,980 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464a409 467 13,292 SH   SOLE   13,292 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464a508 470 15,878 SH   SOLE   15,878 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464a821 1,225 22,679 SH   SOLE   22,679 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464a839 1,368 26,288 SH   SOLE   26,288 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464a847 217 6,219 SH   SOLE   6,219 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464a854 683 21,415 SH   SOLE   21,415 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 3,234 33,977 SH   SOLE   33,977 0 0
TD AMERITRADE HLDG CORP COM 87236y108 1,849 33,752 SH   SOLE   33,752 0 0
TE CONNECTIVITY LTD REG SHS h84989104 212 2,356 SH   SOLE   2,356 0 0
TJX COS INC NEW COM 872540109 902 9,477 SH   SOLE   9,477 0 0
TOLL BROTHERS INC COM 889478103 1,796 48,548 SH   SOLE   48,548 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 353 6,100 SH   SOLE   6,100 0 0
UNION PAC CORP COM 907818108 2,156 15,219 SH   SOLE   15,219 0 0
VALLEY NATL BANCORP COM 919794107 439 36,105 SH   SOLE   36,105 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,654 50,716 SH   SOLE   50,716 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 24,207 219,152 SH   SOLE   219,152 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 11,366 84,565 SH   SOLE   84,565 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,747 12,866 SH   SOLE   12,866 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 293 1,856 SH   SOLE   1,856 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 18,601 124,165 SH   SOLE   124,165 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 16,126 155,315 SH   SOLE   155,315 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,713 62,394 SH   SOLE   62,394 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 270 1,924 SH   SOLE   1,924 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,726 14,954 SH   SOLE   14,954 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 500 6,810 SH   SOLE   6,810 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 582 11,226 SH   SOLE   11,226 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,304 58,860 SH   SOLE   58,860 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 23,729 224,939 SH   SOLE   224,939 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 447 5,388 SH   SOLE   5,388 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 720 4,245 SH   SOLE   4,245 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204a207 2,470 18,395 SH   SOLE   18,395 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,257 18,638 SH   SOLE   18,638 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 658 3,630 SH   SOLE   3,630 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,209 9,193 SH   SOLE   9,193 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 318 6,318 SH   SOLE   6,318 0 0
VISA INC COM CL A 92826c839 3,706 27,984 SH   SOLE   27,984 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857w308 242 9,958 SH   SOLE   9,958 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 5,478 91,275 SH   SOLE   91,275 0 0
WHIRLPOOL CORP COM 963320106 400 2,732 SH   SOLE   2,732 0 0
WISDOMTREE TR INTL SMCAP DIV 97717w760 811 11,273 SH   SOLE   11,273 0 0
WISDOMTREE TR INTL MIDCAP DV 97717w778 817 12,516 SH   SOLE   12,516 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 3,239 60,008 SH   SOLE   60,008 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717x594 1,223 38,461 SH   SOLE   38,461 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717x701 10,663 168,882 SH   SOLE   168,882 0 0
WYNDHAM DESTINATIONS INC COM 98310w108 974 22,005 SH   SOLE   22,005 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 1,283 21,812 SH   SOLE   21,812 0 0