The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
UNION BANKSHARES INC COM 905400107 218 4,291 SH   SOLE NONE 0 0 4,291
WISDOMTREE TR EMER MKT HIGH FD 97717W315 5,600 117,101 SH   SOLE NONE 0 0 117,101
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,277 21,956 SH   SOLE NONE 0 0 21,956
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 713 15,959 SH   SOLE NONE 0 0 15,959
VANGUARD INDEX FDS GROWTH ETF 922908736 394 2,779 SH   SOLE NONE 0 0 2,779
ISHARES TR RUS 2000 VAL ETF 464287630 282 2,313 SH   SOLE NONE 0 0 2,313
PROCTER AND GAMBLE CO COM 742718109 328 4,136 SH   SOLE NONE 0 0 4,136
BOEING CO COM 097023105 738 2,250 SH   SOLE NONE 0 0 2,250
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 38,934 811,634 SH   SOLE NONE 0 0 811,634
EXXON MOBIL CORP COM 30231G102 667 8,943 SH   SOLE NONE 0 0 8,943
VANGUARD INDEX FDS VALUE ETF 922908744 297 2,881 SH   SOLE NONE 0 0 2,881
ISHARES INC CORE MSCI EMKT 46434G103 1,626 27,847 SH   SOLE NONE 0 0 27,847
VANGUARD INDEX FDS SML CP GRW ETF 922908595 579 3,529 SH   SOLE NONE 0 0 3,529
ISHARES TR RUS 1000 VAL ETF 464287598 329 2,743 SH   SOLE NONE 0 0 2,743
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 1,533 49,549 SH   SOLE NONE 0 0 49,549
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 421 5,577 SH   SOLE NONE 0 0 5,577
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 221 5,496 SH   SOLE NONE 0 0 5,496
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,357 9,239 SH   SOLE NONE 0 0 9,239
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 206 1,887 SH   SOLE NONE 0 0 1,887
ISHARES TR RUS 1000 GRW ETF 464287614 303 2,230 SH   SOLE NONE 0 0 2,230
ISHARES TR CORE MSCI EAFE 46432F842 469 7,120 SH   SOLE NONE 0 0 7,120
WISDOMTREE TR INTL EQUITY FD 97717W703 220 4,002 SH   SOLE NONE 0 0 4,002
ISHARES TR RUS 1000 ETF 464287622 243 1,657 SH   SOLE NONE 0 0 1,657
VANGUARD GROUP DIV APP ETF 921908844 5,646 55,869 SH   SOLE NONE 0 0 55,869
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 7,420 263,478 SH   SOLE NONE 0 0 263,478
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,809 108,679 SH   SOLE NONE 0 0 108,679
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 33,505 852,548 SH   SOLE NONE 0 0 852,548
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 28,155 895,808 SH   SOLE NONE 0 0 895,808
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,767 144,042 SH   SOLE NONE 0 0 144,042
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 1,508 13,685 SH   SOLE NONE 0 0 13,685
SPDR SER TR PORTFOLIO SM ETF 78468R853 10,813 361,397 SH   SOLE NONE 0 0 361,397
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 276 3,346 SH   SOLE NONE 0 0 3,346
ISHARES TR CORE S&P500 ETF 464287200 51,180 192,861 SH   SOLE NONE 0 0 192,861
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 499 21,220 SH   SOLE NONE 0 0 21,220
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 400 5,005 SH   SOLE NONE 0 0 5,005
ISHARES TR MSCI USA ESG SLC 464288802 208 1,872 SH   SOLE NONE 0 0 1,872
VANGUARD INDEX FDS SM CP VAL ETF 922908611 715 5,522 SH   SOLE NONE 0 0 5,522
ISHARES TR CORE MSCI EURO 46434V738 9,612 193,472 SH   SOLE NONE 0 0 193,472
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 862 6,647 SH   SOLE NONE 0 0 6,647