The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 1,573 14,680 SH   SOLE NONE 0 0 14,680
ISHARES TR RUS 1000 GRW ETF 464287614 315 2,516 SH   SOLE NONE 0 0 2,516
UNION BANKSHARES INC COM 905400107 208 4,291 SH   SOLE NONE 0 0 4,291
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 717 16,240 SH   SOLE NONE 0 0 16,240
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,506 81,418 SH   SOLE NONE 0 0 81,418
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 37,234 755,709 SH   SOLE NONE 0 0 755,709
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 7,744 94,489 SH   SOLE NONE 0 0 94,489
VANGUARD INDEX FDS SML CP GRW ETF 922908595 584 3,828 SH   SOLE NONE 0 0 3,828
ISHARES TR CORE MSCI EAFE 46432F842 453 7,066 SH   SOLE NONE 0 0 7,066
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 578 24,031 SH   SOLE NONE 0 0 24,031
ISHARES TR RUS 1000 ETF 464287622 246 1,761 SH   SOLE NONE 0 0 1,761
EXXON MOBIL CORP COM 30231G102 721 8,793 SH   SOLE NONE 0 0 8,793
ISHARES TR MSCI USA ESG SLC 464288802 224 2,146 SH   SOLE NONE 0 0 2,146
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 943 7,747 SH   SOLE NONE 0 0 7,747
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 271 3,346 SH   SOLE NONE 0 0 3,346
ISHARES TR RUS 1000 VAL ETF 464287598 363 3,063 SH   SOLE NONE 0 0 3,063
WISDOMTREE TR EMER MKT HIGH FD 97717W315 5,191 120,726 SH   SOLE NONE 0 0 120,726
ISHARES TR CORE MSCI EURO 46434V738 220 4,427 SH   SOLE NONE 0 0 4,427
ISHARES TR RUS 2000 VAL ETF 464287630 287 2,313 SH   SOLE NONE 0 0 2,313
ISHARES INC CORE MSCI EMKT 46434G103 1,494 27,661 SH   SOLE NONE 0 0 27,661
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,297 720,960 SH   SOLE NONE 0 0 720,960
VANGUARD INDEX FDS VALUE ETF 922908744 345 3,460 SH   SOLE NONE 0 0 3,460
VANGUARD INDEX FDS SM CP VAL ETF 922908611 749 5,862 SH   SOLE NONE 0 0 5,862
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 10,331 177,109 SH   SOLE NONE 0 0 177,109
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36,825 845,184 SH   SOLE NONE 0 0 845,184
VANGUARD INDEX FDS REIT ETF 922908553 427 5,133 SH   SOLE NONE 0 0 5,133
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,352 56,466 SH   SOLE NONE 0 0 56,466
ISHARES TR CORE S&P500 ETF 464287200 49,658 196,330 SH   SOLE NONE 0 0 196,330
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 232 2,193 SH   SOLE NONE 0 0 2,193
BOEING CO COM 097023105 563 2,213 SH   SOLE NONE 0 0 2,213
VANGUARD INDEX FDS GROWTH ETF 922908736 410 3,088 SH   SOLE NONE 0 0 3,088
PROCTER AND GAMBLE CO COM 742718109 368 4,048 SH   SOLE NONE 0 0 4,048
WISDOMTREE TR INTL EQUITY FD 97717W703 208 3,826 SH   SOLE NONE 0 0 3,826