The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,328 8,616 SH   SOLE   8,616 0 0
ABBOTT LABS COM 002824100 1,942 36,398 SH   SOLE   36,398 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,330 31,278 SH   SOLE   31,278 0 0
AFLAC INC COM 001055102 1,865 22,912 SH   SOLE   22,912 0 0
ISHARES TR CORE US AGGBD ET 464287226 40,994 374,063 SH   SOLE   374,063 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 5,339 176,145 SH   SOLE   176,145 0 0
AIR PRODS & CHEMS INC COM 009158106 532 3,519 SH   SOLE   3,519 0 0
BB&T CORP COM 054937107 1,987 42,325 SH   SOLE   42,325 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 12,003 141,778 SH   SOLE   141,778 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 18,780 200,282 SH   SOLE   200,282 0 0
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 15,705 272,132 SH   SOLE   272,132 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 205 3,750 SH   SOLE   3,750 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 55,519 695,557 SH   SOLE   695,557 0 0
ISHARES TR INTRMD CR BD ETF 464288638 5,289 48,015 SH   SOLE   48,015 0 0
ISHARES 10+ YR CR BD ETF 464289511 3,970 63,981 SH   SOLE   63,981 0 0
CME GROUP INC COM CL A 12572Q105 547 4,033 SH   SOLE   4,033 0 0
CENTERPOINT ENERGY INC COM 15189T107 500 17,108 SH   SOLE   17,108 0 0
CISCO SYS INC COM 17275R102 1,421 42,243 SH   SOLE   42,243 0 0
ISHARES TR 1 3 YR CR BD ETF 464288646 9,265 87,948 SH   SOLE   87,948 0 0
CHEVRON CORP NEW COM 166764100 1,994 16,974 SH   SOLE   16,974 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 67,266 1,778,104 SH   SOLE   1,778,104 0 0
DOMINION ENERGY INC COM 25746U109 1,319 17,146 SH   SOLE   17,146 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 20,215 90,316 SH   SOLE   90,316 0 0
DOWDUPONT INC COM 26078J100 1,347 19,464 SH   SOLE   19,464 0 0
EMERSON ELEC CO COM 291011104 1,917 30,510 SH   SOLE   30,510 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 16,117 314,786 SH   SOLE   314,786 0 0
EVERSOURCE ENERGY COM 30040W108 1,797 29,727 SH   SOLE   29,727 0 0
ENTERGY CORP NEW COM 29364G103 491 6,433 SH   SOLE   6,433 0 0
ISHARES INC MSCI EURZONE ETF 464286608 28,616 660,561 SH   SOLE   660,561 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 536 44,783 SH   SOLE   44,783 0 0
FIFTH THIRD BANCORP COM 316773100 1,450 51,840 SH   SOLE   51,840 0 0
GENERAL ELECTRIC CO COM 369604103 1,882 77,831 SH   SOLE   77,831 0 0
GENERAL MLS INC COM 370334104 1,755 33,901 SH   SOLE   33,901 0 0
GENUINE PARTS CO COM 372460105 2,082 21,762 SH   SOLE   21,762 0 0
GARMIN LTD SHS H2906T109 1,409 26,110 SH   SOLE   26,110 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 28,066 562,214 SH   SOLE   562,214 0 0
GRAINGER W W INC COM 384802104 1,446 8,043 SH   SOLE   8,043 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 13,506 385,662 SH   SOLE   385,662 0 0
HCP INC COM 40414L109 470 16,872 SH   SOLE   16,872 0 0
HARRIS CORP DEL COM 413875105 2,030 15,414 SH   SOLE   15,414 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,884 12,985 SH   SOLE   12,985 0 0
ISHARES TR CORE MSCI INTL 46435G326 46,609 828,302 SH   SOLE   828,302 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 6,015 56,471 SH   SOLE   56,471 0 0
ISHARES TR CORE MSCI EAFE 46432F842 128,152 1,997,075 SH   SOLE   1,997,075 0 0
ISHARES INC CORE MSCI EMKT 46434G103 15,096 279,453 SH   SOLE   279,453 0 0
ISHARES TR CORE MSCI EURO 46434V738 10,017 201,624 SH   SOLE   201,624 0 0
ISHARES TR CORE S&P MCP ETF 464287507 55,358 309,433 SH   SOLE   309,433 0 0
ISHARES TR CORE S&P SCP ETF 464287804 196,912 2,653,090 SH   SOLE   2,653,090 0 0
ISHARES TR MSCI INDIA ETF 46429B598 19,641 597,903 SH   SOLE   597,903 0 0
INTEL CORP COM 458140100 545 14,315 SH   SOLE   14,315 0 0
INTL PAPER CO COM 460146103 1,378 24,247 SH   SOLE   24,247 0 0
ISHARES TR CORE MSCI PAC 46434V696 7,023 124,331 SH   SOLE   124,331 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 7,259 128,757 SH   SOLE   128,757 0 0
ISHARES TR US AER DEF ETF 464288760 12,169 68,349 SH   SOLE   68,349 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 35,876 597,643 SH   SOLE   597,643 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,796 48,519 SH   SOLE   48,519 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 7,872 228,098 SH   SOLE   228,098 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,942 13,124 SH   SOLE   13,124 0 0
ISHARES TR CORE S&P500 ETF 464287200 390,732 1,544,824 SH   SOLE   1,544,824 0 0
INVESCO LTD SHS G491BT108 561 15,999 SH   SOLE   15,999 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 101,457 684,691 SH   SOLE   684,691 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 93,334 1,530,566 SH   SOLE   1,530,566 0 0
JOHNSON & JOHNSON COM 478160104 1,820 13,999 SH   SOLE   13,999 0 0
JPMORGAN CHASE & CO COM 46625H100 550 5,758 SH   SOLE   5,758 0 0
KELLOGG CO COM 487836108 1,720 27,574 SH   SOLE   27,574 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 20,721 459,544 SH   SOLE   459,544 0 0
KIMBERLY CLARK CORP COM 494368103 504 4,284 SH   SOLE   4,284 0 0
COCA COLA CO COM 191216100 497 11,042 SH   SOLE   11,042 0 0
LILLY ELI & CO COM 532457108 1,933 22,598 SH   SOLE   22,598 0 0
LOCKHEED MARTIN CORP COM 539830109 1,926 6,207 SH   SOLE   6,207 0 0
ISHARES TR IBOXX INV CP ETF 464287242 36,033 297,228 SH   SOLE   297,228 0 0
SPDR SERIES TRUST BLOMBERG BRC COR 78464A367 27,207 645,949 SH   SOLE   645,949 0 0
ISHARES TR MBS ETF 464288588 35,011 326,896 SH   SOLE   326,896 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 9,454 359,052 SH   SOLE   359,052 0 0
MCDONALDS CORP COM 580135101 1,862 11,884 SH   SOLE   11,884 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 8,180 25,067 SH   SOLE   25,067 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 34,478 338,688 SH   SOLE   338,688 0 0
3M CO COM 88579Y101 526 2,507 SH   SOLE   2,507 0 0
ALTRIA GROUP INC COM 02209S103 511 8,050 SH   SOLE   8,050 0 0
MERCK & CO INC COM 58933Y105 1,834 28,636 SH   SOLE   28,636 0 0
MICROSOFT CORP COM 594918104 1,881 25,248 SH   SOLE   25,248 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,291 22,808 SH   SOLE   22,808 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 37,689 526,902 SH   SOLE   526,902 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 539 8,388 SH   SOLE   8,388 0 0
PAYCHEX INC COM 704326107 535 8,923 SH   SOLE   8,923 0 0
PEPSICO INC COM 713448108 490 4,401 SH   SOLE   4,401 0 0
PFIZER INC COM 717081103 535 14,978 SH   SOLE   14,978 0 0
PROCTER AND GAMBLE CO COM 742718109 1,825 20,061 SH   SOLE   20,061 0 0
PNC FINL SVCS GROUP INC COM 693475105 563 4,179 SH   SOLE   4,179 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 24,006 377,519 SH   SOLE   377,519 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 19,780 323,701 SH   SOLE   323,701 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 282,827 1,944,500 SH   SOLE   1,944,500 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 9,514 131,540 SH   SOLE   131,540 0 0
SCANA CORP NEW COM 80589M102 413 8,518 SH   SOLE   8,518 0 0
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 6,928 225,879 SH   SOLE   225,879 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 22,362 799,487 SH   SOLE   799,487 0 0
SCHLUMBERGER LTD COM 806857108 1,410 20,209 SH   SOLE   20,209 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 29,757 228,757 SH   SOLE   228,757 0 0
SPDR SERIES TRUST SPDR S&P 1000 ET 78464A847 91,396 954,623 SH   SOLE   954,623 0 0
SOUTHERN CO COM 842587107 1,829 37,223 SH   SOLE   37,223 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 715,063 2,846,247 SH   SOLE   2,846,247 0 0
SYSCO CORP COM 871829107 1,916 35,513 SH   SOLE   35,513 0 0
AT&T INC COM 00206R102 2,016 51,477 SH   SOLE   51,477 0 0
TARGET CORP COM 87612E106 513 8,691 SH   SOLE   8,691 0 0
ISHARES TR TIPS BD ETF 464287176 5,022 44,213 SH   SOLE   44,213 0 0
SPDR SERIES TRUST BLOOMBERG LNG TR 78464A664 5,583 77,564 SH   SOLE   77,564 0 0
SPDR SER TR SPDR RUSSEL 2000 78468R853 6,328 72,300 SH   SOLE   72,300 0 0
TEXAS INSTRS INC COM 882508104 556 6,201 SH   SOLE   6,201 0 0
US BANCORP DEL COM NEW 902973304 1,418 26,462 SH   SOLE   26,462 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,923 16,569 SH   SOLE   16,569 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 7,891 122,035 SH   SOLE   122,035 0 0
VALERO ENERGY CORP NEW COM 91913Y100 566 7,352 SH   SOLE   7,352 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 61,405 462,564 SH   SOLE   462,564 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 541 10,930 SH   SOLE   10,930 0 0
WELLS FARGO CO NEW COM 949746101 2,024 36,706 SH   SOLE   36,706 0 0
WASTE MGMT INC DEL COM 94106L109 1,895 24,215 SH   SOLE   24,215 0 0
WAL-MART STORES INC COM 931142103 1,335 17,083 SH   SOLE   17,083 0 0
WEYERHAEUSER CO COM 962166104 1,406 41,319 SH   SOLE   41,319 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 12,116 213,313 SH   SOLE   213,313 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 24,472 414,083 SH   SOLE   414,083 0 0
EXXON MOBIL CORP COM 30231G102 528 6,435 SH   SOLE   6,435 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,105 3,437 SH Put SOLE   3,437 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06746L422 1,446 6,854 SH Put SOLE   6,854 0 0