The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 3,827 86,181 SH   SOLE   86,181 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,218 26,462 SH   SOLE   26,462 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,466 33,852 SH   SOLE   33,852 0 0
AFLAC INC COM 001055102 3,536 48,829 SH   SOLE   48,829 0 0
ISHARES TR CORE US AGGBD ET 464287226 42,538 392,095 SH   SOLE   392,095 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 4,985 168,645 SH   SOLE   168,645 0 0
AIR PRODS & CHEMS INC COM 009158106 2,199 16,251 SH   SOLE   16,251 0 0
BB&T CORP COM 054937107 3,335 74,608 SH   SOLE   74,608 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 12,775 152,787 SH   SOLE   152,787 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 19,566 217,298 SH   SOLE   217,298 0 0
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 9,443 165,311 SH   SOLE   165,311 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 58,112 728,952 SH   SOLE   728,952 0 0
ISHARES TR INTERM CR BD ETF 464288638 4,823 44,265 SH   SOLE   44,265 0 0
ISHARES 10+ YR CR BD ETF 464289511 3,603 60,821 SH   SOLE   60,821 0 0
CME GROUP INC COM 12572Q105 2,320 19,526 SH   SOLE   19,526 0 0
CENTERPOINT ENERGY INC COM 15189T107 2,534 91,912 SH   SOLE   91,912 0 0
CISCO SYS INC COM 17275R102 1,172 34,667 SH   SOLE   34,667 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 8,452 80,318 SH   SOLE   80,318 0 0
CHEVRON CORP NEW COM 166764100 3,378 31,463 SH   SOLE   31,463 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 21,848 640,530 SH   SOLE   640,530 0 0
DOMINION RES INC VA NEW COM 25746U109 1,203 15,512 SH   SOLE   15,512 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 39,949 193,608 SH   SOLE   193,608 0 0
DOW CHEM CO COM 260543103 1,168 18,388 SH   SOLE   18,388 0 0
EMERSON ELEC CO COM 291011104 3,572 59,669 SH   SOLE   59,669 0 0
EVERSOURCE ENERGY COM 30040W108 3,611 61,438 SH   SOLE   61,438 0 0
ENTERGY CORP NEW COM 29364G103 2,403 31,630 SH   SOLE   31,630 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 2,144 184,182 SH   SOLE   184,182 0 0
FIFTH THIRD BANCORP COM 316773100 1,142 44,955 SH   SOLE   44,955 0 0
GENERAL ELECTRIC CO COM 369604103 3,480 116,776 SH   SOLE   116,776 0 0
GENERAL MLS INC COM 370334104 3,310 56,090 SH   SOLE   56,090 0 0
GENUINE PARTS CO COM 372460105 3,340 36,146 SH   SOLE   36,146 0 0
GARMIN LTD SHS H2906T109 1,152 22,542 SH   SOLE   22,542 0 0
SPDR INDEX SHS FDS S&P WRLD EX US 78463X889 17,862 644,148 SH   SOLE   644,148 0 0
GRAINGER W W INC COM 384802104 1,142 4,905 SH   SOLE   4,905 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 7,302 231,652 SH   SOLE   231,652 0 0
HCP INC COM 40414L109 2,448 78,256 SH   SOLE   78,256 0 0
ISHARES TR HDG MSCI EAFE 46434V803 15,961 579,968 SH   SOLE   579,968 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X186 7,359 190,838 SH   SOLE   190,838 0 0
HARRIS CORP DEL COM 413875105 3,666 32,949 SH   SOLE   32,949 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,549 20,380 SH   SOLE   20,380 0 0
ISHARES TR 7-10YR TR BD ETF 464287440 6,410 60,710 SH   SOLE   60,710 0 0
ISHARES TR CORE MSCI EAFE 46432F842 247,112 4,264,220 SH   SOLE   4,264,220 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 6,759 54,932 SH   SOLE   54,932 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,997 188,253 SH   SOLE   188,253 0 0
ISHARES TR CORE S&P MCP ETF 464287507 64,357 375,873 SH   SOLE   375,873 0 0
ISHARES TR CORE S&P SCP ETF 464287804 138,762 2,006,389 SH   SOLE   2,006,389 0 0
INTEL CORP COM 458140100 2,232 61,869 SH   SOLE   61,869 0 0
INTL PAPER CO COM 460146103 1,159 22,832 SH   SOLE   22,832 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 5,775 101,364 SH   SOLE   101,364 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 26,193 437,519 SH   SOLE   437,519 0 0
ISHARES TR CORE S&P TTL STK 464287150 6,160 114,019 SH   SOLE   114,019 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 4,720 138,307 SH   SOLE   138,307 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,589 27,091 SH   SOLE   27,091 0 0
ISHARES TR CORE S&P500 ETF 464287200 481,455 2,029,142 SH   SOLE   2,029,142 0 0
INVESCO LTD SHS G491BT108 2,409 78,656 SH   SOLE   78,656 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 36,616 266,339 SH   SOLE   266,339 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 18,859 159,608 SH   SOLE   159,608 0 0
ISHARES TR CORE MSCITOTAL 46432F834 56,651 1,034,727 SH   SOLE   1,034,727 0 0
JOHNSON & JOHNSON COM 478160104 3,663 29,409 SH   SOLE   29,409 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 7,322 198,264 SH   SOLE   198,264 0 0
JPMORGAN CHASE & CO COM 46625H100 2,358 26,840 SH   SOLE   26,840 0 0
KELLOGG CO COM 487836108 3,414 47,015 SH   SOLE   47,015 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 21,227 493,889 SH   SOLE   493,889 0 0
KIMBERLY CLARK CORP COM 494368103 2,593 19,697 SH   SOLE   19,697 0 0
COCA COLA CO COM 191216100 2,316 54,564 SH   SOLE   54,564 0 0
LILLY ELI & CO COM 532457108 3,794 45,107 SH   SOLE   45,107 0 0
LOCKHEED MARTIN CORP COM 539830109 3,607 13,480 SH   SOLE   13,480 0 0
ISHARES TR IBOXX INV CP ETF 464287242 36,692 311,183 SH   SOLE   311,183 0 0
SPDR SERIES TRUST BLOMBERG BRC COR 78464A367 20,291 505,249 SH   SOLE   505,249 0 0
MATTEL INC COM 577081102 2,222 86,752 SH   SOLE   86,752 0 0
ISHARES TR MBS ETF 464288588 35,220 330,553 SH   SOLE   330,553 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 5,669 215,401 SH   SOLE   215,401 0 0
MCDONALDS CORP COM 580135101 3,599 27,767 SH   SOLE   27,767 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 8,217 26,302 SH   SOLE   26,302 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 33,623 330,771 SH   SOLE   330,771 0 0
3M CO COM 88579Y101 2,491 13,022 SH   SOLE   13,022 0 0
ALTRIA GROUP INC COM 02209S103 2,395 33,536 SH   SOLE   33,536 0 0
MERCK & CO INC COM 58933Y105 3,599 56,634 SH   SOLE   56,634 0 0
MICROSOFT CORP COM 594918104 3,573 54,258 SH   SOLE   54,258 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,178 19,761 SH   SOLE   19,761 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 25,432 366,089 SH   SOLE   366,089 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2,124 33,521 SH   SOLE   33,521 0 0
PAYCHEX INC COM 704326107 2,223 37,747 SH   SOLE   37,747 0 0
PEPSICO INC COM 713448108 2,443 21,839 SH   SOLE   21,839 0 0
PFIZER INC COM 717081103 2,468 72,140 SH   SOLE   72,140 0 0
PROCTER AND GAMBLE CO COM 742718109 3,581 39,856 SH   SOLE   39,856 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 21,846 377,236 SH   SOLE   377,236 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 19,596 351,498 SH   SOLE   351,498 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 315,791 2,385,487 SH   SOLE   2,385,487 0 0
SCANA CORP NEW COM 80589M102 2,165 33,130 SH   SOLE   33,130 0 0
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 4,153 135,685 SH   SOLE   135,685 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 20,777 743,089 SH   SOLE   743,089 0 0
SCHLUMBERGER LTD COM 806857108 1,185 15,171 SH   SOLE   15,171 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 16,530 136,270 SH   SOLE   136,270 0 0
SPDR SERIES TRUST SPDR S&P 1000 ET 78464A847 91,916 1,009,050 SH   SOLE   1,009,050 0 0
SOUTHERN CO COM 842587107 3,473 69,773 SH   SOLE   69,773 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 745,391 3,161,921 SH   SOLE   3,161,921 0 0
SYSCO CORP COM 871829107 3,421 65,895 SH   SOLE   65,895 0 0
AT&T INC COM 00206R102 3,375 81,219 SH   SOLE   81,219 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 36,694 1,564,122 SH   SOLE   1,564,122 0 0
TARGET CORP COM 87612E106 1,961 35,534 SH   SOLE   35,534 0 0
ISHARES TR TIPS BD ETF 464287176 5,375 46,883 SH   SOLE   46,883 0 0
SPDR SERIES TRUST BLOOMBERG LNG TR 78464A664 4,243 60,834 SH   SOLE   60,834 0 0
US BANCORP DEL COM NEW 902973304 1,121 21,762 SH   SOLE   21,762 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,512 31,300 SH   SOLE   31,300 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 7,237 112,535 SH   SOLE   112,535 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 18,386 133,407 SH   SOLE   133,407 0 0
VALERO ENERGY CORP NEW COM 91913Y100 2,300 34,702 SH   SOLE   34,702 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 57,343 471,340 SH   SOLE   471,340 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,248 46,110 SH   SOLE   46,110 0 0
WELLS FARGO & CO NEW COM 949746101 3,409 61,253 SH   SOLE   61,253 0 0
WASTE MGMT INC DEL COM 94106L109 3,564 48,882 SH   SOLE   48,882 0 0
WAL-MART STORES INC COM 931142103 1,225 16,991 SH   SOLE   16,991 0 0
WEYERHAEUSER CO COM 962166104 1,213 35,699 SH   SOLE   35,699 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 53,793 1,009,058 SH   SOLE   1,009,058 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 18,551 339,882 SH   SOLE   339,882 0 0
EXXON MOBIL CORP COM 30231G102 2,219 27,055 SH   SOLE   27,055 0 0
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 19,354 516,944 SH   SOLE   516,944 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,243 7,145 SH Put SOLE   7,145 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06740Q252 1,026 5,628 SH Put SOLE   5,628 0 0