The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,443 8,600 SH   SOLE   8,600 0 0
ABBOTT LABS COM 002824100 1,784 29,766 SH   SOLE   29,766 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,355 31,237 SH   SOLE   31,237 0 0
AFLAC INC COM 001055102 1,740 39,756 SH   SOLE   39,756 0 0
ISHARES TR CORE US AGGBD ET 464287226 37,315 347,929 SH   SOLE   347,929 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 5,465 188,058 SH   SOLE   188,058 0 0
AIR PRODS & CHEMS INC COM 009158106 291 1,829 SH   SOLE   1,829 0 0
BB&T CORP COM 054937107 1,804 34,667 SH   SOLE   34,667 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 241,844 2,641,657 SH   SOLE   2,641,657 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,802 132,102 SH   SOLE   132,102 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 17,301 190,310 SH   SOLE   190,310 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 328 6,000 SH   SOLE   6,000 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 50,092 638,598 SH   SOLE   638,598 0 0
CME GROUP INC COM CL A 12572Q105 297 1,838 SH   SOLE   1,838 0 0
CENTERPOINT ENERGY INC COM 15189T107 299 10,921 SH   SOLE   10,921 0 0
CISCO SYS INC COM 17275R102 1,512 35,262 SH   SOLE   35,262 0 0
CHEVRON CORP NEW COM 166764100 1,694 14,858 SH   SOLE   14,858 0 0
DOMINION ENERGY INC COM 25746U109 1,445 21,424 SH   SOLE   21,424 0 0
DOWDUPONT INC COM 26078J100 1,237 19,422 SH   SOLE   19,422 0 0
EMERSON ELEC CO COM 291011104 1,795 26,288 SH   SOLE   26,288 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 16,219 327,987 SH   SOLE   327,987 0 0
EVERSOURCE ENERGY COM 30040W108 1,573 26,691 SH   SOLE   26,691 0 0
ENTERGY CORP NEW COM 29364G103 295 3,740 SH   SOLE   3,740 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 304 27,426 SH   SOLE   27,426 0 0
FIFTH THIRD BANCORP COM 316773100 1,493 47,018 SH   SOLE   47,018 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 17,377 289,804 SH   SOLE   289,804 0 0
GOLDMAN SACHS ETF TR TREASURYACCESS 381430529 17,385 173,715 SH   SOLE   173,715 0 0
GENERAL MLS INC COM 370334104 1,383 30,689 SH   SOLE   30,689 0 0
GENUINE PARTS CO COM 372460105 1,715 19,094 SH   SOLE   19,094 0 0
GARMIN LTD SHS H2906T109 1,525 25,879 SH   SOLE   25,879 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 24,518 459,052 SH   SOLE   459,052 0 0
GRAINGER W W INC COM 384802104 1,530 5,420 SH   SOLE   5,420 0 0
HCP INC COM 40414L109 302 13,004 SH   SOLE   13,004 0 0
HARRIS CORP DEL COM 413875105 1,891 11,722 SH   SOLE   11,722 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,742 11,356 SH   SOLE   11,356 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,479 53,101 SH   SOLE   53,101 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,843 27,980 SH   SOLE   27,980 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 39,193 324,926 SH   SOLE   324,926 0 0
ISHARES INC CORE MSCI EMKT 46434G103 262 4,490 SH   SOLE   4,490 0 0
ISHARES TR CORE S&P MCP ETF 464287507 48,561 258,894 SH   SOLE   258,894 0 0
ISHARES TR CORE S&P SCP ETF 464287804 109,517 1,422,113 SH   SOLE   1,422,113 0 0
INTEL CORP COM 458140100 306 5,885 SH   SOLE   5,885 0 0
INTL PAPER CO COM 460146103 1,582 29,617 SH   SOLE   29,617 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 8,210 147,246 SH   SOLE   147,246 0 0
ISHARES TR US AER DEF ETF 464288760 13,526 68,329 SH   SOLE   68,329 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 50,135 852,483 SH   SOLE   852,483 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,576 42,614 SH   SOLE   42,614 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,710 10,915 SH   SOLE   10,915 0 0
ISHARES TR CORE S&P500 ETF 464287200 341,543 1,287,044 SH   SOLE   1,287,044 0 0
INVESCO LTD SHS G491BT108 299 9,339 SH   SOLE   9,339 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 35,818 235,906 SH   SOLE   235,906 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 893 14,170 SH   SOLE   14,170 0 0
JOHNSON & JOHNSON COM 478160104 1,595 12,443 SH   SOLE   12,443 0 0
JPMORGAN CHASE & CO COM 46625H100 295 2,686 SH   SOLE   2,686 0 0
KELLOGG CO COM 487836108 1,599 24,589 SH   SOLE   24,589 0 0
KIMBERLY CLARK CORP COM 494368103 303 2,747 SH   SOLE   2,747 0 0
COCA COLA CO COM 191216100 298 6,855 SH   SOLE   6,855 0 0
LILLY ELI & CO COM 532457108 1,565 20,226 SH   SOLE   20,226 0 0
LOCKHEED MARTIN CORP COM 539830109 1,825 5,401 SH   SOLE   5,401 0 0
ISHARES TR IBOXX INV CP ETF 464287242 28,310 241,158 SH   SOLE   241,158 0 0
ISHARES TR MBS ETF 464288588 33,195 317,230 SH   SOLE   317,230 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 12,249 477,528 SH   SOLE   477,528 0 0
MCDONALDS CORP COM 580135101 1,647 10,533 SH   SOLE   10,533 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 9,692 28,362 SH   SOLE   28,362 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 151,890 1,495,717 SH   SOLE   1,495,717 0 0
3M CO COM 88579Y101 287 1,307 SH   SOLE   1,307 0 0
ALTRIA GROUP INC COM 02209S103 302 4,852 SH   SOLE   4,852 0 0
MERCK & CO INC COM 58933Y105 1,425 26,166 SH   SOLE   26,166 0 0
MICROSOFT CORP COM 594918104 1,843 20,192 SH   SOLE   20,192 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,172 22,780 SH   SOLE   22,780 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 36,698 512,102 SH   SOLE   512,102 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 289 4,451 SH   SOLE   4,451 0 0
PAYCHEX INC COM 704326107 285 4,622 SH   SOLE   4,622 0 0
PEPSICO INC COM 713448108 297 2,724 SH   SOLE   2,724 0 0
PFIZER INC COM 717081103 1,692 47,688 SH   SOLE   47,688 0 0
PROCTER AND GAMBLE CO COM 742718109 1,458 18,396 SH   SOLE   18,396 0 0
PNC FINL SVCS GROUP INC COM 693475105 291 1,924 SH   SOLE   1,924 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 19,942 304,220 SH   SOLE   304,220 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 67,834 423,618 SH   SOLE   423,618 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 11,495 150,358 SH   SOLE   150,358 0 0
ISHARES TR SHORT TREAS BD 464288679 65,151 590,299 SH   SOLE   590,299 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 22,555 824,063 SH   SOLE   824,063 0 0
SCHLUMBERGER LTD COM 806857108 1,308 20,194 SH   SOLE   20,194 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 26,880 202,117 SH   SOLE   202,117 0 0
SOUTHERN CO COM 842587107 1,505 33,690 SH   SOLE   33,690 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 20,599 731,504 SH   SOLE   731,504 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 330,139 10,503,929 SH   SOLE   10,503,929 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 61,933 1,575,903 SH   SOLE   1,575,903 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 29,518 880,081 SH   SOLE   880,081 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 37,068 1,359,282 SH   SOLE   1,359,282 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 85,718 2,584,983 SH   SOLE   2,584,983 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 66,414 2,199,143 SH   SOLE   2,199,143 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,588 187,688 SH   SOLE   187,688 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 7,053 237,620 SH   SOLE   237,620 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 482,067 1,831,911 SH   SOLE   1,831,911 0 0
SYSCO CORP COM 871829107 1,810 30,189 SH   SOLE   30,189 0 0
AT&T INC COM 00206R102 1,631 45,750 SH   SOLE   45,750 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 21,509 947,551 SH   SOLE   947,551 0 0
TARGET CORP COM 87612E106 296 4,260 SH   SOLE   4,260 0 0
ISHARES TR TIPS BD ETF 464287176 4,551 40,258 SH   SOLE   40,258 0 0
TEXAS INSTRS INC COM 882508104 293 2,820 SH   SOLE   2,820 0 0
US BANCORP DEL COM NEW 902973304 1,334 26,421 SH   SOLE   26,421 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,775 56,619 SH   SOLE   56,619 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,812 14,400 SH   SOLE   14,400 0 0
VALERO ENERGY CORP NEW COM 91913Y100 292 3,147 SH   SOLE   3,147 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 65,570 462,154 SH   SOLE   462,154 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 300 6,264 SH   SOLE   6,264 0 0
WELLS FARGO CO NEW COM 949746101 1,591 30,350 SH   SOLE   30,350 0 0
WASTE MGMT INC DEL COM 94106L109 1,763 20,956 SH   SOLE   20,956 0 0
WALMART INC COM 931142103 1,390 15,619 SH   SOLE   15,619 0 0
WEYERHAEUSER CO COM 962166104 1,443 41,236 SH   SOLE   41,236 0 0
EXXON MOBIL CORP COM 30231G102 298 3,995 SH   SOLE   3,995 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,225 2,708 SH Put SOLE   2,708 0 0