The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Allergan plc COMMON STOCK G0177J108 40,026,430 237,842 SH   SOLE 0.00 236,571 0 1,271
Biogen, Inc. COMMON STOCK 09062X103 36,359,736 132,787 SH   SOLE 0.00 132,033 0 754
Bristol-Myers Squibb COMMON STOCK 110122108 42,939,349 678,883 SH   SOLE 0.00 675,052 0 3,831
Gilead Sciences, Inc. COMMON STOCK 375558103 41,446,255 549,758 SH   SOLE 0.00 546,694 0 3,064
Medtronic Inc. COMMON STOCK G5960L103 43,416,187 541,214 SH   SOLE 0.00 538,165 0 3,049
UnitedHealth Group, Inc. COMMON STOCK 91324P102 43,773,058 204,547 SH   SOLE 0.00 203,370 0 1,177
Disney, Walt Co. COMMON STOCK 254687106 42,758,915 425,716 SH   SOLE 0.00 423,241 0 2,475
Starbucks Corp COMMON STOCK 855244109 44,978,793 776,970 SH   SOLE 0.00 772,520 0 4,450
TJX Companies COMMON STOCK 872540109 48,070,648 589,390 SH   SOLE 0.00 586,062 0 3,328
Kraft Heinz Co. COMMON STOCK 500754106 34,582,598 555,187 SH   SOLE 0.00 551,999 0 3,188
Walmart Inc. COMMON STOCK 931142103 38,807,824 436,190 SH   SOLE 0.00 433,752 0 2,438
Bank of America Corp. COMMON STOCK 060505104 46,359,861 1,545,844 SH   SOLE 0.00 1,536,931 0 8,913
Goldman Sachs Group COMMON STOCK 38141G104 44,264,395 175,750 SH   SOLE 0.00 174,751 0 999
JPMorgan Chase & Co. COMMON STOCK 46625H100 46,768,481 425,284 SH   SOLE 0.00 422,848 0 2,436
Alphabet Inc. Class A COMMON STOCK 02079K305 44,395,814 42,806 SH   SOLE 0.00 42,551 0 255
Apple, Inc. COMMON STOCK 037833100 45,242,883 269,656 SH   SOLE 0.00 268,088 0 1,568
Mastercard Inc. COMMON STOCK 57636Q104 50,725,460 289,595 SH   SOLE 0.00 287,944 0 1,651
Microsoft Corp COMMON STOCK 594918104 48,555,457 531,998 SH   SOLE 0.00 528,971 0 3,027
PayPal Holdings, Inc. COMMON STOCK 70450Y103 45,778,971 603,387 SH   SOLE 0.00 599,909 0 3,478
AT&T, Inc. COMMON STOCK 00206R102 43,265,374 1,213,615 SH   SOLE 0.00 1,206,913 0 6,702
Alerian MLP ETF COMMON STOCK 00162Q866 26,526 2,831 SH   SOLE 0.00 2,831 0 0
Consumer Discretionary Select Sect SPDR Fd COMMON STOCK 81369y407 21,973,042 216,932 SH   SOLE 0.00 213,487 0 3,445
Consumer Staples Select Sector SPDR Fund COMMON STOCK 81369Y308 11,349,343 215,644 SH   SOLE 0.00 212,198 0 3,446
Health Care Select Sector SPDR Fund COMMON STOCK 81369y209 32,821,701 403,215 SH   SOLE 0.00 396,813 0 6,402
IPath Bbg Commodity ETN COMMON STOCK 06738c778 40,932 1,681 SH   SOLE 0.00 1,681 0 0
PowerShares Sr. Loan Portfolio COMMON STOCK 73936Q769 2,474 107 SH   SOLE 0.00 107 0 0
SPDR Barclays High Yield Bond ETF COMMON STOCK 78464A417 4,302 120 SH   SOLE 0.00 120 0 0
SPDR Gold Trust ETF COMMON STOCK 78463v107 13,836 110 SH   SOLE 0.00 110 0 0
SPDR Portfolio Short Term Corp. Bd. ETF COMMON STOCK 78464A474 9,968,597 330,086 SH   SOLE 0.00 325,330 0 4,756
SPDR S&P 500 ETF Trust COMMON STOCK 78462F103 3,100,959 11,784 SH   SOLE 0.00 11,719 0 65
Technology Select Sector SPDR Fund COMMON STOCK 81369y803 27,196,860 415,727 SH   SOLE 0.00 409,129 0 6,598
Vanguard FTSE All-World ex-US ETF COMMON STOCK 922042775 35,959,121 661,378 SH   SOLE 0.00 650,837 0 10,541
Vanguard FTSE Pacific ETF COMMON STOCK 922042866 4,052,226 55,548 SH   SOLE 0.00 54,671 0 877
iShares 0-5 Yr TIPS Bond ETF COMMON STOCK 46429B747 5,127,969 51,208 SH   SOLE 0.00 50,488 0 720
iShares Core MSCI EAFE COMMON STOCK 46432F842 2,437 37 SH   SOLE 0.00 37 0 0
iShares Core MSCI EM IMI ETF COMMON STOCK 46434G103 1,284 22 SH   SOLE 0.00 22 0 0
iShares Core MSCI Europe ETF COMMON STOCK 46434V738 8,032,659 161,688 SH   SOLE 0.00 159,111 0 2,577
iShares Floating Rate Bond ETF COMMON STOCK 46429B655 9,713,522 190,723 SH   SOLE 0.00 187,944 0 2,779
iShares Int'l Select Divid ETF COMMON STOCK 464288448 3,631 110 SH   SOLE 0.00 110 0 0
iShares Russell 3000 ETF COMMON STOCK 464287689 57,533 368 SH   SOLE 0.00 368 0 0
iShares U.S. Financial Srvcs COMMON STOCK 464287770 16,239,040 124,000 SH   SOLE 0.00 122,030 0 1,970
iShares US Preferred ETF COMMON STOCK 464288687 3,155 84 SH   SOLE 0.00 84 0 0
iShares iBoxx $ Invest. Grade Corp Bd ETF COMMON STOCK 464287242 3,163,777 26,951 SH   SOLE 0.00 26,951 0 0
ADOBE SYSTEMS COMMON STOCK 00724F101 9,291 43 SH   SOLE 0.00 43 0 0
CELGENE CORP COMMON STOCK 151020104 356 4 SH   SOLE 0.00 4 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101 3,395 35 SH   SOLE 0.00 35 0 0
KROGER CO COMMON STOCK 501044101 2,657 111 SH   SOLE 0.00 111 0 0
ISHARES CORE GROWTH ALLOCATI COMMON STOCK 464289867 128,673 2,887 SH   SOLE 0.00 2,887 0 0
VANGUARD TTL WRLD STK INDX COMMON STOCK 922042742 16,198 220 SH   SOLE 0.00 220 0 0