The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 7,785 198,758 SH   SOLE   197,647 0 0
ABBVIE INC COM 00287Y109 3,022 34,002 SH   SOLE   41,417 0 0
ALLETE COM COM 018522300 302 3,905 SH   SOLE   3,905 0 0
ALPHABET INC COM 02079K305 13,144 13,499 SH   SOLE   13,608 0 0
AMERICAN EXPRESS CO COM 025816109 4,168 46,075 SH   SOLE   46,393 0 0
APPLE COMPUTER COM 037833100 15,420 100,054 SH   SOLE   100,779 0 0
BBX CAP CORP NEW CL A 05491N104 74 10,000 SH   SOLE   10,000 0 0
BECTON DICKINSON & COMP COM 075887109 3,861 19,706 SH   SOLE   19,431 0 0
BERKSHIRE HATHAWAY CALL B NEW 084670702 8,925 48,683 SH   SOLE   49,126 0 0
BLACKROCK INC COM 09247X101 330 737 SH   SOLE   902 0 0
BOEING COM 097023105 647 2,546 SH   SOLE   11,935 0 0
CVR REFNG LP COMUNIT REP LT 12663P107 248 25,140 SH   SOLE   25,140 0 0
CVS CORP COM 126650100 6,507 80,015 SH   SOLE   78,748 0 0
CELGENE CORP COM 151020104 4,267 29,260 SH   SOLE   29,712 0 0
CHEVRON TEXACO COM 166764100 6,115 52,038 SH   SOLE   51,899 0 0
CISCO SYSTEMS COM 17275R102 7,150 212,608 SH   SOLE   207,935 0 0
CITIGROUP INC COM 172967424 5,660 77,807 SH   SOLE   77,699 0 0
COCA COLA COMPANY COM 191216100 703 15,622 SH   SOLE   19,665 0 0
COGNIZANT TECH SOLUTION COM 192446102 6,074 83,733 SH   SOLE   83,465 0 0
COMCAST CORP COM 20030N101 6,669 173,320 SH   SOLE   89,011 0 0
DANAHER CORPORATION COM 235851102 2,207 25,734 SH   SOLE   32,887 0 0
DISNEY COM 254687106 4,509 45,743 SH   SOLE   59,322 0 0
DOWDUPONT INC COM 26078J100 2,872 41,490 SH   SOLE   34,976 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 3,042 36,244 SH   SOLE   36,059 0 0
ECOLAB INC COM 278865100 851 6,618 SH   SOLE   6,600 0 0
EMERSON ELECTIC CO COM 291011104 2,070 32,948 SH   SOLE   34,410 0 0
EXXON MOBIL CORP COM 30231G102 7,746 94,491 SH   SOLE   94,688 0 0
FACEBOOK INC COM 30303M102 10,635 62,240 SH   SOLE   61,601 0 0
F5 NETWORKS INC COM 315616102 212 1,755 SH   SOLE   1,815 0 0
FORTIVE CORP COM 34959J108 4,779 67,517 SH   SOLE   60,812 0 0
GENERAL ELECTRIC COMPAN COM 369604103 9,050 374,295 SH   SOLE   366,518 0 0
GENERAL MILLS INC COM 370334104 1,141 22,047 SH   SOLE   21,795 0 0
HOME DEPOT INC COM 437076102 1,920 11,736 SH   SOLE   12,787 0 0
HONEYWELL INTL INC COM 438516106 6,476 45,689 SH   SOLE   44,776 0 0
INTEL INC COM 458140100 2,955 77,607 SH   SOLE   78,988 0 0
INTERCONTINENTAL EXCHAN COM 45865V100 4,300 62,595 SH   SOLE   64,570 0 0
IBM COM 459200101 384 2,644 SH   SOLE   3,044 0 0
INVESTORS REAL ESTATE TR SH BEN INT 461730103 73 11,992 SH   SOLE   11,992 0 0
ISHARES 1-3YR CREDIT BO TF ETF 464288646 1,208 11,467 SH   SOLE   11,430 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499 25,547 129,580 SH   SOLE   128,589 0 0
ISHARES S&P 500 GROWTH ETF 464287309 1,042 7,262 SH   SOLE   2,434 0 0
ISHARES S&P 500 VALUE E ETF 464287408 272 2,524 SH   SOLE   2,524 0 0
ISHARES TR BONDS SEP ETF 46429B564 728 28,476 SH   SOLE   29,211 0 0
ISHARES TR S&P/CITIGROU TL TETF 464288117 298 6,050 SH   SOLE   2,728 0 0
ISHARES TRUST DJ SEL DIV INX 464287168 1,024 10,934 SH   SOLE   12,176 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 2,776 10,977 SH   SOLE   11,058 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226 56,491 515,477 SH   SOLE   508,508 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 576 12,859 SH   SOLE   5,644 0 0
ISHARES TRUST IBOXX INV CPBD 464287242 363 2,997 SH   SOLE   2,997 0 0
ISHARES TRUST 20 YR TR BD ETF 464287432 3,638 29,162 SH   SOLE   28,517 0 0
ISHARES TRUST MSCI EAFE INDEX 464287465 925 13,506 SH   SOLE   13,000 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507 1,327 7,417 SH   SOLE   4,799 0 0
ISHARES TRUST NASDQ BIO INDX 464287556 8,634 25,883 SH   SOLE   25,839 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606 525 2,593 SH   SOLE   2,593 0 0
ISHARES TRUST RUSSELL 2000 464287655 27,133 183,106 SH   SOLE   182,252 0 0
ISHARES TRUST US REAL ES ETF 464287739 240 3,009 SH   SOLE   3,009 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804 475 6,404 SH   SOLE   6,404 0 0
ISHARES TRUST 7-10 Y TR BD ETF 464287440 7,255 68,109 SH   SOLE   66,617 0 0
ISHARES TRUST EAFE VALUE ETF 464288877 568 10,408 SH   SOLE   10,408 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885 546 7,060 SH   SOLE   7,060 0 0
JP MORGAN CHASE & CO COM 46625H100 10,827 113,355 SH   SOLE   90,193 0 0
JOHNSON AND JOHNSON COM 478160104 10,965 84,339 SH   SOLE   83,215 0 0
KRAFT HEINZ CO COM 500754106 1,408 18,156 SH   SOLE   9,893 0 0
LAUDER ESTEE COS INC CL A 518439104 2,158 20,010 SH   SOLE   19,458 0 0
LOWES COMPANIES INC COM 548661107 5,517 69,019 SH   SOLE   67,097 0 0
MARRIOTT INTERNATIONAL INC COM 571903202 4,541 41,181 SH   SOLE   38,754 0 0
MASCO CORP COM 574599106 3,841 98,458 SH   SOLE   93,208 0 0
MCDONALDS CORP COM 580135101 3,412 21,776 SH   SOLE   22,357 0 0
MCKESSON HBOC INC COM 58155Q103 372 2,420 SH   SOLE   2,676 0 0
MERCK & CO INC COM 58933Y105 2,675 41,791 SH   SOLE   41,354 0 0
MICROSOFT INC COM 594918104 14,268 191,552 SH   SOLE   191,571 0 0
MONDELEZ INTL INC CL A 609207105 4,374 107,580 SH   SOLE   103,789 0 0
NEXTERA ENERGY INC COM 65339F101 435 2,970 SH   SOLE   2,970 0 0
NUCOR CO COM 670346105 202 3,609 SH   SOLE   4,899 0 0
ORACLE SYSTEMS INC COM 68389X105 6,092 125,990 SH   SOLE   123,411 0 0
PAYPAL HLDGS INC COM 70450Y103 2,654 41,449 SH   SOLE   39,951 0 0
PEPSICO INC COM 713448108 7,404 66,447 SH   SOLE   66,960 0 0
PFIZER INC COM 717081103 7,079 198,281 SH   SOLE   195,186 0 0
PHILIP MORRIS COM 718172109 5,351 48,203 SH   SOLE   47,156 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 573 3,939 SH   SOLE   3,939 0 0
PRAXAIR INC COM 74005P104 257 1,838 SH   SOLE   1,883 0 0
PRICELINE COM INC COM 741503403 5,428 2,965 SH   SOLE   2,955 0 0
PROCTER AND GAMBLE COMP COM 742718109 7,825 86,010 SH   SOLE   85,974 0 0
PRUDENTIAL FINANCIAL IN COM 744320102 6,674 62,767 SH   SOLE   48,066 0 0
QUALCOMM INC COM 747525103 1,416 27,307 SH   SOLE   29,005 0 0
ROYAL BANK CANADA COM 780087102 3,086 39,895 SH   SOLE   39,684 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103 25,829 102,812 SH   SOLE   102,670 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 8,607 216,157 SH   SOLE   213,171 0 0
SCHLUMBERGER LTD COM 806857108 1,964 28,155 SH   SOLE   22,883 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 257 5,498 SH   SOLE   5,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4,357 76,702 SH   SOLE   27,649 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 3,792 55,378 SH   SOLE   89,586 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 9,510 179,274 SH   SOLE   179,511 0 0
SHIRE PLC SPONSORED ADR 82481R106 3,221 21,030 SH   SOLE   17,475 0 0
SOUTHERN COMPANY COM 842587107 3,002 61,086 SH   SOLE   59,599 0 0
TARGET CORP COM 87612E106 820 13,884 SH   SOLE   13,122 0 0
TOTAL S A SPONSORED ADR 89151E109 3,433 64,141 SH   SOLE   63,983 0 0
US BANCORP DEL COM NEW 902973304 3,719 69,402 SH   SOLE   69,242 0 0
UNITED PARCEL SERVICE COM 911312106 1,580 13,154 SH   SOLE   12,837 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,358 27,360 SH   SOLE   27,898 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 526 6,411 SH   SOLE   4,873 0 0
VANGUARD FTSE EMERGING ETS ETF 922042858 328 7,532 SH   SOLE   7,532 0 0
VANGUARD HIGH DIVIDEND D ETF 921946406 2,229 27,485 SH   SOLE   27,485 0 0
VANGUARD INDEX FDS REIT ETF 922908553 12,370 148,874 SH   SOLE   208,448 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 11,121 75,650 SH   SOLE   79,336 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 658 5,705 SH   SOLE   5,705 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 464 3,283 SH   SOLE   3,283 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363 72,246 313,076 SH   SOLE   330,994 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 18,746 162,419 SH   SOLE   198,718 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13,053 148,308 SH   SOLE   145,091 0 0
VANGUARD SMALL CAP GROW TF ETF 922908595 735 4,815 SH   SOLE   4,815 0 0
VANGUARD SMALL CAP VALU F ETF 922908611 740 5,794 SH   SOLE   5,921 0 0
VANGUARD TAX MANAGED IN D MSCI EAFE ETF 921943858 441 10,150 SH   SOLE   9,820 0 0
VERIZON COMMUNICATION COM 92343V104 7,026 141,975 SH   SOLE   140,125 0 0
VISA INC COM CL A 92826C839 7,534 71,592 SH   SOLE   71,168 0 0
WELLS FARGO & CO NEW CO K COM 949746101 10,405 188,665 SH   SOLE   188,587 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 3,869 33,043 SH   SOLE   32,641 0 0
ALLERGAN PLC SHS G0177J108 3,895 19,009 SH   SOLE   18,088 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,351 32,214 SH   SOLE   32,476 0 0
EATON CORP PLC SHS G29183103 2,200 28,647 SH   SOLE   27,815 0 0
JOHNSON CONTROLS INC COM G51502105 4,099 101,725 SH   SOLE   97,288 0 0
MEDTRONIC HLDG PLC SHS G5960L103 5,168 66,449 SH   SOLE   66,505 0 0
MYLAN NV SHS N59465109 2,138 68,157 SH   SOLE   66,736 0 0