The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
180 Degree Capital Corp COM 68235b109 18 10,146 SH   SOLE   10,146 0 0
3M Co COM 88579Y101 7,137 34,002 SH   SOLE   34,002 0 0
Abbott Laboratories COM 002824100 3,706 69,454 SH   SOLE   69,454 0 0
AbbVie Inc COM 00287y109 6,616 74,457 SH   SOLE   74,457 0 0
Activision Blizzard Inc COM 00507v109 1,931 29,940 SH   SOLE   29,940 0 0
Alaska Air Group Inc COM 011659109 1,316 17,260 SH   SOLE   17,260 0 0
Alibaba Group Holding Ltd COM 01609w102 2,460 14,241 SH   SOLE   14,241 0 0
Allergan PLC COM g0177j108 1,358 6,624 SH   SOLE   6,624 0 0
Alphabet Inc Class A COM 02079k305 4,658 4,784 SH   SOLE   4,784 0 0
Alphabet Inc Class C COM 02079k107 1,755 1,830 SH   SOLE   1,830 0 0
Altria Group Inc COM 02209S103 703 11,078 SH   SOLE   11,078 0 0
Amazon.com Inc COM 023135106 239 249 SH   SOLE   249 0 0
AMC Networks Inc COM 00164v103 629 10,760 SH   SOLE   10,760 0 0
American Tower Corp COM 03027x100 2,067 15,120 SH   SOLE   15,120 0 0
AMN Healthcare Services COM 001744101 1,616 35,370 SH   SOLE   35,370 0 0
Apple Computer Inc COM 037833100 7,584 49,210 SH   SOLE   49,210 0 0
Applied Materials Inc COM 038222105 358 6,876 SH   SOLE   6,876 0 0
Arconic Inc COM 03965l100 800 32,166 SH   SOLE   32,166 0 0
Ashland Global Holdings Inc COM 044186104 1,767 27,028 SH   SOLE   27,028 0 0
AT&T Corp COM 00206R102 432 11,032 SH   SOLE   11,032 0 0
Automatic Data Processing Inc COM 053015103 909 8,319 SH   SOLE   8,319 0 0
Avadel Pharmaceuticals plc ADR COM 05337m104 176 16,804 SH   SOLE   16,804 0 0
Avery Dennison Corp COM 053611109 614 6,247 SH   SOLE   6,247 0 0
Ballard Power Systems Inc COM 058586108 341 72,790 SH   SOLE   72,790 0 0
Berkshire Hathaway Inc CL B COM 084670702 2,011 10,968 SH   SOLE   10,968 0 0
Boeing Co COM 097023105 2,407 9,470 SH   SOLE   9,470 0 0
Bristol-Myers Squibb Co COM 110122108 1,905 29,888 SH   SOLE   29,888 0 0
C.R. Bard Inc COM 067383109 1,423 4,439 SH   SOLE   4,439 0 0
CBS Corp COM 124857202 1,376 23,727 SH   SOLE   23,727 0 0
CDK Global Inc COM 12508e101 277 4,398 SH   SOLE   4,398 0 0
Celgene Corp COM 151020104 2,748 18,846 SH   SOLE   18,846 0 0
Charles Schwab Corp COM 808513105 1,836 41,968 SH   SOLE   41,968 0 0
Check Point Software Technolog COM m22465104 2,928 25,684 SH   SOLE   25,684 0 0
Chevron Corp COM 166764100 1,394 11,864 SH   SOLE   11,864 0 0
Citigroup Inc COM 172967424 2,341 32,182 SH   SOLE   32,182 0 0
City Holding Company COM 177835105 647 9,000 SH   SOLE   9,000 0 0
Coca Cola Co COM 191216100 3,652 81,147 SH   SOLE   81,147 0 0
Columbia Emerging Markets Cons COM 19762b509 1,752 63,599 SH   SOLE   63,599 0 0
Constellation Brands Inc COM 21036p108 1,255 6,291 SH   SOLE   6,291 0 0
Costco Wholesale Corp COM 22160k105 790 4,807 SH   SOLE   4,807 0 0
Danaher Corp COM 235851102 1,653 19,272 SH   SOLE   19,272 0 0
Darden Restaurants Inc COM 237194105 1,088 13,808 SH   SOLE   13,808 0 0
Discover Financial Services COM 254709108 1,453 22,528 SH   SOLE   22,528 0 0
Dollar General Corp COM 256677105 1,239 15,289 SH   SOLE   15,289 0 0
East West Bancorp COM 27579r104 1,414 23,646 SH   SOLE   23,646 0 0
Emcore Corp COM 290846203 239 29,121 SH   SOLE   29,121 0 0
Emerson Electric Co COM 291011104 3,413 54,314 SH   SOLE   54,314 0 0
Energy Select Sector SPDR Fund COM 81369y506 276 4,034 SH   SOLE   4,034 0 0
Exxon Mobil Corp COM 30231g102 3,091 37,700 SH   SOLE   37,700 0 0
Facebook Inc COM 30303m102 4,546 26,603 SH   SOLE   26,603 0 0
FedEx Corp COM 31428x106 2,376 10,534 SH   SOLE   10,534 0 0
Financial Select Sector SPDR F COM 81369y605 1,084 41,907 SH   SOLE   41,907 0 0
First Trust Mid Cap Core Alpha COM 33735b108 7,072 114,305 SH   SOLE   114,305 0 0
Fiserv Inc COM 337738108 290 2,247 SH   SOLE   2,247 0 0
Fortive Corp COM 34959j108 753 10,632 SH   SOLE   10,632 0 0
General Dynamics Corp COM 369550108 898 4,370 SH   SOLE   4,370 0 0
General Electric COM 369604103 701 28,983 SH   SOLE   28,983 0 0
GlaxoSmithKline PLC COM 37733W105 838 20,631 SH   SOLE   20,631 0 0
Global Payments Inc COM 37940x102 785 8,257 SH   SOLE   8,257 0 0
Goldman Sachs Group COM 38141g104 1,246 5,251 SH   SOLE   5,251 0 0
Guggenheim S&P 500 Pure Growth COM 78355w403 9,773 97,707 SH   SOLE   97,707 0 0
Guggenheim S&P 500 Pure Value COM 78355w304 25,918 421,295 SH   SOLE   421,295 0 0
Guggenheim S&P Equal Weight Te COM 78355w817 3,934 29,133 SH   SOLE   29,133 0 0
Guggenheim S&P Midcap 400 Pure COM 78355w502 3,718 57,475 SH   SOLE   57,475 0 0
Halliburton Co COM 406216101 738 16,037 SH   SOLE   16,037 0 0
Harris Corp COM 413875105 270 2,047 SH   SOLE   2,047 0 0
HCA Holdings Inc COM 40412c101 1,212 15,228 SH   SOLE   15,228 0 0
Health Care Select Sector SPDR COM 81369y209 816 9,979 SH   SOLE   9,979 0 0
Hess Corp COM 42809h107 654 13,953 SH   SOLE   13,953 0 0
Home Depot Inc COM 437076102 3,316 20,272 SH   SOLE   20,272 0 0
Honeywell Int'l Inc COM 438516106 1,421 10,025 SH   SOLE   10,025 0 0
Industrial Select Sector SPDR COM 81369y704 820 11,551 SH   SOLE   11,551 0 0
International Business Machine COM 459200101 426 2,933 SH   SOLE   2,933 0 0
iShares Currency Hedged MSCI E COM 46434v639 455 15,108 SH   SOLE   15,108 0 0
iShares Currency Hedged MSCI E COM 46434v803 912 31,505 SH   SOLE   31,505 0 0
iShares DJ US Health Care Prov COM 464288828 1,362 9,216 SH   SOLE   9,216 0 0
iShares DJ US Oil Equipment & COM 464288844 1,024 28,967 SH   SOLE   28,967 0 0
iShares Dow Jones US Technolog COM 464287721 1,516 10,114 SH   SOLE   10,114 0 0
iShares MSCI EAFE Value Index COM 464288877 1,241 22,736 SH   SOLE   22,736 0 0
iShares Russell 1000 Value Ind COM 464287598 269 2,266 SH   SOLE   2,266 0 0
iShares S&P 500 Growth Index F COM 464287309 370 2,581 SH   SOLE   2,581 0 0
iShares S&P 500 Index Fund ETF COM 464287200 5,138 20,313 SH   SOLE   20,313 0 0
iShares S&P 500 Value Index ET COM 464287408 380 3,518 SH   SOLE   3,518 0 0
iShares S&P MidCap 400 Index F COM 464287507 2,089 11,677 SH   SOLE   11,677 0 0
iShares S&P SmallCap 600 Index COM 464287804 7,998 107,766 SH   SOLE   107,766 0 0
Jazz Pharmaceuticals Plc COM g50871105 1,284 8,778 SH   SOLE   8,778 0 0
Johnson & Johnson COM 478160104 16,832 129,465 SH   SOLE   129,465 0 0
JPMorgan Chase & Co COM 46625h100 1,618 16,944 SH   SOLE   16,944 0 0
Laboratory Corp of America Hol COM 50540r409 1,517 10,051 SH   SOLE   10,051 0 0
Layne Christensen Co COM 521050104 259 20,605 SH   SOLE   20,605 0 0
Lowe's Companies Inc COM 548661107 2,810 35,146 SH   SOLE   35,146 0 0
Marathon Petroleum Corporation COM 56585a102 1,552 27,681 SH   SOLE   27,681 0 0
MasterCard Inc COM 57636q104 2,925 20,715 SH   SOLE   20,715 0 0
Materials Select Sector SPDR F COM 81369y100 1,851 32,584 SH   SOLE   32,584 0 0
McDonalds Corp COM 580135101 228 1,457 SH   SOLE   1,457 0 0
Medtronic PLC COM g5960l103 1,300 16,721 SH   SOLE   16,721 0 0
Merck & Co COM 58933y105 309 4,823 SH   SOLE   4,823 0 0
Microsoft Corp COM 594918104 4,238 56,895 SH   SOLE   56,895 0 0
Nanometrics Inc COM 630077105 269 9,323 SH   SOLE   9,323 0 0
NanoViricides Inc COM 630087203 13 11,409 SH   SOLE   11,409 0 0
Newell Brands Inc COM 651229106 916 21,476 SH   SOLE   21,476 0 0
Nike Inc COM 654106103 1,223 23,586 SH   SOLE   23,586 0 0
Nokia Corp ADR COM 654902204 65 10,880 SH   SOLE   10,880 0 0
Norfolk Southern Corp COM 655844108 874 6,612 SH   SOLE   6,612 0 0
Novavax Inc COM 670002104 15 12,783 SH   SOLE   12,783 0 0
Oracle Corp COM 68389x105 247 5,116 SH   SOLE   5,116 0 0
O'Shares FTSE Asia Pacific Qua COM 351680822 2,565 88,594 SH   SOLE   88,594 0 0
PayPal Holdings Inc COM 70450y103 3,540 55,281 SH   SOLE   55,281 0 0
Peapack-Gladstone Financial Co COM 704699107 2,472 73,279 SH   SOLE   73,279 0 0
PepsiCo Inc COM 713448108 226 2,026 SH   SOLE   2,026 0 0
Pfizer Inc COM 717081103 3,386 94,840 SH   SOLE   94,840 0 0
Philip Morris Int'l Inc Com COM 718172109 2,875 25,895 SH   SOLE   25,895 0 0
Powershares Dynamic Large Cap COM 73935x708 14,455 386,910 SH   SOLE   386,910 0 0
Powershares Dynamic Small Cap COM 73935x864 1,250 41,306 SH   SOLE   41,306 0 0
PowerShares FTSE RAFI DvMkt ex COM 73936t771 2,778 84,657 SH   SOLE   84,657 0 0
Priceline.com Inc COM 741503403 1,704 931 SH   SOLE   931 0 0
Procter & Gamble Co COM 742718109 8,703 95,654 SH   SOLE   95,654 0 0
Provident Financial Services COM 74386t105 410 15,360 SH   SOLE   15,360 0 0
Public Service Enterprise Grou COM 744573106 236 5,113 SH   SOLE   5,113 0 0
Royal Caribbean Cruise COM V7780T103 1,309 11,042 SH   SOLE   11,042 0 0
Schlumberger Ltd COM 806857108 4,130 59,202 SH   SOLE   59,202 0 0
Schwab International Equity ET COM 808524805 4,976 148,661 SH   SOLE   148,661 0 0
Schwab US Large Cap Growth ETF COM 808524300 3,236 48,975 SH   SOLE   48,975 0 0
Schwab US Large Cap Value ETF COM 808524409 3,253 62,769 SH   SOLE   62,769 0 0
Schwab US Large-Cap ETF COM 808524201 3,848 64,085 SH   SOLE   64,085 0 0
Schwab US Mid Cap ETF COM 808524508 2,646 52,797 SH   SOLE   52,797 0 0
Schwab US Small-Cap ETF COM 808524607 1,275 18,930 SH   SOLE   18,930 0 0
Sherwin-Williams Company COM 824348106 1,155 3,227 SH   SOLE   3,227 0 0
SPDR Gold Trust ETF COM 78463v107 231 1,902 SH   SOLE   1,902 0 0
SPDR S&P 400 Mid Cap Growth ET COM 78464a821 877 5,949 SH   SOLE   5,949 0 0
SPDR S&P 400 Mid Cap Value ETF COM 78464a839 1,152 11,630 SH   SOLE   11,630 0 0
SPDR S&P 500 ETF COM 78462f103 26,725 106,378 SH   SOLE   106,378 0 0
SPDR S&P Biotech ETF COM 78464a870 3,130 36,150 SH   SOLE   36,150 0 0
SPDR S&P International Small C COM 78463x871 1,258 35,915 SH   SOLE   35,915 0 0
SurModics Inc COM 868873100 208 6,712 SH   SOLE   6,712 0 0
TD Ameritrade Holding Corp COM 87236y108 1,859 38,093 SH   SOLE   38,093 0 0
The Hain Celestial Group Inc COM 405217100 1,046 25,431 SH   SOLE   25,431 0 0
The Scotts Miracle-Gro Company COM 810186106 632 6,493 SH   SOLE   6,493 0 0
The TJX Companies Inc COM 872540109 687 9,318 SH   SOLE   9,318 0 0
The Walt Disney Co COM 254687106 2,062 20,919 SH   SOLE   20,919 0 0
Toll Brothers Inc COM 889478103 2,098 50,579 SH   SOLE   50,579 0 0
Toronto-Dominion Bank COM 891160509 343 6,100 SH   SOLE   6,100 0 0
Union Pacific Corp COM 907818108 1,881 16,220 SH   SOLE   16,220 0 0
Universal Display Corp COM 91347p105 706 5,481 SH   SOLE   5,481 0 0
Valley National Bancorp COM 919794107 380 31,533 SH   SOLE   31,533 0 0
Vanguard 500 ETF COM 922908363 8,284 35,898 SH   SOLE   35,898 0 0
Vanguard Consumer Discretionar COM 92204a108 710 4,956 SH   SOLE   4,956 0 0
Vanguard Consumer Staples ETF COM 92204a207 2,406 17,366 SH   SOLE   17,366 0 0
Vanguard Financials ETF COM 92204A405 1,221 18,677 SH   SOLE   18,677 0 0
Vanguard FTSE All-World Ex-US COM 922042775 699 13,263 SH   SOLE   13,263 0 0
Vanguard FTSE European ETF COM 922042874 3,247 55,673 SH   SOLE   55,673 0 0
Vanguard FTSE World ex-US Smal COM 922042718 1,718 14,951 SH   SOLE   14,951 0 0
Vanguard Growth ETF COM 922908736 17,116 128,931 SH   SOLE   128,931 0 0
Vanguard High Dividend Yield E COM 921946406 441 5,441 SH   SOLE   5,441 0 0
Vanguard Info Technology Index COM 92204a702 552 3,630 SH   SOLE   3,630 0 0
Vanguard Materials ETF COM 92204A801 1,174 9,134 SH   SOLE   9,134 0 0
Vanguard Mid-Cap ETF COM 922908629 214 1,457 SH   SOLE   1,457 0 0
Vanguard Mid-Cap Growth ETF COM 922908538 8,586 70,525 SH   SOLE   70,525 0 0
Vanguard Mid-Cap Value ETF COM 922908512 25,171 238,272 SH   SOLE   238,272 0 0
Vanguard Russell 1000 Value ET COM 92206c714 23,396 225,783 SH   SOLE   225,783 0 0
Vanguard Small-Cap ETF COM 922908751 8,934 63,215 SH   SOLE   63,215 0 0
Vanguard Small-Cap Value ETF COM 922908611 1,673 13,093 SH   SOLE   13,093 0 0
Vanguard Total World Stock ETF COM 922042742 339 4,800 SH   SOLE   4,800 0 0
Vanguard Value ETF COM 922908744 15,822 158,507 SH   SOLE   158,507 0 0
Verizon Communications COM 92343v104 363 7,331 SH   SOLE   7,331 0 0
Visa Inc COM 92826c839 3,075 29,223 SH   SOLE   29,223 0 0
Vodafone Group PLC COM 92857w308 283 9,958 SH   SOLE   9,958 0 0
Walgreens Boots Alliance Inc COM 931427108 7,000 90,650 SH   SOLE   90,650 0 0
Whirlpool Corp COM 963320106 1,916 10,390 SH   SOLE   10,390 0 0
WisdomTree Europe Hedged Equit COM 97717x701 10,654 164,663 SH   SOLE   164,663 0 0
WisdomTree Intl. Hedged Divide COM 97717x594 1,054 34,380 SH   SOLE   34,380 0 0
WisdomTree Intl. MidCap Divide COM 97717w778 862 12,992 SH   SOLE   12,992 0 0
WisdomTree Intl. SmallCap Divi COM 97717w760 865 11,693 SH   SOLE   11,693 0 0
WisdomTree Japan Hedged Equity COM 97717w851 3,156 57,702 SH   SOLE   57,702 0 0
Wyndham Worldwide Corp COM 98310w108 2,463 23,365 SH   SOLE   23,365 0 0