The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc Class A COM 02079k107 514 536 SH   SOLE   536 0 0
Alphabet Inc. Class A COM 02079k305 2,465 2,532 SH   SOLE   2,532 0 0
Amazon Com Inc COM 023135106 343 357 SH   SOLE   357 0 0
Ameren Corp Com COM 023608102 487 8,426 SH   SOLE   8,426 0 0
American Tower COM 03027X100 810 5,931 SH   SOLE   5,931 0 0
Apple Inc COM 037833100 15,181 98,502 SH   SOLE   98,502 0 0
Applied Materials Inc COM 038222105 625 12,000 SH   SOLE   12,000 0 0
ARCONIC INC COM COM 03965L100 252 10,140 SH   SOLE   10,140 0 0
AT&T Corp Com COM 00206R102 1,428 36,462 SH   SOLE   36,462 0 0
Bank of America COM 060505104 8,510 335,860 SH   SOLE   335,860 0 0
Barrick Gold Corp COM 067901108 463 28,834 SH   SOLE   28,834 0 0
Berkshire Hathaway CL B COM 084670702 6,303 34,386 SH   SOLE   34,386 0 0
BLACKROCK MUNI 2018 TERM TR CO ETF 09248C106 150 10,000 SH   SOLE   10,000 0 0
Blackstone Group COM 09253U108 639 19,169 SH   SOLE   19,169 0 0
Boeing Company COM 097023105 4,888 19,228 SH   SOLE   19,228 0 0
BP Amoco PLC Spons ADR ADR 055622104 200 5,225 SH   SOLE   5,225 0 0
Cerner Corp COM 156782104 260 3,656 SH   SOLE   3,656 0 0
Cheniere Energy Inc COM 16411R208 1,314 29,176 SH   SOLE   29,176 0 0
Chevron Corporation COM 166764100 1,138 9,686 SH   SOLE   9,686 0 0
Cisco Systems Inc COM 17275R102 3,457 102,815 SH   SOLE   102,815 0 0
Citigroup Inc COM 172967102 5,157 70,906 SH   SOLE   70,906 0 0
Coca-Cola Company COM 191216100 1,953 43,395 SH   SOLE   43,395 0 0
Corning Inc COM 219350105 748 25,000 SH   SOLE   25,000 0 0
Cvs Corp COM 126650100 1,162 14,295 SH   SOLE   14,295 0 0
DELTA AIR LINES COMPANY NEW COM 247361702 1,514 31,400 SH   SOLE   31,400 0 0
Diamond Trust Series I SPDR 78467X109 260 1,165 SH   SOLE   1,165 0 0
Edgewell Personal Care, Inc COM 28035Q102 514 7,076 SH   SOLE   7,076 0 0
Energizer Hodlings,Inc COM 29266R108 325 7,076 SH   SOLE   7,076 0 0
Exxon Mobil Corp COM 30231G102 3,352 40,897 SH   SOLE   40,897 0 0
FACEBOOK INC COM COM 30303M102 421 2,465 SH   SOLE   2,465 0 0
Freeport McMoran COM 35671D857 488 34,821 SH   SOLE   34,821 0 0
General Electric COM 369604103 4,574 189,191 SH   SOLE   189,191 0 0
Gilead Sciences Inc COM 375558103 708 8,745 SH   SOLE   8,745 0 0
Goldman Sachs Group Inc COM 38141G104 376 1,586 SH   SOLE   1,586 0 0
HD Supply Hldgs Inc COM 40416M105 1,049 29,086 SH   SOLE   29,086 0 0
Intel Corp COM 458140100 3,265 85,741 SH   SOLE   85,741 0 0
iShares European Financial ETF ETF 464289180 272 11,591 SH   SOLE   11,591 0 0
Ishares GSCI Commodity Index INT 46428R107 187 12,588 SH   SOLE   12,588 0 0
iShares Intl Equities ETF 464287465 644 9,417 SH   SOLE   9,417 0 0
iShares Intl Small Cap ETF ETF 464288273 3,782 61,002 SH   SOLE   61,002 0 0
Ishares MSCI Emerging Mkts ETF 464287234 466 10,409 SH   SOLE   10,409 0 0
iShares Nasdaq Biotech ETF 464287556 2,543 7,623 SH   SOLE   7,623 0 0
ISHARES RUSSELL 1000 VALUE ETF 464287598 538 4,548 SH   SOLE   4,548 0 0
ISHARES RUSSELL 2000 GROWTH IN ETF 464287648 284 1,587 SH   SOLE   1,587 0 0
ISHARES RUSSELL 2000 VAL IND F ETF 464287630 251 2,025 SH   SOLE   2,025 0 0
ISHARES SELECT DIVIDEND INDEX ETF 464287168 346 3,696 SH   SOLE   3,696 0 0
Johnson & Johnson COM 478160104 345 2,657 SH   SOLE   2,657 0 0
Kinder Morgan Inc COM 49456B101 1,482 77,275 SH   SOLE   77,275 0 0
Kroger Co ETF 501044101 332 16,598 SH   SOLE   16,598 0 0
LRAD CORPORATION COM COM 50213V109 42 20,000 SH   SOLE   20,000 0 0
Micron Technology Inc COM 595112103 519 13,200 SH   SOLE   13,200 0 0
Microsoft Corp COM 594918104 462 6,215 SH   SOLE   6,215 0 0
Monsanto COM 61166W101 2,090 17,447 SH   SOLE   17,447 0 0
Morgan J P & Co Inc COM 46625H100 737 7,725 SH   SOLE   7,725 0 0
Nasdaq 100 Shares COM 73935A104 10,357 71,210 SH   SOLE   71,210 0 0
Netflix Inc COM 64110L106 301 1,661 SH   SOLE   1,661 0 0
O REILLY AUTOMOTIVE INC COM 67103H107 304 1,412 SH   SOLE   1,412 0 0
Oracle Corp COM 68389X105 220 4,568 SH   SOLE   4,568 0 0
Pepsico Inc COM 713448108 4,047 36,319 SH   SOLE   36,319 0 0
Pfizer Inc COM 717081103 268 7,521 SH   SOLE   7,521 0 0
Phillips COM 718546104 214 2,340 SH   SOLE   2,340 0 0
PIMCO Total Return ETF ETF 72201R775 3,004 28,139 SH   SOLE   28,139 0 0
Powershares Build America Bnd ETF 73937B407 215 7,080 SH   SOLE   7,080 0 0
PowerShares DB Comdty INT 73935S105 217 14,100 SH   SOLE   14,100 0 0
Powershares Etf ETF 73936Q769 517 22,363 SH   SOLE   22,363 0 0
Powershs Db Multi Sector ETF 73936B408 219 11,585 SH   SOLE   11,585 0 0
Procter & Gamble Co COM 742718109 622 6,842 SH   SOLE   6,842 0 0
Qualcomm Inc COM 747525103 4,278 82,532 SH   SOLE   82,532 0 0
Regions Financial COM 7591EP100 178 11,695 SH   SOLE   11,695 0 0
Reinsurance Group Of COM 759351109 209 1,505 SH   SOLE   1,505 0 0
Ritter Pharmaceuticals COM 767836109 5 15,000 SH   SOLE   15,000 0 0
Royce Value Cf COM 780910105 379 24,046 SH   SOLE   24,046 0 0
Sector Spdr Indl Select SPDR 81369Y704 984 13,861 SH   SOLE   13,861 0 0
SPDR Energy Sector ETF SPDR 81369Y506 440 6,428 SH   SOLE   6,428 0 0
SPDR Financial Sector ETF SBI 81369Y605 7,378 285,323 SH   SOLE   285,323 0 0
SPDR Gold Trust ETF ETF 78463V107 202 1,662 SH   SOLE   1,662 0 0
SPDR Intl Small Cap ETF ETF 78463X871 458 13,103 SH   SOLE   13,103 0 0
SPDR Materials Sector ETF SPDR 81369Y100 3,158 55,604 SH   SOLE   55,604 0 0
SPDR S&P 500 ETF 78462F103 5,341 21,259 SH   SOLE   21,259 0 0
Spdr S&P Aerospace DEF 78464A631 2,864 35,891 SH   SOLE   35,891 0 0
STARBUCKS CORP COM COM 855244109 576 10,729 SH   SOLE   10,729 0 0
Teck Resources Ltd Cl Bf ETF 878742204 864 41,000 SH   SOLE   41,000 0 0
The Travelers Companies COM 89417E109 624 5,101 SH   SOLE   5,101 0 0
United States Oil Fund UNITS 91232N108 512 49,124 SH   SOLE   49,124 0 0
Unitedhealth Group Inc COM 91324P102 472 2,411 SH   SOLE   2,411 0 0
Vaneck Oil Services ETF ETF 92189F718 488 18,752 SH   SOLE   18,752 0 0
Vanguard Corp Bond Etf ETF 92206C409 4,062 50,693 SH   SOLE   50,693 0 0
Vanguard Dividend Appreciation ETF 921908844 6,399 67,516 SH   SOLE   67,516 0 0
Vanguard Energy ETF ETF 92204A306 2,158 23,069 SH   SOLE   23,069 0 0
Vanguard Growth ETF ETF 922908736 5,133 38,673 SH   SOLE   38,673 0 0
Vanguard Health Care ETF ETF 92204A504 2,855 18,753 SH   SOLE   18,753 0 0
Vanguard Intl Bond Index ETF ETF 92203J407 1,186 21,734 SH   SOLE   21,734 0 0
Vanguard Intl Equity Index ex ETF 922042775 2,858 54,239 SH   SOLE   54,239 0 0
Vanguard Intl REIT ETF ETF 022042676 502 8,466 SH   SOLE   8,466 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 221 2,110 SH   SOLE   2,110 0 0
Vanguard Mid Cap ETF ETF 922908629 9,512 64,713 SH   SOLE   64,713 0 0
Vanguard Mid Cap Growth ETF 922908538 1,897 15,588 SH   SOLE   15,588 0 0
Vanguard Mid Cap Value ETF 922908512 380 3,601 SH   SOLE   3,601 0 0
Vanguard MSCI Emerging Markets ETF 922042858 2,266 52,011 SH   SOLE   52,011 0 0
Vanguard REIT ETF index ETF 922908553 4,966 59,767 SH   SOLE   59,767 0 0
Vanguard S&P 500 ETF ETF 922908413 1,360 5,894 SH   SOLE   5,894 0 0
Vanguard Small Cap Grwth ETF 922908595 216 1,417 SH   SOLE   1,417 0 0
Vanguard Small Cap Value ETF 922908611 249 1,951 SH   SOLE   1,951 0 0
Vanguard SmCap ETF ETF 922908751 10,064 71,220 SH   SOLE   71,220 0 0
Vanguard Value ETF ETF 922908744 2,963 29,691 SH   SOLE   29,691 0 0
Ventas Inc COM 92276F100 3,420 52,513 SH   SOLE   52,513 0 0
Verizon Communications COM 92343V104 454 9,186 SH   SOLE   9,186 0 0
Visa Inc COM 92826C839 2,621 24,907 SH   SOLE   24,907 0 0
Wal Mart Stores Inc COM 931142103 207 2,660 SH   SOLE   2,660 0 0
Walt Disney Co COM 254687106 206 2,090 SH   SOLE   2,090 0 0
XYLEM INC COM COM 98419M100 313 5,000 SH   SOLE   5,000 0 0