The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE TR US MIDCAP DIVID 97717W505 8,711 87,150 SH   SOLE   82,915 0 4,235
ISHARES TR RUS 1000 GRW ETF 464287614 637 5,095 SH   SOLE   5,070 0 25
ISHARES TR US TELECOM ETF 464287713 1,725 56,740 SH   SOLE   45,506 0 11,234
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 4,612 162,037 SH   SOLE   153,581 0 8,456
BANK AMER CORP COM 060505104 493 19,462 SH   SOLE   19,362 0 100
PEPSICO INC COM 713448108 4,626 41,516 SH   SOLE   39,460 0 2,056
KIMBERLY CLARK CORP COM 494368103 4,627 39,315 SH   SOLE   37,601 0 1,714
CITIGROUP INC COM NEW 172967424 13,187 181,283 SH   SOLE   170,311 0 10,972
ISHARES TR INTRMD CR BD ETF 464288638 4,648 42,196 SH   SOLE   40,508 0 1,688
XILINX INC COM 983919101 532 7,509 SH   SOLE   7,509 0 0
SCHWAB CHARLES CORP NEW COM 808513105 3,193 72,991 SH   SOLE   65,538 0 7,453
ALPHABET INC CAP STK CL A 02079K305 23,841 24,484 SH   SOLE   22,979 0 1,505
NVIDIA CORP COM 67066G104 394 2,205 SH   SOLE   2,205 0 0
ISHARES TR GLOBAL MATER ETF 464288695 6,583 100,680 SH   SOLE   92,676 0 8,004
ISHARES TR INTL SEL DIV ETF 464288448 11,201 331,795 SH   SOLE   318,050 0 13,745
VEON LTD SPONSORED ADR 91822M106 47 11,306 SH   SOLE   11,306 0 0
DISNEY WALT CO COM DISNEY 254687106 19,480 197,630 SH   SOLE   182,921 0 14,709
PPG INDS INC COM 693506107 2,838 26,116 SH   SOLE   26,116 0 0
ISHARES TR N AMER TECH ETF 464287549 42,568 274,138 SH   SOLE   246,244 0 27,894
AMAZON COM INC COM 023135106 1,365 1,420 SH   SOLE   1,380 0 40
VERIZON COMMUNICATIONS INC COM 92343V104 12,667 255,959 SH   SOLE   236,117 0 19,842
ISHARES TR RUSSELL 2000 ETF 464287655 360 2,431 SH   SOLE   2,378 0 53
JOHNSON & JOHNSON COM 478160104 25,547 196,500 SH   SOLE   182,771 0 13,729
CISCO SYS INC COM 17275R102 417 12,408 SH   SOLE   12,158 0 250
BAXTER INTL INC COM 071813109 12,633 201,329 SH   SOLE   186,416 0 14,913
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,060 14,373 SH   SOLE   11,507 0 2,866
UNILEVER PLC SPON ADR NEW 904767704 5,061 87,316 SH   SOLE   83,442 0 3,874
MERCK & CO INC COM 58933Y105 449 7,012 SH   SOLE   7,012 0 0
MICROSOFT CORP COM 594918104 578 7,753 SH   SOLE   6,549 0 1,204
WISDOMTREE TR US SMALLCAP DIVD 97717W604 8,676 103,251 SH   SOLE   99,095 0 4,156
LEIDOS HLDGS INC COM 525327102 234 3,943 SH   SOLE   3,943 0 0
ALTRIA GROUP INC COM 02209S103 288 4,538 SH   SOLE   4,538 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 523 3,606 SH   SOLE   3,312 0 294
ISHARES TR GOV/CRED BD ETF 464288596 12,364 107,970 SH   SOLE   98,138 0 9,832
ISHARES TR US CR BD ETF 464288620 8,461 75,386 SH   SOLE   62,830 0 12,556
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 802 7,880 SH   SOLE   2,460 0 5,420
WELLS FARGO CO NEW COM 949746101 393 7,125 SH   SOLE   7,025 0 100
ORACLE CORP COM 68389X105 22,224 459,647 SH   SOLE   426,663 0 32,984
CLOROX CO DEL COM 189054109 4,728 35,843 SH   SOLE   34,348 0 1,495
COMCAST CORP NEW CL A 20030N101 216 5,604 SH   SOLE   5,054 0 550
ISHARES TR CORE 1 5 YR USD 46432F859 17,364 345,413 SH   SOLE   309,832 0 35,581
STARBUCKS CORP COM 855244109 234 4,351 SH   SOLE   4,181 0 170
FORTIVE CORP COM 34959J108 11,885 167,898 SH   SOLE   153,643 0 14,255
ISHARES TR 1 3 YR TREAS BD 464287457 283 3,346 SH   SOLE   1,404 0 1,942
ISHARES TR RUS 1000 ETF 464287622 4,949 35,378 SH   SOLE   23,694 0 11,684
AFLAC INC COM 001055102 21,894 269,004 SH   SOLE   250,572 0 18,432
ISHARES INC MSCI FRNTR100ETF 464286145 233 7,443 SH   SOLE   7,128 0 315
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,567 28,458 SH   SOLE   25,925 0 2,533
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,240 37,056 SH   SOLE   34,048 0 3,008
VISA INC COM CL A 92826C839 305 2,898 SH   SOLE   2,722 0 176
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,929 112,036 SH   SOLE   91,348 0 20,688
EXXON MOBIL CORP COM 30231G102 24,007 292,845 SH   SOLE   274,125 0 18,720
ISHARES TR MSCI USA ESG SLC 464288802 1,581 15,126 SH   SOLE   13,303 0 1,823
UNITEDHEALTH GROUP INC COM 91324P102 219 1,116 SH   SOLE   916 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24,616 134,280 SH   SOLE   125,554 0 8,726
ISHARES TR CORE HIGH DV ETF 46429B663 15,278 177,760 SH   SOLE   169,905 0 7,855
ISHARES TR MSCI KLD400 SOC 464288570 1,390 14,974 SH   SOLE   13,124 0 1,850
DANAHER CORP DEL COM 235851102 9,656 112,567 SH   SOLE   104,110 0 8,457
ABBOTT LABS COM 002824100 13,225 247,851 SH   SOLE   233,916 0 13,935
ISHARES TR CR 5 10 YR ETF 46435G417 12,865 258,858 SH   SOLE   234,219 0 24,639
SPDR SERIES TRUST S&P DIVID ETF 78464A763 66,210 724,951 SH   SOLE   670,778 0 54,173
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 326 6,507 SH   SOLE   6,149 0 358
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 437 6,611 SH   SOLE   6,226 0 385
MASTERCARD INCORPORATED CL A 57636Q104 25,188 178,388 SH   SOLE   166,733 0 11,655
AT&T INC COM 00206R102 13,258 338,465 SH   SOLE   310,518 0 27,947
ISHARES TR FLTG RATE NT ETF 46429B655 20,950 411,269 SH   SOLE   369,747 0 41,522
ISHARES TR CORE US AGGBD ET 464287226 123,546 1,127,344 SH   SOLE   1,027,443 0 99,900
LOCKHEED MARTIN CORP COM 539830109 6,363 20,506 SH   SOLE   18,630 0 1,876
CVB FINL CORP COM 126600105 378 15,643 SH   SOLE   15,643 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 4,178 39,138 SH   SOLE   27,567 0 11,571
ROSS STORES INC COM 778296103 7,367 114,089 SH   SOLE   104,736 0 9,353
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,351 38,597 SH   SOLE   34,552 0 4,045
ISHARES U S ETF TR INT RT HD 10YR 46431W812 1,557 60,472 SH   SOLE   19,472 0 41,000
RITE AID CORP COM 767754104 131 67,000 SH   SOLE   67,000 0 0
ISHARES TR CORE S&P SCP ETF 464287804 53,006 714,178 SH   SOLE   645,348 0 68,830
ISHARES TR CORE DIV GRWTH 46434V621 2,638 81,258 SH   SOLE   59,364 0 21,894
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,394 28,858 SH   SOLE   22,708 0 6,150
ANNALY CAP MGMT INC COM 035710409 163 13,392 SH   SOLE   4,892 0 8,500
INTEL CORP COM 458140100 516 13,546 SH   SOLE   13,435 0 111
DUKE ENERGY CORP NEW COM NEW 26441C204 350 4,168 SH   SOLE   4,168 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,132 8,486 SH   SOLE   7,770 0 716
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,135 76,599 SH   SOLE   56,503 0 20,096
COCA COLA CO COM 191216100 4,554 101,173 SH   SOLE   96,203 0 4,970
CERNER CORP COM 156782104 385 5,403 SH   SOLE   5,210 0 193
CAMPBELL SOUP CO COM 134429109 2,040 43,576 SH   SOLE   41,739 0 1,837
UNION PAC CORP COM 907818108 606 5,228 SH   SOLE   5,228 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 648 13,026 SH   SOLE   0 0 13,026
PIMCO ETF TR 1-5 US TIP IDX 72201R205 298 5,715 SH   SOLE   5,715 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 528 4,455 SH   SOLE   4,413 0 42
HONEYWELL INTL INC COM 438516106 348 2,457 SH   SOLE   1,945 0 512
CHEVRON CORP NEW COM 166764100 29,472 250,821 SH   SOLE   232,726 0 18,095
3M CO COM 88579Y101 443 2,109 SH   SOLE   2,109 0 0
ALPHABET INC CAP STK CL C 02079K107 771 804 SH   SOLE   705 0 99
PG&E CORP COM 69331C108 15,424 226,526 SH   SOLE   209,940 0 16,586
UNITED SECURITY BANCSHARES C COM 911460103 886 93,257 SH   SOLE   93,257 0 0
NUCOR CORP COM 670346105 320 5,712 SH   SOLE   5,712 0 0
ISHARES INC CORE MSCI EMKT 46434G103 38,231 707,711 SH   SOLE   650,910 0 56,801
BIOTIME INC COM 09066L105 1,679 591,245 SH   SOLE   0 0 591,245
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,069 115,910 SH   SOLE   89,163 0 26,747
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 353 8,140 SH   SOLE   7,342 0 798
VANGUARD INDEX FDS VALUE ETF 922908744 3,852 38,589 SH   SOLE   26,427 0 12,162
ISHARES TR MSCI ACWI EX US 464288240 218 4,501 SH   SOLE   0 0 4,501
STRYKER CORP COM 863667101 22,126 155,795 SH   SOLE   145,466 0 10,329
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 493 18,308 SH   SOLE   17,122 0 1,186
MCDONALDS CORP COM 580135101 284 1,811 SH   SOLE   1,570 0 241
GENERAL ELECTRIC CO COM 369604103 20,335 840,973 SH   SOLE   779,530 0 61,443
ISHARES TR S&P US PFD STK 464288687 4,083 105,210 SH   SOLE   99,552 0 5,658
BP PLC SPONSORED ADR 055622104 453 11,796 SH   SOLE   10,796 0 1,000
ENTERPRISE PRODS PARTNERS L COM 293792107 315 12,074 SH   SOLE   10,474 0 1,600
PFIZER INC COM 717081103 5,210 145,935 SH   SOLE   140,336 0 5,599
ISHARES TR 1 3 YR CR BD ETF 464288646 42,236 400,909 SH   SOLE   367,438 0 33,471
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,856 80,878 SH   SOLE   75,718 0 5,160
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 398 9,135 SH   SOLE   4,410 0 4,725
ISHARES TR CORE TOTAL USD 46434V613 26,043 509,889 SH   SOLE   468,873 0 41,016
VANGUARD INDEX FDS REIT ETF 922908553 4,148 49,919 SH   SOLE   47,034 0 2,885
ISHARES TR CORE S&P500 ETF 464287200 141,513 559,494 SH   SOLE   515,126 0 44,368
COLGATE PALMOLIVE CO COM 194162103 25,258 346,707 SH   SOLE   321,716 0 24,991
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 1,041 30,162 SH   SOLE   0 0 30,162
JPMORGAN CHASE & CO COM 46625H100 925 9,686 SH   SOLE   9,686 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 9,715 71,943 SH   SOLE   62,528 0 9,415
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 674 10,002 SH   SOLE   9,674 0 328
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,162 136,529 SH   SOLE   89,352 0 47,177
ABBVIE INC COM 00287Y109 31,355 352,858 SH   SOLE   329,186 0 23,672
APPLE INC COM 037833100 45,291 293,868 SH   SOLE   275,734 0 18,134
FACEBOOK INC CL A 30303M102 955 5,590 SH   SOLE   4,475 0 1,115
ISHARES TR SHORT TREAS BD 464288679 294 2,661 SH   SOLE   2,373 0 288
FIDELITY TOTAL BD ETF 316188309 1,046 20,793 SH   SOLE   0 0 20,793
VANGUARD INDEX FDS TOTAL STK MKT 922908769 216 1,671 SH   SOLE   1,291 0 380
COSTCO WHSL CORP NEW COM 22160K105 20,704 126,022 SH   SOLE   116,389 0 9,633
ISHARES TR MSCI EAFE ETF 464287465 25,936 378,743 SH   SOLE   338,633 0 40,110
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 648 21,144 SH   SOLE   0 0 21,144
ONCOCYTE CORPORATION COM 68235C107 224 29,656 SH   SOLE   0 0 29,656
PIMCO ETF TR INV GRD CRP BD 72201R817 1,044 9,904 SH   SOLE   0 0 9,904
ISHARES TR U.S. UTILITS ETF 464287697 35,791 269,285 SH   SOLE   246,601 0 22,684
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 511 3,515 SH   SOLE   0 0 272
BOEING CO COM 097023105 1,440 5,664 SH   SOLE   4,614 0 1,050
TJX COS INC NEW COM 872540109 12,326 167,171 SH   SOLE   155,346 0 11,825
VANGUARD INDEX FDS GROWTH ETF 922908736 57,666 434,398 SH   SOLE   394,423 0 39,975
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 4,367 78,539 SH   SOLE   61,243 0 17,296
MONSANTO CO NEW COM 61166W101 9,672 80,724 SH   SOLE   74,589 0 6,135
ISHARES TR 0-5 YR TIPS ETF 46429B747 43,706 435,402 SH   SOLE   396,739 0 38,663
ISHARES TR CORE S&P MCP ETF 464287507 33,320 186,250 SH   SOLE   167,095 0 19,155
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 1,107 19,182 SH   SOLE   1,546 0 17,636
PROCTER AND GAMBLE CO COM 742718109 4,827 53,052 SH   SOLE   50,889 0 2,163
ISHARES TR GLOB TELECOM ETF 464287275 5,937 98,322 SH   SOLE   94,245 0 4,077
ISHARES TR DOW JONES US ETF 464287846 335 2,655 SH   SOLE   2,655 0 0
QUALCOMM INC COM 747525103 10,009 193,070 SH   SOLE   180,606 0 12,464
CSX CORP COM 126408103 823 15,165 SH   SOLE   15,165 0 0
HOME DEPOT INC COM 437076102 349 2,134 SH   SOLE   1,913 0 221