The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories cs 002824100 120 2,000 SH   SOLE   0 0 2,000
AbbVie Inc cs 00287y109 476 5,030 SH   SOLE   0 0 5,030
Allergan PLC cs g0177j108 707 4,204 SH   SOLE   0 0 4,204
Ally Financial Inc cs 02005n100 1,972 72,642 SH   SOLE   0 0 72,642
Alphabet Inc Cap Stock Cl C cs 02079k107 4,074 3,948 SH   SOLE   0 0 3,948
Altria Group Inc cs 02209s103 55 890 SH   SOLE   0 0 890
Amazon.com Inc cs 023135106 220 152 SH   SOLE   0 0 152
Apple Inc cs 037833100 5,963 35,540 SH   SOLE   0 0 35,540
AT&T Inc cs 00206r102 482 13,510 SH   SOLE   0 0 13,510
Automatic Data Processing Inc cs 053015103 46 409 SH   SOLE   0 0 409
Baxter Intl Inc cs 071813109 3,388 52,090 SH   SOLE   0 0 52,090
BCE Inc cs 05534b760 2,211 51,380 SH   SOLE   0 0 51,380
Berkshire Hathaway Inc Cl B cs 084670702 160 800 SH   SOLE   0 0 800
Biogen Inc cs 09062x103 4,467 16,312 SH   SOLE   0 0 16,312
Boeing Co cs 097023105 129 393 SH   SOLE   0 0 393
Bristol-Myers Squibb Co cs 110122108 4,284 67,726 SH   SOLE   0 0 67,726
Brookfield Asset Mgmt Inc Cl A cs 112585104 3,849 98,688 SH   SOLE   0 0 98,688
Canadian Imperial Bank Comm To cs 136069101 5,613 63,585 SH   SOLE   0 0 63,585
Chevron Corp cs 166764100 220 1,930 SH   SOLE   0 0 1,930
Cigna Corporation cs 125509109 1,981 11,812 SH   SOLE   0 0 11,812
Cisco Systems Inc cs 17275r102 247 5,759 SH   SOLE   0 0 5,759
Citigroup Inc cs 172967424 4,139 61,323 SH   SOLE   0 0 61,323
Coca-Cola Co cs 191216100 87 2,000 SH   SOLE   0 0 2,000
Community Bank Systems Inc cs 203607106 301 5,617 SH   SOLE   0 0 5,617
Consolidated Edison Inc cs 209115104 92 1,179 SH   SOLE   0 0 1,179
CVS Health Corp cs 126650100 3,015 48,471 SH   SOLE   0 0 48,471
Danaher Corp cs 235851102 3,740 38,203 SH   SOLE   0 0 38,203
Deere & Co cs 244199105 2,190 14,100 SH   SOLE   0 0 14,100
Disney Walt Co Disney cs 254687106 241 2,400 SH   SOLE   0 0 2,400
Dominion Resources Inc VA New cs 25746u109 301 4,466 SH   SOLE   0 0 4,466
Eaton Corp PLC cs g29183103 367 4,595 SH   SOLE   0 0 4,595
Emerson Electric Co cs 291011104 2,695 39,455 SH   SOLE   0 0 39,455
Express Scripts Holding Co cs 30219g108 1,806 26,140 SH   SOLE   0 0 26,140
Exxon Mobil Corp cs 30231g102 1,287 17,247 SH   SOLE   0 0 17,247
Fortive Corp cs 34959j108 1,332 17,180 SH   SOLE   0 0 17,180
General Dynamics Corp cs 369550108 381 1,724 SH   SOLE   0 0 1,724
General Electric Co cs 369604103 1,595 118,318 SH   SOLE   0 0 118,318
Gilead Sciences Inc cs 375558103 3,812 50,560 SH   SOLE   0 0 50,560
Home Depot Inc cs 437076102 216 1,213 SH   SOLE   0 0 1,213
Intel Corp cs 458140100 6,486 124,542 SH   SOLE   0 0 124,542
Intl Business Machines cs 459200101 351 2,287 SH   SOLE   0 0 2,287
Jacobs Engineering Group Inc cs 469814107 1,348 22,786 SH   SOLE   0 0 22,786
Johnson & Johnson cs 478160104 379 2,960 SH   SOLE   0 0 2,960
Kroger Co cs 501044101 239 10,000 SH   SOLE   0 0 10,000
Lear Corp cs 521865204 188 1,010 SH   SOLE   0 0 1,010
LyondellBasell Industries NV A cs n53745100 3,760 35,575 SH   SOLE   0 0 35,575
Maiden Holdings Ltd 6.625 Nt 2 cs 560292302 127 7,300 SH   SOLE   0 0 7,300
Martin Marietta Materials Inc cs 573284106 1,248 6,018 SH   SOLE   0 0 6,018
MasterCard Incorporated Cl A cs 57636q104 158 900 SH   SOLE   0 0 900
McDonalds Corp cs 580135101 331 2,118 SH   SOLE   0 0 2,118
McKesson Corp cs 58155q103 1,871 13,285 SH   SOLE   0 0 13,285
Medtronic PLC cs g5960l103 1,244 15,504 SH   SOLE   0 0 15,504
Merck & Co Inc cs 58933y105 135 2,487 SH   SOLE   0 0 2,487
Michael Kors Holdings Ltd cs g60754101 3,996 64,370 SH   SOLE   0 0 64,370
Microsoft Corp cs 594918104 1,029 11,279 SH   SOLE   0 0 11,279
Mondelez Intl Inc Cl A cs 609207105 5,234 125,419 SH   SOLE   0 0 125,419
Morgan Stanley cs 617446448 4,628 85,765 SH   SOLE   0 0 85,765
Nextera Energy Inc cs 65339f101 29 175 SH   SOLE   0 0 175
Oracle Corp cs 68389x105 541 11,815 SH   SOLE   0 0 11,815
PepsiCo Inc cs 713448108 311 2,845 SH   SOLE   0 0 2,845
Pfizer Inc cs 717081103 120 3,369 SH   SOLE   0 0 3,369
Philip Morris Intl Inc cs 718172109 77 774 SH   SOLE   0 0 774
Procter And Gamble Co cs 742718109 207 2,607 SH   SOLE   0 0 2,607
Qualcomm Inc cs 747525103 1,124 20,280 SH   SOLE   0 0 20,280
Raytheon Co cs 755111507 108 500 SH   SOLE   0 0 500
Schlumberger Ltd cs 806857108 371 5,720 SH   SOLE   0 0 5,720
Sherwin Williams Co cs 824348106 978 2,494 SH   SOLE   0 0 2,494
Stryker Corp cs 863667101 121 750 SH   SOLE   0 0 750
Synchrony Financial cs 87165b103 4,100 122,267 SH   SOLE   0 0 122,267
TE Connectivity Ltd Reg cs h84989104 5,772 57,778 SH   SOLE   0 0 57,778
Time Warner Inc cs 887317303 4,768 50,410 SH   SOLE   0 0 50,410
TransCanada Corp cs 89353d107 3,143 76,082 SH   SOLE   0 0 76,082
Tupperware Brands Corp cs 899896104 2,451 50,665 SH   SOLE   0 0 50,665
United Technologies Corp cs 913017109 5,405 42,961 SH   SOLE   0 0 42,961
Verizon Communications Inc cs 92343v104 2,092 43,752 SH   SOLE   0 0 43,752
VF Corp cs 918204108 1,006 13,577 SH   SOLE   0 0 13,577
Viacom Inc Cl B cs 92553p201 1,291 41,563 SH   SOLE   0 0 41,563
Visa Inc Cl A cs 92826c839 1,678 14,025 SH   SOLE   0 0 14,025
Wyndham Worldwide Corp cs 98310w108 3,104 27,122 SH   SOLE   0 0 27,122