The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETRACS BLOOMBERG CMCI ETN COM 902641778 9,102 591,429 SH   SOLE   591,429 0 0
FLEXSHARES QUAL DIV ETF COM 33939L860 43,312 961,858 SH   SOLE   961,858 0 0
ISHARES BARCLAYS TIPS ETF COM 464287176 7,483 65,600 SH   SOLE   65,600 0 0
ISHARES CORE S&P MIDCAP 400 ETF COM 464287507 71,894 378,829 SH   SOLE   378,829 0 0
ISHARES ETF CORE MSCI EAFE COM 46432F842 96,547 1,460,847 SH   SOLE   1,460,847 0 0
ISHARES ETF CORE MSCI EMERGING MKTS COM 46434G103 42,404 745,247 SH   SOLE   745,247 0 0
ISHARES INTERMEDIATE GOV CREDIT COM 464288612 4,544 41,400 SH   SOLE   41,400 0 0
ISHARES MSCI CANADA ETF COM 464286509 500 16,900 SH   SOLE   16,900 0 0
ISHARES MSCI EAFE INDEX FUND COM 464287465 6,651 94,600 SH   SOLE   94,600 0 0
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 653 13,872 SH   SOLE   13,872 0 0
ISHARES RUSSELL 2000 SMALL CAP GROWTH ETF COM 464287655 320 2,100 SH   SOLE   2,100 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 623 2,318 SH   SOLE   2,318 0 0
ISHARES S&P 500/BARRA VALUE COM 464287408 1,338 11,719 SH   SOLE   11,719 0 0
ISHARES S&P SMALLCAP 600 INDEX ETF COM 464287804 40,620 528,845 SH   SOLE   528,845 0 0
ISHARES SHORT TREASURY BOND ETF COM 464288679 2,455 22,270 SH   SOLE   22,270 0 0
POWERSHARES DB COMMODITY STRATEGY COM 73937V106 5,607 321,349 SH   SOLE   321,349 0 0
SPDR BARCLAYS CAPITAL ST MUNI ETF COM 78468R739 3,453 72,090 SH   SOLE   72,090 0 0
SPDR BARCLY INTERMEDIATE CORP ETF COM 78464A375 451 13,200 SH   SOLE   13,200 0 0
SPDR S&P 500 ETF COM 78462F103 86,041 322,420 SH   SOLE   322,420 0 0
VANGUARD HIGH DVD YIELD ETF COM 921946406 364 4,251 SH   SOLE   4,251 0 0
VANGUARD REIT ETF COM 922908553 45,877 552,874 SH   SOLE   552,874 0 0
VANGUARD S/T CORP BOND ETF COM 92206C409 637 8,040 SH   SOLE   8,040 0 0
VANGUARD SHORT-TERM TIPS ETF COM 922020805 14,861 304,410 SH   SOLE   304,410 0 0
VANGUARD TOTAL BOND MARKET ETF COM 921937835 56,693 695,030 SH   SOLE   695,030 0 0
VANGUARD TOTAL INTL BOND ETF COM 92203J407 9,241 169,976 SH   SOLE   169,976 0 0