The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 426 2,163 SH   SOLE   0 0 2,163
ABBOTT LABS COM 002824100 306 5,018 SH   SOLE   0 0 5,018
ABBVIE INC COM 00287Y109 449 4,848 SH   SOLE   0 0 4,848
AIR PRODS & CHEMS INC COM 009158106 235 1,511 SH   SOLE   0 0 1,511
ALPHABET INC CAP STK CL C 02079K107 476 427 SH   SOLE   0 0 427
ALPHABET INC CAP STK CL A 02079K305 560 496 SH   SOLE   0 0 496
ALTRIA GROUP INC COM 02209S103 236 4,147 SH   SOLE   0 0 4,147
AMAZON COM INC COM 023135106 724 426 SH   SOLE   0 0 426
AON PLC SHS CL A G0408V102 305 2,224 SH   SOLE   0 0 2,224
APPLE INC COM 037833100 4,458 24,082 SH   SOLE   0 0 24,082
AQUANTIA CORP COM 03842Q108 1,120 96,750 SH   SOLE   0 0 96,750
AT&T INC COM 00206R102 740 23,060 SH   SOLE   0 0 23,060
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 869 4,656 SH   SOLE   0 0 4,656
BOEING CO COM 097023105 665 1,981 SH   SOLE   0 0 1,981
BP PLC SPONSORED ADR 055622104 610 13,369 SH   SOLE   0 0 13,369
BRISTOL MYERS SQUIBB CO COM 110122108 552 9,975 SH   SOLE   0 0 9,975
CATERPILLAR INC DEL COM 149123101 522 3,846 SH   SOLE   0 0 3,846
CHEVRON CORP NEW COM 166764100 1,389 10,987 SH   SOLE   0 0 10,987
CHIMERA INVT CORP COM NEW 16934Q208 183 10,000 SH   SOLE   0 0 10,000
CISCO SYS INC COM 17275R102 212 4,919 SH   SOLE   0 0 4,919
CITIGROUP INC COM NEW 172967424 292 4,358 SH   SOLE   0 0 4,358
CODEXIS INC COM 192005106 863 59,934 SH   SOLE   0 0 59,934
COLGATE PALMOLIVE CO COM 194162103 422 6,518 SH   SOLE   0 0 6,518
COMCAST CORP NEW CL A 20030N101 528 16,083 SH   SOLE   0 0 16,083
COSTCO WHSL CORP NEW COM 22160K105 302 1,447 SH   SOLE   0 0 1,447
CSX CORP COM 126408103 438 6,865 SH   SOLE   0 0 6,865
DISNEY WALT CO COM DISNEY 254687106 2,401 22,907 SH   SOLE   0 0 22,907
EMERSON ELEC CO COM 291011104 369 5,344 SH   SOLE   0 0 5,344
EXXON MOBIL CORP COM 30231G102 1,374 16,613 SH   SOLE   0 0 16,613
FACEBOOK INC CL A 30303M102 406 2,089 SH   SOLE   0 0 2,089
FLUOR CORP NEW COM 343412102 219 4,488 SH   SOLE   0 0 4,488
FREEPORT-MCMORAN INC CL B 35671D857 192 11,112 SH   SOLE   0 0 11,112
GENERAL ELECTRIC CO COM 369604103 368 27,033 SH   SOLE   0 0 27,033
GILEAD SCIENCES INC COM 375558103 469 6,626 SH   SOLE   0 0 6,626
HOME DEPOT INC COM 437076102 309 1,586 SH   SOLE   0 0 1,586
INTEL CORP COM 458140100 1,084 21,807 SH   SOLE   0 0 21,807
INTERNATIONAL BUSINESS MACHS COM 459200101 380 2,722 SH   SOLE   0 0 2,722
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 205 2,010 SH   SOLE   0 0 2,010
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 361 2,594 SH   SOLE   0 0 2,594
INVESCO QQQ TR UNIT SER 1 46090E103 36,962 215,332 SH   SOLE   0 0 215,332
ISHARES INC CORE MSCI EMKT 46434G103 13,093 249,341 SH   SOLE   0 0 249,341
ISHARES INC MSCI EM ESG OPZ 46434G863 648 19,261 SH   SOLE   0 0 19,261
ISHARES TR CORE S&P TTL STK 464287150 225 3,595 SH   SOLE   0 0 3,595
ISHARES TR SELECT DIVID ETF 464287168 357 3,653 SH   SOLE   0 0 3,653
ISHARES TR TIPS BD ETF 464287176 37,307 330,532 SH   SOLE   0 0 330,532
ISHARES TR CORE S&P500 ETF 464287200 287 1,052 SH   SOLE   0 0 1,052
ISHARES TR RUS MDCP VAL ETF 464287473 481 5,435 SH   SOLE   0 0 5,435
ISHARES TR CORE S&P MCP ETF 464287507 11,638 59,749 SH   SOLE   0 0 59,749
ISHARES TR CRE U S REIT ETF 464288521 274 5,568 SH   SOLE   0 0 5,568
ISHARES TR S&P US PFD STK 464288687 9,588 254,244 SH   SOLE   0 0 254,244
ISHARES TR MSCI USA ESG SLC 464288802 332 2,947 SH   SOLE   0 0 2,947
ISHARES TR AGGRES ALLOC ETF 464289859 379 7,104 SH   SOLE   0 0 7,104
ISHARES TR CORE MSCI EAFE 46432F842 886 13,976 SH   SOLE   0 0 13,976
ISHARES TR IBONDS MAR20 ETF 46432FBC0 810 31,321 SH   SOLE   0 0 31,321
ISHARES TR MSCI LW CRB TG 46434V464 871 7,552 SH   SOLE   0 0 7,552
ISHARES TR CORE MSCI PAC 46434V696 1,781 30,877 SH   SOLE   0 0 30,877
ISHARES TR CORE MSCI EURO 46434V738 2,610 54,864 SH   SOLE   0 0 54,864
ISHARES TR IBONDS DEC18 ETF 46434VAA8 779 30,980 SH   SOLE   0 0 30,980
ISHARES TR IBONDS DEC19 ETF 46434VAU4 1,029 41,517 SH   SOLE   0 0 41,517
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,177 48,350 SH   SOLE   0 0 48,350
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,204 49,424 SH   SOLE   0 0 49,424
ISHARES TR MORTGE REL ETF 46435G342 726 16,707 SH   SOLE   0 0 16,707
JOHNSON & JOHNSON COM 478160104 1,570 12,941 SH   SOLE   0 0 12,941
JPMORGAN CHASE & CO COM 46625H100 1,081 10,376 SH   SOLE   0 0 10,376
LOCKHEED MARTIN CORP COM 539830109 226 765 SH   SOLE   0 0 765
MERCK & CO INC COM 58933Y105 368 6,061 SH   SOLE   0 0 6,061
MICROSOFT CORP COM 594918104 1,580 16,021 SH   SOLE   0 0 16,021
NORFOLK SOUTHERN CORP COM 655844108 1,181 7,831 SH   SOLE   0 0 7,831
NVIDIA CORP COM 67066G104 1,286 5,427 SH   SOLE   0 0 5,427
ORACLE CORP COM 68389X105 830 18,846 SH   SOLE   0 0 18,846
PEPSICO INC COM 713448108 541 4,968 SH   SOLE   0 0 4,968
PFIZER INC COM 717081103 344 9,495 SH   SOLE   0 0 9,495
PHILIP MORRIS INTL INC COM 718172109 650 8,056 SH   SOLE   0 0 8,056
PNC FINL SVCS GROUP INC COM 693475105 235 1,743 SH   SOLE   0 0 1,743
POLARITYTE INC COM 731094108 472 20,048 SH   SOLE   0 0 20,048
PROCTER AND GAMBLE CO COM 742718109 691 8,848 SH   SOLE   0 0 8,848
PUBLIC STORAGE COM 74460D109 324 1,430 SH   SOLE   0 0 1,430
QUALCOMM INC COM 747525103 501 8,919 SH   SOLE   0 0 8,919
REGENERON PHARMACEUTICALS COM 75886F107 276 800 SH   SOLE   0 0 800
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 339 5,138 SH   SOLE   0 0 5,138
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 378 11,423 SH   SOLE   0 0 11,423
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 233 4,610 SH   SOLE   0 0 4,610
SHERWIN WILLIAMS CO COM 824348106 669 1,642 SH   SOLE   0 0 1,642
SMUCKER J M CO COM NEW 832696405 234 2,176 SH   SOLE   0 0 2,176
SPDR GOLD TRUST GOLD SHS 78463V107 1,003 8,457 SH   SOLE   0 0 8,457
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 261 6,800 SH   SOLE   0 0 6,800
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 627 17,737 SH   SOLE   0 0 17,737
SPDR S&P 500 ETF TR TR UNIT 78462F103 68,693 253,217 SH   SOLE   0 0 253,217
SPDR SER TR NUVEEN BRC MUNIC 78468R721 17,157 357,590 SH   SOLE   0 0 357,590
SPDR SER TR NUVEEN BLMBRG SR 78468R739 212 4,421 SH   SOLE   0 0 4,421
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 2,331 83,575 SH   SOLE   0 0 83,575
SPDR SERIES TRUST S&P DIVID ETF 78464A763 555 5,990 SH   SOLE   0 0 5,990
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 3,011 94,445 SH   SOLE   0 0 94,445
UNITED TECHNOLOGIES CORP COM 913017109 266 2,127 SH   SOLE   0 0 2,127
VALERO ENERGY CORP NEW COM 91913Y100 230 2,077 SH   SOLE   0 0 2,077
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 269 3,399 SH   SOLE   0 0 3,399
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 211 3,849 SH   SOLE   0 0 3,849
VANGUARD GROUP DIV APP ETF 921908844 587 5,774 SH   SOLE   0 0 5,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,566 6,277 SH   SOLE   0 0 6,277
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 21,610 265,312 SH   SOLE   0 0 265,312
VANGUARD INDEX FDS MID CAP ETF 922908629 362 2,298 SH   SOLE   0 0 2,298
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 248 2,108 SH   SOLE   0 0 2,108
VANGUARD INDEX FDS VALUE ETF 922908744 396 3,813 SH   SOLE   0 0 3,813
VANGUARD INDEX FDS TOTAL STK MKT 922908769 224 1,593 SH   SOLE   0 0 1,593
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,868 25,461 SH   SOLE   0 0 25,461
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 325 7,711 SH   SOLE   0 0 7,711
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 35,472 631,965 SH   SOLE   0 0 631,965
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 302 5,866 SH   SOLE   0 0 5,866
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 30,278 705,775 SH   SOLE   0 0 705,775
VISA INC COM CL A 92826C839 1,450 10,948 SH   SOLE   0 0 10,948
WALMART INC COM 931142103 273 3,185 SH   SOLE   0 0 3,185
WELLS FARGO CO NEW COM 949746101 967 17,434 SH   SOLE   0 0 17,434
WGL HLDGS INC COM 92924F106 444 5,000 SH   SOLE   0 0 5,000
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 423 17,016 SH   SOLE   0 0 17,016
WISDOMTREE TR JAPN HEDGE EQT 97717W851 12,925 239,443 SH   SOLE   0 0 239,443