The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Biogen, Inc. COMMON STOCK 09062X103 35,877,437 123,613 SH   SOLE 0.00 122,837 0 776
Bristol-Myers Squibb COMMON STOCK 110122108 39,486,030 713,517 SH   SOLE 0.00 709,006 0 4,511
Gilead Sciences, Inc. COMMON STOCK 375558103 37,747,235 532,852 SH   SOLE 0.00 529,492 0 3,360
Medtronic Inc. COMMON STOCK G5960L103 37,664,889 439,959 SH   SOLE 0.00 437,167 0 2,792
UnitedHealth Group, Inc. COMMON STOCK 91324P102 37,192,807 151,597 SH   SOLE 0.00 150,634 0 963
Disney, Walt Co. COMMON STOCK 254687106 38,392,112 366,302 SH   SOLE 0.00 364,002 0 2,300
Starbucks Corp COMMON STOCK 855244109 32,972,431 674,973 SH   SOLE 0.00 670,728 0 4,245
TJX Companies COMMON STOCK 872540109 38,235,138 401,714 SH   SOLE 0.00 399,168 0 2,546
Kraft Heinz Co. COMMON STOCK 500754106 40,165,725 639,378 SH   SOLE 0.00 635,355 0 4,023
Procter & Gamble Co COMMON STOCK 742718109 38,376,169 491,624 SH   SOLE 0.00 488,503 0 3,121
Walmart Inc. COMMON STOCK 931142103 38,724,163 452,121 SH   SOLE 0.00 449,249 0 2,872
Bank of America Corp. COMMON STOCK 060505104 35,750,529 1,268,199 SH   SOLE 0.00 1,260,212 0 7,987
Goldman Sachs Group COMMON STOCK 38141G104 35,786,600 162,246 SH   SOLE 0.00 161,220 0 1,026
JPMorgan Chase & Co. COMMON STOCK 46625H100 35,873,559 344,276 SH   SOLE 0.00 342,106 0 2,170
Alphabet Inc. Class A COMMON STOCK 02079K305 37,978,047 33,633 SH   SOLE 0.00 33,416 0 217
Apple, Inc. COMMON STOCK 037833100 37,103,263 200,439 SH   SOLE 0.00 199,172 0 1,267
Mastercard Inc. COMMON STOCK 57636Q104 37,794,922 192,321 SH   SOLE 0.00 191,102 0 1,219
Microsoft Corp COMMON STOCK 594918104 37,286,807 378,124 SH   SOLE 0.00 375,739 0 2,385
PayPal Holdings, Inc. COMMON STOCK 70450Y103 37,879,606 454,901 SH   SOLE 0.00 452,033 0 2,868
AT&T, Inc. COMMON STOCK 00206R102 35,480,008 1,104,952 SH   SOLE 0.00 1,097,953 0 6,999
Alerian MLP ETF COMMON STOCK 00162Q866 30,683 3,038 SH   SOLE 0.00 3,038 0 0
Consumer Discretionary Select Sect SPDR Fd COMMON STOCK 81369y407 25,238,353 230,909 SH   SOLE 0.00 227,643 0 3,266
Consumer Staples Select Sector SPDR Fund COMMON STOCK 81369Y308 19,080,219 370,274 SH   SOLE 0.00 365,012 0 5,262
Health Care Select Sector SPDR Fund COMMON STOCK 81369y209 31,261,027 374,563 SH   SOLE 0.00 369,256 0 5,307
IPath Bbg Commodity ETN COMMON STOCK 06738c778 40,640 1,669 SH   SOLE 0.00 1,669 0 0
Invesco ETF Tr II Sr. Loan ETF COMMON STOCK 46138G508 2,450 107 SH   SOLE 0.00 107 0 0
SPDR Barclays High Yield Bond ETF COMMON STOCK 78464A417 2,944 83 SH   SOLE 0.00 83 0 0
SPDR Gold Trust ETF COMMON STOCK 78463v107 13,526 114 SH   SOLE 0.00 114 0 0
SPDR Interm Term Corp B COMMON STOCK 78464A375 2,463 74 SH   SOLE 0.00 74 0 0
SPDR Portfolio Short Term Corp. Bd. ETF COMMON STOCK 78464A474 11,014,612 365,206 SH   SOLE 0.00 360,559 0 4,647
Technology Select Sector SPDR Fund COMMON STOCK 81369y803 30,869,272 444,354 SH   SOLE 0.00 438,076 0 6,278
Vanguard FTSE All-World ex-US ETF COMMON STOCK 922042775 39,045,732 753,197 SH   SOLE 0.00 742,525 0 10,672
Vanguard FTSE Pacific ETF COMMON STOCK 922042866 4,339,809 62,015 SH   SOLE 0.00 61,143 0 872
iShares 0-5 Yr TIPS Bond ETF COMMON STOCK 46429B747 5,519,037 55,362 SH   SOLE 0.00 54,659 0 703
iShares Core MSCI EAFE COMMON STOCK 46432F842 2,471 39 SH   SOLE 0.00 39 0 0
iShares Core MSCI EM IMI ETF COMMON STOCK 46434G103 1,155 22 SH   SOLE 0.00 22 0 0
iShares Core MSCI Europe ETF COMMON STOCK 46434V738 8,602,606 180,803 SH   SOLE 0.00 178,256 0 2,547
iShares Floating Rate Bond ETF COMMON STOCK 46429B655 11,000,853 215,703 SH   SOLE 0.00 212,953 0 2,750
iShares Int'l Select Divid ETF COMMON STOCK 464288448 3,653 114 SH   SOLE 0.00 114 0 0
iShares Russell 3000 ETF COMMON STOCK 464287689 58,911 363 SH   SOLE 0.00 363 0 0
iShares U.S. Financial Srvcs COMMON STOCK 464287770 18,171,687 140,192 SH   SOLE 0.00 138,215 0 1,977
iShares US Preferred ETF COMMON STOCK 464288687 3,167 84 SH   SOLE 0.00 84 0 0
iShares iBoxx $ Invest. Grade Corp Bd ETF COMMON STOCK 464287242 10,944,528 95,527 SH   SOLE 0.00 94,301 0 1,226
ADOBE SYSTEMS COMMON STOCK 00724F101 1,219 5 SH   SOLE 0.00 5 0 0
ALLERGAN PLC SHS COMMON STOCK G0177J108 7,502 45 SH   SOLE 0.00 45 0 0
CELGENE CORP COMMON STOCK 151020104 317 4 SH   SOLE 0.00 4 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101 3,591 35 SH   SOLE 0.00 35 0 0
KROGER CO COMMON STOCK 501044101 3,157 111 SH   SOLE 0.00 111 0 0
SPDR S&P 500 ETF TRUST COMMON STOCK 78462F103 1,339,851 4,939 SH   SOLE 0.00 4,939 0 0
ISHARES CORE GROWTH ALLOCATI COMMON STOCK 464289867 187,731 4,232 SH   SOLE 0.00 4,232 0 0
VANGUARD TTL WRLD STK INDX COMMON STOCK 922042742 4,475 61 SH   SOLE 0.00 61 0 0