The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 838 650 SH   SOLE   575 0 75
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,064 825 SH   OTR   0 0 825
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 216 8,600 SH   SOLE   2,000 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 35 1,400 SH   OTR   0 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 43 1,700 SH   SOLE   0 0 1,700
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 797 31,400 SH   OTR   0 0 31,400
CYS Investments Inc Pfd Ser B PRD 12673A306 603 25,450 SH   SOLE   18,550 0 6,900
CYS Investments Inc Pfd Ser B PRD 12673A306 891 37,600 SH   OTR   700 0 36,900
Capital One Finl Pfd Ser H PRD 14040H840 44 1,700 SH   OTR   0 0 1,700
General Elec Cap Corp Pfd Ser PRD 369622394 42 1,700 SH   OTR   0 0 1,700
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 79 3,000 SH   SOLE   0 0 3,000
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 241 9,100 SH   OTR   0 0 9,100
Wells Fargo & Co New Dep Shs S PRD 949746879 44 1,700 SH   OTR   0 0 1,700
3M Co. COM 88579Y101 403 1,835 SH   SOLE   225 0 1,610
3M Co. COM 88579Y101 1,747 7,957 SH   OTR   124 0 7,833
AFLAC Inc. COM 001055102 2,875 65,692 SH   SOLE   53,404 0 12,288
AFLAC Inc. COM 001055102 331 7,556 SH   OTR   156 0 7,400
AT&T Inc COM 00206R102 553 15,525 SH   SOLE   125 0 15,400
AT&T Inc COM 00206R102 3 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 1,041 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 1,339 14,150 SH   OTR   250 0 13,900
Abbott Labs COM 002824100 108 1,810 SH   SOLE   0 0 1,810
Abbott Labs COM 002824100 312 5,200 SH   OTR   0 0 5,200
Adobe Sys Inc Com COM 00724F101 27 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 65 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 8,616 857,300 SH   SOLE   387,800 0 469,500
Advanced Micro Devices Com COM 007903107 109 10,800 SH   OTR   0 0 10,800
Air Prods & Chems, Inc. COM 009158106 700 4,400 SH   OTR   0 0 4,400
Albemarle Corp. COM 012653101 136 1,463 SH   SOLE   1,463 0 0
Albemarle Corp. COM 012653101 816 8,804 SH   OTR   8,804 0 0
Alkermes PLC Shs COM G01767105 42 725 SH   SOLE   250 0 475
Alkermes PLC Shs COM G01767105 28 475 SH   OTR   0 0 475
Allergan COM G0177J108 9,215 54,759 SH   SOLE   20,422 0 34,337
Allergan COM G0177J108 174 1,035 SH   OTR   175 0 860
Alphabet Inc Cap Stk Cl A COM 02079K305 16,788 16,187 SH   SOLE   8,770 0 7,417
Alphabet Inc Cap Stk Cl A COM 02079K305 2,481 2,392 SH   OTR   273 0 2,119
Alphabet Inc Cap Stk Cl C COM 02079K107 6,275 6,082 SH   SOLE   2,942 0 3,140
Alphabet Inc Cap Stk Cl C COM 02079K107 212 205 SH   OTR   114 0 91
Altria Group Inc COM 02209S103 129 2,064 SH   OTR   0 0 2,064
Amazon Com Inc Com COM 023135106 184 127 SH   SOLE   2 0 125
Amer States Water Co COM 029899101 148 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 544 3,190 SH   SOLE   1,765 0 1,425
Amgen, Inc. Com COM 031162100 387 2,273 SH   OTR   122 0 2,151
Apache Corp COM 037411105 281 7,310 SH   SOLE   1,310 0 6,000
Apache Corp COM 037411105 114 2,950 SH   OTR   300 0 2,650
Apple, Inc. COM 037833100 25,407 151,430 SH   SOLE   89,802 0 61,628
Apple, Inc. COM 037833100 2,456 14,639 SH   OTR   3,250 0 11,389
Applied Materials Inc. COM 038222105 5,299 95,285 SH   SOLE   76,085 0 19,200
Applied Materials Inc. COM 038222105 112 2,020 SH   OTR   500 0 1,520
Aptiv PLC COM G6095L109 12,043 141,735 SH   SOLE   67,635 0 74,100
Aptiv PLC COM G6095L109 999 11,755 SH   OTR   2,980 0 8,775
Automatic Data Process Com COM 053015103 251 2,210 SH   OTR   0 0 2,210
Avery Dennison Corp. COM 053611109 361 3,400 SH   OTR   3,400 0 0
B&G Foods Inc. COM 05508R106 453 19,100 SH   SOLE   9,200 0 9,900
B&G Foods Inc. COM 05508R106 450 19,000 SH   OTR   400 0 18,600
BP PLC Spons ADR COM 055622104 150 3,700 SH   SOLE   0 0 3,700
BP PLC Spons ADR COM 055622104 221 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 21 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 357 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 11 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 280 855 SH   SOLE   100 0 755
Bright Horizons Family Solutio COM 109194100 16,924 169,720 SH   SOLE   85,610 0 84,110
Bright Horizons Family Solutio COM 109194100 890 8,930 SH   OTR   530 0 8,400
Bristol Myers Squibb C COM 110122108 22 350 SH   SOLE   350 0 0
Broadridge Financial Solutions COM 11133T103 18,322 167,035 SH   SOLE   85,345 0 81,690
Broadridge Financial Solutions COM 11133T103 1,672 15,240 SH   OTR   3,370 0 11,870
CSX Corp COM 126408103 36 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 52 838 SH   SOLE   170 0 668
CVS Caremark Corp COM 126650100 77 1,244 SH   OTR   0 0 1,244
California Wtr Svc Group COM 130788102 112 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 15,383 160,542 SH   SOLE   72,405 0 88,137
Capital One Finl Corp COM 14040H105 1,191 12,429 SH   OTR   600 0 11,829
Cardinal Health Inc. COM 14149Y108 6 93 SH   SOLE   93 0 0
Celgene Corp COM 151020104 10,747 120,473 SH   SOLE   57,334 0 63,139
Celgene Corp COM 151020104 1,128 12,646 SH   OTR   2,935 0 9,711
Charles Schwab Corp (New) COM 808513105 763 14,607 SH   SOLE   14,007 0 600
Charles Schwab Corp (New) COM 808513105 157 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,751 32,894 SH   SOLE   23,752 0 9,142
Chevron Corp COM 166764100 4,106 36,002 SH   OTR   4,252 0 31,750
Cisco Systems COM 17275R102 5,460 127,301 SH   SOLE   97,101 0 30,200
Cisco Systems COM 17275R102 1,314 30,625 SH   OTR   800 0 29,825
Citizens Finl Group COM 174610105 11,220 267,270 SH   SOLE   133,615 0 133,655
Citizens Finl Group COM 174610105 1,464 34,882 SH   OTR   5,230 0 29,652
Coca Cola Co COM 191216100 522 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 9 200 SH   OTR   0 0 200
Commscope Hldg Co. Inc. COM 20337X109 13,631 341,025 SH   SOLE   164,800 0 176,225
Commscope Hldg Co. Inc. COM 20337X109 950 23,775 SH   OTR   6,900 0 16,875
Consolidated Edison Inc COM 209115104 156 2,000 SH   OTR   0 0 2,000
Constellation Brands Inc Cl A COM 21036P108 39 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 15,514 82,334 SH   SOLE   40,565 0 41,769
Costco Wholesale COM 22160K105 800 4,243 SH   OTR   1,156 0 3,087
DR Horton Inc COM 23331A109 17,406 397,042 SH   SOLE   200,805 0 196,237
DR Horton Inc COM 23331A109 1,763 40,225 SH   OTR   8,440 0 31,785
Danaher Corp Del COM COM 235851102 13,757 140,510 SH   SOLE   68,015 0 72,495
Danaher Corp Del COM COM 235851102 1,246 12,725 SH   OTR   2,845 0 9,880
Deere & Co COM 244199105 10 63 SH   SOLE   63 0 0
Digital Realty Trust Inc COM 253868103 142 1,350 SH   OTR   0 0 1,350
Disney Walt Co Del COM 254687106 9,781 97,384 SH   SOLE   49,185 0 48,199
Disney Walt Co Del COM 254687106 847 8,434 SH   OTR   1,811 0 6,623
DowDupont, Inc. COM 26078J100 4,423 69,425 SH   SOLE   4,475 0 64,950
DowDupont, Inc. COM 26078J100 838 13,150 SH   OTR   3,550 0 9,600
Eaton Corp COM G29183103 42 530 SH   SOLE   80 0 450
Eaton Corp COM G29183103 208 2,600 SH   OTR   2,600 0 0
Ecolab Inc Com COM 278865100 82 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 6,502 46,600 SH   SOLE   4,000 0 42,600
Edwards Lifesciences Inc. COM 28176E108 349 2,500 SH   OTR   0 0 2,500
Energy Transfer Partners LP COM 29278N103 80 4,950 SH   SOLE   0 0 4,950
Energy Transfer Partners LP COM 29278N103 12 750 SH   OTR   0 0 750
Exxon Mobil Corp COM 30231G102 1,000 13,408 SH   SOLE   6,250 0 7,158
Exxon Mobil Corp COM 30231G102 661 8,860 SH   OTR   0 0 8,860
Fiserv Inc Com COM 337738108 13,581 190,450 SH   SOLE   91,380 0 99,070
Fiserv Inc Com COM 337738108 1,202 16,860 SH   OTR   3,840 0 13,020
Franklin Res Inc COM 354613101 15 423 SH   SOLE   423 0 0
General Elec Co COM 369604103 384 28,500 SH   SOLE   19,100 0 9,400
General Elec Co COM 369604103 644 47,798 SH   OTR   850 0 46,948
Gilead Sciences Inc. COM 375558103 1,323 17,545 SH   SOLE   5,000 0 12,545
Gilead Sciences Inc. COM 375558103 909 12,060 SH   OTR   0 0 12,060
HP Inc COM 40434L105 11 500 SH   SOLE   500 0 0
Halliburton Co COM 406216101 6,245 133,050 SH   SOLE   26,200 0 106,850
Halliburton Co COM 406216101 268 5,700 SH   OTR   350 0 5,350
Hewlett Packard Enterp COM 42824C109 9 500 SH   SOLE   500 0 0
Hexcel Corp COM 428291108 17,717 274,303 SH   SOLE   136,855 0 137,448
Hexcel Corp COM 428291108 973 15,068 SH   OTR   940 0 14,128
Home Depot Inc COM 437076102 123 692 SH   SOLE   192 0 500
Home Depot Inc COM 437076102 107 600 SH   OTR   0 0 600
Honeywell Intl Inc COM 438516106 85 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 150 3,100 SH   SOLE   0 0 3,100
IQVIA Holdings Inc COM 46266C105 12,884 131,323 SH   SOLE   64,885 0 66,438
IQVIA Holdings Inc COM 46266C105 872 8,890 SH   OTR   450 0 8,440
Int'l Bus Mach COM 459200101 138 900 SH   OTR   0 0 900
Intel Corp COM 458140100 435 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 21 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 16,285 224,560 SH   SOLE   111,205 0 113,355
Intercontinental Exchange Grou COM 45866F104 1,337 18,430 SH   OTR   4,175 0 14,255
Intuitive Surgical Inc Com New COM 46120E602 59 144 SH   SOLE   0 0 144
JPMorgan Chase & Co COM 46625H100 6,660 60,560 SH   SOLE   4,110 0 56,450
JPMorgan Chase & Co COM 46625H100 621 5,650 SH   OTR   250 0 5,400
Johnson & Johnson COM 478160104 16,328 127,417 SH   SOLE   60,247 0 67,170
Johnson & Johnson COM 478160104 1,652 12,893 SH   OTR   2,142 0 10,751
Kimberly Clark Corp COM 494368103 121 1,100 SH   SOLE   0 0 1,100
Lockheed Martin Corp COM 539830109 68 200 SH   SOLE   0 0 200
Lockheed Martin Corp COM 539830109 439 1,300 SH   OTR   0 0 1,300
Lowes Cos Inc Com COM 548661107 43 488 SH   SOLE   0 0 488
McDonalds Corp COM 580135101 385 2,462 SH   SOLE   0 0 2,462
McDonalds Corp COM 580135101 66 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 6,989 128,305 SH   SOLE   101,315 0 26,990
Merck & Co Inc COM 58933Y105 422 7,755 SH   OTR   55 0 7,700
Microsoft Corp COM 594918104 552 6,045 SH   SOLE   2,011 0 4,034
Microsoft Corp COM 594918104 237 2,593 SH   OTR   60 0 2,533
Nestle SA Spons ADR (For Reg) COM 641069406 4,691 59,341 SH   SOLE   53,474 0 5,867
Nestle SA Spons ADR (For Reg) COM 641069406 664 8,397 SH   OTR   2,500 0 5,897
Norfolk Southern Corp COM 655844108 177 1,300 SH   SOLE   0 0 1,300
OGE Energy Corp. COM 670837103 16 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 351 5,400 SH   SOLE   3,300 0 2,100
Occidental Pete Corp D COM 674599105 45 700 SH   OTR   300 0 400
Oracle Systems Corp COM 68389X105 393 8,600 SH   SOLE   8,000 0 600
Orbital ATK Inc COM 68557N103 304 2,290 SH   SOLE   745 0 1,545
Orbital ATK Inc COM 68557N103 353 2,665 SH   OTR   125 0 2,540
Paccar Inc COM 693718108 387 5,850 SH   SOLE   3,300 0 2,550
Panasonic Corp ADR (new) COM 69832A205 7 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 18,003 237,285 SH   SOLE   116,990 0 120,295
PayPal Holdings Inc. COM 70450Y103 1,552 20,456 SH   OTR   5,556 0 14,900
Pepsico Inc COM 713448108 14,131 129,463 SH   SOLE   58,238 0 71,225
Pepsico Inc COM 713448108 1,938 17,758 SH   OTR   1,265 0 16,493
Pfizer Inc COM 717081103 166 4,680 SH   SOLE   1,380 0 3,300
Pfizer Inc COM 717081103 525 14,780 SH   OTR   0 0 14,780
Procter & Gamble Co. COM 742718109 1,208 15,236 SH   SOLE   4,299 0 10,937
Procter & Gamble Co. COM 742718109 1,920 24,219 SH   OTR   300 0 23,919
Qualcomm Inc. COM 747525103 78 1,400 SH   SOLE   0 0 1,400
Qualcomm Inc. COM 747525103 543 9,800 SH   OTR   0 0 9,800
Regeneron Pharmaceutical Com COM 75886F107 8,197 23,805 SH   SOLE   12,340 0 11,465
Regeneron Pharmaceutical Com COM 75886F107 386 1,120 SH   OTR   350 0 770
Roper Technologies Inc COM 776696106 16,702 59,503 SH   SOLE   29,368 0 30,135
Roper Technologies Inc COM 776696106 1,241 4,420 SH   OTR   1,085 0 3,335
Ross Stores Inc. COM 778296103 491 6,300 SH   SOLE   6,300 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,759 27,574 SH   SOLE   25,374 0 2,200
Sanofi - ADR COM 80105N105 83 2,075 SH   SOLE   75 0 2,000
Sanofi - ADR COM 80105N105 70 1,750 SH   OTR   400 0 1,350
Schlumberger Ltd COM 806857108 12,637 195,083 SH   SOLE   97,063 0 98,020
Schlumberger Ltd COM 806857108 775 11,970 SH   OTR   3,670 0 8,300
Sempra Energy COM 816851109 145 1,300 SH   SOLE   0 0 1,300
Sempra Energy COM 816851109 181 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 37 9,180 SH   SOLE   0 0 9,180
Siemens AG Spons ADR (new) COM 826197501 93 1,468 SH   SOLE   0 0 1,468
Smith & Nephew PLC Spons ADR COM 83175M205 311 8,150 SH   SOLE   0 0 8,150
Southern Co COM 842587107 134 3,000 SH   OTR   0 0 3,000
Southwestern Energy Co COM 845467109 17 4,028 SH   SOLE   2,285 0 1,743
Southwestern Energy Co COM 845467109 12 2,779 SH   OTR   0 0 2,779
Starbucks Corp COM 855244109 23 400 SH   OTR   400 0 0
State Street Corp COM 857477103 170 1,700 SH   OTR   0 0 1,700
Tredegar Corp. COM 894650100 26 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 17 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 283 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 206 1,634 SH   SOLE   0 0 1,634
United Technologies COM 913017109 23 180 SH   OTR   0 0 180
Universal Display Corp Com COM 91347P105 71 700 SH   SOLE   0 0 700
V F Corp COM 918204108 130 1,750 SH   SOLE   1,550 0 200
Verisign Inc. Com. COM 92343E102 718 6,058 SH   SOLE   6,058 0 0
Verizon Communications COM 92343V104 1,109 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 358 7,485 SH   OTR   350 0 7,135
Versum Materials, Inc. COM 92532W103 83 2,200 SH   OTR   0 0 2,200
Vertex Pharmaceuticals Com COM 92532F100 1,743 10,697 SH   SOLE   3,642 0 7,055
Vertex Pharmaceuticals Com COM 92532F100 432 2,650 SH   OTR   325 0 2,325
Visa Inc Cl A COM 92826C839 17,611 147,221 SH   SOLE   63,000 0 84,221
Visa Inc Cl A COM 92826C839 1,480 12,370 SH   OTR   2,645 0 9,725
Vivendi ORD Shs COM F97982106 20 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 49 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 124 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 15 570 SH   SOLE   570 0 0
Zoetis Inc Cl A COM 98978V103 10 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 86 1,028 SH   OTR   0 0 1,028
salesforce.com Inc COM 79466L302 6,568 56,475 SH   SOLE   15,100 0 41,375
Aberdeen Emerging Markets Fd C EQ FDS 003021250 37 2,323 SH   SOLE   0 0 2,323
Matthews Asia Small Companies EQ FDS 577125206 55 2,339 SH   SOLE   0 0 2,339
Schwab S&P 500 Index Fd EQ FDS 808509855 43 1,055 SH   SOLE   1,055 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 52 1,694 SH   SOLE   1,694 0 0