The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,458 8,617 SH   SOLE   8,617 0 0
ABBOTT LABS COM 002824100 1,920 33,647 SH   SOLE   33,647 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,254 31,278 SH   SOLE   31,278 0 0
AFLAC INC COM 001055102 1,869 21,287 SH   SOLE   21,287 0 0
ISHARES TR CORE US AGGBD ET 464287226 40,057 366,389 SH   SOLE   366,389 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 5,246 175,145 SH   SOLE   175,145 0 0
AIR PRODS & CHEMS INC COM 009158106 415 2,529 SH   SOLE   2,529 0 0
BB&T CORP COM 054937107 1,925 38,718 SH   SOLE   38,718 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11,621 138,622 SH   SOLE   138,622 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 18,553 195,129 SH   SOLE   195,129 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 268 4,920 SH   SOLE   4,920 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 54,046 683,259 SH   SOLE   683,259 0 0
CME GROUP INC COM CL A 12572Q105 414 2,835 SH   SOLE   2,835 0 0
CENTERPOINT ENERGY INC COM 15189T107 417 14,700 SH   SOLE   14,700 0 0
CISCO SYS INC COM 17275R102 1,526 39,832 SH   SOLE   39,832 0 0
CHEVRON CORP NEW COM 166764100 1,951 15,585 SH   SOLE   15,585 0 0
DOMINION ENERGY INC COM 25746U109 1,390 17,146 SH   SOLE   17,146 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 35,193 142,262 SH   SOLE   142,262 0 0
DOWDUPONT INC COM 26078J100 1,386 19,464 SH   SOLE   19,464 0 0
EMERSON ELEC CO COM 291011104 1,950 27,984 SH   SOLE   27,984 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 16,095 319,477 SH   SOLE   319,477 0 0
EVERSOURCE ENERGY COM 30040W108 1,786 28,261 SH   SOLE   28,261 0 0
ENTERGY CORP NEW COM 29364G103 418 5,141 SH   SOLE   5,141 0 0
ISHARES INC MSCI EURZONE ETF 464286608 28,655 660,561 SH   SOLE   660,561 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 413 33,041 SH   SOLE   33,041 0 0
FIFTH THIRD BANCORP COM 316773100 1,505 49,596 SH   SOLE   49,596 0 0
GENERAL MLS INC COM 370334104 1,869 31,515 SH   SOLE   31,515 0 0
GENUINE PARTS CO COM 372460105 1,908 20,080 SH   SOLE   20,080 0 0
GARMIN LTD SHS H2906T109 1,545 25,930 SH   SOLE   25,930 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 26,990 505,811 SH   SOLE   505,811 0 0
GRAINGER W W INC COM 384802104 1,541 6,524 SH   SOLE   6,524 0 0
HCP INC COM 40414L109 415 15,895 SH   SOLE   15,895 0 0
HARRIS CORP DEL COM 413875105 1,933 13,644 SH   SOLE   13,644 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,860 12,122 SH   SOLE   12,122 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,888 55,771 SH   SOLE   55,771 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,505 22,770 SH   SOLE   22,770 0 0
ISHARES INC CORE MSCI EMKT 46434G103 215 3,780 SH   SOLE   3,780 0 0
ISHARES TR CORE S&P MCP ETF 464287507 53,426 281,514 SH   SOLE   281,514 0 0
ISHARES TR CORE S&P SCP ETF 464287804 190,016 2,473,848 SH   SOLE   2,473,848 0 0
ISHARES TR MSCI INDIA ETF 46429B598 21,563 597,803 SH   SOLE   597,803 0 0
INTEL CORP COM 458140100 414 8,976 SH   SOLE   8,976 0 0
INTL PAPER CO COM 460146103 1,818 31,384 SH   SOLE   31,384 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 7,667 136,306 SH   SOLE   136,306 0 0
ISHARES TR US AER DEF ETF 464288760 12,857 68,349 SH   SOLE   68,349 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 38,604 649,793 SH   SOLE   649,793 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,751 44,993 SH   SOLE   44,993 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,935 11,600 SH   SOLE   11,600 0 0
ISHARES TR CORE S&P500 ETF 464287200 377,077 1,402,557 SH   SOLE   1,402,557 0 0
INVESCO LTD SHS G491BT108 414 11,326 SH   SOLE   11,326 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 97,010 636,295 SH   SOLE   636,295 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 752 11,926 SH   SOLE   11,926 0 0
JOHNSON & JOHNSON COM 478160104 1,829 13,089 SH   SOLE   13,089 0 0
JPMORGAN CHASE & CO COM 46625H100 413 3,862 SH   SOLE   3,862 0 0
KELLOGG CO COM 487836108 1,776 26,130 SH   SOLE   26,130 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 21,734 459,104 SH   SOLE   459,104 0 0
KIMBERLY CLARK CORP COM 494368103 409 3,392 SH   SOLE   3,392 0 0
COCA COLA CO COM 191216100 413 9,009 SH   SOLE   9,009 0 0
LILLY ELI & CO COM 532457108 1,796 21,265 SH   SOLE   21,265 0 0
LOCKHEED MARTIN CORP COM 539830109 1,867 5,815 SH   SOLE   5,815 0 0
ISHARES TR IBOXX INV CP ETF 464287242 30,255 248,892 SH   SOLE   248,892 0 0
ISHARES TR MBS ETF 464288588 34,320 321,979 SH   SOLE   321,979 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 10,537 404,962 SH   SOLE   404,962 0 0
MCDONALDS CORP COM 580135101 1,906 11,076 SH   SOLE   11,076 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 8,954 25,922 SH   SOLE   25,922 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 34,397 338,688 SH   SOLE   338,688 0 0
3M CO COM 88579Y101 412 1,752 SH   SOLE   1,752 0 0
ALTRIA GROUP INC COM 02209S103 408 5,712 SH   SOLE   5,712 0 0
MERCK & CO INC COM 58933Y105 1,578 28,041 SH   SOLE   28,041 0 0
MICROSOFT CORP COM 594918104 1,949 22,786 SH   SOLE   22,786 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,252 22,808 SH   SOLE   22,808 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 36,882 508,232 SH   SOLE   508,232 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 415 5,636 SH   SOLE   5,636 0 0
PAYCHEX INC COM 704326107 412 6,049 SH   SOLE   6,049 0 0
PEPSICO INC COM 713448108 416 3,469 SH   SOLE   3,469 0 0
PFIZER INC COM 717081103 1,839 50,782 SH   SOLE   50,782 0 0
PROCTER AND GAMBLE CO COM 742718109 1,752 19,065 SH   SOLE   19,065 0 0
PNC FINL SVCS GROUP INC COM 693475105 412 2,855 SH   SOLE   2,855 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 20,312 314,970 SH   SOLE   314,970 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 282,302 1,812,419 SH   SOLE   1,812,419 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 10,749 139,143 SH   SOLE   139,143 0 0
SCANA CORP NEW COM 80589M102 339 8,518 SH   SOLE   8,518 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 22,590 819,662 SH   SOLE   819,662 0 0
SCHLUMBERGER LTD COM 806857108 1,362 20,209 SH   SOLE   20,209 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 31,602 237,607 SH   SOLE   237,607 0 0
SOUTHERN CO COM 842587107 1,713 35,619 SH   SOLE   35,619 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 17,572 611,404 SH   SOLE   611,404 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 341,465 10,771,772 SH   SOLE   10,771,772 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 65,735 1,723,055 SH   SOLE   1,723,055 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 27,022 789,648 SH   SOLE   789,648 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 34,133 1,193,055 SH   SOLE   1,193,055 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 89,379 2,679,213 SH   SOLE   2,679,213 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 18,132 596,069 SH   SOLE   596,069 0 0
SPDR SER TR PORTFOLIO SM ETF 78468R853 6,901 228,900 SH   SOLE   228,900 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,053 165,428 SH   SOLE   165,428 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 724,700 2,715,658 SH   SOLE   2,715,658 0 0
SYSCO CORP COM 871829107 1,950 32,115 SH   SOLE   32,115 0 0
AT&T INC COM 00206R102 1,868 48,055 SH   SOLE   48,055 0 0
TARGET CORP COM 87612E106 411 6,306 SH   SOLE   6,306 0 0
ISHARES TR TIPS BD ETF 464287176 4,935 43,257 SH   SOLE   43,257 0 0
TEXAS INSTRS INC COM 882508104 414 3,960 SH   SOLE   3,960 0 0
US BANCORP DEL COM NEW 902973304 1,418 26,462 SH   SOLE   26,462 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,628 52,700 SH   SOLE   52,700 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,951 15,296 SH   SOLE   15,296 0 0
VALERO ENERGY CORP NEW COM 91913Y100 413 4,494 SH   SOLE   4,494 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 65,027 462,334 SH   SOLE   462,334 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 411 7,762 SH   SOLE   7,762 0 0
WELLS FARGO CO NEW COM 949746101 1,923 31,688 SH   SOLE   31,688 0 0
WASTE MGMT INC DEL COM 94106L109 1,926 22,323 SH   SOLE   22,323 0 0
WAL-MART STORES INC COM 931142103 1,546 15,658 SH   SOLE   15,658 0 0
WEYERHAEUSER CO COM 962166104 1,457 41,319 SH   SOLE   41,319 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 26,911 420,806 SH   SOLE   420,806 0 0
EXXON MOBIL CORP COM 30231G102 411 4,913 SH   SOLE   4,913 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,713 3,059 SH Put SOLE   3,059 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06746L422 1,611 3,214 SH Put SOLE   3,214 0 0