The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI CANADA ETF COM 464286509 443 15,325 SH   SOLE   15,325 0 0
ISHARES BARCLAYS TIPS ETF COM 464287176 7,450 65,600 SH   SOLE   65,600 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 586 2,318 SH   SOLE   2,318 0 0
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 621 13,872 SH   SOLE   13,872 0 0
ISHARES S&P 500/BARRA VALUE COM 464287408 1,264 11,719 SH   SOLE   11,719 0 0
ISHARES MSCI EAFE INDEX FUND CLOSED-END FU COM 464287465 6,478 94,600 SH   SOLE   94,600 0 0
ISHARES CORE S&P MIDCAP 400 ETF COM 464287507 67,458 377,071 SH   SOLE   377,071 0 0
ISHARES RUSSELL 2000 SMALL CAP GROWTH ETF COM 464287655 429 2,900 SH   SOLE   2,900 0 0
ISHARES S&P SMALLCAP 600 INDEX ETF COM 464287804 38,201 514,712 SH   SOLE   514,712 0 0
ISHARES SHORT TREASURY BOND ETF COM 464288679 2,006 18,180 SH   SOLE   18,180 0 0
ETRACS BLOOMBERG CMCI ETN COM 902641778 8,256 578,944 SH   SOLE   578,944 0 0
VANGUARD TOTAL BOND MARKET ETF COM 921937835 54,131 660,457 SH   SOLE   660,457 0 0
VANGUARD HIGH DVD YIELD ETF COM 921946406 356 4,401 SH   SOLE   4,401 0 0
VANGUARD SHORT-TERM TIPS ETF COM 922020805 12,541 253,623 SH   SOLE   253,623 0 0
VANGUARD REIT ETF COM 922908553 46,083 554,620 SH   SOLE   554,620 0 0
VANGUARD LARGE-CAP ETF COM 922908637 6,390 55,375 SH   SOLE   55,375 0 0
FLEXSHARES QUAL DIV ETF COM 33939L860 40,946 965,045 SH   SOLE   965,045 0 0
ISHARES ETF CORE MSCI EAFE COM 46432F842 94,161 1,467,370 SH   SOLE   1,467,370 0 0
ISHARES ETF CORE MSCI EMERGING MKTS COM 46434G103 41,361 765,675 SH   SOLE   765,675 0 0
POWERSHARES DB COMMODITY STRATEGY COM 73937V106 5,536 328,555 SH   SOLE   328,555 0 0
SPDR S&P 500 ETF COM 78462F103 80,502 320,432 SH   SOLE   320,432 0 0
SPDR BARCLY INTERMEDIATE CORP ETF COM 78464A375 369 10,700 SH   SOLE   10,700 0 0
SPDR BARCLAYS CAPITAL ST MUNI ETF COM 78468R739 3,464 71,285 SH   SOLE   71,285 0 0
VANGUARD TOTAL INTL BOND ETF COM 92203J407 9,077 166,288 SH   SOLE   166,288 0 0
VANGUARD S/T CORP BOND ETF COM 92206C409 644 8,040 SH   SOLE   8,040 0 0