The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories cs 002824100 96 1,980 SH   SOLE   0 0 1,980
AbbVie Inc cs 00287y109 389 5,370 SH   SOLE   0 0 5,370
Alphabet Inc Cap Stock Cl C cs 02079k107 3,718 4,091 SH   SOLE   0 0 4,091
Altria Group Inc cs 02209s103 66 890 SH   SOLE   0 0 890
Amazon.com Inc cs 023135106 136 140 SH   SOLE   0 0 140
American Intl Group Inc cs 026874784 5,714 91,397 SH   SOLE   0 0 91,397
Apple Inc cs 037833100 5,386 37,400 SH   SOLE   0 0 37,400
AT&T Inc cs 00206r102 281 7,440 SH   SOLE   0 0 7,440
Baxter Intl Inc cs 071813109 4,848 80,073 SH   SOLE   0 0 80,073
BCE Inc cs 05534b760 2,257 50,117 SH   SOLE   0 0 50,117
Biogen Inc cs 09062x103 4,494 16,562 SH   SOLE   0 0 16,562
Bioverativ Inc cs 09075e100 491 8,155 SH   SOLE   0 0 8,155
Bristol-Myers Squibb Co cs 110122108 3,745 67,209 SH   SOLE   0 0 67,209
Brookfield Asset Mgmt Inc Cl A cs 112585104 3,869 98,680 SH   SOLE   0 0 98,680
Canadian Imperial Bank Comm To cs 136069101 5,236 64,518 SH   SOLE   0 0 64,518
Chevron Corp cs 166764100 192 1,840 SH   SOLE   0 0 1,840
Cigna Corporation cs 125509109 2,504 14,960 SH   SOLE   0 0 14,960
Cisco Systems Inc cs 17275r102 227 7,259 SH   SOLE   0 0 7,259
Coca-Cola Co cs 191216100 90 2,000 SH   SOLE   0 0 2,000
Community Bank Systems Inc cs 203607106 316 5,667 SH   SOLE   0 0 5,667
Consolidated Edison Inc cs 209115104 95 1,179 SH   SOLE   0 0 1,179
CVS Health Corp cs 126650100 3,498 43,471 SH   SOLE   0 0 43,471
Danaher Corp cs 235851102 3,406 40,356 SH   SOLE   0 0 40,356
Deere & Co cs 244199105 3,318 26,847 SH   SOLE   0 0 26,847
Deutsche Bank AG Namen AKT cs d18190898 2,372 133,310 SH   SOLE   0 0 133,310
Disney Walt Co Disney cs 254687106 253 2,385 SH   SOLE   0 0 2,385
Dominion Resources Inc VA New cs 25746u109 258 3,366 SH   SOLE   0 0 3,366
Eaton Corp PLC cs g29183103 474 6,095 SH   SOLE   0 0 6,095
Emerson Electric Co cs 291011104 2,511 42,125 SH   SOLE   0 0 42,125
Exxon Mobil Corp cs 30231g102 1,392 17,247 SH   SOLE   0 0 17,247
Fortive Corp cs 34959j108 1,134 17,897 SH   SOLE   0 0 17,897
Frontier Communications Corp cs 35906a108 34 29,174 SH   SOLE   0 0 29,174
General Dynamics Corp cs 369550108 322 1,625 SH   SOLE   0 0 1,625
General Electric Co cs 369604103 212 7,867 SH   SOLE   0 0 7,867
General Mills Inc cs 370334104 45 806 SH   SOLE   0 0 806
Gilead Sciences Inc cs 375558103 3,552 50,190 SH   SOLE   0 0 50,190
Intel Corp cs 458140100 4,240 125,662 SH   SOLE   0 0 125,662
Intl Business Machines cs 459200101 2,695 17,516 SH   SOLE   0 0 17,516
Johnson & Johnson cs 478160104 387 2,923 SH   SOLE   0 0 2,923
Kroger Co cs 501044101 233 10,000 SH   SOLE   0 0 10,000
LyondellBasell Industries NV A cs n53745100 2,702 32,020 SH   SOLE   0 0 32,020
Maiden Holdings Ltd 6.625 Nt 2 cs 560292302 164 6,300 SH   SOLE   0 0 6,300
MasterCard Incorporated Cl A cs 57636q104 109 900 SH   SOLE   0 0 900
McDonalds Corp cs 580135101 282 1,843 SH   SOLE   0 0 1,843
Medtronic PLC cs g5960l103 1,529 17,233 SH   SOLE   0 0 17,233
Merck & Co Inc cs 58933y105 159 2,476 SH   SOLE   0 0 2,476
Michael Kors Holdings Ltd cs g60754101 3,232 89,145 SH   SOLE   0 0 89,145
Microsoft Corp cs 594918104 802 11,634 SH   SOLE   0 0 11,634
Mondelez Intl Inc Cl A cs 609207105 5,925 137,179 SH   SOLE   0 0 137,179
Morgan Stanley cs 617446448 5,297 118,865 SH   SOLE   0 0 118,865
Nextera Energy Inc cs 65339f101 25 175 SH   SOLE   0 0 175
NXP Semiconductors NV cs n6596x109 6,039 55,180 SH   SOLE   0 0 55,180
Oracle Corp cs 68389x105 626 12,490 SH   SOLE   0 0 12,490
PepsiCo Inc cs 713448108 329 2,845 SH   SOLE   0 0 2,845
Pfizer Inc cs 717081103 155 4,626 SH   SOLE   0 0 4,626
Philip Morris Intl Inc cs 718172109 91 774 SH   SOLE   0 0 774
Procter And Gamble Co cs 742718109 227 2,607 SH   SOLE   0 0 2,607
Qualcomm Inc cs 747525103 3,246 58,780 SH   SOLE   0 0 58,780
Schlumberger Ltd cs 806857108 379 5,760 SH   SOLE   0 0 5,760
Sherwin Williams Co cs 824348106 875 2,494 SH   SOLE   0 0 2,494
Stryker Corp cs 863667101 104 750 SH   SOLE   0 0 750
TE Connectivity Ltd Reg cs h84989104 4,819 61,248 SH   SOLE   0 0 61,248
Time Warner Inc cs 887317303 4,916 48,959 SH   SOLE   0 0 48,959
TransCanada Corp cs 89353d107 3,552 74,507 SH   SOLE   0 0 74,507
Tupperware Brands Corp cs 899896104 4,288 61,060 SH   SOLE   0 0 61,060
United Technologies Corp cs 913017109 5,259 43,064 SH   SOLE   0 0 43,064
Verizon Communications Inc cs 92343v104 217 4,862 SH   SOLE   0 0 4,862
Vertical Computer Systems Inc cs 92532r203 0 20,000 SH   SOLE   0 0 20,000
VF Corp cs 918204108 850 14,762 SH   SOLE   0 0 14,762
Visa Inc Cl A cs 92826c839 1,411 15,050 SH   SOLE   0 0 15,050
Wyndham Worldwide Corp cs 98310w108 3,463 34,485 SH   SOLE   0 0 34,485
Allergan PLC Conv Pfd Ser A cp g0177j116 1,628 1,882 SH   SOLE   0 0 1,882
Stericycle Income Dep Pfd A 1/ cp 858912207 1,436 22,650 SH   SOLE   0 0 22,650
BP PLC Sp ADR ad 055622104 3,208 92,583 SH   SOLE   0 0 92,583
National Grid PLC Sp ADR Ne ad 636274409 128 2,037 SH   SOLE   0 0 2,037
Novo-Nordisk AS ADR ad 670100205 1,042 24,299 SH   SOLE   0 0 24,299
iShares MSCI EAFE ETF ui 464287465 2,990 45,860 SH   SOLE   0 0 45,860
iShares MSCI Emerg Mkt ETF ui 464287234 988 23,862 SH   SOLE   0 0 23,862
iShares Russell 1000 Growth ET ui 464287614 243 2,040 SH   SOLE   0 0 2,040
iShares Russell 1000 Val ETF ui 464287598 74 635 SH   SOLE   0 0 635
iShares Russell 2000 ETF ui 464287655 3,854 27,352 SH   SOLE   0 0 27,352
Rayonier Inc re 754907103 3,231 112,292 SH   SOLE   0 0 112,292