The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 605 2,932 SH   SOLE   0 0 2,932
ISHARES INC MSCI JPN ETF NEW 46434G822 258 5,009 SH   SOLE   0 0 5,009
ISHARES TR CORE S&P MCP ETF 464287507 12,881 75,231 SH   SOLE   0 0 75,231
ISHARES TR S&P MC 400VL ETF 464287705 5,888 39,663 SH   SOLE   0 0 39,663
ISHARES TR S&P MC 400GR ETF 464287606 3,443 18,033 SH   SOLE   0 0 18,033
ISHARES TR CORE S&P SCP ETF 464287804 14,487 209,477 SH   SOLE   0 0 209,477
ISHARES TR SP SMCP600GR ETF 464287887 510 3,333 SH   SOLE   0 0 3,333
ISHARES TR S&P 500 VAL ETF 464287408 17,452 167,740 SH   SOLE   0 0 167,740
ISHARES TR CORE S&P500 ETF 464287200 11,993 50,545 SH   SOLE   0 0 50,545
ISHARES TR S&P 500 GRWT ETF 464287309 20,293 154,295 SH   SOLE   0 0 154,295
ISHARES TR RUS 1000 ETF 464287622 969 7,385 SH   SOLE   0 0 7,385
ISHARES TR RUS 1000 VAL ETF 464287598 4,608 40,093 SH   SOLE   0 0 40,093
ISHARES TR RUS 1000 GRW ETF 464287614 4,081 35,858 SH   SOLE   0 0 35,858
ISHARES TR RUSSELL 2000 ETF 464287655 2,079 15,122 SH   SOLE   0 0 15,122
ISHARES TR RUS 2000 VAL ETF 464287630 712 6,024 SH   SOLE   0 0 6,024
ISHARES TR RUSSELL 3000 ETF 464287689 248 1,771 SH   SOLE   0 0 1,771
ISHARES TR CORE S&P US ETF 464287671 298 6,429 SH   SOLE   0 0 6,429
ISHARES TR U.S. REAL ES ETF 464287739 1,575 20,065 SH   SOLE   0 0 20,065
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 261 834 SH   SOLE   0 0 834
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,501 10,610 SH   SOLE   0 0 10,610
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 291 5,669 SH   SOLE   0 0 5,669
ADOBE SYS INC COM 00724F101 623 4,786 SH   SOLE   0 0 4,786
AMERICAN INTL GROUP INC COM NEW 026874784 611 9,780 SH   SOLE   0 0 9,780
AMAZON COM INC COM 023135106 2,461 2,776 SH   SOLE   0 0 2,776
BRISTOL MYERS SQUIBB CO COM 110122108 844 15,512 SH   SOLE   0 0 15,512
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,086 6,516 SH   SOLE   0 0 6,516
CARLISLE COS INC COM 142339100 358 3,365 SH   SOLE   0 0 3,365
EMERSON ELEC CO COM 291011104 901 15,059 SH   SOLE   0 0 15,059
BOEING CO COM 097023105 1,025 5,793 SH   SOLE   0 0 5,793
REALTY INCOME CORP COM 756109104 325 5,462 SH   SOLE   0 0 5,462
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,003 15,128 SH   SOLE   0 0 15,128
AMGEN INC COM 031162100 815 4,969 SH   SOLE   0 0 4,969
ABBOTT LABS COM 002824100 431 9,698 SH   SOLE   0 0 9,698
ANADARKO PETE CORP COM 032511107 214 3,454 SH   SOLE   0 0 3,454
BP PLC SPONSORED ADR 055622104 490 14,187 SH   SOLE   0 0 14,187
ALTRIA GROUP INC COM 02209S103 1,634 22,884 SH   SOLE   0 0 22,884
FEDEX CORP COM 31428X106 205 1,051 SH   SOLE   0 0 1,051
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 349 8,283 SH   SOLE   0 0 8,283
INTEL CORP COM 458140100 2,028 56,222 SH   SOLE   0 0 56,222
ILLINOIS TOOL WKS INC COM 452308109 279 2,104 SH   SOLE   0 0 2,104
ISHARES TR RUS 2000 GRW ETF 464287648 1,750 10,824 SH   SOLE   0 0 10,824
NEWELL BRANDS INC COM 651229106 619 13,116 SH   SOLE   0 0 13,116
ORACLE CORP COM 68389X105 724 16,226 SH   SOLE   0 0 16,226
DU PONT E I DE NEMOURS & CO COM 263534109 642 7,988 SH   SOLE   0 0 7,988
QUALCOMM INC COM 747525103 837 14,602 SH   SOLE   0 0 14,602
DISNEY WALT CO COM DISNEY 254687106 2,051 18,091 SH   SOLE   0 0 18,091
HONEYWELL INTL INC COM 438516106 467 3,740 SH   SOLE   0 0 3,740
SYSCO CORP COM 871829107 292 5,616 SH   SOLE   0 0 5,616
US BANCORP DEL COM NEW 902973304 1,508 29,278 SH   SOLE   0 0 29,278
JOHNSON & JOHNSON COM 478160104 4,882 39,197 SH   SOLE   0 0 39,197
MEDTRONIC PLC SHS G5960L103 610 7,567 SH   SOLE   0 0 7,567
PFIZER INC COM 717081103 4,118 120,374 SH   SOLE   0 0 120,374
EXELON CORP COM 30161N101 642 17,844 SH   SOLE   0 0 17,844
KROGER CO COM 501044101 211 7,154 SH   SOLE   0 0 7,154
LOWES COS INC COM 548661107 317 3,854 SH   SOLE   0 0 3,854
ISHARES TR MSCI EAFE ETF 464287465 5,410 86,844 SH   SOLE   0 0 86,844
CHEVRON CORP NEW COM 166764100 2,190 20,400 SH   SOLE   0 0 20,400
MOTOROLA SOLUTIONS INC COM NEW 620076307 509 5,904 SH   SOLE   0 0 5,904
MICROSOFT CORP COM 594918104 3,336 50,650 SH   SOLE   0 0 50,650
ISHARES MSCI PAC JP ETF 464286665 1,272 28,456 SH   SOLE   0 0 28,456
UNITED PARCEL SERVICE INC CL B 911312106 697 6,491 SH   SOLE   0 0 6,491
AT&T INC COM 00206R102 2,431 58,509 SH   SOLE   0 0 58,509
BB&T CORP COM 054937107 965 21,591 SH   SOLE   0 0 21,591
CITIGROUP INC COM NEW 172967424 431 7,202 SH   SOLE   0 0 7,202
CISCO SYS INC COM 17275R102 1,336 39,538 SH   SOLE   0 0 39,538
INTERNATIONAL BUSINESS MACHS COM 459200101 1,822 10,461 SH   SOLE   0 0 10,461
COCA COLA CO COM 191216100 1,363 32,127 SH   SOLE   0 0 32,127
LOCKHEED MARTIN CORP COM 539830109 1,271 4,750 SH   SOLE   0 0 4,750
PEPSICO INC COM 713448108 29,734 265,818 SH   SOLE   0 0 265,818
STRYKER CORP COM 863667101 801 6,084 SH   SOLE   0 0 6,084
JOHNSON CTLS INTL PLC SHS G51502105 388 9,207 SH   SOLE   0 0 9,207
VERIZON COMMUNICATIONS INC COM 92343V104 1,453 29,815 SH   SOLE   0 0 29,815
ISHARES TR RUS MID CAP ETF 464287499 205 1,095 SH   SOLE   0 0 1,095
ISHARES TR RUS MD CP GR ETF 464287481 212 2,042 SH   SOLE   0 0 2,042
ISHARES TR RUS MDCP VAL ETF 464287473 236 2,843 SH   SOLE   0 0 2,843
ISHARES TR U.S. ENERGY ETF 464287796 251 6,500 SH   SOLE   0 0 6,500
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 738 10,557 SH   SOLE   0 0 10,557
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,902 29,232 SH   SOLE   0 0 29,232
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,402 26,297 SH   SOLE   0 0 26,297
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 515 6,925 SH   SOLE   0 0 6,925
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 802 9,120 SH   SOLE   0 0 9,120
ISHARES TR NASDQ BIOTEC ETF 464287556 240 817 SH   SOLE   0 0 817
ISHARES TR NA NAT RES 464287374 201 5,875 SH   SOLE   0 0 5,875
ISHARES INC MSCI TAIWAN ETF 46434G772 400 12,028 SH   SOLE   0 0 12,028
ISHARES MSCI BRZ CAP ETF 464286400 331 8,826 SH   SOLE   0 0 8,826
ISHARES MSCI STH KOR ETF 464286772 1,182 19,112 SH   SOLE   0 0 19,112
TIME WARNER INC COM NEW 887317303 476 4,870 SH   SOLE   0 0 4,870
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,509 61,254 SH   SOLE   0 0 61,254
SCHWAB CHARLES CORP NEW COM 808513105 399 9,770 SH   SOLE   0 0 9,770
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,165 14,031 SH   SOLE   0 0 14,031
DEERE & CO COM 244199105 243 2,228 SH   SOLE   0 0 2,228
BANK AMER CORP COM 060505104 736 31,191 SH   SOLE   0 0 31,191
STARBUCKS CORP COM 855244109 769 13,165 SH   SOLE   0 0 13,165
AUTOMATIC DATA PROCESSING IN COM 053015103 412 4,026 SH   SOLE   0 0 4,026
AEGON N V NY REGISTRY SH 007924103 177 34,529 SH   SOLE   0 0 34,529
EXXON MOBIL CORP COM 30231G102 2,909 35,470 SH   SOLE   0 0 35,470
AFLAC INC COM 001055102 273 3,776 SH   SOLE   0 0 3,776
WAL-MART STORES INC COM 931142103 1,800 24,975 SH   SOLE   0 0 24,975
APPLIED MATLS INC COM 038222105 214 5,509 SH   SOLE   0 0 5,509
UNION PAC CORP COM 907818108 638 6,025 SH   SOLE   0 0 6,025
UNILEVER PLC SPON ADR NEW 904767704 508 10,292 SH   SOLE   0 0 10,292
TEXAS INSTRS INC COM 882508104 360 4,463 SH   SOLE   0 0 4,463
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 311 9,476 SH   SOLE   0 0 9,476
BARCLAYS PLC ADR 06738E204 192 17,073 SH   SOLE   0 0 17,073
TOTAL S A SPONSORED ADR 89151E109 217 4,305 SH   SOLE   0 0 4,305
TARGET CORP COM 87612E106 567 10,267 SH   SOLE   0 0 10,267
COLGATE PALMOLIVE CO COM 194162103 394 5,390 SH   SOLE   0 0 5,390
CAPITAL ONE FINL CORP COM 14040H105 804 9,283 SH   SOLE   0 0 9,283
COSTCO WHSL CORP NEW COM 22160K105 443 2,640 SH   SOLE   0 0 2,640
LILLY ELI & CO COM 532457108 423 5,026 SH   SOLE   0 0 5,026
CVS HEALTH CORP COM 126650100 739 9,409 SH   SOLE   0 0 9,409
DOMINION RES INC VA NEW COM 25746U109 289 3,724 SH   SOLE   0 0 3,724
SCHLUMBERGER LTD COM 806857108 681 8,719 SH   SOLE   0 0 8,719
DANAHER CORP DEL COM 235851102 253 2,959 SH   SOLE   0 0 2,959
ENI S P A SPONSORED ADR 26874R108 222 6,798 SH   SOLE   0 0 6,798
MCKESSON CORP COM 58155Q103 385 2,599 SH   SOLE   0 0 2,599
MERCK & CO INC COM 58933Y105 1,188 18,694 SH   SOLE   0 0 18,694
NOVARTIS A G SPONSORED ADR 66987V109 269 3,626 SH   SOLE   0 0 3,626
RAYTHEON CO COM NEW 755111507 542 3,553 SH   SOLE   0 0 3,553
FIFTH THIRD BANCORP COM 316773100 521 20,511 SH   SOLE   0 0 20,511
PROCTER AND GAMBLE CO COM 742718109 2,943 32,752 SH   SOLE   0 0 32,752
GENERAL ELECTRIC CO COM 369604103 2,538 85,182 SH   SOLE   0 0 85,182
KIMBERLY CLARK CORP COM 494368103 647 4,912 SH   SOLE   0 0 4,912
GILEAD SCIENCES INC COM 375558103 1,649 24,279 SH   SOLE   0 0 24,279
GOLDMAN SACHS GROUP INC COM 38141G104 472 2,056 SH   SOLE   0 0 2,056
HSBC HLDGS PLC SPON ADR NEW 404280406 395 9,678 SH   SOLE   0 0 9,678
HOME DEPOT INC COM 437076102 1,632 11,118 SH   SOLE   0 0 11,118
ING GROEP N V SPONSORED ADR 456837103 15,284 1,012,872 SH   SOLE   0 0 1,012,872
MCDONALDS CORP COM 580135101 1,364 10,523 SH   SOLE   0 0 10,523
NIKE INC CL B 654106103 875 15,695 SH   SOLE   0 0 15,695
JPMORGAN CHASE & CO COM 46625H100 3,021 34,392 SH   SOLE   0 0 34,392
SIRIUS XM HLDGS INC COM 82968B103 127 24,682 SH   SOLE   0 0 24,682
WENDYS CO COM 95058W100 178 13,061 SH   SOLE   0 0 13,061
TJX COS INC NEW COM 872540109 867 10,969 SH   SOLE   0 0 10,969
FLEX LTD ORD Y2573F102 247 14,725 SH   SOLE   0 0 14,725
MONDELEZ INTL INC CL A 609207105 541 12,555 SH   SOLE   0 0 12,555
HP INC COM 40434L105 309 17,308 SH   SOLE   0 0 17,308
PRICELINE GRP INC COM NEW 741503403 212 119 SH   SOLE   0 0 119
WELLS FARGO & CO NEW COM 949746101 1,768 31,756 SH   SOLE   0 0 31,756
ISHARES TR 1-3 YR TR BD ETF 464287457 2,206 26,098 SH   SOLE   0 0 26,098
ISHARES TR 7-10YR TR BD ETF 464287440 1,096 10,380 SH   SOLE   0 0 10,380
ISHARES TR IBOXX INV CP ETF 464287242 901 7,640 SH   SOLE   0 0 7,640
MONSANTO CO NEW COM 61166W101 1,271 11,226 SH   SOLE   0 0 11,226
PROGRESSIVE CORP OHIO COM 743315103 25,310 645,991 SH   SOLE   0 0 645,991
XCEL ENERGY INC COM 98389B100 250 5,626 SH   SOLE   0 0 5,626
FISERV INC COM 337738108 455 3,943 SH   SOLE   0 0 3,943
FORD MTR CO DEL COM PAR $0.01 345370860 1,880 161,507 SH   SOLE   0 0 161,507
UNITEDHEALTH GROUP INC COM 91324P102 1,337 8,154 SH   SOLE   0 0 8,154
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 531 4,426 SH   SOLE   0 0 4,426
AMERICAN TOWER CORP NEW COM 03027X100 248 2,037 SH   SOLE   0 0 2,037
ZIMMER BIOMET HLDGS INC COM 98956P102 222 1,816 SH   SOLE   0 0 1,816
UNITED TECHNOLOGIES CORP COM 913017109 1,165 10,386 SH   SOLE   0 0 10,386
FEDERATED INVS INC PA CL B 314211103 216 8,218 SH   SOLE   0 0 8,218
3M CO COM 88579Y101 857 4,480 SH   SOLE   0 0 4,480
COMCAST CORP NEW CL A 20030N101 767 20,398 SH   SOLE   0 0 20,398
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,619 13,346 SH   SOLE   0 0 13,346
NORFOLK SOUTHERN CORP COM 655844108 419 3,743 SH   SOLE   0 0 3,743
HUNTINGTON BANCSHARES INC COM 446150104 320 23,872 SH   SOLE   0 0 23,872
WELLTOWER INC COM 95040Q104 543 7,662 SH   SOLE   0 0 7,662
NEXTERA ENERGY INC COM 65339F101 840 6,543 SH   SOLE   0 0 6,543
DUKE ENERGY CORP NEW COM NEW 26441C204 1,862 22,706 SH   SOLE   0 0 22,706
CONOCOPHILLIPS COM 20825C104 519 10,400 SH   SOLE   0 0 10,400
CSX CORP COM 126408103 337 7,246 SH   SOLE   0 0 7,246
APPLE INC COM 037833100 6,987 48,634 SH   SOLE   0 0 48,634
ALLSTATE CORP COM 020002101 297 3,643 SH   SOLE   0 0 3,643
CATERPILLAR INC DEL COM 149123101 692 7,455 SH   SOLE   0 0 7,455
SUNCOR ENERGY INC NEW COM 867224107 228 7,424 SH   SOLE   0 0 7,424
ISHARES TR MSCI EMG MKT ETF 464287234 3,236 82,141 SH   SOLE   0 0 82,141
DTE ENERGY CO COM 233331107 310 3,033 SH   SOLE   0 0 3,033
CELGENE CORP COM 151020104 1,119 8,994 SH   SOLE   0 0 8,994
CHUBB LIMITED COM H1467J104 288 2,114 SH   SOLE   0 0 2,114
CEDAR FAIR L P DEPOSITRY UNIT 150185106 305 4,495 SH   SOLE   0 0 4,495
HALLIBURTON CO COM 406216101 391 7,939 SH   SOLE   0 0 7,939
ECOLAB INC COM 278865100 354 2,828 SH   SOLE   0 0 2,828
ISHARES MSCI STH AFR ETF 464286780 319 5,776 SH   SOLE   0 0 5,776
AES CORP COM 00130H105 223 19,942 SH   SOLE   0 0 19,942
AMERICAN EXPRESS CO COM 025816109 532 6,731 SH   SOLE   0 0 6,731
GENERAL MLS INC COM 370334104 388 6,573 SH   SOLE   0 0 6,573
EDWARDS LIFESCIENCES CORP COM 28176E108 319 3,393 SH   SOLE   0 0 3,393
S&P GLOBAL INC COM 78409V104 262 2,007 SH   SOLE   0 0 2,007
PG&E CORP COM 69331C108 276 4,160 SH   SOLE   0 0 4,160
DOW CHEM CO COM 260543103 13,078 205,825 SH   SOLE   0 0 205,825
GENERAL DYNAMICS CORP COM 369550108 289 1,543 SH   SOLE   0 0 1,543
ALLERGAN PLC SHS G0177J108 425 1,780 SH   SOLE   0 0 1,780
KLA-TENCOR CORP COM 482480100 270 2,843 SH   SOLE   0 0 2,843
SOUTHERN CO COM 842587107 1,121 22,517 SH   SOLE   0 0 22,517
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,080 77,540 SH   SOLE   0 0 77,540
PAYCHEX INC COM 704326107 284 4,829 SH   SOLE   0 0 4,829
NORTHROP GRUMMAN CORP COM 666807102 317 1,333 SH   SOLE   0 0 1,333
BERKSHIRE HATHAWAY INC DEL CL A 084670108 250 1 SH   SOLE   0 0 1
QIAGEN NV SHS NEW N72482123 207 7,129 SH   SOLE   0 0 7,129
WESTERN DIGITAL CORP COM 958102105 261 3,163 SH   SOLE   0 0 3,163
VALERO ENERGY CORP NEW COM 91913Y100 333 5,030 SH   SOLE   0 0 5,030
RAIT FINANCIAL TRUST COM NEW 749227609 32 10,000 SH   SOLE   0 0 10,000
PNC FINL SVCS GROUP INC COM 693475105 251 2,090 SH   SOLE   0 0 2,090
MYLAN N V SHS EURO N59465109 242 6,198 SH   SOLE   0 0 6,198
CME GROUP INC COM 12572Q105 212 1,784 SH   SOLE   0 0 1,784
GENTEX CORP COM 371901109 331 15,522 SH   SOLE   0 0 15,522
ISHARES TR CORE US AGGBD ET 464287226 6,115 56,360 SH   SOLE   0 0 56,360
ISHARES TR SELECT DIVID ETF 464287168 1,298 14,251 SH   SOLE   0 0 14,251
ISHARES TR TIPS BD ETF 464287176 6,138 53,540 SH   SOLE   0 0 53,540
CLOROX CO DEL COM 189054109 287 2,128 SH   SOLE   0 0 2,128
ACTIVISION BLIZZARD INC COM 00507V109 218 4,371 SH   SOLE   0 0 4,371
AIR PRODS & CHEMS INC COM 009158106 275 2,036 SH   SOLE   0 0 2,036
SAP SE SPON ADR 803054204 365 3,717 SH   SOLE   0 0 3,717
MID AMER APT CMNTYS INC COM 59522J103 227 2,231 SH   SOLE   0 0 2,231
CMS ENERGY CORP COM 125896100 237 5,286 SH   SOLE   0 0 5,286
TRAVELERS COMPANIES INC COM 89417E109 268 2,220 SH   SOLE   0 0 2,220
AMERICAN ELEC PWR INC COM 025537101 340 5,064 SH   SOLE   0 0 5,064
WEYERHAEUSER CO COM 962166104 230 6,773 SH   SOLE   0 0 6,773
NATIONAL RETAIL PPTYS INC COM 637417106 250 5,723 SH   SOLE   0 0 5,723
HARRIS CORP DEL COM 413875105 218 1,956 SH   SOLE   0 0 1,956
UNITED RENTALS INC COM 911363109 294 2,354 SH   SOLE   0 0 2,354
GALLAGHER ARTHUR J & CO COM 363576109 219 3,866 SH   SOLE   0 0 3,866
SNAP ON INC COM 833034101 202 1,198 SH   SOLE   0 0 1,198
REYNOLDS AMERICAN INC COM 761713106 268 4,255 SH   SOLE   0 0 4,255
MOODYS CORP COM 615369105 202 1,807 SH   SOLE   0 0 1,807
COLUMBIA PPTY TR INC COM NEW 198287203 297 13,359 SH   SOLE   0 0 13,359
SANOFI SPONSORED ADR 80105N105 325 7,188 SH   SOLE   0 0 7,188
BECTON DICKINSON & CO COM 075887109 361 1,970 SH   SOLE   0 0 1,970
METLIFE INC COM 59156R108 870 16,464 SH   SOLE   0 0 16,464
YUM BRANDS INC COM 988498101 474 7,417 SH   SOLE   0 0 7,417
AETNA INC NEW COM 00817Y108 298 2,335 SH   SOLE   0 0 2,335
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 179 11,276 SH   SOLE   0 0 11,276
POLARIS INDS INC COM 731068102 207 2,472 SH   SOLE   0 0 2,472
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 174 11,345 SH   SOLE   0 0 11,345
PRECISION DRILLING CORP COM 2010 74022D308 81 17,167 SH   SOLE   0 0 17,167
CINTAS CORP COM 172908105 211 1,664 SH   SOLE   0 0 1,664
ALPHABET INC CAP STK CL A 02079K305 1,436 1,694 SH   SOLE   0 0 1,694
TELEFLEX INC COM 879369106 416 2,148 SH   SOLE   0 0 2,148
SPDR GOLD TRUST GOLD SHS 78463V107 1,147 9,659 SH   SOLE   0 0 9,659
CBRE GROUP INC CL A 12504L109 422 12,144 SH   SOLE   0 0 12,144
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 501 7,921 SH   SOLE   0 0 7,921
VANGUARD INDEX FDS VALUE ETF 922908744 1,675 17,558 SH   SOLE   0 0 17,558
CELANESE CORP DEL COM SER A 150870103 243 2,701 SH   SOLE   0 0 2,701
VANGUARD INDEX FDS MID CAP ETF 922908629 4,753 34,137 SH   SOLE   0 0 34,137
VANGUARD INDEX FDS REIT ETF 922908553 822 9,953 SH   SOLE   0 0 9,953
FOOT LOCKER INC COM 344849104 320 4,278 SH   SOLE   0 0 4,278
BLACKROCK INC COM 09247X101 888 2,315 SH   SOLE   0 0 2,315
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 238 4,514 SH   SOLE   0 0 4,514
VANGUARD INDEX FDS SMALL CP ETF 922908751 298 2,235 SH   SOLE   0 0 2,235
VANGUARD INDEX FDS GROWTH ETF 922908736 3,076 25,284 SH   SOLE   0 0 25,284
DCT INDUSTRIAL TRUST INC COM NEW 233153204 247 5,139 SH   SOLE   0 0 5,139
CRH PLC ADR 12626K203 300 8,543 SH   SOLE   0 0 8,543
NUVEEN AMT FREE MUN CR INC F COM 67071L106 405 27,698 SH   SOLE   0 0 27,698
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 4 12,000 SH   SOLE   0 0 12,000
DYCOM INDS INC COM 267475101 213 2,292 SH   SOLE   0 0 2,292
AMERIPRISE FINL INC COM 03076C106 215 1,656 SH   SOLE   0 0 1,656
NUVEEN QUALITY MUNCP INCOME COM 67066V101 668 48,762 SH   SOLE   0 0 48,762
BAIDU INC SPON ADR REP A 056752108 286 1,658 SH   SOLE   0 0 1,658
INTERCONTINENTAL EXCHANGE IN COM 45866F104 319 5,331 SH   SOLE   0 0 5,331
AMERCO COM 023586100 215 564 SH   SOLE   0 0 564
PARKER HANNIFIN CORP COM 701094104 292 1,821 SH   SOLE   0 0 1,821
STERICYCLE INC COM 858912108 208 2,509 SH   SOLE   0 0 2,509
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 363 6,502 SH   SOLE   0 0 6,502
VANGUARD WORLD FDS UTILITIES ETF 92204A876 276 2,454 SH   SOLE   0 0 2,454
ABB LTD SPONSORED ADR 000375204 246 10,527 SH   SOLE   0 0 10,527
SPDR SERIES TRUST S&P DIVID ETF 78464A763 313 3,549 SH   SOLE   0 0 3,549
ISHARES GOLD TRUST ISHARES 464285105 3,236 269,429 SH   SOLE   0 0 269,429
THERMO FISHER SCIENTIFIC INC COM 883556102 657 4,277 SH   SOLE   0 0 4,277
URSTADT BIDDLE PPTYS INC CL A 917286205 2,791 135,753 SH   SOLE   0 0 135,753
FIRST TR VALUE LINE DIVID IN SHS 33734H106 15,810 544,974 SH   SOLE   0 0 544,974
SALESFORCE COM INC COM 79466L302 261 3,169 SH   SOLE   0 0 3,169
ROCKWELL MED INC COM 774374102 213 33,972 SH   SOLE   0 0 33,972
UNITED STATES OIL FUND LP UNITS 91232N108 177 16,598 SH   SOLE   0 0 16,598
MACATAWA BK CORP COM 554225102 176 17,839 SH   SOLE   0 0 17,839
BANK HAWAII CORP COM 062540109 284 3,445 SH   SOLE   0 0 3,445
NEWMARKET CORP COM 651587107 248 547 SH   SOLE   0 0 547
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,399 28,876 SH   SOLE   0 0 28,876
MASTERCARD INCORPORATED CL A 57636Q104 1,139 10,125 SH   SOLE   0 0 10,125
BCE INC COM NEW 05534B760 220 4,976 SH   SOLE   0 0 4,976
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 1,724 56,385 SH   SOLE   0 0 56,385
CENTERSTATE BANKS INC COM 15201P109 321 12,377 SH   SOLE   0 0 12,377
FIRST REP BK SAN FRANCISCO C COM 33616C100 229 2,439 SH   SOLE   0 0 2,439
WISDOMTREE TR SMALLCAP DIVID 97717W604 556 6,896 SH   SOLE   0 0 6,896
ISHARES TR CORE S&P TTL STK 464287150 10,825 200,356 SH   SOLE   0 0 200,356
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 406 28,230 SH   SOLE   0 0 28,230
NUVEEN MICHIGAN QLT MUN INC COM 670979103 520 39,059 SH   SOLE   0 0 39,059
INVESCO MUNI INCOME OPP TRST COM 46132X101 84 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 910 66,900 SH   SOLE   0 0 66,900
PROASSURANCE CORP COM 74267C106 2,630 43,654 SH   SOLE   0 0 43,654
LAMAR ADVERTISING CO NEW CL A 512816109 223 2,984 SH   SOLE   0 0 2,984
PROSHARES TR PSHS ULTRA DOW30 74347R305 274 3,000 SH   SOLE   0 0 3,000
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 603 5,335 SH   SOLE   0 0 5,335
SPDR SERIES TRUST S&P BK ETF 78464A797 1,612 37,502 SH   SOLE   0 0 37,502
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,248 12,240 SH   SOLE   0 0 12,240
NEOGEN CORP COM 640491106 243 3,710 SH   SOLE   0 0 3,710
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 293 6,126 SH   SOLE   0 0 6,126
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 141 25,333 SH   SOLE   0 0 25,333
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 401 21,466 SH   SOLE   0 0 21,466
ISHARES TR IBOXX HI YD ETF 464288513 6,453 73,513 SH   SOLE   0 0 73,513
ISHARES TR 1-3 YR CR BD ETF 464288646 3,423 32,524 SH   SOLE   0 0 32,524
MORGAN STANLEY CHINA A SH FD COM 617468103 318 16,521 SH   SOLE   0 0 16,521
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,083 24,912 SH   SOLE   0 0 24,912
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 680 7,724 SH   SOLE   0 0 7,724
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,104 13,620 SH   SOLE   0 0 13,620
DISCOVER FINL SVCS COM 254709108 560 8,192 SH   SOLE   0 0 8,192
ISHARES TR MBS ETF 464288588 4,815 45,191 SH   SOLE   0 0 45,191
ISHARES TR U.S. PFD STK ETF 464288687 1,213 31,346 SH   SOLE   0 0 31,346
BANK NEW YORK MELLON CORP COM 064058100 247 5,236 SH   SOLE   0 0 5,236
ISHARES TR INTL SEL DIV ETF 464288448 1,159 36,841 SH   SOLE   0 0 36,841
ISHARES TR 3-7 YR TR BD ETF 464288661 3,737 30,366 SH   SOLE   0 0 30,366
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,673 47,300 SH   SOLE   0 0 47,300
PROSHARES TR PSHS ULT SCAP600 74347R818 246 3,000 SH   SOLE   0 0 3,000
PROSHARES TR ULTRA FNCLS NEW 74347X633 486 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,542 268,233 SH   SOLE   0 0 268,233
ISHARES TR NATIONAL MUN ETF 464288414 1,915 17,577 SH   SOLE   0 0 17,577
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 3,135 117,663 SH   SOLE   0 0 117,663
ISHARES TR JP MOR EM MK ETF 464288281 584 5,135 SH   SOLE   0 0 5,135
SPDR SERIES TRUST BLMBRG BR 1 3 MT 78464A680 1,108 24,230 SH   SOLE   0 0 24,230
POWERSHARES ETF TR II WK VRDO TX FR 73936T433 1,060 42,556 SH   SOLE   0 0 42,556
ISHARES TR INTERM CR BD ETF 464288638 407 3,731 SH   SOLE   0 0 3,731
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 621 16,805 SH   SOLE   0 0 16,805
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 240 15,900 SH   SOLE   0 0 15,900
ISHARES TR EAFE SML CP ETF 464288273 409 7,552 SH   SOLE   0 0 7,552
VISA INC COM CL A 92826C839 1,269 14,278 SH   SOLE   0 0 14,278
GRAMERCY PPTY TR COM NEW 385002308 207 7,885 SH   SOLE   0 0 7,885
PHILIP MORRIS INTL INC COM 718172109 1,564 13,856 SH   SOLE   0 0 13,856
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 519 29,743 SH   SOLE   0 0 29,743
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 1,644 70,157 SH   SOLE   0 0 70,157
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 276 7,259 SH   SOLE   0 0 7,259
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 353 23,850 SH   SOLE   0 0 23,850
SEACOAST BKG CORP FLA COM NEW 811707801 366 15,265 SH   SOLE   0 0 15,265
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 600 9,195 SH   SOLE   0 0 9,195
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 644 32,929 SH   SOLE   0 0 32,929
ISHARES TR AGENCY BOND ETF 464288166 2,579 22,817 SH   SOLE   0 0 22,817
ISHARES TR SHRT NAT MUN ETF 464288158 532 5,039 SH   SOLE   0 0 5,039
ISHARES TR INTL TREA BD ETF 464288117 2,376 25,999 SH   SOLE   0 0 25,999
FS INVT CORP COM 302635107 1,171 119,515 SH   SOLE   0 0 119,515
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,188 71,643 SH   SOLE   0 0 71,643
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,504 46,552 SH   SOLE   0 0 46,552
BROADCOM LTD SHS Y09827109 209 956 SH   SOLE   0 0 956
WASHINGTONFIRST BANKSHARES I COM 940730104 262 9,358 SH   SOLE   0 0 9,358
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,293 12,723 SH   SOLE   0 0 12,723
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 212 7,083 SH   SOLE   0 0 7,083
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,554 44,575 SH   SOLE   0 0 44,575
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,472 46,703 SH   SOLE   0 0 46,703
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 257 4,896 SH   SOLE   0 0 4,896
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 571 23,827 SH   SOLE   0 0 23,827
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 398 18,616 SH   SOLE   0 0 18,616
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 498 5,466 SH   SOLE   0 0 5,466
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 2,293 73,273 SH   SOLE   0 0 73,273
CBOE HLDGS INC COM 12503M108 235 2,904 SH   SOLE   0 0 2,904
TESLA INC COM 88160R101 321 1,155 SH   SOLE   0 0 1,155
NXP SEMICONDUCTORS N V COM N6596X109 236 2,282 SH   SOLE   0 0 2,282
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,018 46,303 SH   SOLE   0 0 46,303
ISHARES INC MSCI RUS ETF NEW 46434G798 375 11,689 SH   SOLE   0 0 11,689
GENERAL MTRS CO COM 37045V100 229 6,468 SH   SOLE   0 0 6,468
ISHARES TR CORE HIGH DV ETF 46429B663 811 9,666 SH   SOLE   0 0 9,666
ISHARES TR CHINA ETF 46429B671 774 15,493 SH   SOLE   0 0 15,493
NEW YORK REIT INC COM 64976L109 465 48,009 SH   SOLE   0 0 48,009
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 368 3,642 SH   SOLE   0 0 3,642
ISHARES TR FLTG RATE BD ETF 46429B655 592 11,640 SH   SOLE   0 0 11,640
MARATHON PETE CORP COM 56585A102 317 6,263 SH   SOLE   0 0 6,263
ISHARES TR MIN VOL USA ETF 46429B697 626 13,125 SH   SOLE   0 0 13,125
ISHARES MIN VOL EMRG MKT 464286533 223 4,163 SH   SOLE   0 0 4,163
ISHARES EM MKTS CURR ETF 464286517 1,040 22,889 SH   SOLE   0 0 22,889
ISHARES MSCI FRNTR100ETF 464286145 294 10,613 SH   SOLE   0 0 10,613
PHILLIPS 66 COM 718546104 203 2,567 SH   SOLE   0 0 2,567
ISHARES TR MSCI INDIA ETF 46429B598 416 13,197 SH   SOLE   0 0 13,197
SPDR SER TR BLOOMBERG SRT TR 78468R408 401 14,353 SH   SOLE   0 0 14,353
FACEBOOK INC CL A 30303M102 1,351 9,511 SH   SOLE   0 0 9,511
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 360 14,006 SH   SOLE   0 0 14,006
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 573 22,627 SH   SOLE   0 0 22,627
ISHARES INC CORE MSCI EMKT 46434G103 8,332 174,355 SH   SOLE   0 0 174,355
ISHARES TR CORE MSCITOTAL 46432F834 689 12,589 SH   SOLE   0 0 12,589
ISHARES TR CORE MSCI EAFE 46432F842 20,274 349,845 SH   SOLE   0 0 349,845
ISHARES TR CORE ST USDB ETF 46432F859 5,852 116,767 SH   SOLE   0 0 116,767
ISHARES TR GNMA BOND ETF 46429B333 1,544 31,076 SH   SOLE   0 0 31,076
ABBVIE INC COM 00287Y109 1,370 21,028 SH   SOLE   0 0 21,028
DOUBLELINE INCOME SOLUTIONS COM 258622109 731 36,436 SH   SOLE   0 0 36,436
WISDOMTREE TR US QTLY DIV GRT 97717X669 349 9,845 SH   SOLE   0 0 9,845
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,384 99,469 SH   SOLE   0 0 99,469
SPROUTS FMRS MKT INC COM 85208M102 243 10,502 SH   SOLE   0 0 10,502
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 227 9,275 SH   SOLE   0 0 9,275
FIDELITY TELECOMM SVCS 316092873 572 18,684 SH   SOLE   0 0 18,684
FIDELITY MSCI INFO TECH I 316092808 1,328 32,281 SH   SOLE   0 0 32,281
FIDELITY MSCI INDL INDX 316092709 651 19,404 SH   SOLE   0 0 19,404
ISHARES TR 0-5YR INVT GR CP 46434V100 211 4,193 SH   SOLE   0 0 4,193
FIDELITY MSCI FINLS IDX 316092501 540 15,370 SH   SOLE   0 0 15,370
ALPHABET INC CAP STK CL C 02079K107 1,547 1,865 SH   SOLE   0 0 1,865
VANECK MERK GOLD TRUST GOLD TRUST 921078101 184 14,959 SH   SOLE   0 0 14,959
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 272 9,580 SH   SOLE   0 0 9,580
ISHARES TR CORE DIV GRWTH 46434V621 977 32,102 SH   SOLE   0 0 32,102
ISHARES TR CORE MSCI PAC 46434V696 232 4,404 SH   SOLE   0 0 4,404
ISHARES TR CORE TL USD BD 46434V613 705 13,960 SH   SOLE   0 0 13,960
SYNCHRONY FINL COM 87165B103 300 8,749 SH   SOLE   0 0 8,749
ISHARES TR IBONDS SEP20 ETF 46434V571 266 10,392 SH   SOLE   0 0 10,392
UBS GROUP AG SHS H42097107 190 11,896 SH   SOLE   0 0 11,896
KRAFT HEINZ CO COM 500754106 432 4,757 SH   SOLE   0 0 4,757
PAYPAL HLDGS INC COM 70450Y103 358 8,332 SH   SOLE   0 0 8,332
HEWLETT PACKARD ENTERPRISE C COM 42824C109 498 21,009 SH   SOLE   0 0 21,009
AVANGRID INC COM 05351W103 235 5,506 SH   SOLE   0 0 5,506