The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR U.S. UTILITS ETF 464287697 33,925 264,172 SH   SOLE   0 0 264,172
ISHARES TR CORE S&P MCP ETF 464287507 31,737 185,360 SH   SOLE   0 0 185,360
ISHARES TR S&P MC 400VL ETF 464287705 257 1,731 SH   SOLE   0 0 1,731
ISHARES TR CORE S&P SCP ETF 464287804 48,437 700,362 SH   SOLE   0 0 700,362
ISHARES TR CORE S&P500 ETF 464287200 140,932 593,971 SH   SOLE   0 0 593,971
ISHARES TR RUS 1000 ETF 464287622 2,731 20,811 SH   SOLE   0 0 20,811
ISHARES TR RUS 1000 VAL ETF 464287598 370 3,217 SH   SOLE   0 0 3,217
ISHARES TR RUS 1000 GRW ETF 464287614 490 4,305 SH   SOLE   0 0 4,305
ISHARES TR RUSSELL 2000 ETF 464287655 272 1,977 SH   SOLE   0 0 1,977
ISHARES TR DOW JONES US ETF 464287846 314 2,655 SH   SOLE   0 0 2,655
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,235 9,483 SH   SOLE   0 0 9,483
AGILENT TECHNOLOGIES INC COM 00846U101 211 4,000 SH   SOLE   0 0 4,000
AMAZON COM INC COM 023135106 1,764 1,990 SH   SOLE   0 0 1,990
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 22,453 134,708 SH   SOLE   0 0 134,708
BOEING CO COM 097023105 1,064 6,018 SH   SOLE   0 0 6,018
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 385 2,905 SH   SOLE   0 0 2,905
AMGEN INC COM 031162100 245 1,491 SH   SOLE   0 0 1,491
ABBOTT LABS COM 002824100 11,510 259,174 SH   SOLE   0 0 259,174
BP PLC SPONSORED ADR 055622104 313 9,053 SH   SOLE   0 0 9,053
ALTRIA GROUP INC COM 02209S103 283 3,958 SH   SOLE   0 0 3,958
INTEL CORP COM 458140100 1,213 33,629 SH   SOLE   0 0 33,629
ORACLE CORP COM 68389X105 20,634 462,543 SH   SOLE   0 0 462,543
QUALCOMM INC COM 747525103 9,409 164,098 SH   SOLE   0 0 164,098
DISNEY WALT CO COM DISNEY 254687106 21,053 185,669 SH   SOLE   0 0 185,669
HONEYWELL INTL INC COM 438516106 517 4,139 SH   SOLE   0 0 4,139
SEMPRA ENERGY COM 816851109 250 2,258 SH   SOLE   0 0 2,258
JOHNSON & JOHNSON COM 478160104 23,369 187,625 SH   SOLE   0 0 187,625
PFIZER INC COM 717081103 4,921 143,852 SH   SOLE   0 0 143,852
EDISON INTL COM 281020107 226 2,841 SH   SOLE   0 0 2,841
RITE AID CORP COM 767754104 285 67,000 SH   SOLE   0 0 67,000
ISHARES TR MSCI EAFE ETF 464287465 35,618 571,815 SH   SOLE   0 0 571,815
CHEVRON CORP NEW COM 166764100 26,441 246,258 SH   SOLE   0 0 246,258
MICROSOFT CORP COM 594918104 711 10,792 SH   SOLE   0 0 10,792
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3,584 135,615 SH   SOLE   0 0 135,615
AT&T INC COM 00206R102 13,055 314,204 SH   SOLE   0 0 314,204
CITIGROUP INC COM NEW 172967424 10,925 182,625 SH   SOLE   0 0 182,625
CISCO SYS INC COM 17275R102 437 12,918 SH   SOLE   0 0 12,918
INTERNATIONAL BUSINESS MACHS COM 459200101 706 4,053 SH   SOLE   0 0 4,053
COCA COLA CO COM 191216100 3,800 89,537 SH   SOLE   0 0 89,537
LOCKHEED MARTIN CORP COM 539830109 5,071 18,949 SH   SOLE   0 0 18,949
PEPSICO INC COM 713448108 3,976 35,542 SH   SOLE   0 0 35,542
PPG INDS INC COM 693506107 1,904 18,116 SH   SOLE   0 0 18,116
STRYKER CORP COM 863667101 20,869 158,519 SH   SOLE   0 0 158,519
VERIZON COMMUNICATIONS INC COM 92343V104 11,619 238,339 SH   SOLE   0 0 238,339
ISHARES TR GLOB TELECOM ETF 464287275 4,988 83,860 SH   SOLE   0 0 83,860
ISHARES TR U.S. TELECOM ETF 464287713 1,834 56,709 SH   SOLE   0 0 56,709
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 239 10,052 SH   SOLE   0 0 10,052
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,278 78,383 SH   SOLE   0 0 78,383
ISHARES TR N AMER TECH ETF 464287549 38,803 280,247 SH   SOLE   0 0 280,247
SCHWAB CHARLES CORP NEW COM 808513105 1,321 32,361 SH   SOLE   0 0 32,361
YAHOO INC COM 984332106 420 9,050 SH   SOLE   0 0 9,050
BANK AMER CORP COM 060505104 525 22,269 SH   SOLE   0 0 22,269
STARBUCKS CORP COM 855244109 242 4,146 SH   SOLE   0 0 4,146
EXXON MOBIL CORP COM 30231G102 22,236 271,139 SH   SOLE   0 0 271,139
AFLAC INC COM 001055102 19,667 271,564 SH   SOLE   0 0 271,564
UNION PAC CORP COM 907818108 554 5,228 SH   SOLE   0 0 5,228
UNILEVER PLC SPON ADR NEW 904767704 3,890 78,835 SH   SOLE   0 0 78,835
BAXTER INTL INC COM 071813109 10,764 207,559 SH   SOLE   0 0 207,559
COLGATE PALMOLIVE CO COM 194162103 11,718 160,110 SH   SOLE   0 0 160,110
COSTCO WHSL CORP NEW COM 22160K105 19,962 119,041 SH   SOLE   0 0 119,041
DANAHER CORP DEL COM 235851102 9,218 107,774 SH   SOLE   0 0 107,774
MERCK & CO INC COM 58933Y105 428 6,738 SH   SOLE   0 0 6,738
PROCTER AND GAMBLE CO COM 742718109 4,400 48,969 SH   SOLE   0 0 48,969
GENERAL ELECTRIC CO COM 369604103 21,876 734,077 SH   SOLE   0 0 734,077
KIMBERLY CLARK CORP COM 494368103 4,431 33,661 SH   SOLE   0 0 33,661
GILEAD SCIENCES INC COM 375558103 494 7,278 SH   SOLE   0 0 7,278
HOME DEPOT INC COM 437076102 515 3,506 SH   SOLE   0 0 3,506
MCDONALDS CORP COM 580135101 237 1,832 SH   SOLE   0 0 1,832
JPMORGAN CHASE & CO COM 46625H100 1,742 19,834 SH   SOLE   0 0 19,834
TJX COS INC NEW COM 872540109 12,748 161,206 SH   SOLE   0 0 161,206
HP INC COM 40434L105 279 15,603 SH   SOLE   0 0 15,603
WELLS FARGO & CO NEW COM 949746101 628 11,279 SH   SOLE   0 0 11,279
ISHARES TR 1-3 YR TR BD ETF 464287457 279 3,300 SH   SOLE   0 0 3,300
MONSANTO CO NEW COM 61166W101 8,936 78,939 SH   SOLE   0 0 78,939
3M CO COM 88579Y101 442 2,308 SH   SOLE   0 0 2,308
XILINX INC COM 983919101 448 7,731 SH   SOLE   0 0 7,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 973 8,017 SH   SOLE   0 0 8,017
DUKE ENERGY CORP NEW COM NEW 26441C204 467 5,689 SH   SOLE   0 0 5,689
CSX CORP COM 126408103 720 15,465 SH   SOLE   0 0 15,465
APPLE INC COM 037833100 46,332 322,513 SH   SOLE   0 0 322,513
CAMPBELL SOUP CO COM 134429109 2,096 36,620 SH   SOLE   0 0 36,620
ROSS STORES INC COM 778296103 7,234 109,816 SH   SOLE   0 0 109,816
PG&E CORP COM 69331C108 14,294 215,403 SH   SOLE   0 0 215,403
ALLERGAN PLC SHS G0177J108 329 1,375 SH   SOLE   0 0 1,375
SOUTHERN CO COM 842587107 262 5,254 SH   SOLE   0 0 5,254
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 237 5,962 SH   SOLE   0 0 5,962
CERNER CORP COM 156782104 337 5,729 SH   SOLE   0 0 5,729
ISHARES TR CORE US AGGBD ET 464287226 178,849 1,648,526 SH   SOLE   0 0 1,648,526
ISHARES TR SELECT DIVID ETF 464287168 418 4,584 SH   SOLE   0 0 4,584
MFA FINL INC COM 55272X102 81 10,000 SH   SOLE   0 0 10,000
CLOROX CO DEL COM 189054109 4,075 30,225 SH   SOLE   0 0 30,225
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 219 6,001 SH   SOLE   0 0 6,001
NVIDIA CORP COM 67066G104 227 2,088 SH   SOLE   0 0 2,088
NUCOR CORP COM 670346105 366 6,128 SH   SOLE   0 0 6,128
NOVO-NORDISK A S ADR 670100205 5,008 146,078 SH   SOLE   0 0 146,078
ENTERPRISE PRODS PARTNERS L COM 293792107 659 23,886 SH   SOLE   0 0 23,886
ALPHABET INC CAP STK CL A 02079K305 21,314 25,140 SH   SOLE   0 0 25,140
VANGUARD INDEX FDS VALUE ETF 922908744 4,014 42,087 SH   SOLE   0 0 42,087
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,146 30,082 SH   SOLE   0 0 30,082
VANGUARD INDEX FDS REIT ETF 922908553 3,878 46,961 SH   SOLE   0 0 46,961
VANGUARD INDEX FDS GROWTH ETF 922908736 51,666 424,672 SH   SOLE   0 0 424,672
SPDR SERIES TRUST S&P DIVID ETF 78464A763 60,541 686,878 SH   SOLE   0 0 686,878
BIOTIME INC COM 09066L105 2,040 591,245 SH   SOLE   0 0 591,245
CVB FINL CORP COM 126600105 345 15,635 SH   SOLE   0 0 15,635
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,100 15,167 SH   SOLE   0 0 15,167
MASTERCARD INCORPORATED CL A 57636Q104 21,125 187,825 SH   SOLE   0 0 187,825
WISDOMTREE TR MIDCAP DIVI FD 97717W505 7,632 78,253 SH   SOLE   0 0 78,253
WISDOMTREE TR SMALLCAP DIVID 97717W604 7,477 92,748 SH   SOLE   0 0 92,748
ISHARES TR USA ESG SLCT ETF 464288802 1,134 11,542 SH   SOLE   0 0 11,542
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,442 115,111 SH   SOLE   0 0 115,111
MEDICAL PPTYS TRUST INC COM 58463J304 137 10,624 SH   SOLE   0 0 10,624
LEIDOS HLDGS INC COM 525327102 202 3,943 SH   SOLE   0 0 3,943
ROYAL BK SCOTLAND GROUP PLC SPON ADR F 780097804 264 10,000 SH   SOLE   0 0 10,000
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 4,110 79,118 SH   SOLE   0 0 79,118
ISHARES TR SHRT TRS BD ETF 464288679 282 2,559 SH   SOLE   0 0 2,559
ISHARES TR 1-3 YR CR BD ETF 464288646 39,411 374,519 SH   SOLE   0 0 374,519
ISHARES TR GLOBAL MATER ETF 464288695 5,949 100,481 SH   SOLE   0 0 100,481
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,109 13,683 SH   SOLE   0 0 13,683
ISHARES TR MSCI KLD400 SOC 464288570 976 11,251 SH   SOLE   0 0 11,251
ISHARES TR U.S. PFD STK ETF 464288687 3,665 94,711 SH   SOLE   0 0 94,711
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 8,958 74,168 SH   SOLE   0 0 74,168
ISHARES TR INTL SEL DIV ETF 464288448 9,163 291,252 SH   SOLE   0 0 291,252
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 563 14,338 SH   SOLE   0 0 14,338
ISHARES TR INTERM CR BD ETF 464288638 4,834 44,362 SH   SOLE   0 0 44,362
VISA INC COM CL A 92826C839 265 2,986 SH   SOLE   0 0 2,986
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 1,096 19,182 SH   SOLE   0 0 19,182
UNITED SECURITY BANCSHARES C COM 911460103 667 91,373 SH   SOLE   0 0 91,373
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 1,030 30,189 SH   SOLE   0 0 30,189
PIMCO ETF TR 1-5 US TIP IDX 72201R205 294 5,569 SH   SOLE   0 0 5,569
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,263 39,668 SH   SOLE   0 0 39,668
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,270 42,518 SH   SOLE   0 0 42,518
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,874 104,382 SH   SOLE   0 0 104,382
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 673 10,691 SH   SOLE   0 0 10,691
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 515 8,520 SH   SOLE   0 0 8,520
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 489 20,404 SH   SOLE   0 0 20,404
TESLA INC COM 88160R101 229 822 SH   SOLE   0 0 822
KKR & CO L P DEL COM UNITS 48248M102 292 16,000 SH   SOLE   0 0 16,000
PIMCO ETF TR INV GRD CRP BD 72201R817 1,020 9,904 SH   SOLE   0 0 9,904
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,276 38,255 SH   SOLE   0 0 38,255
ISHARES TR 0-5 YR TIPS ETF 46429B747 40,655 400,739 SH   SOLE   0 0 400,739
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 327 6,905 SH   SOLE   0 0 6,905
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,962 127,323 SH   SOLE   0 0 127,323
ISHARES TR CORE HIGH DV ETF 46429B663 13,690 163,249 SH   SOLE   0 0 163,249
ISHARES TR FLTG RATE BD ETF 46429B655 19,162 376,693 SH   SOLE   0 0 376,693
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,152 118,788 SH   SOLE   0 0 118,788
ISHARES MSCI FRNTR100ETF 464286145 206 7,443 SH   SOLE   0 0 7,443
PHILLIPS 66 COM 718546104 428 5,400 SH   SOLE   0 0 5,400
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 4,434 42,105 SH   SOLE   0 0 42,105
FACEBOOK INC CL A 30303M102 847 5,961 SH   SOLE   0 0 5,961
ISHARES INC CORE MSCI EMKT 46434G103 30,934 647,299 SH   SOLE   0 0 647,299
ABBVIE INC COM 00287Y109 22,465 344,763 SH   SOLE   0 0 344,763
ALPHABET INC CAP STK CL C 02079K107 859 1,036 SH   SOLE   0 0 1,036
ISHARES TR CORE DIV GRWTH 46434V621 2,591 85,104 SH   SOLE   0 0 85,104
FIDELITY TOTAL BD ETF 316188309 1,036 20,793 SH   SOLE   0 0 20,793
HEWLETT PACKARD ENTERPRISE C COM 42824C109 408 17,224 SH   SOLE   0 0 17,224
ONCOCYTE CORPORATION COM 68235C107 176 29,656 SH   SOLE   0 0 29,656
FORTIVE CORP COM 34959J108 9,813 162,951 SH   SOLE   0 0 162,951