The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 16,709 98,736 SH   SOLE   98,736 0 0
Nasdaq 100 Shares COM 73935A104 11,201 71,913 SH   SOLE   71,913 0 0
Vanguard SmCap ETF ETF 922908751 10,697 72,381 SH   SOLE   72,381 0 0
Vanguard Mid Cap ETF ETF 922908629 10,488 67,767 SH   SOLE   67,767 0 0
Bank of America COM 060505104 9,946 336,956 SH   SOLE   336,956 0 0
SPDR Financial Sector ETF ETF 81369Y605 7,886 282,579 SH   SOLE   282,579 0 0
Vanguard Dividend Appreciation ETF 921908844 7,061 69,206 SH   SOLE   69,206 0 0
Berkshire Hathaway CL B COM 084670702 6,625 33,426 SH   SOLE   33,426 0 0
SPDR S&P 500 ETF 78462F103 5,630 21,097 SH   SOLE   21,097 0 0
Citigroup Inc COM 172967102 5,515 74,120 SH   SOLE   74,120 0 0
Vanguard Growth ETF ETF 922908736 5,505 39,140 SH   SOLE   39,140 0 0
Boeing Company COM 097023105 5,439 18,446 SH   SOLE   18,446 0 0
Qualcomm Inc COM 747525103 5,309 82,928 SH   SOLE   82,928 0 0
Vanguard REIT ETF index ETF 922908553 4,745 57,185 SH   SOLE   57,185 0 0
Pepsico Inc COM 713448108 4,325 36,070 SH   SOLE   36,070 0 0
Intel Corp COM 458140100 4,283 92,786 SH   SOLE   92,786 0 0
iShares Intl Small Cap ETF ETF 464288273 4,117 63,838 SH   SOLE   63,838 0 0
Cisco Systems Inc COM 17275R102 4,095 106,939 SH   SOLE   106,939 0 0
Vanguard Corp Bond Etf ETF 92206C409 4,059 51,194 SH   SOLE   51,194 0 0
SPDR Materials Sector ETF ETF 81369Y100 3,573 59,030 SH   SOLE   59,030 0 0
Exxon Mobil Corp COM 30231G102 3,324 39,744 SH   SOLE   39,744 0 0
Vanguard Value ETF ETF 922908744 3,257 30,638 SH   SOLE   30,638 0 0
PIMCO Total Return ETF ETF 72201R775 3,245 30,614 SH   SOLE   30,614 0 0
Ventas Inc COM 92276F100 3,122 52,038 SH   SOLE   52,038 0 0
Spdr S&P Aerospace ETF 78464A631 3,092 37,006 SH   SOLE   37,006 0 0
Vanguard Intl Equity Index ex ETF 922042775 3,011 55,042 SH   SOLE   55,042 0 0
Visa Inc COM 92826C839 2,933 25,728 SH   SOLE   25,728 0 0
Alphabet Inc. Class A COM 02079k305 2,796 2,655 SH   SOLE   2,655 0 0
Vanguard Health Care ETF ETF 92204A504 2,755 17,874 SH   SOLE   17,874 0 0
iShares Nasdaq Biotech ETF 464287556 2,518 23,589 SH   SOLE   23,589 0 0
Vanguard MSCI Emerging Markets ETF 922042858 2,370 51,629 SH   SOLE   51,629 0 0
Vanguard Energy ETF ETF 92204A306 2,245 22,692 SH   SOLE   22,692 0 0
General Electric COM 369604103 2,210 126,658 SH   SOLE   126,658 0 0
Vanguard Mid Cap Growth ETF 922908538 2,006 15,708 SH   SOLE   15,708 0 0
Monsanto COM 61166W101 1,992 17,063 SH   SOLE   17,063 0 0
Coca-Cola Company COM 191216100 1,992 43,420 SH   SOLE   43,420 0 0
Cvs Corp COM 126650100 1,937 26,729 SH   SOLE   26,729 0 0
DELTA AIR LINES COMPANY NEW COM 247361702 1,758 31,400 SH   SOLE   31,400 0 0
Cheniere Energy Inc COM 16411R208 1,522 28,276 SH   SOLE   28,276 0 0
Vanguard S&P 500 ETF ETF 922908413 1,428 5,824 SH   SOLE   5,824 0 0
AT&T Corp Com COM 00206R102 1,402 36,064 SH   SOLE   36,064 0 0
Kinder Morgan Inc COM 49456B101 1,342 74,277 SH   SOLE   74,277 0 0
Kroger Co COM 501044101 1,240 45,188 SH   SOLE   45,188 0 0
Vanguard Intl Bond Index ETF ETF 92203J407 1,182 21,751 SH   SOLE   21,751 0 0
Chevron Corporation COM 166764100 1,181 9,440 SH   SOLE   9,440 0 0
HD Supply Hldgs Inc COM 40416M105 1,164 29,086 SH   SOLE   29,086 0 0
Sector Spdr Indl Select ETF 81369Y704 1,118 14,785 SH   SOLE   14,785 0 0
Teck Resources Ltd Cl Bf ETF 878742204 1,072 41,000 SH   SOLE   41,000 0 0
Morgan J P & Co Inc COM 46625H100 911 8,525 SH   SOLE   8,525 0 0
Corning Inc COM 219350105 799 25,000 SH   SOLE   25,000 0 0
American Tower COM 03027X100 744 5,216 SH   SOLE   5,216 0 0
The Travelers Companies COM 89417E109 691 5,101 SH   SOLE   5,101 0 0
iShares Intl Equities ETF 464287465 667 9,498 SH   SOLE   9,498 0 0
Freeport McMoran COM 35671D857 656 34,621 SH   SOLE   34,621 0 0
Applied Materials Inc COM 038222105 613 12,000 SH   SOLE   12,000 0 0
Procter & Gamble Co COM 742718109 601 6,542 SH   SOLE   6,542 0 0
United States Oil Fund UNITS 91232N108 589 49,124 SH   SOLE   49,124 0 0
ISHARES RUSSELL 1000 VALUE ETF 464287598 565 4,548 SH   SOLE   4,548 0 0
STARBUCKS CORP COM COM 855244109 563 9,804 SH   SOLE   9,804 0 0
Alphabet Inc Class A COM 02079k107 560 536 SH   SOLE   536 0 0
Microsoft Corp COM 594918104 531 6,215 SH   SOLE   6,215 0 0
Unitedhealth Group Inc COM 91324P102 531 2,411 SH   SOLE   2,411 0 0
Vanguard Intl REIT ETF ETF 922042676 508 8,396 SH   SOLE   8,396 0 0
Powershares Etf ETF 73936Q769 505 21,939 SH   SOLE   21,939 0 0
Ameren Corp Com COM 023608102 497 8,426 SH   SOLE   8,426 0 0
Ishares MSCI Emerging Mkts ETF 464287234 495 10,505 SH   SOLE   10,505 0 0
SPDR Intl Small Cap ETF ETF 78463X871 484 13,650 SH   SOLE   13,650 0 0
Vaneck Oil Services ETF ETF 92189F718 463 17,801 SH   SOLE   17,801 0 0
Verizon Communications COM 92343V104 445 8,420 SH   SOLE   8,420 0 0
Micron Technology Inc COM 595112103 439 10,700 SH   SOLE   10,700 0 0
FACEBOOK INC COM COM 30303M102 434 2,465 SH   SOLE   2,465 0 0
Johnson & Johnson COM 478160104 428 3,065 SH   SOLE   3,065 0 0
Edgewell Personal Care, Inc COM 28035Q102 420 7,076 SH   SOLE   7,076 0 0
Amazon Com Inc COM 023135106 417 357 SH   SOLE   357 0 0
SPDR Energy Sector ETF ETF 81369Y506 415 5,744 SH   SOLE   5,744 0 0
Barrick Gold Corp COM 067901108 409 28,334 SH   SOLE   28,334 0 0
Vanguard Mid Cap Value ETF 922908512 404 3,626 SH   SOLE   3,626 0 0
Royce Value Cf COM 780910105 388 24,046 SH   SOLE   24,046 0 0
Goldman Sachs Group Inc COM 38141G104 372 1,461 SH   SOLE   1,461 0 0
ISHARES SELECT DIVIDEND INDEX ETF 464287168 364 3,697 SH   SOLE   3,697 0 0
Gilead Sciences Inc COM 375558103 354 4,947 SH   SOLE   4,947 0 0
XYLEM INC COM COM 98419M100 341 5,000 SH   SOLE   5,000 0 0
O REILLY AUTOMOTIVE INC COM 67103H107 339 1,412 SH   SOLE   1,412 0 0
Energizer Hodlings,Inc COM 29266R108 339 7,076 SH   SOLE   7,076 0 0
Netflix Inc COM 64110L106 318 1,661 SH   SOLE   1,661 0 0
ISHARES RUSSELL 2000 GROWTH IN ETF 464287648 296 1,589 SH   SOLE   1,589 0 0
Diamond Trust Series I ETF 78467X109 288 1,165 SH   SOLE   1,165 0 0
ARCONIC INC COM COM 03965L100 276 10,140 SH   SOLE   10,140 0 0
Blackstone Group COM 09253U108 271 8,475 SH   SOLE   8,475 0 0
Vanguard Small Cap Value ETF 922908611 263 1,981 SH   SOLE   1,981 0 0
Wal Mart Stores Inc COM 931142103 258 2,620 SH   SOLE   2,620 0 0
ISHARES RUSSELL 2000 VAL IND F ETF 464287630 256 2,040 SH   SOLE   2,040 0 0
Cerner Corp COM 156782104 246 3,656 SH   SOLE   3,656 0 0
Phillips COM 718546104 236 2,340 SH   SOLE   2,340 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 236 2,125 SH   SOLE   2,125 0 0
iShares European Financial ETF ETF 464289180 235 10,115 SH   SOLE   10,115 0 0
PowerShares DB Comdty INT 73935S105 234 14,100 SH   SOLE   14,100 0 0
Vanguard Small Cap Grwth ETF 922908595 230 1,432 SH   SOLE   1,432 0 0
Reinsurance Group Of COM 759351109 229 1,470 SH   SOLE   1,470 0 0
Pfizer Inc COM 717081103 228 6,300 SH   SOLE   6,300 0 0
Spdr S&P Regional Bking ETF 78464A698 222 3,783 SH   SOLE   3,783 0 0
BP Amoco PLC Spons ADR ADR 055622104 219 5,231 SH   SOLE   5,231 0 0
Powershares Build America Bnd ETF 73937B407 217 7,080 SH   SOLE   7,080 0 0
Powershs Db Multi Sector ETF 73936B408 208 11,098 SH   SOLE   11,098 0 0
Ishares GSCI Commodity Index ETF 46428R107 204 12,588 SH   SOLE   12,588 0 0
Regions Financial COM 7591EP100 202 11,695 SH   SOLE   11,695 0 0
Schw US Lcap Gro Etf ETF 808524300 201 2,845 SH   SOLE   2,845 0 0
Ritter Pharmaceuticals COM 767836109 8 25,000 SH   SOLE   25,000 0 0
LRAD CORPORATION COM COM 50213V109 49 20,000 SH   SOLE   20,000 0 0
BLACKROCK MUNI 2018 TERM TR CO ETF 09248C106 147 10,000 SH   SOLE   10,000 0 0